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6 Digital Banking Trends for 2025

Perficient

As we progress through 2025, the banking industry is set for substantial transformation driven by several key trends. Digital transformation will remain a powerful force, with advancements in AI and machine learning enabling unparalleled operational efficiencies and hyper-personalized customer experiences.

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Top 5 Digital Trends for Insurance in 2025 – P&C, Life, Annuities, Reinsurance

Perficient

The insurance industry in 2025 is at a pivotal point, with key digital insurance trends leading the charge in transforming how carriers operate and interact with customers. Carriers must innovate, adapt to these changes, and leverage new technologies to maintain a competitive edge.

Trends 221
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B2B Payments Drive Instant Payments, Crypto Innovation

PYMNTS

New payment rails are once again in the spotlight as real-time payments and cryptocurrency emerge as the top focuses for innovators. In this week’s look at payment rails innovation, the European Union begins paving the way for greater crypto adoption, while Mastercard expands its own crypto accelerator initiative.

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Understanding Regulation E compliance: What financial institutions need to know

Abrigo

This increased scrutiny can divert resources away from core operations and impact overall efficiency. Operational inefficiencies Non-compliance with Reg E can lead to a higher volume of disputes and regulatory reviews, placing a strain on customer service teams.

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Data Governance in Banking and Financial Services – Importance, Tools and the Future.

Perficient

Companies like American Express have adopted Alation’s tools to streamline their data governance operations. According to S&P Global, nearly 60% of global banks will be embedding climate risk into their core business models by 2025[4].

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How AI helps prevent fraud and false positives—without replacing compliance professionals

Abrigo

The Financial Crimes Enforcement Network (FinCEN) recently released proposed legislation that encourages innovation within AML/CFT programs, advocating for the integration of advanced technologies while maintaining compliance through human supervision.

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Embracing Curiosity: A Mindset for Credit Union Growth and Innovation in 2025

Jack Henry

Drive innovation, evaluate technology spend, and enhance your member experiences by embracing curiosity in financial technology. Discover how your credit union can benefit from embracing curiosity in 2025 and beyond.