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2025 Credit portfolio risk and balance-sheet management outlook

Abrigo

Likely trends are shaped by a dynamic rate environment The top issues facing executives managing credit portfolio risk and the balance sheet at financial institutions are shaped largely by the dynamic rate environment, according to Abrigos outlook for major trends in the year ahead.

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Fraud and AML integration: Is the FRAML approach right for your financial institution?

Abrigo

This article covers these key topics: Benefits of FRAML for risk management Potential drawbacks of the FRAML approach Factors to consider in decision-making What is FRAML? At its core, FRAML is about taking a more holistic approach to financial crime risk management. Staying on top of fraud is a full-time job.

Fraud 195
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CRE risk: Lessons from recent earnings reports

Abrigo

Takeaway 2 Financial institutions have been taking a three-pronged approach to identifying and quantifying risks associated with their CRE segments. Takeaway 3 Financial institution management can focus on mitigating risk and understanding portfolio dynamics when the analysis is streamlined. estimates $1.45

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Deep Dive: Digital-First Banks Harness The Power Of Data Analytics

PYMNTS

billion by 2025, with banks of all sizes leveraging such capabilities. It is key to risk management functions, which entail assessing the likelihood that any given transaction could be fraudulent or present a credit risk. One of the most powerful tools in the financial sector is data analytics.

Analytics 237
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FinCEN issues rules impacting real estate and investment advisory compliance

Abrigo

The reporting form for this rule will be published before its effective date of December 1, 2025. Enhanced risk management: As AML/CFT obligations expand to include real estate transactions and investment advisers, risk management strategies for financial institutions must adapt.

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Solve This Problem with Your Strategic Horizon

South State Correspondent

This all compares to about a 40%+ return invested in improving processes (loan, branch, cash management, etc.) If you are a typical banker and you agree with the above, then your conclusion will likely be that 2025 should be spent focusing on your core business. Risk management also needs to change.

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Youth Sports: Don’t Wink At The Ref — Just Pay Them Faster

PYMNTS

Faster payment schemes are advancing worldwide, with the global real-time payments market expected to increase at a compound annual growth rate (CAGR) of 32 percent between 2019 and 2025. As real-time payment schemes spread worldwide, stakeholders need to examine the impact these rails will have on their risk management strategies.

Nebraska 144