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6 Digital Banking Trends for 2025

Perficient

As we progress through 2025, the banking industry is set for substantial transformation driven by several key trends. In 2025, banks will face a more complex regulatory environment, with new rules focused on data privacy, cybersecurity, and sustainability.

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Current Loan Pricing Trends for 1Q 2025

South State Correspondent

The Big Picture of Current Loan Pricing Trends The average credit spread last quarter that has carried through to the first part of 1Q 2025 is 2.63%. Why many banks assumed four rate cuts at the end of 2024 and start of 2025, the market, and hence most banks) are now assuming zero to two. As such, the outlook is improving.

Trends 195
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2025 Credit portfolio risk and balance-sheet management outlook

Abrigo

Both groups were recently asked to identify top priorities and trends ahead, and many pointed to efforts to manage the various impacts of still-high interest rateseven before Fed officials indicated they could reduce the number of potential rate cuts in 2025 from previous expectations. Navigate rate environment uncertainty with confidence.

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Exploding US CBD Market Could Hit $16B By 2025

PYMNTS

cannabidiol (CBD) market continues to grow, with nearly 7 percent of Americans saying they use the substance. the market could reach $16 billion by the year 2025, as per a report by Bloomberg. According to an analysis by Cowen & Co., Cowen questioned 2,500 adults for its January survey. Analyst Vivien Azer said that the 6.9

Marketing 179
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The Role of Automation in Commercial Lending

Automation is changing the game for commercial lenders, offering a clear path to competitive advantage in 2025. With market uncertainty easing, now is the time to act—waiting until loan volumes rebound leaves lenders unprepared and struggling to compete.

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How Retailers Could Turn Smart Vending Into A $15B Market By 2025

PYMNTS

The estimated value of the global intelligent vending machine market by 2025 is $15 billion. That smaller size opens up whole new markets, and gains access to spaces that have never had a retail experience [as] a part of it.”. The projected CAGR of the global interactive kiosk market from 2019 to 2027 is 6.1

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Top 5 Digital Trends for Insurance in 2025 – P&C, Life, Annuities, Reinsurance

Perficient

The insurance industry in 2025 is at a pivotal point, with key digital insurance trends leading the charge in transforming how carriers operate and interact with customers. Recommended Approach: AI, when applied to claims, underwriting, and customer engagement, creates a market advantage.

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Budget Playbook for Commercial Lenders — Bank and Credit Union Edition

Amid market uncertainty, banks and credit unions are faced with critical decisions about the future of their commercial lending. With fluctuating interest rates and rising competition from non-bank lenders, it's critical to allocate your 2025 budget strategically to optimize lending operations.

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Fall In Love With the Month-End Close

Feedback and Comments: contact marketing@skystem.com or call 646-833-3177. Register now for February 20th, 2025 at 12:00 pm PT, 3:00 pm ET, 8:00 pm BST to reserve your spot! Program Knowledge Level: Overview. Prerequisite: None. Advanced Preparation: None Required. Delivery Method: Group Internet-Based.