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6 Digital Banking Trends for 2025

Perficient

As we progress through 2025, the banking industry is set for substantial transformation driven by several key trends. Digital transformation will remain a powerful force, with advancements in AI and machine learning enabling unparalleled operational efficiencies and hyper-personalized customer experiences.

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2025 Credit portfolio risk and balance-sheet management outlook

Abrigo

Both groups were recently asked to identify top priorities and trends ahead, and many pointed to efforts to manage the various impacts of still-high interest rateseven before Fed officials indicated they could reduce the number of potential rate cuts in 2025 from previous expectations. Navigate rate environment uncertainty with confidence.

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Top 5 Digital Trends for Insurance in 2025 – P&C, Life, Annuities, Reinsurance

Perficient

The insurance industry in 2025 is at a pivotal point, with key digital insurance trends leading the charge in transforming how carriers operate and interact with customers. Carriers must innovate, adapt to these changes, and leverage new technologies to maintain a competitive edge.

Trends 221
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Fraud typologies all financial institutions should know

Abrigo

The technology used to perpetrate financial crimes may be changing, but these common fraud typologies aren't going anywhere. Connect with an expert Common fraud schemes Check fraud Check fraud is one of the most concerning fraud trends for community banks in 2025. Can your AML/CFT and fraud staff recognize these fraud typologies?

Fraud 221
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How to avoid costly BSA enforcement actions: Proactive steps for bank compliance

Abrigo

By being proactive, banks can safeguard themselves from regulatory penalties and ensure their operations align with evolving compliance standards. Provide for program continuity despite operations, management, employee composition, or structure changes. Provide timely updates in response to changes in regulations.

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Fraud and AML integration: Is the FRAML approach right for your financial institution?

Abrigo

With FRAML, institutions can reduce duplicated technology and staffing needs, creating operational efficiencies that lower costs. Technology integration complexity: Integrating existing fraud and AML systems isn’t always straightforward. Robust training programs will be crucial to maintaining expertise.

Fraud 195
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How AI helps prevent fraud and false positives—without replacing compliance professionals

Abrigo

The Financial Crimes Enforcement Network (FinCEN) recently released proposed legislation that encourages innovation within AML/CFT programs, advocating for the integration of advanced technologies while maintaining compliance through human supervision.