PYMNTS

APRIL 2, 2020

billion by 2025, with banks of all sizes leveraging such capabilities. It is key to risk management functions, which entail assessing the likelihood that any given transaction could be fraudulent or present a credit risk. One of the most powerful tools in the financial sector is data analytics.

Analytics 237

Analytics Data Big Data social media 237

Jeff For Banks

MARCH 3, 2025

Our recognition as the #3 community bank in the state by GOBankingRates in 2025 reflects our commitment to Growing, Together with the communities we serve. Branch Insights: Managers can use Copilot in Power BI to track performance across our 21 locations, like spotting a deposit surge in Scott County for a targeted campaign.

Community Bank 74

Community Bank Community Minnesota Security 74

Abrigo

SEPTEMBER 6, 2024

The reporting form for this rule will be published before its effective date of December 1, 2025. Enhanced risk management: As AML/CFT obligations expand to include real estate transactions and investment advisers, risk management strategies for financial institutions must adapt.

Compliance 195

Compliance Training Fraud Regulation 195

PYMNTS

FEBRUARY 27, 2019

Faster payment schemes are advancing worldwide, with the global real-time payments market expected to increase at a compound annual growth rate (CAGR) of 32 percent between 2019 and 2025. As real-time payment schemes spread worldwide, stakeholders need to examine the impact these rails will have on their risk management strategies.

Nebraska 144

Nebraska Risk Management Apple Payments 144

Abrigo

MARCH 17, 2022

Agencies note that existing guidance, including that covering interest rate risk management, commercial real estate concentrations, and funding and liquidity management (among others), continues to apply. Prudent stress testing as a risk management tool helps the enterprise see where the potential pitfalls are in their plans.

Capital 195

Capital Regulation Risk Management Community 195

Abrigo

JUNE 9, 2016

As the AICPA’s “ CPA Horizons 2025 ” report noted, CPAs overwhelmingly believe they will need to provide a greater variety of services in the coming years. Offering some of these specialty advisory services creates opportunities to retain and cross-sell existing clients and to attract new clients looking for value-added services.

Exercises 150

Exercises Taxes Training Risk Management 150

South State Correspondent

MARCH 14, 2024

If you are a typical banker and you agree with the above, then your conclusion will likely be that 2025 should be spent focusing on your core business. Risk management also needs to change. Finding your bank tied to a rural area that is decreasing in size and profitable demographics is your bigger risk.

Innovation 195

Innovation Strategy Capital Comparison 195

PYMNTS

OCTOBER 28, 2019

One way we’re doing that is by enhancing our international payments and receipts offerings — that today extends to 140 currencies in more than 150 countries — by adding technological innovations and new trading and risk management solutions,” said Bank of America Global Head of Transactional FX Trading Mike Robertson. “By

Payments 101

Payments America Boston Chicago 101

PYMNTS

MARCH 21, 2019

And the payment gateway from APACPAY gives access to more than 200 alternative payment methods, while its i-RiskCloud risk management service taps into artificial intelligence (AI) and big data. And, within 2025, 1.5 The payment platform from PagBrasil offers services from money collection to cross-border remittances.

ATM 108

ATM Mobile Big Data Payments 108

BankUnderground

JUNE 25, 2020

There is a global market for these vendors, and a wide range of functions are provided, especially back-office functions such as HR and accounting services, as well as specialised risk management and product development activities. McKinsey predict that this figure could reach $11 trillion by 2025.

Data 131

Data Big Data Regulation Risk Management 131

Independent Banker

MAY 31, 2022

trillion globally by 2025, according to research agency Cybersecurity Ventures, and the Association of Certified Fraud Examiners said that 77% of anti-fraud experts reported they had seen more fraud between May and August 2021. “We Here are some ideas for strengthening fraud defenses. By William Atkinson. Cybercrime could cost $10.5

Community Bank 134

Community Bank Community Fraud Texas 134

FICO

JULY 28, 2020

A 2019 Allianz survey of risk management experts across 86 countries ranked cyber incidents as the biggest single point of risk for an organization, thus highlighting the need for an effective insurance policy to transfer risk from potentially damaging effects of a cyber-attack.

Marketing 69

Marketing Cyber Security Policies Comparison 69

BankUnderground

JANUARY 12, 2023

This is akin to the concept of ‘value-at-risk’ used in financial risk management. Eventually, by 2025 GDP-at-Risk is back to baseline – and even improved – as these recessionary forces are offset by the benefit of having more monetary policy headroom to cushion other adverse shocks in the future (light blue bars).

Policies 137

Policies Capital Exercises Lending 137

Perficient

FEBRUARY 12, 2025

Payments Trend #1: AI-Driven Payment Innovations The landscape of payments and financial services in 2025 will be marked by groundbreaking innovations and user-centric designs powered by Generative AI (GenAI). These changes require significant adjustments in risk management, compliance frameworks, and operational protocols.

Trends 221

Trends Payments Compliance blockchain 221

Abrigo

FEBRUARY 26, 2025

The future of AI in loan review Viewing AI as an ally in credit risk management Why loan review professionals should look to AI to improve accuracy, efficiency, and spee d. But now, AI in credit risk management has entered the scene, bringing opportunities to improve accuracy, efficiency, and speed. Will I lose my job?

Risk Management 195

Risk Management Management Fraud Data 195

NCR

AUGUST 10, 2017

billion by 2025. As far as AI is concerned, a recent report from Research and Markets noted that this concept is “poised to have a transformative effect on consumer, enterprise and government markets around the world” Annual worldwide AI revenue is expected to grow from US$643.7 million in 2016 to US$38.8

Industry 75

Industry Retail Innovation Payments 75

Jeff For Banks

OCTOBER 2, 2024

DLJ 09/30/24 Dorothy Jaworski has worked at large and small banks for over 30 years; much of that time has been spent in investment portfolio management, risk management, and financial analysis. So yes, we’re happy with the first 50 basis points two weeks ago, but there is a lot more work to do. Thanks for reading!

Marketing 119

Marketing North Carolina US Community 119

Jeff For Banks

JULY 1, 2024

for 2025 and 2026. DLJ 06/30/24 Dorothy Jaworski has worked at large and small banks for over 30 years; much of that time has been spent in investment portfolio management, risk management, and financial analysis. It’s a sad day when GDP growth of 2% or less is “strong.” Regardless, the FOMC projection for GDP is 2.1%

Marketing 119

Marketing Conference Policies Survey 119

Gonzobanker

DECEMBER 14, 2023

million (that’s right million) of financial donations and support to the community in 2025. It will be part of the future of financial services – albeit ultimately delivered by what will become a consolidated group of specialists that have competence in operational risk management and regulatory compliance.

Fintech 193

Fintech Community Regional Technology 193

FICO

OCTOBER 27, 2016

Breach insurance premiums are on a tear, and expected to grow tenfold over the next ten years from $2 billion to $20 billion per annum by 2025. The post Cyber Risk Transparency Is Good for Insurance – and Business appeared first on FICO. Explosive growth for cyber breach insurance. And not a moment too soon.

Tools 40

Tools Security Marketing New York 40

FICO

FEBRUARY 17, 2023

Digital payments are also growing fast among consumers and businesses, with some predicting 7 of 10 mobile device owners in the US using mobile peer-to-peer payments by 2025. Changing Payments Channels, Changing Strategy The e-wallet market is projected to hit nearly $1 trillion by 2030. TJ holds a B.S. in computer science and a M.S.

Fraud 52

Fraud South Carolina Management Payments 52

Lex Sokolin

DECEMBER 25, 2019

Top 5 Predictions for DeFi in 2025 (1) Global Fintech champions like Robinhood, SoFi, Revolut, and Square will enter and win the crypto race as soon as the business model is established There’s no obvious way for crypto aggregators to make money. It’s like watching Mint.com emerge in 2007. So what does the future to come look like?

blockchain 52

blockchain Bitcoin Software Lending 52

South State Correspondent

MAY 13, 2024

The major themes of fraud, artificial intelligence (AI), expansion of instant payments, open banking, and regulation were particularly relevant to your roles as executives, risk managers, compliance officers, and technology leaders. More states require greater disclosure and control over what banks and card processors can charge.

Conference 195

Conference Payments Fraud Data 195

PYMNTS

DECEMBER 16, 2019

and Canada, it will grow from 83 percent of the total population today to 90 percent in 2025, and in Europe it will move from 73 percent to 83 percent in that same timeframe. In five short years, by 2025 , there will be more than 25 billion devices capable of interacting with the internet – up from nine billion today.

Payments 180

Payments Innovation Cards Google 180

PYMNTS

JANUARY 1, 2020

and Canada, it will grow from 83 percent of the total population today to 90 percent in 2025, and in Europe it will move from 73 percent to 83 percent in that same timeframe. In five short years, by 2025 , there will be more than 25 billion devices capable of interacting with the internet – up from nine billion today.

Innovation 174

Innovation Cards Google Payments 174

Abrigo

DECEMBER 26, 2024

Financial institutions' will focus on these concerns related to AML and fraud Abrigo asked financial institution clients and our Advisory Services team to identify the top issues for 2025. AI will be an ongoing hot topic, said Abrigo Senior Risk Management Consultant Kevin Gulledge. Heres what they said.

Fraud 195

Fraud Compliance South Dakota Resources 195

Perficient

FEBRUARY 24, 2025

Driven by factors ranging from generational wealth transfer to technological advancements, Perficients Principal in Wealth and Asset Management, Gerardo Montemayor , provides valuable insights into the wealth management trends set to transform the industry in 2025.

Trends 221

Trends Management Strategy Analytics 221

Abrigo

DECEMBER 31, 2024

Key topics covered in this post: Regulatory compliance & CFPB 1071 Managing profitability for interest rate dynamics Continued risk in CRE Small business lending opportunities Top-of-mind topics for lenders and credit risk professionals As financial institutions enter 2025, the lending and credit risk landscape is evolving rapidly.

Lending 221

Lending Compliance Data Management 221

Gonzobanker

DECEMBER 19, 2024

Honorable mention goes to brothers Noel and Liam Gallagher for literally getting the band back together again for a 2025 Oasis world tour. The team at Cornerstone wishes you wonderful holidays, and rest up for an off to the races 2025. Ryan Caldwell brought back three former MX bandmates all at once a few weeks ago. Supersonic!

Fraud 88

Fraud Fintech Marketing Industry 88

South State Correspondent

NOVEMBER 6, 2024

The fintechs were all looking to acquire a more diverse set of bank partners while the traditional BaaS banks (now fewer) were working on a combination of client retention and improved risk management. The non-traditional BaaS banks that play in this space were choosing their partners carefully and on a limited basis.

Conference 195

Conference Payments Fraud Apple 195

Fintech Labs Insights

FEBRUARY 3, 2025

Whether youre a seasoned security professional, IT executive or startup founder, this calendar highlights key conferences covering topics like threat intelligence, ethical hacking, risk management, and emerging security technologies.

Conference 15

Conference Las Vegas San Francisco Cyber Security 15

Fintech Labs Insights

FEBRUARY 12, 2025

Whether youre a seasoned security professional, IT executive or startup founder, this calendar highlights key conferences covering topics like threat intelligence, ethical hacking, risk management, and emerging security technologies.

Conference 15

Conference Las Vegas San Francisco Cyber Security 15

South State Correspondent

DECEMBER 5, 2024

Bank Technology Budgets For 2025 Let’s start with bank technology spending. A steeper yield curve, better credit outlook and increased projected margins have given banks more confidence to increase technology and product investments in 2025. While technology budgets are always difficult to compare, banks are expected to spend 4.7%

Trends 195

Trends Technology Data Apple 195

South State Correspondent

NOVEMBER 11, 2024

Community banks should now consider how the immediate changes in interest rates and inflation expectations will influence borrower demand for debt, credit quality, ALCO, risk management, and deposit costs. 1) Tax Cuts During the second Trump term, the former president wants to extend the 2017 tax cuts that are set to expire in 2025.

Community Bank 195

Community Bank Policies Taxes Community 195

Jeff For Banks

DECEMBER 19, 2024

in 2025 and they show an unemployment rate that rises to 4.3% I wish you all a very Merry Christmas and a Happy 2025!!! DLJ 12/19/24 Dorothy Jaworski has worked at large and small banks for over 30 years; much of that time has been spent in investment portfolio management, risk management, and financial analysis.

Marketing 119

Marketing New Jersey Trends Report 119