Abrigo

MARCH 21, 2025

The latest CRA framework categorizes banks (CRA requirements are not extended to credit unions) into three tiers based on asset size, with differing compliance requirements: Small banks (assets under $600 million) Can opt-in to the new CRA tests or remain on a streamlined lending test that focuses on retail activities.

Compliance 195

Compliance Strategy Data Lending 195

Jeff For Banks

MARCH 3, 2025

consumers now consider digital banking capabilities essential (Latinia, 2024)while operational pressures require us to do more with less. Efficiency Demands: With 21 branches, we need streamlined operations to compete. Example: We could use Copilot to analyze small business lending trends and launch a new product in 2026.

Community Bank 74

Community Bank Community Minnesota Security 74

PYMNTS

FEBRUARY 10, 2020

firms operating on an international scale — is about to get more heated. Last week in India, the government proposed a tax on eCommerce transactions that will likely increase operating costs for sellers large and small. The jousting over eCommerce taxes — especially for U.S.

Taxes 175

Taxes Illinois Operations Study 175

PYMNTS

OCTOBER 13, 2017

Because – we admit – with the layers of reveals about the fake Facebook ads sold to Russian operatives, this may seem like something of a strange choice, and pretty far from the feel-good story of the week. SMB Lending: Biz2Credit data shows that lending is still strong at SMBs. percent, up 10 basis points in September.

Las Vegas 116

Las Vegas Lending cryptocurrency social media 116

Gonzobanker

JUNE 14, 2023

Cross River Bank recently found itself in hot water with the FDIC when the agency declared that the bank engaged in unsafe or unsound banking practices in relation to its compliance with fair lending laws and regulations, specifically the Equal Credit Opportunity Act and the Truth-in-Lending Act. Don’t get complacent.

Compliance 109

Compliance FDIC Strategy Fintech 109