South State Correspondent

MAY 13, 2024

The major themes of fraud, artificial intelligence (AI), expansion of instant payments, open banking, and regulation were particularly relevant to your roles as executives, risk managers, compliance officers, and technology leaders. Real-time Payments (RTP) and FedNow are expected to exceed 13B payments annually by 2027.

Conference 195

Conference Payments Fraud Data 195

South State Correspondent

JANUARY 9, 2025

The graph below represents the current potential path of composite SOFR out to 2027. It would be better to reprice deposits now and mitigate the risk of a variety of market scenarios. One is that we set a strategy on a single future path instead of taking into account the realm of possibilities.

Case Study 195

Case Study Strategy Study Tools 195

South State Correspondent

NOVEMBER 11, 2024

Community banks should now consider how the immediate changes in interest rates and inflation expectations will influence borrower demand for debt, credit quality, ALCO, risk management, and deposit costs. Community banks should closely monitor credit risk as cost of funding debt may increase.

Community Bank 195

Community Bank Policies Taxes Community 195

Jeff For Banks

MARCH 31, 2025

PCE target until 2027! DLJ 03/28/25 Dorothy Jaworski has worked at large and small banks for over 30 years; much of that time has been spent in investment portfolio management, risk management, and financial analysis. We know they are afraid to change rates, even though Powell says they are meaningfully restrictive.

Marketing 113

Marketing Taxes Atlanta Los Angeles 113