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How Federal Debt May Impact Banking

South State Correspondent

By 2028, debt as a percentage of GDP will reach a historical high of 106% and will reach 200% by 2050. An aging population, higher federal debt as a percentage of GDP, and higher interest rates will change the way community banks view risk, manage relationships, use technology, and generate revenue.

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How resilient are UK corporate bond issuers to refinancing risks?

BankUnderground

However, in subsequent years, lessons learned from the financial crisis have paved the way for advances in risk management and more cautious lending practices. This is in part because the pre-GFC period was characterised by relaxed lending standards, and excessive leverage levels.