Abrigo

DECEMBER 26, 2024

Financial institutions' will focus on these concerns related to AML and fraud Abrigo asked financial institution clients and our Advisory Services team to identify the top issues for 2025. Heres what they said. Key topics covered in this post: Ensuring compliance with AML/CFT program requirements Enforcement emphasizes staffing Integrating AI to fight AI-generated fraud Cybersecurity and evolving fraud threats AML/CFT program compliance Among the hottest issues facing AML/CFT and fraud staff is

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South State Correspondent

DECEMBER 25, 2024

For a Boxing Day promotion, we are giving away 60 days of free usage for up to five bankers at each community bank for our Loan Command application. The objective is to allow you to see the latest profitability of your loans and deposits, on a forward looking basis. In addition, you can check out the latest probability of defaults, loss given defaults, expected losses and volatility for each credit category keeping you up to date on the latest credit changes.

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Abrigo

DECEMBER 20, 2024

This article covers these key topics: How interest rates are shaping 2025 priorities Rate effects on economy, credit risk, allowances Banks and credit unions look to grow deposits A focus on efficiency and lower expenses Top priorities for managing portfolio risk, assets, and liabilities at banks & credit unio ns Abrigo's Advisory Services team and financial institution clients shared their expectations of key focus areas related to credit portfolio risk, ALM, and other topics.

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Payments Dive

DECEMBER 20, 2024

Buy now, pay later users in the U.S. tended to be returning customers under 35 years-old, according to a new analysis from LexisNexis Risk Solutions.

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Remote Deposit Capture (RDC) clients are more likely to use additional treasury services and maintain larger deposits. However, poor customer experiences—particularly if they delay deposits—can compel RDC clients to take their business elsewhere. This eBook makes the case for outsourcing RDC operations to a proven managed services partner. This approach helps Treasury Departments with limited resources provide excellent client experiences that result in higher retention and productivity rates.

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ATM Marketplace

DECEMBER 20, 2024

At this years Self-Service Innovation Summit, hosted by Networld Media Group in Tampa from December 9-11, I had a chance to sit in on the "Thought leader roundtable: Executive predictions" session, which brought together industry leaders to explore innovations in automation, artificial intelligence, and customer experience.

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Payments Dive

DECEMBER 20, 2024

The federal agency sued the operator of the pay-by-bank service as well as three bank owners, alleging they let fraud "fester" on the digital system.

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South State Correspondent

DECEMBER 25, 2024

To ring in and celebrate the New Year, check up on your bank’s future financial health. Based on the 2007 to 2010 bank failure experience, we modeled the financial health of every bank using the last 16 quarters of historical performance. We have also created projections for the next 18 months. Each bank has an overall letter grade (below), plus a grade for the individual categories of capital formation/stability, efficiency and profitability.

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TheGuardian

DECEMBER 22, 2024

Customers face severe consequences as banks and building societies close accounts typically set up to help vulnerable people People with disabilities are facing potential hardship because banks are scrapping trust accounts that allow money to be managed safely on their behalf. Victims awarded personal injury settlements and those with learning difficulties are among those facing severe consequences as accounts are closed or frozen by high street banks and building societies, according to campaig

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Jack Henry

DECEMBER 19, 2024

Youve heard the term personas being used more and more in recent years, especially as the user experience and growing deposits continue to be a top priority for most banks and credit unions. After all, new account origination is the first step and first impression an applicant has with your institution. So what exactly are user personas, and how can you use them to help strategically prioritize, plan, and implement a new technology investment?

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Amid market uncertainty, banks and credit unions are faced with critical decisions about the future of their commercial lending. With fluctuating interest rates and rising competition from non-bank lenders, it's critical to allocate your 2025 budget strategically to optimize lending operations. Our Budget Playbook for Commercial Lenders delivers key strategies to help you navigate these challenges, ensuring your institution is well-positioned for the coming year.

Lending

American Banker

DECEMBER 23, 2024

The custody bank achieved its goal for the amount of deposits it placed into minority banks and community development financial institutions by the end of the year.

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Payments Dive

DECEMBER 19, 2024

The card network attributed the spike in fraud partly to criminals adopting artificial intelligence to execute their schemes.

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ATM Marketplace

DECEMBER 20, 2024

Paramount Management Group shut down amid legal troubles regarding missed ATM payments.

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ABA Community Banking

DECEMBER 19, 2024

In challenging times, sharing information about support programs resonates with vulnerable consumers, according to a survey of bank customers. The post Survey: More customers need to know about bank assistance services appeared first on ABA Banking Journal.

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With automation, you’ll reduce errors and save valuable time, allowing you to focus on what really matters: strategic analysis and insightful decision-making. Picture accurate financial reports ready at your fingertips, giving you the confidence to tackle business challenges head-on. Embracing automation not only boosts productivity but also elevates your role from number cruncher to closing rockstar.

Analysis

BankUnderground

DECEMBER 19, 2024

Before Bank Underground goes off on its Christmas holidays, its time for the Annual Bank Underground Christmas Quiz! We hope you enjoy testing your knowledge on our festive themed questions on economics, finance and all things central banking 1) (Literature) In which of Jane Austens novels were the Miss Steeles prevailed on to stay nearly two months at the park, and to assist in the due celebration of that festival which requires a more than ordinary share of private balls and large dinner parti

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American Banker

DECEMBER 19, 2024

The integration of artificial intelligence into financial services demands a human-centered approach. This is both a moral obligation and a strategic necessity.

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Technology 61

Payments Dive

DECEMBER 19, 2024

The federal agency says credit card issuers are charging cash advances fees of at least $10 on gambling transactions, even if those transactions are small.

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The Paypers

DECEMBER 20, 2024

Visa has announced its acquisition of Featurespace , a developer of real-time AI payments protection technology, aiming to optimise its fraud protection capabilities.

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Have you ever felt the pain and loss of a client suddenly going silent, leaving you questioning everything? Ghosting can cause heartbreak; in business, it drains resources, and emotionally, it shatters your confidence. A modern credit card program can give you the tools to deliver the digital-first experiences your customer’s demand. Our eBook, “5 Signs Your Credit Card Offering Needs an Upgrade,” will help you identify key indicators that your current card platform may be holding you back and w

Cards

The Emmerich Group

DECEMBER 19, 2024

Merry Christmas to you, your team, and your family. At a time like this, we should stop and reflect on what this holiday is all about. It’s all about family, and we know itbecause having the love and the ability to impact other people in the world and the ones that we brought into the world is a wonderful thing. But listen: Our family extends beyond the family that we’ve given birth to and the one we’re birthed into.

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The Financial Brand

DECEMBER 19, 2024

This article Young Americans Have Never Been Wealthier Or More Stressed. Can Banks Help? appeared first on The Financial Brand. A new report from the Treasury department digs into the gap between wealth and happiness among younger Americans. This article Young Americans Have Never Been Wealthier Or More Stressed. Can Banks Help? appeared first on The Financial Brand.

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American Banker

DECEMBER 24, 2024

Fintech lenders often get criticized for high rates or fees on their consumer lending. But there's an argument to be made that the alternatives are worse.

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Payments Dive

DECEMBER 19, 2024

The digital payments company’s CFO will become a director at the firm as it seeks to build out generative AI-enabled tools.

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Speaker: Brian Muse-McKenney, Chief Revenue Officer & Matt Simester, Cards and Payments Expert

In today’s world of social media, dating apps, and remote work, businesses risk becoming irrelevant (or getting "ghosted") if they fail to meet the evolving needs of Gen Z consumers. Credit cards with flexible payment options, especially for young adults with little-to-no credit history, are a particularly important and valuable solution for this generation.

Community Bank

The Paypers

DECEMBER 20, 2024

The European Central Bank has welcomed the Bulgarian market to the TIPS service, following its successful migration in December 2024.

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Gonzobanker

DECEMBER 19, 2024

“There’s been times that I thought I couldn’t last for long. But now, I think I’m able to carry on.” Sam Cooke Gonzo Nation, 2024 went by so fast that nobody had a chance to stop and think about what in the world was going on. Let us pause and reflect. In retrospect, this was a funny year. If you look at the performance fundamentals, the industry held its own.

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The Financial Brand

DECEMBER 25, 2024

This article Martech in 2025: How AI, Privacy and Data Gravity Will Reshape the Stack appeared first on The Financial Brand. As AI, privacy and unified data reshape marketing, learn how leading marketers are building modern tech stacks to drive growth and deliver personalized experiences. This article Martech in 2025: How AI, Privacy and Data Gravity Will Reshape the Stack appeared first on The Financial Brand.

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American Banker

DECEMBER 19, 2024

Not all banks and fintechs are on board with numberless cards, and some payment professionals question whether they are worth the cost.

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Treasury teams at community banks face an ongoing challenge of delivering frictionless customer experiences as they support treasury products – especially RDC. This infographic focuses on the efficiencies community banks gain when partnering with a proven managed services provider. You’ll see the advantages you can gain when a managed services partner leverages online tools, skilled customer and technical support personnel, and fulfillment and logistics capabilities to streamline RDC fulfillment

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