Bank Innovation

FEBRUARY 19, 2018

EXCLUSIVE — With government-backed initiatives and a finite business of copper export, Nathan Lustig, co-founder and managing partner at Magma Partners, saw huge potential in the Chilean fintech market. Additionally, […].

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PYMNTS

JANUARY 2, 2019

While commercial card innovation certainly accelerated in 2018, progress can always continue. Morgan Managing Director and Head of Commercial Card Product Management Naney Pandit says should be a focus this year is in mobilizing the corporate card. One area of development that J.P. Following The Consumer Trend.

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Bank Innovation

JUNE 27, 2019

Credit card distribution startup Extend sees a $400 billion market opportunity in eliminating out-of-pocket spending for business expenses through the instant issuance of virtual company credit cards.

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Cards Marketing Meeting Company 170

Bank Innovation

OCTOBER 15, 2019

To Citibank, the world’s largest credit card issuer, cards are driving revenue and deeper relationships with the brand. On Tuesday, the bank reported that, in North America, revenue from branded cards grew 11% to $2.3

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Cards America Branding Report 199

PYMNTS

MAY 18, 2020

Bank of America has lowered its rating of Square Inc. The extent of SMB churn is hard to quantify, and likely won’t be known for perhaps another six months, but we note that 75 percent of Square’s payment volume comes from merchants with less $500,000 in annual card volumes,” he said. Paychex Inc.,

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America San Francisco New Jersey Resources 186

Perficient

FEBRUARY 2, 2023

In fact, according to The Business Research Company’s 2022 Payment Security Global Market Report , the payment security market is expected to reach $43 billion by 2026. A biometric payment is a point-of-sale technology that authenticates payments by pairing a payment card with a physical identifier of the cardholder.

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PYMNTS

JUNE 18, 2020

The advance of digital payments in Latin America over the last two decades has been slow when measured against other parts of the globe. Critical to bringing digital payments into Latin America in general, and into WhatsApp in specific, is they must be secured via tokenization. ” Latin America’s Digital Path Forward.

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America Payments Security Regional 180

PYMNTS

JULY 30, 2019

FinTech dLocal , which specializes in cross-border payments for emerging markets, has announced its expanded its payments network to include Indonesia, Ecuador and Bolivia. dLocal is the only 360 payments platform designed to handle mass online payments in Latin America and other emerging markets across APAC, Middle East and Africa.

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Bank Innovation

NOVEMBER 1, 2018

market, though growing steadily, processes a tiny fraction of that amount. The scale of mobile payments in China staggers the Western imagination. In 2017, $15.4 trillion in mobile payments were processed, 54% by Alipay, and 39% by Tencent’s WeChat Pay. By the most generous estimation, the U.S.

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America Mobile Payments Marketing 250

PYMNTS

OCTOBER 15, 2020

But bank earnings are showing that loan loss reserves were more conservative than needed (at least for now) and that in some cases, consumer spending and card activity might be emerging from the most recent depths spurred by the pandemic. At least in terms of third-quarter results that gave insight into card spending and charge-offs.

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PYMNTS

OCTOBER 27, 2020

Visa has inked an agreement to acquire YellowPepper , which works with startups in the Caribbean and Latin America, according to an emailed press release. YellowPepper will help integrate more easily with Visa Direct, Visa's real-time push payments platform, Visa B2B Connect, its non-card-based B2B network and value-added services.

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America Innovation Strategy Regional 297

PYMNTS

DECEMBER 24, 2020

At the dawn of 2020, commercial cards made up only a fraction of overall B2B payments volume, even as corporates continued their slow-but-sure payments digitization efforts away from the paper check. But in the midst of the coronavirus crisis, the corporate card seemed to unlock more value for businesses large and small.

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Course Cards Capital Payments 202

PYMNTS

APRIL 1, 2019

The wealthiest households in America are stashing cash at record levels, according to a report by Bloomberg. Cash use is also rising internationally ; according to a report in Reuters citing the Bank for International Settlements (BIS), the use of cash is actually rising in both developed and emerging markets.

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PYMNTS

JANUARY 12, 2018

12) in a blog post that it is making the signature an option — and no longer a requirement — for EMV chip-enabled merchants across North America. Over the last seven years, as chip technology has entered the market, Visa has deployed more than 460 million chip cards and readers at more than 2.5 No more signatures. million U.S.

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PYMNTS

NOVEMBER 10, 2020

Global branded payments provider Blackhawk Network has acquired National Gift Card , one of the biggest North American prepaid tech and card companies, according to a press release emailed to PYMNTS. In September, Blackhawk announced it was rolling out new cards that would trigger automatic donations to certain charities when loaded.

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National Cards Branding America 159

PYMNTS

JANUARY 19, 2021

The shift to digital commerce has opened up new markets for companies across all verticals and sizes. The complexities of striking up a local market presence — market by market, bank by bank — can quickly mount, maintained Schott, and result in missed sales, chargebacks, fines and penalties — and eventually, loss of reputation.

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PYMNTS

JANUARY 28, 2021

Resolved: The highest priorities for banks and credit card companies in today’s payments landscape are cross-border payments, relationships with FinTechs and cloud-based technology. 27) that they have formed a global partnership that will deploy and expand TransferWise’s multi-currency debit cards and mark the first use of Visa Cloud Connect.

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Cards Marketing United States Fintech 180

PYMNTS

JULY 16, 2020

Bank of America reported Thursday (July 16) that that the number of customers using the firm’s mobile and digital platforms grew during the second quarter even as the pandemic raged. Bank of America also reported that sales and trading revenue rose 35 percent to $4.4 consumer cards, down from $161.5 consumer cards vs. $93.6

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America Mobile Cards Community 144

PYMNTS

DECEMBER 4, 2019

Visa and banking-as-a-service platform NovoPayment are expanding their strategic partnership to advance the deployment of digital solutions in Latin America and the Caribbean, Visa said in a press release on Tuesday (Dec. Visa has also made a strategic investment in NovoPayment.

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PYMNTS

MAY 6, 2019

As Nanu told it, the ongoing spread of faster payments can serve to not only build a stronger commerce and payments ecosystem for Asia and elsewhere, but make credit cards less important to the further growth of the world’s digital economy. Credit Cards. InstaReM gets around that problem via marketing, messaging and transparency.

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Cards Payments Regional Operations 202

PYMNTS

MARCH 18, 2020

That’s because things that seemed like add-ons when it came to digital banking even five years ago — card controls, instant virtual card issuance, self-service security, mobile deposit capture — are now table stakes. “In Cards — debit or credit — they say, are not really their core business. That, he said, is the bad news.

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Payments Source

MARCH 16, 2021

Michael Moeser, senior analyst at PaymentsSource, talks to Nikki Darden, head of global marketing integration at Citigroup; and Cheryl Guerin, executive vice president of North America marketing and communications at Mastercard, about the True Name feature on their cards.

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Cards America Marketing 133

PYMNTS

FEBRUARY 17, 2020

But among the most greenfield markets are those found in Latin America, where mobile devices may have high penetration, but traditional banking services do not. Consider the fact that the World Bank has estimated only 55 percent of adults in the Latin America and Caribbean regions have access to bank accounts.

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America Cards Mobile Data 250

PYMNTS

JULY 8, 2019

In a move that extends payroll card portfolios to serve small and medium-sized businesses (SMBs), global business payments company FLEETCOR Technologies, Inc. has acquired payroll card provider SOLE Financial. FLEETCOR serves businesses, partners and merchants in North America, Asia Pacific, Europe and Latin America.

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Cards America Leadership Resources 139

PYMNTS

NOVEMBER 29, 2018

India-based digital payments service Paytm said it wants to take over the Japanese mobile payment market , according to a recent report. It’s a market that we believe is at an inflection point, because people have done lot of trials but led with card (credit/debit) … we believe we have a very high value proposition.”

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PYMNTS

NOVEMBER 20, 2018

FinTech startup Plastiq has announced a $27 million venture capital funding round for its solution that lets businesses and consumers make payments with their payment cards, regardless of if cards are accepted. The tool also helps companies pay bills that typically aren’t paid via cards, such as rental payments.

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Tools Cards Capital America 151

PYMNTS

OCTOBER 19, 2020

When performing at their highest and best level, the various rewards points offerings designed by card issuers can be very sticky engagement tools for consumers, turning their card spending into a method for generating value. They agreed that the trouble involves fragmentation and accessibility.

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America Regional Cards Tools 283

PYMNTS

SEPTEMBER 23, 2020

Key to achieving this goal is data integration, yet in markets where open banking frameworks aren't as advanced as jurisdictions like the U.K., That led one FinTech, Zoop , to step onto the market with a FinTech- and Payments-as-a-Service business model. A Better Payments Experience.

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PYMNTS

OCTOBER 1, 2020

A Mastercard survey revealed 76 percent of small businesses in North America said the pandemic prompted them to become more digital. Six key elements are examined: business strategy, management and operations, growth and marketing, getting paid, making payments and protecting employees and customers.

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Tools Cards Guidelines Online 262

PYMNTS

MAY 16, 2020

Credit card giant Visa has filed an application for a U.S. According to various embodiments, cash may be removed from the markets in a frictionless manner and the payment ecosystem may be improved.”. The system would then remove the paper currency from circulation.

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System blockchain Regional Security 320

PYMNTS

JUNE 22, 2020

Many businesses today see selling products in new markets as a growth opportunity. Expanding into a new market — even one as geographically close as Mexico, for example — would present a number of logistical hurdles that many businesses may not be equipped to handle. Appealing to a wider array of customers within the U.S.

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Strategy Payments America Examples 230

PYMNTS

FEBRUARY 18, 2020

Rapyd is also joining Visa’s FinTech Fast Track program “as an enablement partner,” and now issues Visa cards in the U.K. ” By way of example, Rapyd’s collaboration with Visa enables the firm to instantly issue a virtual Visa card for use by a gig economy worker in Latin America. .”

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Fintech Cards Customer Experience Regional 206

PYMNTS

NOVEMBER 2, 2020

In today’s top news in digital-first banking, BlockCard is teaming with peer-to-peer (P2P) bitcoin marketplace Paxful for a new crypto debit card, while the Federal Reserve Board has modified the terms of its Main Street Lending Program (MSLP). Ternio’s BlockCard Teams With P2P Bitcoin Marketplace Paxful for Crypto Debit Card.

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Maine Lending Cards Bitcoin 148

PYMNTS

OCTOBER 21, 2020

Spend controls were the focus of innovation in the commercial card space this week thanks to feature and program launches. This week’s commercial card innovation tracker includes a rollout of the next generation of authorization controls from Comdata Inc., Coupa Connects With American Express For B2B Virtual Card Payments.

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Cards Innovation Management Fraud 130

PYMNTS

OCTOBER 18, 2018

17) that it will enable tokenization services on all cards by 2020, as part of its Digital Commerce Solutions, a suite of offerings geared toward making online transactions speedier and more secure. The company is also working with issuers, including Citi and Fifth Third Bank, to convert cards on file into tokens.

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Chris Skinner

MAY 1, 2017

I’m regularly blogging and talking about the legacy economy known as America. This would enable a FinTech to go through ONE regulator to get to market, rather than the 200 or more they would have go through today. Which country took a decade longer to get Chip & PIN than most? Land of the free, and home of the brave.

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America Fintech National Regulation 211

PYMNTS

FEBRUARY 13, 2020

The new agreement builds on an existing relationship between FIS and Worldpay for processing card payments for PayPal customers in more than 50 markets around the world,” the release said. There are thousands of financial institutions that make up more than 7,000 card loyalty programs enrolled in the FIS Premium Payback space.

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