PYMNTS

SEPTEMBER 23, 2020

As demand increases for digitally-driven money management solutions, Mastercard has expanded its Digital-First Card Program in North America. Consumers also have fast digital access to card information, including the 16-digit number, CVC2, expiration date and customer service information.

America 251

America Cards Guidelines Apple 251

PYMNTS

NOVEMBER 5, 2020

Innovating on the point of sale (POS) for consumers isn’t a one-shot deal. Visa North America Senior Vice President and Head of Product Brian Cole told Karen Webster that when the topic is POS innovation in late 2020, innovation spans an entire continuum from card-not-present to card-present transactions and everyplace in between.

Innovation 275

Innovation Payments Meeting Cards 275

Bank Innovation

APRIL 30, 2018

This is according to Richard Arundel, general manager, North America for financial technology provider Currencycloud, who noted […].

America 255

America blockchain Compliance Financial Technology 255

PYMNTS

SEPTEMBER 12, 2019

Video games are helping to drive retail innovation and growth, and that includes the hot area of subscription commerce. This is only part of the innovation trend stemming from video games. Consumers are buying Tilly’s products online, as digital growth was up 22 percent in 2018.

Video 248

Video Retail Innovation Trends 248

Bank Innovation

MARCH 16, 2017

We got a glimpse of this at Bank Innovation 2017, our invite-only event in Silicon Valley earlier this month. (If What’s keeping bankers awake at night in 2017 – and what’s helping them leap out of bed in the morning, ready to help make customers’ financial dreams come true? If you missed the action and are […].

Innovation 271

Innovation America Online Mobile 271

Bank Innovation

NOVEMBER 21, 2017

EXCLUSIVE – Bank of America had five million transactions via the digital payments service Zelle in October alone, an amount 35% higher than the average 3.7 million transactions per month the bank reported in September 2017. Yesterday evening, the bank announced that it processed a total of $1.5

America 218

America Report Payments Online 218

Bank Innovation

JANUARY 12, 2018

Visa is partnering with cloud-based enabler of digital financial and transactional services, NovoPayment, to bring payment solutions for Business to Business (B2B) transactions in Latin America and the Caribbean.

America 230

America Payments Online Innovation 230

PYMNTS

OCTOBER 14, 2020

The four intended to start a new marketplace software product for the Latin America region. That didn't take off — and the four founders instead began trying to solve the more simple issue of how to get small- to medium-sized businesses (SMBs) selling online.

America 215

America Regional Online Lending 215

Bank Innovation

AUGUST 23, 2017

Artificial intelligence is making its way into the messy world of account receivables for those corporates processing large volumes of payments, thanks to Bank of America Merrill Lynch and fintech startup, High Radius.

America 218

America Fintech Technology Payments 218

Bank Innovation

MAY 26, 2017

The next big thing in financial services won’t make it very far off the ground if FIs don’t innovate with an eye towards compliance.

Compliance 300

Compliance blockchain Maine Innovation 300

Bank Innovation

JANUARY 23, 2018

EXCLUSIVE – Bank of America Merrill Lynch has added a new feature to its Virtual Payables product, an offering which allows its commercial clients to automate post-invoice payments.

America 220

America Payments Online Cards 220

Bank Innovation

DECEMBER 7, 2017

EXCLUSIVE – Bank of America seeks electronification of cash not only as way to better serve its banking customers but also as an excellent way to reduce costs: according to Bank of America CEO Brian Moynihan, this digitization of cash can save the bank billions of dollars.

America 218

America Operations US Cards 218

PYMNTS

OCTOBER 27, 2017

Earlier this month, NovoPayment , a digital finance and transactions firm, announced news of the launch of its Developer Hub, one of the first such platforms servicing Latin America, according to a press release. Its clients include banks, financial institutions and others throughout the Americas.

America 186

America Miami Community Tools 186

Perficient

AUGUST 4, 2023

In today’s rapidly advancing technology landscape, businesses face a profound revolution in operations, customer interactions, and innovative endeavors. Drive innovation with creative talent and practices.” Partnering with the right digital transformation service provider is vital to thrive in this digital age.

Digital Strategies 419

Digital Strategies Strategy Report Customer Experience 419

Bank Innovation

NOVEMBER 22, 2017

EXCLUSIVE–With global payments service SWIFT gpi (global payments innovation) finishing up its first active year, how is SWIFT planning to push the service forward in 2018?

cryptocurrency 326

cryptocurrency Payments America Innovation 326

Bank Innovation

DECEMBER 14, 2018

Bank of America has redesigned its mobile app for the iPad. The new tablet design now mirrors the look and functionality of the BofA iPhone mobile banking app.

America 186

America Mobile Apple Online 186

Bank Innovation

MARCH 30, 2018

That would be 79% of operations leaders in North America banks, according to a recent report by Accenture. Banks need to update their legacy systems and modernize their technology, no surprise there. But just how many operational leaders at banks think their institution’s survival depends on it? That’s four out of five banks.

Technology 236

Technology Innovation America Operations 236

Bank Innovation

OCTOBER 17, 2016

As previously reported on Bank Innovation, mobile banking is the top area of innovation banks in which are spending money—and it appears to be working, with Chase and Wells Fargo both reporting accelerated growth in mobile users last week, and with Bank of America also reporting strong growth today on the Read More.

America 150

America Mobile Report Innovation 150

Bank Innovation

JUNE 8, 2016

After a yearlong absence, Bank of America’s mobile app is now available on Windows mobile devices. and Windows Phone 8 mobile devices, suggesting customers access their accounts online. The app Read More.

America 150

America Mobile Online Innovation 150

Bank Innovation

MARCH 10, 2017

The bank’s mobile app userbase soared in 2016, Bank Innovation has learned. According to a company spokeswoman, “last year alone, North America mobile app customers have grown by 50%, and mobile app downloads have doubled — we saw over 3.25 Citi Group also wants to join the ranks of the “e-banks” of U.S.

Mobile 285

Mobile America Groups Innovation 285

Bank Innovation

APRIL 18, 2017

Bank of America’s mobile customers are fast embracing P2P. “We We remain a leader in digital banking and continue to see strong digital growth,” said Paul Donofrio, Bank of America’s chief financial officer, during the company’s earnings call this morning.

America 300

America Digital Banking Mobile Payments 300

Bank Innovation

MARCH 5, 2018

EXCLUSIVE – Most Bank of America users do their deposits online or through ATMs, only 25% of them make deposits at branches. When it comes to opening an account with us, 80% of that happens in our financial centers,” Michelle Moore, head of innovation at BofA.Read More. And yet, branches are still important to the bank.

ATM 210

ATM America Innovation US 210

PYMNTS

JANUARY 18, 2021

"Even after the pandemic subsides, the digital acceleration we experienced in 2020 will not — it is here to stay," she says in " A Look Forward: What Executives Wish for America and the World in 2021.". While generational differences in buying behaviors clearly exist, those gaps are narrowing. Challenges And Opportunities Ahead In 2021.

Innovation 205

Innovation Payments Retail America 205

BankInovation

APRIL 24, 2024

Bank of America’s innovation is never complete since its team constantly updates offerings to meet ever-changing client needs. “At Bank of America, innovation is everybody’s job,” Jorge Camargo, managing director of mobile app, online banking and Erica AI at Bank of America, told Bank Automation News.

America 77

America Innovation Meeting Mobile 77

Bank Innovation

JULY 18, 2017

Bank of America Corp., Overall, mobile banking usage is still growing, but more quickly at some financial institutions. which reported earnings today, saw about 3% growth in its mobile users during the second quarter. The bank grew to 22.9 million mobile active users from 22.2 million MAUs in the first quarter.

America 191

America Mobile Report Online 191

Bank Innovation

SEPTEMBER 14, 2018

Banks and fintech ranked artificial intelligence and machine learning as their top innovation priority, according to a Bank Innovation survey. Bank Innovation asked people in the banking and fintech community to list what’s top on their innovation wish list.

Innovation 186

Innovation Survey Fintech Community 186

Bank Innovation

OCTOBER 11, 2018

Bank of America is proud of its virtual assistant, Erica, which has 3.5 million users and 11 million transactions within three months of its launch, Michelle Moore, head of digital banking at BofA, said at the BAI Beacon conference in Orlando yesterday. But Erica still has a long way go. Customers are not comparing Erica to […].

America 170

America Conference Digital Banking Online 170

Bank Innovation

FEBRUARY 16, 2017

Kahina Van Dyke, global director of commerce & payment partnerships at Facebook, will be a featured speaker at Bank Innovation 2017, which takes place in San Jose on March 6-7. Van Dyke will participate in a fireside chat at the invitation-only event. Facebook has a market capitalization of $384.5 Read More.

San Jose 220

San Jose Innovation Payments Capital 220

Bank Innovation

DECEMBER 11, 2018

Bank of America today announced new features to the billpay functionality of its mobile app, including allowing users to search payment history from up to two years ago. In an email this morning to its customers prompting them to download the mobile app (which the bank does on a regular basis), BofA also revealed a set […].

America 170

America Mobile Payments Capital 170

Bank Innovation

SEPTEMBER 13, 2018

Only months after launching a digital prepaid card for its corporate customers, Bank of America Merrill Lynch continues to expand its digital offerings for its corporate clients. As of today, corporate cardholders in the U.S. can now use BofA Merrill Lynch mobile wallet on Apple Pay, Google Pay, and Samsung Pay.

America 170

America Mobile Samsung Apple 170

PYMNTS

APRIL 17, 2020

Open banking regulations across Europe kicked open the door for a wave of FinTech competition, with consumer-facing personal finance management (PFM) right in the crosshairs of innovators’ efforts. It’s a conundrum that has already emerged in the U.S.,

Innovation 208

Innovation Data Fintech Lending 208

PYMNTS

APRIL 3, 2019

According to a report in Reuters , Goldman Sachs is looking to hire engineers to join a digital innovation program. The strategy is part of a growing initiative among corporate America to encourage third parties to develop apps and digital products with their APIs.

Innovation 171

Innovation Apple Strategy America 171

Bank Innovation

APRIL 11, 2018

EXCLUSIVE - Bank of America today notified its mobile app customers of a new feature with PFM functionalityr The new "Goal Tool," can be accessed through the mobile app. A user can add a goal (and even attach a picture to that goal), and then can allocate money to that goal within the app. For […].

America 170

America Mobile Tools Online 170

Bank Innovation

JULY 17, 2018

Banking consumers take a middling view of today’s mobile banking applications, according to a study by Bank Innovation. In the survey conducted this month by Bank Innovation, banking consumers gave mobile banking a net promoter score of 12, which is in the bottom 25% to 50% of all NPS scores.

Innovation 210

Innovation Mobile Study Survey 210

PYMNTS

APRIL 24, 2020

The emergence of COVID-19, Wirecard Head of Issuing Product North America Sean Healey told PYMNTS in a recent conversation, reset the entire payments and commerce landscape in a breathtakingly swift fashion. And yet the anachronisms persist — or at least they did, until about a month ago. I was rarely using grocery curbside pickup before.

Innovation 211

Innovation Payments Mobile Online 211

Bank Innovation

JANUARY 16, 2019

Bank of America set an ambitious goal for digital sales last June: 50% over the next couple of years. The bank remains far behind that target. Last quarter, the bank recorded 27% of its consumer banking sales came from digital, according to its fourth quarter 2018 earnings, which were disclosed today.

America 170

America Operations Online Mobile 170

PYMNTS

MARCH 21, 2019

It’s one thing to want to improve or innovate. What’s harder — and what really makes the difference — is figuring how, where and when to innovate, a task that must take into account various factors and even wildcards that keep popping up in the growing and global digital economy and its various ecosystems. B2B Payments.

Innovation 178

Innovation Fintech Video Payments 178