Abrigo

NOVEMBER 21, 2014

Now that banks have filed their third quarter financial reports , what did the lending picture look like last quarter? However, Q3 commercial lending is down from the beginning of 2014 (quarter ending 3/31/2014) by about $67 billion. Specifically for businesses, are commercial loans on the rise? Nationally, the picture is a fine one.

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Bank Innovation

AUGUST 2, 2016

A new video from Bank of America shows a tool called Home Loan Navigator that allows borrowers to manage the mortgage process via mobile — sort of. It shows a happy couple watching the stages of their loan process on a tablet (spoiler: it’s approved). One part of the video Read More.

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PYMNTS

OCTOBER 15, 2020

Morgan, Citi, Wells Fargo, Bank of America and Goldman (where consumer deposits stood at $96 billion in the latest tally, up $4 billion in the quarter) have shown variations on a theme: We’re emerging from what seems (so far) to be a nadir seen earlier in the year. “As That may be stretching things. Debit purchase volume was $102.9

America 171

America Cards Mobile Management 171

Abrigo

JULY 6, 2017

The 2017 Risk Management Summit presented by Sageworks is heading to the "Mile High City". Why You Should Join Us The Summit offers actionable insights that apply across the whole institution, spanning business development through portfolio risk management in a CECL world.

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Bank Innovation

MAY 8, 2019

Having spent a lot of time attending to retail customers, banks are now trying to digitally transform their wealth management and commercial lending businesses. In the process, banks hope retail customers will buy these non-retail products.

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Lending Retail Innovation Management 277

PYMNTS

NOVEMBER 2, 2020

In today’s top news in digital-first banking, BlockCard is teaming with peer-to-peer (P2P) bitcoin marketplace Paxful for a new crypto debit card, while the Federal Reserve Board has modified the terms of its Main Street Lending Program (MSLP). Fed Adjusts Main Street Lending Terms to Help Small Businesses.

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Perficient

FEBRUARY 12, 2025

By focusing on these key areas, companies can effectively manage the challenges and opportunities presented by the widespread adoption of real-time payments. These changes require significant adjustments in risk management, compliance frameworks, and operational protocols. As embedded payments become mainstream, U.S.

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South State Correspondent

SEPTEMBER 18, 2023

Truist, Citigroup, PNC, Royal Bank of Canada, Wells, Bank of America, and others have all announced aggressive cost reductions centered around headcount. Further, banks could achieve much greater credit diversification by managing the industries and geography they lend to than by managing loan size.

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PYMNTS

DECEMBER 7, 2020

Social Finance (SoFi), a San Francisco-based online lending startup, is holding talks about selling to a blank-check acquisition company, Reuters reported, to help it debut on the stock market. It has also begun work in stock trading and cash management accounts.

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PYMNTS

APRIL 13, 2020

This week, Wells Fargo , JPMorgan Chase , Citigroup , Bank of America and Goldman Sachs will report results for the March quarter and are likely to show volatility, to put it mildly, rocked by the impacts of the coronavirus, which spread like wildfire through the world beginning in January. The pressures will come across all fronts.

America 312

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Abrigo

JUNE 2, 2015

For more than 30 years, the number one vehicle in America by sales is the Ford F-series line of trucks. Overall auto lending at credit unions is up more than 30 percent in recent years, a positive sign that CUs remain competitive in an evolving banking landscape. billion of that in their auto lending portfolio.

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Abrigo

APRIL 24, 2023

Construction loans grow, delinquencies flatten in 2023 Construction lending projections look positive according to S&P data from 2022 and 2023. You might also like this webinar, "How to manage a high-performing construction loan portfolio." Construction lending has seen several stumbling blocks over the past few years.

Trends 195

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Bank Innovation

MARCH 27, 2020

The company, which provides guidance to senior management of financial institutions in the Americas, shed light on potential solutions to some of the business implications stemming from the COVID-19 outbreak in a white paper shared […].

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PYMNTS

JULY 29, 2019

California BanCorp , the holding company for California Bank of Commerce (CBC), has announced the launch of a Treasury Management Consultancy to enable firms to manage their liquidity, utilize excess cash for better investments and reduce financial risks. “We

California 108

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PYMNTS

JUNE 25, 2020

Landsberg noted that in today’s volatile market climate, ensuring that both suppliers and buyers have access to tools that support their cash flow needs — which often conflict — is critical to preserving the buyer-supplier relationship and promoting financial well-being, especially ahead of an anticipated pullback of traditional bank lending.

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PYMNTS

SEPTEMBER 29, 2020

The cash flow challenges for small businesses have been in place for a while, in Latin America since well before the pandemic took root. In Latin America, the infrastructure mainly relies on banks to provide kind of these types of services to the SME segment. “In trillion globally, according to Shoihet.

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PYMNTS

AUGUST 4, 2017

Alternative lending was the golden child among investors around 2015, but lately, the industry seems to have fallen out of favor thanks to regulatory uncertainty and questions over the viability of some business models. Alternative Lending. This week alone saw two examples of those concerns in action: One U.S. lawmaker, Rep.

Lending 109

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PYMNTS

DECEMBER 2, 2020

Today in B2B payments, Amazon takes advantage of cloud adoption with expanded call center functionality, while Sage collaborates on small business cash flow management. Sage Teams With Satago To Help SMBs Manage Cash Flow. Its customers, up until now, have been largely in the U.S. and Canada.

Management 142

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PYMNTS

APRIL 9, 2020

And meanwhile across America are a bunch of bankers going, ‘well I’m not hitting the send button yet cause I don’t understand this.’”. But while Speight agreed that sounds like a terrific way to manage the program — the reality is a bit different — at least right now since the guidance on this topic for bankers has been vague.

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Abrigo

MARCH 24, 2021

Nevertheless, many financial institution executives have taken – and are taking – steps that will help address their top concerns related to lending and profitability. Technology sets up future lending success. A customer relationship manager (CRM), for example, can organize and manage customer/member/prospect relationships.

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Lending Technology Survey Examples 221

Perficient

OCTOBER 7, 2020

In this series, hear from two of Perficient’s healthcare thought leaders – Chief Strategist and General Manager of Healthcare, Juliet Silver , and General Manager of Digital Health Solutions, Paul Griffiths – as they discuss healthcare’s future. Our conversation will come to you via a series of four weekly blogs.

Cleveland 309

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PYMNTS

APRIL 2, 2020

It is key to risk management functions, which entail assessing the likelihood that any given transaction could be fraudulent or present a credit risk. Bank of America (BoA) is one notable success story in the field of analytical risk assessment. This gives bank staff educated predictions regarding interactions’ risk factors.

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Analytics Data Big Data social media 237

Bobsguide

APRIL 21, 2022

Finastra appoints Isabel Fernandez to accelerate lending business growth. Company welcomes Isabel to the Finastra leadership team, as EVP, Lending Business Unit. Other roles include President & CEO Global Bank Loans at GE Capital Americas and Head of Enterprise Clients. I’m looking forward to getting stuck in.”. Paddington.

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PYMNTS

SEPTEMBER 22, 2019

“We have around 40 companies that fit in Brazil,” the group’s head in Brazil, André Maciel, told the news outlet during an event at Cubo, a technological hub funded by Itaú Unibanco, the largest private bank in Latin America. . Japan’s SoftBank is a worldwide investor and has already invested in Brazil with the U.S.

America 164

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CB Insights

DECEMBER 10, 2020

Bank of America and the traditional banking system is being disrupted across a wide variety of core revenue streams. . Bank of America, for one, saw profits drop 16% year-over-year (YoY) in Q3’20 to $4.9B. Companies like Fount and Liqid are digital asset managers with robo-advising capabilities. SMB lending . First name.

America 101

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PYMNTS

JANUARY 2, 2019

The company will offer crowdfunding and lending as it tries to distance itself from a year of scandals, including the murder of two female passengers. The services include wealth management tools, credit, lending and crowdfunding for serious illnesses. The company plans to continue to expand in South America and Australia.

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Lending Leadership Apple America 183

PYMNTS

AUGUST 8, 2017

such as Zopa and Lending Club, they saw an opportunity in emerging markets that had been ignored by the big banks, such as Russia, Georgia and Kazakhstan. But it was something the firm was able to survive — mostly due to a strong background in FinTech, where “the first thing you learn is asset liability management.”.

Lending 105

Lending Capital Fintech Marketing 105

Bank Innovation

FEBRUARY 26, 2019

Consulting giant Accenture and cloud banking firm nCino are expanding the scope of their partnership beyond North America to get more financial institutions in the Asia-Pacific and EMEA markets up and running in the cloud.

America 199

America Innovation Marketing Management 199

Abrigo

DECEMBER 1, 2020

25 and published by the Independent Community Bankers of America (ICBA) and others, the Small Business Administration said lenders will receive notice of a loan review via the PPP Forgiveness Platform inbox. Implement Abrigo's SBA Lending Solution in Days. Lending & Credit Risk. Lending & Credit Risk. Ag Lending.

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PYMNTS

JANUARY 8, 2021

Backers zeroed-in on a range of industries, including SMB banking and lending. And thanks to several nine-figure investment deals, BaaS, expense management, payroll and B2B eCommerce are now in the spotlight. With plans to launch a new small business lending bank in the U.K., Zerone Microsystems Private Limited.

Fintech 203

Fintech Capital Lending Operations 203

Abrigo

APRIL 21, 2020

Key Takeaways Financial institutions have 10 calendar days to disburse PPP loans To address financial institutions’ liquidity and leverage concerns, regulators have helped to facilitate lending. To address financial institutions’ liquidity and leverage concerns, regulators have helped to facilitate lending. How to fund PPP loans.

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Lending Capital Minnesota FDIC 195

Bank Innovation

JANUARY 24, 2017

Edward “EJ” Achtner, Bank of America‘s Head of Digital Banking – Strategy, Platforms, Innovation, and Partnerships, has joined the Bank Innovation 2017 speaker faculty. Achtner also manages the Read More. based bank.

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PYMNTS

MARCH 11, 2016

Latin America is a land of opportunity, but it also presents challenges that demand an on-the-ground understanding of commerce and transacting within the various countries and cultures that it comprises. Another key factor is that over 60 percent of eCommerce in Latin America is done via installments. “If

America 100

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PYMNTS

JANUARY 21, 2021

In just a few recent examples: Bank of America said this past week that active mobile banking users rose 6 percent to 30.8 In the home lending segment, the company saw two-thirds of applications done digitally. million during the quarter. Active digital banking users likewise grew 3 percent to 39.3 million individuals.

Mobile 252

Mobile Report Trends Digital Banking 252

PYMNTS

AUGUST 14, 2018

Payday and short-term lending is a contentious topic in the United States, particularly when it comes to its regulation. Ohio’s House Bill 123 officially exists to close a series of loopholes that existed under the state’s previous attempt at regulating the short-term lending industry, the 2008 Short-Term Loan Act.

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Lending Ohio Regulation Industry 100

PYMNTS

JUNE 24, 2020

Beyond the price tags and headlines lies a pivot toward creating standards for the data exchange between traditional financial institutions (FIs), FinTechs and end users as individuals manage money, access credit scores, pay bills and even apply for mortgages. But, as he said, banks are users of open banking data too.

Data 262

Data Fintech Strategy Security 262

PYMNTS

MAY 31, 2016

Bank Corp execs we spoke to admitted to cracking an amused smile or two during the first few rounds of Lending Club headlines, by the end of the week they were actually a bit more worried than amused. While both of the two U.S. The marketplace lenders were 100 percent right on that point.

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Lending Online social media America 100