PYMNTS

NOVEMBER 15, 2020

Big bank mergers have been scarce in the past decade since the financial crisis of the late 2000s, but despite that rarity, regional lenders have felt the crunch from bigger rivals like J.P. Morgan Chase and Bank of America , which have been bringing in deposits through digital apps, marketing and nationwide branch networks, WSJ reported.

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ABA Community Banking

OCTOBER 9, 2024

As president and CEO of $50 billion-plus BOK Financial, Stacy Kymes spends time thinking about the role of regional banks in the U.S. Here's how BOK Financial finds unique niches and meets the credit and capital market needs in its core mid-America markets.

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Celent Banking

SEPTEMBER 30, 2015

Celent has been collaborating to help create the fintech ecosystem in the Latin American region since its inception and I had the honor, for 2nd time, to judge the fintech start-ups participating in the BBVA Open Talent, which brought the Latin American finalists into town as part of Finnosummit. Discover the finalists of all regions here.

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America Fintech Big Data Regional 100

PYMNTS

MARCH 11, 2016

Latin America is a land of opportunity, but it also presents challenges that demand an on-the-ground understanding of commerce and transacting within the various countries and cultures that it comprises. Another key factor is that over 60 percent of eCommerce in Latin America is done via installments. “If

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America Payments Fraud Case Study 100

PYMNTS

MAY 2, 2017

In a partnership formed recently with Puerto Rico’s Oriental Bank, Biz2Credit said late last month that it has begun offering its digital lending platform to the bank’s commercial clients. Drilling down a bit into the Puerto Rico market in particular, Arora noted some differences between small business lending versus, say, the United States.

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CB Insights

FEBRUARY 20, 2020

In 6 years, Latin America (LatAm) fintech funding has grown from less than $50M to top $2.1B This has caused some investors to pull back in the region and challenged startups to raise funding from new investors, as illustrated further below by the number of unique investors and startups in the LatAm fintech market. across 139 deals.

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PYMNTS

APRIL 26, 2020

The coronavirus pandemic has caused big banks like JPMorgan , Goldman Sachs and Bank of America (BoA) to reduce the size of loans or cancel funding talks. “We We are increasingly observing an ‘America first’ attitude among large U.S. lenders, but a senior supervisory official told FT that they can’t “force them to lend.”.

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PYMNTS

AUGUST 4, 2017

Alternative lending was the golden child among investors around 2015, but lately, the industry seems to have fallen out of favor thanks to regulatory uncertainty and questions over the viability of some business models. Alternative Lending. This week alone saw two examples of those concerns in action: One U.S. lawmaker, Rep.

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Perficient

FEBRUARY 12, 2025

Emerging regions like Asia-Pacific, Africa, and Latin America are key growth areas, with partnerships enabling access to local payment methods. Beyond payments, businesses should integrate lending, insurance, and investment options directly into their platforms through embedded finance.

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PYMNTS

NOVEMBER 10, 2020

The prospect of stronger growth ahead, in turn, sets the stage for a return to higher interest rates and more profitable lending by banks, experts say. Morgan Chase and Bank of America, both of which jumped 14 percent on Monday, before edging down by less than a percent Tuesday morning (Nov. 76 percent.

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PYMNTS

FEBRUARY 19, 2019

As reported, iwoca , a small business lender focused on online lending (with loans up to 250,000 pounds) said it raised 150 million pounds in debt and equity financing (where the division was 20 million pounds of equity financing and with the remainder as debt), as per reports Monday (Feb. In news that came from across the Pond, two U.K.-based

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PYMNTS

FEBRUARY 13, 2020

Another $5 trillion comes from merchant settlement, marketplace payouts and alternative lending. Other, Individual presentations (with just three of the main markets noted below) delved into the market specific opportunities by region and country, detailing total addressable markets that stretch into the trillions of dollars.

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Payments Regional America Cards 163

Bank Innovation

JANUARY 6, 2020

Jack Henry, the banking technology provider that specializes in community and regional banks, is expecting banks to increase their human-digital approaches in 2020.

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Community Regional Technology Company 243

Let's Talk Payments

JUNE 17, 2019

In region-specific terms, the Americas dominated global FinTech VC funding in May with 68.8% The United Kingdom was a distant second with a 12.1% ($325.4 million) contribution, with Canada and Mexico contributing 4.3% ($117.5 million) and 3.9% ($105.5 million) respectively. in contributions in terms of funding value ($1.84

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PYMNTS

JUNE 24, 2020

In an interview with Karen Webster, Mastercard’s Craig Vosburg , president of North America, said that Mastercard has taken what he termed a “more localized view” about how best to approach new markets. We’d been focusing on Finicity for some time as our preferred means of entering the market in the U.S.,” said Vosburg.

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PYMNTS

JANUARY 25, 2017

With plans to release the second edition of their Americas study, which will explore alternative finance across North, Central and South America, industry experts plan to add new data to the debate over the resilience of alternative finance. Will 2016 once again present an explosion in alt-lending transaction value?

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America Lending Regulation Regional 100

PYMNTS

JULY 10, 2020

Mexico is one of Latin America’s high-growth markets. The company said its all-in-one platform also allows these businesses to quickly expand into other high growth markets in Latin America, almost instantly. Rapyd supports more than 900 payment methods in more than 100 countries, the company said.

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Payments America Capital Online 153

PYMNTS

NOVEMBER 24, 2020

A Kaspersky survey indicated that 47% of banking customers in the META region (Middle East, Turkey and Africa) were victims of some type of bank fraud in the first six months of this year. It offers a single app in eight African markets for digital services, including bill payments, remittances, lending and more.

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PYMNTS

JULY 29, 2019

Based throughout Northern California, the consultant team will be led by Jim Pelka, who is joining the bank as head of Treasury Management Solutions, reporting to Chief Lending Officer Scott Myers. Jeff Mills will also be coming onboard as a Treasury Management sales consultant with a focus on the Sacramento and North State region.

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PYMNTS

JUNE 7, 2019

The company will reportedly use the capital to expand across Europe, though reports noted the potential for growth in Asia and Latin America, considering Tencent’s current investment portfolio in the regions. Biz2Credit. Yellowbrick Data.

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Data Capital Analytics Lending 139

PYMNTS

NOVEMBER 27, 2017

In the Asia Pacific (APAC) region, small businesses that sell online have a particularly difficult time finding a loan, especially from traditional sources, according to Yochanan Forman-Zvezhinskiy, head of eCommerce at Hong Kong-based SMB and corporate payments company Currenxie. Outside of China, businesses secured $1.46

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PYMNTS

SEPTEMBER 22, 2017

Once again, the world’s alternative SMB lending industry regained the spotlight, with key deals in Asia and South America placing the industry in the top spot for this week’s B2B FinTech roundup. Alternative Lending. Find out who scored how much of the more than $75 million that made its way to B2B startups this week.

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Capital America Lending Industry 152

PYMNTS

NOVEMBER 22, 2019

The fund has also invested in delivery company Rappi, lending outfit Creditas and tech company QuintoAndar. Gomide said VTEX needs to look beyond just serving its own region. “At Companies that have been focused on one specific region are now realising that trade is a global thing.

Software 108

Software America Regional Tools 108

PYMNTS

APRIL 6, 2020

The Independent Community Bankers of America (ICBA) told the Small Business Administration (SBA) and the Treasury about the “massive delays” and “failed technology” that members were facing. In addition, community bankers shared their frustrations on social media about not being able to get into the system and modifications to the form.

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social media America Community Regional 130

PYMNTS

MAY 5, 2017

The report noted it’s not clear if the targeting of undocumented workers went beyond just a handful of regions around the country. “If

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South State Correspondent

JANUARY 25, 2024

Recently, larger lenders, including Bank of America, JPMorgan, Goldman Sachs, and Wells Fargo, have announced that they are seeing an elevated appetite for forward rate locks on loans for future anticipated commercial borrowings. A forward rate lock allows lenders to deliver a known loan rate on future borrower financing.

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PYMNTS

APRIL 10, 2018

The company said it will use the funds to expand across Latin America. Latin America is a promising market for trade finance expansion. According to Gabbay, the region struggles with late supplier payments. Reports in ImpactAlpha on Monday (April 9) said Peru-based Tienda Pago, which operates in Peru and Mexico, secured $7.5

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Mobile America Regional Marketing 100

South State Correspondent

APRIL 30, 2024

Meet Competitive Pressures : National and larger regional banks are specifically targeting better borrowers for five, seven, ten-year fixed-rate loans. Lending Discipline : Sensible pricing methodology is part of a loan hedging program, and some hedge providers also offer a loan pricing model.

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Community Bank FDIC Community National 195

South State Correspondent

APRIL 30, 2024

Meet Competitive Pressures : National and larger regional banks are specifically targeting better borrowers for five, seven, ten-year fixed-rate loans. Lending Discipline : Sensible pricing methodology is part of a loan hedging program, and some hedge providers also offer a loan pricing model.

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Community Bank FDIC Community National 195

PYMNTS

MAY 4, 2020

We’ve approved payment relief for hundreds of thousands of accounts across consumer lending. But as for the green shoots, Bank of America CEO Brian Moynihan took note of declines in card spending, after having been positive by mid- to high-single-digit percentages in January and February and a downshift in March. The Green Shoots?

Payments 195

Payments Trends Cards America 195

PYMNTS

JANUARY 18, 2019

Bank of America said it has 36.4 Lending results were better for both JPMorgan Chase and Wells Fargo, per numbers released Tuesday (Jan. The credit cycle is showing some bumps here and there, especially where commercial lending is concerned. million active digital banking customers, with 26.4 Sanguine Rate Environment.

America 129

America Trends Course Cards 129

PYMNTS

SEPTEMBER 18, 2019

As Ufford pointed out, as Trulioo gets closer to the total [population] number, the challenge inherent in verifying identities is that it’s not just adults, but entire geographic regions — such as throughout Africa and parts of South America and Asia — that have yet to become part of the digital world. The Bank Validation.

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PYMNTS

MAY 2, 2016

Then, there is the risk of corporate lending. percent compound annual growth rate between 2015 and 2020, with North America dominating the cloud security sector. The Asia-Pacific region, however, is hot on its heels, with rapid growth forecasted for this time period. Banks, it turns out, are willing to take on that risk.

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Lending Security Fraud Regional 100

PYMNTS

MARCH 15, 2018

The bill provides regulatory relief for small, regional banks that have been struggling under the new rules and raises the amount before a lender is deemed too big to fail. Moderate Democrats supported the bill, noted the report. Despite the passing of the legislation in the Senate, Reuters reported the U.S.

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Idaho Regulation Massachusetts Washington 133

South State Correspondent

JANUARY 4, 2023

Lending Focus – Interest Rate Sensitivity and Credit Accuracy. If you look back over any recession, it is the two years prior when banks make 80% of their lending mistakes. Many banks, for example, are still hyper-competitive in multifamily lending. That market share has come mainly from regional and community banks.

Community Bank 195

Community Bank Capital Marketing Lending 195

FICO

JULY 9, 2021

For credit unions and smaller banks in North America, the challenge of how to compete with their bigger counterparts is a constant and pressing matter.

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Regional Software Analytics Resources 52

PYMNTS

AUGUST 1, 2018

It is critical that we respond to the needs and concerns of Main Street America,” said Snowe in a statement. Small businesses are essential job generators, and the major driver of economic growth and vibrancy for all regions of the country.”. She noted that the risks of bad actors should be considered as part of the reforms made.

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