Abrigo

MARCH 3, 2021

The basics of commercial credit analysis Learn the foundations of credit analysis, including key data analysis strategies and best practices. . For more information on the basics of credit analysis, check out this webinar: WATCH NOW. Avoid common missteps in commercial credit analysis. Setting the foundation.

Analysis 195

Analysis Risk Management Lending Training 195

Perficient

APRIL 8, 2024

Addressing these deficiencies required a comprehensive approach, leading to the establishment of critical programs like the US Bank Holding Company (BHC) regulatory and comprehensive capital analysis and review (CCAR) program. Supporting the change management team in building a robust governance structure for program PMO activities.

Compliance 221

Compliance Management Guidelines Risk Management 221

Abrigo

OCTOBER 10, 2023

How industry analysis can improve your credit risk management Understanding your customers' businesses leads to better loan pricing, structure, and risk management. WATCH WEBINARS Takeaway 1 All businesses perform industry analysis, but financial institutions in particular must know their customers' competitive landscape.

Analysis 195

Analysis Industry Risk Management Lending 195

South State Correspondent

MARCH 19, 2023

While every bank will take some level of credit, interest rate, liquidity, and operational risk, the question is this: Are banks in the business of taking risk to earn higher revenue, or are banks managing relationships and should avoid risk (and the higher return) when possible? The markets (i.e., The markets (i.e.,

Analysis 195

Analysis Community Bank Operations Community 195

Abrigo

DECEMBER 20, 2024

Likely trends are shaped by a dynamic rate environment The top issues facing executives managing credit portfolio risk and the balance sheet at financial institutions are shaped largely by the dynamic rate environment, according to Abrigos outlook for major trends in the year ahead. Navigate rate environment uncertainty with confidence.

Management 195

Management Risk Management Trends Lending 195

South State Correspondent

JUNE 20, 2024

Banks don’t have enough product managers. A manager may oversee the operation of a product, but few banks have product managers who drive product development and performance. This article further explores what it means to be a bank product manager. What is Bank Product Management?

Management 195

Management Training Strategy Compliance 195

Accenture

MAY 14, 2019

In the first of a four-part series, our team of guest bloggers will share how getting to simplified, future-ready bank operations may be more easily imagined. . However, banks are unable to support this if they do not modernize their operations. 1 So, how do banks get to simplified, future-ready bank operations?

Operations 173

Operations System Strategy America 173

Perficient

JUNE 5, 2020

Multiple regulatory controls are required for the custodianship of patient and customer data, creation of secure software systems, governance of development environments, and ensuring proper management of audit information. Intake, Construction, Release Management), and DevOps pipeline tooling. Source Code Analysis.

Compliance 332

Compliance Security Software System 332

Perficient

FEBRUARY 24, 2021

All this makes data acquisition management cost effective and facilitates good data governance. sales activity management data, new contact data) that can feed into the client data hub via a bi-directional interface. AI and machine learning are becoming key sales enablers for investment management sales teams. Data Analysis.

Data 322

Data Analysis Tools Management 322

Perficient

JANUARY 11, 2021

The brands that can operate with speed and agility win in this environment. Managing a mobile product is about researching new ideas, iterating quickly, and using those learnings to move in the right direction. You can start making changes today to manage your mobile app as a mobile product and adapt to this new reality. .

Mobile 502

Mobile Strategy US Management 502

Perficient

OCTOBER 6, 2020

Over an 8-week period, we work with your development teams to deliver a combination of analysis and training to drive development practices in the Microsoft Azure cloud. This includes: Analysis of current development practices (agile, waterfall, mixed). Access to analysis tenant. and cloud best practices. What’s Included.

Strategy 429

Strategy Training Analysis Security 429

South State Correspondent

SEPTEMBER 20, 2023

The treasury or cash management customer is usually a bank’s most profitable customer on a risk-adjusted basis ( HERE ). In this article, we discuss cash management profitability and rank the most profitable industries for banks to go after. As such, operating accounts have low-interest rate sensitivity.

Management 195

Management Survey Industry Community Bank 195

Perficient

SEPTEMBER 22, 2020

These operations have a cost related to them. These simple thought processes may work for small operations, but as you grow these processes can signal the demise of a growing company. Research and analysis of processes to push cost-saving initiatives. Managers wanting visibility and understanding of their operations.

Resources 332

Resources Operations Meeting Management 332

Perficient

APRIL 2, 2021

AI technologies, such as voice recognition and natural language processing (NLP), are being used to improve customer experience and to gain operational efficiencies. These technologies are also used to better target marketing in retail and customize trade recommendations in wealth management. Risk Management. Textual analysis.

Regulation 309

Regulation Industry Risk Management Analysis 309

Perficient

JANUARY 28, 2021

These articles contain many valid ideas and data points that should all be reviewed and considered for your operation but what does it mean to you? Here some steps to finding your Procurement Best Practices : Honestly assess your current procurement operations. Where are you strong and doing well. Where are you weak and struggling.

System 322

System Operations Analysis Management 322

Perficient

MARCH 3, 2021

Category management is an approach to purchasing activity organization within a business operation. Applying commodity grouping to purchased goods and services provides strategic support to several supply chain and spend management activities. Managing Approved sources. Managing Supplier Quality. Analyzing spend.

Analysis 322

Analysis Groups Examples Management 322

Abrigo

AUGUST 1, 2022

Best practices for assessing models and managing risk Sound model development, implementation, use, and validation is especially important as CECL models debut. . What are model risk management and model validation? Appropriate” and “timely” are relative concepts, so for low-risk models, an analysis might occur every three years.

Risk Management 195

Risk Management Management Regulation Analysis 195

Abrigo

MAY 2, 2024

We'll cover everything from understanding the borrower's needs to the fundamentals of financial analysis and the importance of building a trusted relationship with borrowers. Compliance and Risk Management: The loan policy ensures that the lending function operates within the regulatory and compliance framework.

Lending 221

Lending Strategy Analysis Policies 221

Abrigo

APRIL 15, 2022

ALM & Measuring Liquidity Risk at Banks and Credit Unions Regulatory agencies expect financial institutions to manage liquidity risk using processes and systems commensurate with the complexity, risk profile, and scope of operations. ALM 101: Introduction to Asset/Liability Management. This is the fourth post in a series.

Management 195

Management Meeting Risk Management Operations 195

Abrigo

SEPTEMBER 24, 2024

DOWNLOAD Takeaway 1 A human-in-the-loop approach plays a vital role in ensuring that AI systems effectively support alert and case management for AML/CFT suspicious activity monitoring. Human-in-the-loop refers to the collaboration between AI systems and human experts, ensuring that machines do not operate in isolation.

Software 195

Software Management Compliance Resources 195

Perficient

MARCH 22, 2021

Managed service offerings (MSO) is the department in an organization responsible for all application support activities. Typically, MSO tracks and reviews weekly report on the following deliverables: Incident, problem, and change management. Level 2: Root cause analysis. Problem management and stability analysis.

Analysis 294

Analysis System Groups Management 294

South State Correspondent

OCTOBER 30, 2024

The larger, merged institution usually creates more complexity, additional management layers and requires more non-revenue producing personnel, thus negating much of the perceived cost-savings of a merger. While size isn’t correlated to profitability, operating leverage is. In this article, we explore a key insight.

Community Bank 195

Community Bank Community Management Operations 195

Perficient

JULY 15, 2020

Streamlines analysis. Agility to plan more frequently with greater detail and is conducive to regular forecast updates and what-if analysis – plans can be easily adjusted in realtime to adapt to changing business strategies or external conditions. Simplifies the planning environment. Automates the planning cycle. Kubernetes.

Analytics 340

Analytics Data System Analysis 340

South State Correspondent

FEBRUARY 22, 2023

Non-Expert Deposit Pricing Management – How To Destroy Bank Franchise Value The best way to quickly destroy value is to peg a deposit product to an index such as SOFR, Prime, Fed Funds, or Treasuries. However, this doesn’t tell the whole story when it comes to deposit management.

Management 195

Management Marketing Branding Strategy 195

Bank Innovation

FEBRUARY 10, 2017

An old-school cost analysis will do, according to Michael Read More. Banks have been fairly active in tapping into new technologies recently, either through partnerships or with internal innovation groups. But with the rapid acceleration of the fintech space, how should banks decide if a new space or tech is worth pursuing?

Analysis 150

Analysis Innovation Groups Fintech 150

Abrigo

JANUARY 11, 2022

Asset/liability management basics In part 1 of this "Introduction to ALM" blog series, learn the goals of asset/liability management and how it can help financial institutions. Takeaway 1 ALM in banking means managing the cash flows of assets and liabilities to increase profitability, manage risk, and maintain safety and soundness. .

Management 195

Management Meeting Capital Strategy 195

Perficient

FEBRUARY 15, 2024

This blog was co-authored by Perficient Risk and Regulatory CoE Member: Alicia Lawrence The announcement of significant amendments to the New York State Department of Financial Services (NYSDFS) regulations on December 1, 2023, represents a pivotal moment for entities operating within New York’s financial sector.

New York 221

New York Compliance Regulation Analysis 221

Perficient

FEBRUARY 15, 2024

The announcement of significant amendments to the DFS500 regulations on December 1, 2023, represents a pivotal moment for entities operating within New York’s financial sector. Embracing these changes enables entities to fortify their operations, safeguard stakeholders, and instill trust within the broader financial community.

Compliance 221

Compliance New York Regulation Analysis 221

Abrigo

OCTOBER 14, 2022

Fortify your credit risk management framework How to prepare your organization for scrutiny of its credit risk management practices during your next exam or review. . You might also like this whitepaper, "Stress Testing: Managing Capital Levels and Credit Risk." So how can banks help customers keep up in uncertain markets?

Risk Management 195

Risk Management Management Policies Lending 195

South State Correspondent

FEBRUARY 18, 2024

The loan leverage ratio is 10.83 (total debt divided by net operating income (NOI)). As typical for senior debt analysis, the higher the loan leverage, the harder it is for borrowers to absorb rate hikes and revenue shocks. This loan was underwritten to 1.20X debt service coverage ratio (DSCR), 76% loan-to-value (LTV), 9.2%

Management 195

Management National Guidelines Capital 195

Abrigo

FEBRUARY 16, 2024

Takeaway 2 With proper planning and effective strategies, the scheduling process can be made more manageable at your financial institution. It's about ensuring that every aspect of your lending operation is optimized for efficiency and effectiveness. Reduce exceptions : Too many credit exceptions can lead to confusion and inefficiency.

Training 195

Training Risk Management Analysis Policies 195

Perficient

JULY 2, 2020

My name is Param Singh and I am the Director of the Clinical Operations Solutions practice in the Perficient Life Science Business Unit. My team has led and been a part of dozens of different implementations of Clinical Trial Management systems. Let me start out by introducing myself. Here is today’s agenda.

Study 332

Study System Data Training 332

Perficient

FEBRUARY 10, 2021

Solutions like telemedicine, secure patient data management platforms, and prediction software incorporating big data and IoT are becoming increasingly integral to the success of healthcare companies, and the pandemic is accelerating their development. Agile has been a part of the Perficient Latin America operational DNA from the beginning.

Software 294

Software Innovation Company America 294

Perficient

DECEMBER 16, 2020

Analysis of Current Assets. Because the ratios on this page reflect not only changes in Asset balances but show the effects of operations, these visualizations can lead to further investigation. Are the period Operating Expenses growing faster than Cash balance? Analysis of Current Liabilities.

Analytics 322

Analytics Capital Trends Analysis 322

Cisco

OCTOBER 4, 2022

It is an update to the 2004 Operations book, and links the different processes of Architecture, Infrastructure, and Operations (AIO) into a cohesive framework for auditors to assess. In this booklet the FFIEC discusses the principles and practices for IT and operations, as well as processes for addressing risk respective to IT systems.

Operations 118

Operations Software Risk Management Management 118

Perficient

JULY 28, 2020

According to the report, the biggest challenge for B2B marketers this year is managing coordination with channel partners. Most are looking to: Make operational processes more efficient – and less siloed. Leading the Way: Partner Relationship Management (PRM). Improving lead routing and management.

Report 332

Report Software Study Management 332

Gonzobanker

NOVEMBER 9, 2022

New approaches to talent and technology are needed to address changes in the wealth management business model. Wealth management and trust clients are some of the most lasting and profitable relationships a bank can attract, but the banking industry is simply missing the opportunity to realize these businesses’ vast strategic potential.

Management 150

Management Community Bank Strategy Technology 150