Abrigo

OCTOBER 10, 2023

How industry analysis can improve your credit risk management Understanding your customers' businesses leads to better loan pricing, structure, and risk management. WATCH WEBINARS Takeaway 1 All businesses perform industry analysis, but financial institutions in particular must know their customers' competitive landscape.

Analysis 195

Analysis Industry Risk Management Lending 195

Perficient

SEPTEMBER 22, 2020

Azure analytics and data storage was rebuilt from the ground up cloud first to support real-time analysis of Petabytes of data. Advanced AI for content management. Azure Mixed Reality services includes object anchors, new Azure Kinect SDK for partners including Time of Flight depth technology. Power BI Update for the Teams App.

Analytics 593

Analytics Meeting Video Data 593

Abrigo

MARCH 21, 2025

Data collection and analysis will be key to complying with the CRAs expectations for enhanced data collection, expanded assessment areas, and tiered performance evaluations, Transform CECL data into stress testing insight. Regular audits and reviews: Implement periodic internal and external audits to assess compliance with CRA requirements.

Compliance 195

Compliance Strategy Data Lending 195

Insights on Business

JUNE 18, 2019

In this series of blogs, we will focus on four transformative technologies with emerging risk applications that can help banks and financial institutions grow profitability and protect the enterprise. Each technology is at the start of an enormous adoption growth curve, and has been the subject of intense discussion.

Risk Management 185

Risk Management Technology Management Big Data 185

South State Correspondent

MARCH 24, 2025

Our analysis shows that an average community bank can expect $9.7mm NPV of income (about 1% ROA) on a $100mm loan portfolio when the average loan life is seven years, versus only $5mm NPV of income (about 0.50% ROA) on the same portfolio where the average loan life is 2.3 This is an unheralded aspect of relationship managers.

Lending 195

Lending Community Bank Community Management 195

Perficient

APRIL 8, 2024

Addressing these deficiencies required a comprehensive approach, leading to the establishment of critical programs like the US Bank Holding Company (BHC) regulatory and comprehensive capital analysis and review (CCAR) program. Supporting the change management team in building a robust governance structure for program PMO activities.

Compliance 221

Compliance Management Guidelines Risk Management 221

Abrigo

OCTOBER 30, 2024

Increasing efficiency of compliant AML investigations To boost AML program productivity and keep pace with evolving compliance demands, financial institutions should focus on strategic operational improvements paired with the smart use of technology. Streamline case management processes.

Compliance 221

Compliance Training System Management 221

Perficient

MARCH 25, 2025

Figure out: Who gets to see what (and who definitely shouldn’t) How you’re classifying data (beyond “important” and “meh”) Where your golden records live What to do when it all inevitably goes sideways Metadata management and data lineage tracking are great, but they’re the icing, not the cake.

Data 221

Data Case Study Compliance Regional 221

Perficient

FEBRUARY 24, 2021

My previous blog analyzed how technology and the right team can improve your sales enablement program. In addition to the technology and having the right teams involved, data – where and how it is sourced, stored, stewarded, refreshed, and enriched – is critical. Data Analysis. Client Data Hub – Sales Intelligence.

Data 322

Data Analysis Tools Management 322

Abrigo

FEBRUARY 25, 2025

Manual back-end steps bog down loan approvals Financial institutions can make financial analysis, risk rating, pricing, and other steps for processing small business loans less painful. Among large banks, 42% currently use financial technology in small business lending, compared to 30% of small banks, according to the FDIC.

Lending 195

Lending FDIC Policies Analysis 195

PYMNTS

JANUARY 22, 2019

Accounting, consultancy and technology firm Crowe is rolling out a new solution designed for hospitals to automate daily bank reconciliation processes and manage cash flow, the company said in a recent announcement. The financial services sector is promoting innovation in the area of healthcare financial management.

Management 184

Management Tools Taxes System 184

Perficient

AUGUST 3, 2023

Risk Management , Anti-Money Laundering, & Fraud Protection Financial institutions invest heavily in security and risk management, but prevention and recovery progress are delayed by manual reporting and disparate systems.

Industry 83

Industry Risk Management Customer Experience Fraud 83

Perficient

JANUARY 11, 2021

Managing a mobile product is about researching new ideas, iterating quickly, and using those learnings to move in the right direction. You can start making changes today to manage your mobile app as a mobile product and adapt to this new reality. . Mobile t ech debt needs to be managed and addressed. Our Mobile IQ?

Mobile 502

Mobile Strategy US Management 502

Abrigo

NOVEMBER 13, 2024

Despite borrowing more and tapping credit lines, they're managing leverage and meeting debt obligations, according to Abrigo's proprietary data. They’re borrowing more, but they’re also managing their leverage and meeting debt obligations —even as they feel the pressure of high rates. Business credit line utilization is up.

Lending 221

Lending Meeting Data Risk Management 221

Perficient

SEPTEMBER 29, 2020

The Forrester Wave report identifies Perficient as one of “13 providers that matter most…” Says the report, “Reference clients praised the firm’s ‘proficiency in all aspects of the technology stack.'” The report examines implementation service providers for their work with DPA technologies.

Report 340

Report Analysis Strategy Technology 340

South State Correspondent

JUNE 20, 2024

Banks don’t have enough product managers. A manager may oversee the operation of a product, but few banks have product managers who drive product development and performance. This article further explores what it means to be a bank product manager. What is Bank Product Management?

Management 195

Management Training Strategy Compliance 195

Perficient

APRIL 2, 2021

AI technologies, such as voice recognition and natural language processing (NLP), are being used to improve customer experience and to gain operational efficiencies. These technologies are also used to better target marketing in retail and customize trade recommendations in wealth management. Risk Management.

Regulation 309

Regulation Industry Risk Management Analysis 309

Bank Innovation

FEBRUARY 10, 2017

Banks have been fairly active in tapping into new technologies recently, either through partnerships or with internal innovation groups. An old-school cost analysis will do, according to Michael Read More. But with the rapid acceleration of the fintech space, how should banks decide if a new space or tech is worth pursuing?

Analysis 150

Analysis Innovation Groups Fintech 150

South State Correspondent

SEPTEMBER 20, 2023

The treasury or cash management customer is usually a bank’s most profitable customer on a risk-adjusted basis ( HERE ). In this article, we discuss cash management profitability and rank the most profitable industries for banks to go after. Cash flow stability is also a factor in cash management profitability.

Management 195

Management Survey Industry Community Bank 195

Abrigo

FEBRUARY 12, 2025

Instead, financial institutions should focus on managing risk through better loan decisioning models. Leverage automation: smarter loan decisioning through technology The key to faster, more efficient loan decisioning is automation. Kirby pointed out that fintech lenders frequently use these models to approve loans quickly.

Lending 195

Lending Risk Management Community Fintech 195

PYMNTS

JANUARY 15, 2021

EedenBull , which works with payment and spend technology, has a new agreement with National Australia Bank (NAB) in which the bank will let its small- to medium-sized business (SMB) users access EedenBull’s payment and spend platform, according to a report from Finacial IT.

Management 172

Management National Regional Analysis 172

Perficient

MARCH 22, 2021

Managed service offerings (MSO) is the department in an organization responsible for all application support activities. These support engineers work on various technologies, take care of the numerous support issues, and provide resolutions. Level 2: Root cause analysis. Problem management and stability analysis.

Analysis 294

Analysis System Groups Management 294

Perficient

OCTOBER 6, 2020

Over an 8-week period, we work with your development teams to deliver a combination of analysis and training to drive development practices in the Microsoft Azure cloud. This includes: Analysis of current development practices (agile, waterfall, mixed). Access to analysis tenant. and cloud best practices. What’s Included.

Strategy 429

Strategy Training Analysis Security 429

Abrigo

FEBRUARY 7, 2023

You might also like this webinar, "How to manage a high-performing construction loan portfolio." WATCH Takeaway 1 The OCC recommends that construction lending risk be managed by specialized real estate and construction lenders who report to the credit department. Takeaway 2 Construction lending risk is unique.

Lending 195

Lending Management Risk Management Software 195

South State Correspondent

JANUARY 22, 2025

Luckily, you can turn to gen AI to help you in your planning, as the strategic process is just one of the many bank processes that bankers can improve with this technology. Gen AI excels at distilling options down to recommendations, which is helpful to management teams that are having a hard time deciding.

How To 195

How To Data Training Tools 195

South State Correspondent

FEBRUARY 22, 2023

Non-Expert Deposit Pricing Management – How To Destroy Bank Franchise Value The best way to quickly destroy value is to peg a deposit product to an index such as SOFR, Prime, Fed Funds, or Treasuries. However, this doesn’t tell the whole story when it comes to deposit management.

Management 195

Management Marketing Branding Strategy 195

Perficient

DECEMBER 3, 2020

My last blog dove into the customer data management challenges financial companies might encounter when starting the personalization journey. Today, I’ll address customer intelligence and the benefits it provides. It enables you to build deeper and more effective customer relationships.

Customer Experience 322

Customer Experience Data Analytics Analysis 322

Abrigo

SEPTEMBER 21, 2022

Driving efficiency and reducing risk Construction loan risk management software leverages technology and sound process management to pull construction lending away from its manual roots. You might also like this webinar, "How to manage a high-performing construction loan portfolio." Construction loan risk management.

Risk Management 195

Risk Management Software Management Lending 195

Abrigo

SEPTEMBER 24, 2024

DOWNLOAD Takeaway 1 A human-in-the-loop approach plays a vital role in ensuring that AI systems effectively support alert and case management for AML/CFT suspicious activity monitoring. While some alerts are simple and can easily be handled by AI, many are complex and require extensive analysis. Investigative expertise is critical.

Software 195

Software Management Compliance Resources 195

PYMNTS

OCTOBER 28, 2020

The Qualtrics XM for Suppliers offering brings together information from an entity’s SAP S/4HANA, SAP Fieldglass and SAP Ariba platforms with in-the-moment vendor analysis and artificial intelligence (AI)-powered intelligence from Qualtrics, the announcement stated.

Software 161

Software Management Utah Analysis 161

Chris Skinner

FEBRUARY 24, 2017

Apparently, people like it and here I’m going to expand upon the basic theme to give a detailed analysis of how FinTech wings are spreading. It is no longer this big bucket of finance and technology. RegTech Regulatory Technologies, or RegTech for short, is fairly obvious as to what it is. So, here is the FinTech Wave, Part One.

Fintech 342

Fintech Regulation Technology Analytics 342

PYMNTS

JANUARY 26, 2021

The financial institution (FI) revealed last week that it is working with Volante Technologies to accelerate its ISO 20022 adoption, leaving Citi to become Volante’s first banking customer to take a unified approach to its global migration to the messaging standard. HashCash Brings Blockchain Tech To Unnamed Bank.

blockchain 355

blockchain Data Fintech Technology 355

Perficient

NOVEMBER 10, 2020

The first step in becoming a more agile finance organization requires transforming the people, processes, and technologies. OneStream is a driving force that enables financial transformation and helps organizations move to the next level of corporate performance management (CPM).

How To 309

How To Analytics Report Analysis 309

Perficient

MARCH 28, 2023

Instead, a supply chain control tower is a cloud-based solution that leverages advanced technologies – such as artificial intelligence (AI), blockchain, or similar distributed ledger technologies, and perhaps even the Internet of Things (IoT) – to proactively manage supply chains. Why is a Control Tower Needed?

Analytics 275

Analytics Management Technology Tools 275

Perficient

JULY 28, 2020

But which tools and technologies are the best fit – and the best investment? According to the report, the biggest challenge for B2B marketers this year is managing coordination with channel partners. Embracing digital technologies and automation for partner programs will become necessary for survival. Real-World Results.

Report 332

Report Software Study Management 332

South State Correspondent

SEPTEMBER 18, 2023

The analysis demonstrates that without substantial reliance on technology, automation, or both, community banks are challenged to show positive return on equity (ROE) or return on assets (ROA) for loans below $250k in size. That is, bank managers should incent the desired portfolio construction.

Management 195

Management How To Community Bank Community 195

Perficient

FEBRUARY 10, 2021

While the healthcare industry has long embraced technology, the demand to innovate and adapt quickly has grown exponentially in 2020 and into 2021. This has created an even greater demand for healthcare companies to incorporate more innovative technologies and build custom products to stay competitive within the market.

Software 294

Software Innovation Company America 294