South State Correspondent

MARCH 24, 2025

Our analysis shows that an average community bank can expect $9.7mm NPV of income (about 1% ROA) on a $100mm loan portfolio when the average loan life is seven years, versus only $5mm NPV of income (about 0.50% ROA) on the same portfolio where the average loan life is 2.3 years (both portfolios measured over a ten-year life).

Lending 195

Lending Community Bank Community Management 195

Perficient

JUNE 3, 2020

Limitations of Traditional Anti-Malware: While traditional anti-malware solutions should be a part of any comprehensive security strategy, they do have some limitations. How Splunk Can Help: Splunk makes it easy to securely collect all Windows data, such as logs, performance monitoring and sysinternals in real-time.

Security 332

Security Data Big Data Analysis 332

Perficient

DECEMBER 16, 2020

Encourage analysis on your Lakes ! – Leverage the Object Stores and open them up for analysis for the various stake holders (Serverless options are plenty and cheap nowadays). Address Scale, provisioning, security, automation etc. Apply some Data Quality rules. Fail Fast and iterate. Now we can talk tech stack J.

Analytics 354

Analytics Data Analysis US 354

Perficient

MARCH 25, 2025

The bank implemented robust data governance practices to enhance data quality, security, and compliance. It also facilitated more accurate reporting and analysis, leading to more effective risk management and smoother banking services for customers.

Data 221

Data Case Study Compliance Regional 221

Abrigo

FEBRUARY 25, 2025

Manual back-end steps bog down loan approvals Financial institutions can make financial analysis, risk rating, pricing, and other steps for processing small business loans less painful. Financial analysis Manual data entry related to financial statements and tax forms is like filling a jar with tweezerspainstakingly slow.

Lending 195

Lending FDIC Policies Analysis 195

Abrigo

MARCH 21, 2025

The cases recognized by FinCEN demonstrate how the right tools, combined with expert analysis, can lead to real-world enforcement actions. Why this matters Transaction monitoring and reporting do more than just comply with regulationsthey disrupt crime, protect victims, and keep the financial system secure.

Fraud 221

Fraud Compliance System Tools 221

Perficient

FEBRUARY 10, 2021

Solutions like telemedicine, secure patient data management platforms, and prediction software incorporating big data and IoT are becoming increasingly integral to the success of healthcare companies, and the pandemic is accelerating their development. Security, Data Privacy, and Intellectual Property Protection.

Software 294

Software Innovation Company America 294

Perficient

AUGUST 10, 2020

All organizations must perform financial planning and analysis (FP&A), and many want to shift from a complex web of spreadsheets to a cloud-based integrated solution. This article will introduce financial planning and analysis and survey four cloud-based solutions. Planning and Analytics on the Cloud. Planful (cloud-only).

Analytics 322

Analytics Analysis Meeting Software 322

Perficient

AUGUST 3, 2023

Risk Management , Anti-Money Laundering, & Fraud Protection Financial institutions invest heavily in security and risk management, but prevention and recovery progress are delayed by manual reporting and disparate systems.

Industry 83

Industry Risk Management Customer Experience Fraud 83

PYMNTS

AUGUST 4, 2020

Financial institutions (FIs) plan to spend 15 percent more protecting their computer networks in 2020 than they spent in 2019, according to a report based on the results of a survey conducted by Deloitte & Touche LLP and the Financial Services Information Sharing and Analysis Center.

Survey 265

Survey Security Analysis America 265

PYMNTS

DECEMBER 9, 2018

With retailers struggling to get compliant with the Payment Card Industry Data Security Standard , qualified security assessors are going to be in more demand and can offer tokenization as one way of achieving compliance. That’s according to TokenEx , which recently hosted a webinar to help retailers better understand tokenization.

Retail 194

Retail Report Compliance Security 194

PYMNTS

DECEMBER 29, 2020

Getting security right also means balancing customers’ security and privacy concerns. Leveraging Machine Learning, Rules-Based Analysis To Fight Debit Fraud. Boyer and Wheelahan explain in this month’s Feature Story how pairing ML with rules-based analysis can help FIs catch new fraud trends early.

Fraud 303

Fraud Cards Analysis Tools 303

Perficient

JUNE 16, 2020

With the number of tech-savvy patients increasing, it is becoming a requirement to provide easy accessibility while maintaining top security. Google technologies allow you to focus on patient care by seamlessly and securely guiding patients through the process of relevant information gathering and connecting virtually.

Google 322

Google Colorado Data Compliance 322

PYMNTS

SEPTEMBER 27, 2020

The Financial Times (FT) reported the evidence of the losses can be seen in the commercial mortgage-backed securities (CMBS) market from appraisals. Earlier this month, the nation’s banks were anxious about getting loans repaid that are secured against empty office buildings, hotels and malls. Commercial properties in the U.S.

Los Angeles 303

Los Angeles Houston US Data 303

Perficient

FEBRUARY 1, 2021

In the old days of on-premises computing, software companies had to make sure that their software and all up upgrades worked with many operating systems, databases, middleware and security platforms. The results of the market basket analysis are then available in OAC for analysis.

Analytics 322

Analytics Analysis Data User Experience 322

Perficient

NOVEMBER 24, 2020

“Passive and active attacks are the two fundamental types of security attacks. Eavesdropping and traffic analysis are two types of passive attacks; Denial of Services, Message modification, trojans, etc. That is called traffic analysis. I try to read or make use of the information from the system. GC (Active) – Sweet.

Analysis 294

Analysis System Security Course 294

PYMNTS

DECEMBER 8, 2020

The December AML/KYC Tracker® explores the latest in AML/KYC developments, including the growing problem of money laundering at cryptocurrency exchanges, the transaction analysis and user verification procedures exchanges are deploying to stop launderers, and the still-extant problem of money laundering at traditional financial institutions.

cryptocurrency 261

cryptocurrency Mobile Compliance Analysis 261

Perficient

JUNE 4, 2020

application ?changes including ?data integration, ?Workflow assignments, ?and discussions. ?Cube Dashboards ?are explored. ?Finally, administrative ?functions functions ?are Register today for this highly informative and essential course for OneStream administrators.

Training 332

Training Course Houston Examples 332

PYMNTS

MARCH 25, 2020

As for why the attacks were happening, there were “multiple possible explanations,” according to FireEye Security Architect Christopher Glyer. The attacks began on Jan. 20 and were aimed at more than 75 of FireEye’s customers, which include media firms, healthcare organizations, manufacturers and nonprofits.

US 283

US United States Groups Analysis 283

BankBazaar

FEBRUARY 24, 2022

The 10 commandments that can help you part troubled financial waters so you can walk confidently into the ‘promised land’ – a financially secure future! While there’s no one-size-fits-all approach to building a financially secure future, there are certainly some best practices that can help. Thou shalt be financially literate.

Security 147

Security Taxes Cards Management 147

Perficient

APRIL 2, 2021

Textual analysis. Textual analysis refers to the use of NLP for handling unstructured data (generally text) and obtaining insights from that data or improving efficiency of existing processes. Applications include analysis of regulations, news flow, earnings reports, consumer complaints, analyst ratings changes, and legal documents.

Regulation 309

Regulation Industry Risk Management Analysis 309

Abrigo

JANUARY 24, 2025

Issuance of commercial mortgage-backed securities (CMBS) rebounded sharply in 2024, with volume jumping 155% year-over-year to more than $100 billion. As Trepps analysis highlighted, their reliance on relationship-driven lending and tighter funding conditions make their experiences more nuanced.

Lending 221

Lending Trends Risk Management Management 221

PYMNTS

FEBRUARY 13, 2020

For a great example of an attempt at security that does much more to annoy legitimate consumers than to actually fend off fraudsters, look no further than CAPTCHA. When we put these detection mechanisms in the space, we have to take a holistic view of what is going to drive security, but also reduce friction,” Xie said. “So

Fraud 245

Fraud Security Analysis Data 245

Abrigo

JANUARY 17, 2025

While CDIs represent the intrinsic value of customer relationships, deposit premiums reflect the price paid during an acquisition to secure those deposits. CDIs are distinct from deposit premiums.

Strategy 195

Strategy Guidelines Management Operations 195

PYMNTS

MAY 27, 2020

Then the FIs can let any transactions that customers approved clear while blocking the rest, thus enabling tight security with few false positives, explains Mitch Pangretic, senior vice president of strategic partnerships at financial services company Elan, in an interview.

Fraud 245

Fraud How To Strategy Analysis 245

Payments Source

DECEMBER 13, 2020

The e-commerce expansion borne out of the pandemic heightens the balancing act between security and user experience, a challenge Forter and Nuvei hope to address through a mix of data analysis and an expansive network of merchants.

User Experience 160

User Experience Analysis Security Payments 160

PYMNTS

AUGUST 5, 2020

Fraudsters looking for their own enrichment are also populating these platforms, however, making it imperative that both consumers and the companies providing these digital bowling, poker or roleplaying games take security seriously. Around The Digital Identity Ecosystem. Deep Dive: Guarding Gaming Platforms Against Online Fraud.

Online 278

Online Report Fraud Mobile 278

PYMNTS

AUGUST 24, 2020

Reports in Security Boulevard said that the 60 percent spike occurred in just three months, with the average payout being $178,254 for Q2 2020, compared to $111,605 in Q1. businesses between Q1 and Q2, per new Abnormal Security research revealed in its Quarterly BEC Report for Q2 2020. Canada and the world over.

Fraud 298

Fraud New York United States Security 298

PYMNTS

NOVEMBER 28, 2018

In what GoDaddy researchers described as a “website security paradox,” small businesses, they found, don’t have the resources to protect themselves, leaving them vulnerable to expensive cyber attacks. One in eight reported those losses to be greater than $5,000. One case, however, involved more than 35,000 compromised files.

Security 197

Security Pennsylvania Analysis Resources 197

PYMNTS

JULY 9, 2020

Relying on static usernames and passwords to authenticate customers is no longer sufficient, and many FIs are therefore examining how tools like biometrics can offer greater security. Deep Dive: How Biometric Authentication And Behavioral Analysis Detect ATOs. Around The FI Fraud Decisioning World. Read the full story in the Playbook.

Fraud 261

Fraud Report Tools Security 261

PYMNTS

NOVEMBER 16, 2020

Securities and Exchange Commission issues a dire fraud warning. Securities and Exchange Commission in October alone as the SEC warns that cyberattacks against corporations are on the rise. 155 percent more cases of invoice and payment fraud hit organizations from Q2 to Q3 , the latest analysis from Abnormal Security has found.

Fraud 242

Fraud Security Data Cards 242

PYMNTS

OCTOBER 7, 2019

Mobile technology and improved data analysis via machine learning and other methods will help fuel those improvements. One of the most impactful ways 5G can optimize administrative needs is in triage, allowing automated tools to communicate with patients in real time,” reads an analysis from FierceHealthcare. Rural vs Urban.

Analysis 196

Analysis Mobile Tools Data 196

Perficient

JUNE 7, 2023

Positives (Or Less Negative Than Before) Unrealized losses on held-to-maturity securities totaled $284.0 Unrealized losses on available-for-sale securities totaled $231.6 billion in the first quarter. billion in the first quarter. While more than $.5 16.5%) in the first quarter of 2023.

social media 221

social media FDIC Analysis System 221

PYMNTS

JULY 1, 2020

A strategy that is “multi-layered” that makes use of manual and digital information analysis provides the best odds of organizations discovering and alleviating fraud caused by synthetics, according to the Fed’s “Mitigating Synthetic Identity Fraud In The U.S. Payment System” report. .

Fraud 190

Fraud Report Analysis Study 190

PYMNTS

MAY 29, 2020

To monitor a home and to make sure all is safe and secure means you have to monitor the people and the activities inside. Fast forward from Minut’s founding in 2014 to today, and the focus is to provide security that leverages motion detection and sound to monitor homes without compromising privacy.

Security 252

Security Data Technology Training 252

Perficient

JUNE 12, 2020

DataOps then is concerned with the steps between data collection and analysis. Classifying data to make it easily discoverable while providing the data stewardship, lineage, and impact analysis to assure it is trustworthy increases both the Know and Trust KPI’s. For IBM, this falls into the catalog and metadata management.

Tools 322

Tools Data Training Analysis 322

PYMNTS

JANUARY 21, 2021

Financial institutions (FIs), FinTechs and other businesses that are looking to enable these rapid payments must therefore ensure that their security and fraud-fighting approaches are up to the challenge. Stronger security strategies and solutions could help turn the tide and boost adoption. Recent surveys found that 38 percent of U.S.

Fraud 231

Fraud Security Payments United States 231