South State Correspondent

APRIL 1, 2025

In this article, we will explore how banks can leverage RCS, the potential risks and rewards involved and provide an analysis between RCS and SMS. Conclusion As marketing technology continues to evolve, banks are constantly seeking innovative ways to enhance customer communication. What is Rich Communication Services?

Marketing 195

Marketing Security Analytics User Experience 195

Abrigo

MARCH 31, 2025

Lenders and credit analysts must organize into one cohesive credit memo the following: borrower information, financial ratios, any global cash flow analysis, the assigned risk rating, proposed loan pricing, and terms of the proposed loan. The rating for a loan should represent the sum of the earlier information and analysis provided.

Analysis 195

Analysis Risk Management Management Data 195

Payments Dive

AUGUST 6, 2019

AI and machine learning for banking are getting a huge amount of attention these days, but the question remains: can these technologies truly replace human interaction and in-depth analysis of data?

Analysis 378

Analysis Data Technology 378

PYMNTS

MARCH 18, 2019

Gill asserts that most financial institutions, left to their own devices, may end up following a less than optimal path to innovation, and not because they have selected the “wrong” technology solution, since in Gill’s experience, what’s “wrong” for one FI might be right for another. Technology spend gets mistaken for branch transformation.”.

Technology 237

Technology Innovation Strategy System 237

Perficient

MARCH 12, 2021

Legacy technologies usually mean legacy knowledge and custom-built processes, databases, and solutions that easily break and lead to unnecessary downtime. Forrester based its analysis of service providers on two factors: market presence and services type and capability. Automated code analysis. But it’s not always easy.

Report 473

Report Omaha Analysis Software 473

Abrigo

MARCH 21, 2025

Data collection and analysis will be key to complying with the CRAs expectations for enhanced data collection, expanded assessment areas, and tiered performance evaluations, Transform CECL data into stress testing insight. Regular audits and reviews: Implement periodic internal and external audits to assess compliance with CRA requirements.

Compliance 195

Compliance Strategy Data Lending 195

Abrigo

MARCH 21, 2025

The role of technology in fighting financial crime With financial crime evolving constantly, staying ahead requires a combination of expertise, vigilance, and the right technology. This acknowledgement from FinCEN highlights just how important advanced fraud detection and AML technology have become.

Fraud 221

Fraud Compliance System Tools 221

Perficient

DECEMBER 22, 2020

Fit for purpose- One size doesn’t fit all; leverage technologies or tools best suited. . Predictive Analysis : Tap into predictive actions rather than reactive reactions. People -Leverage existing people, cross-train, and gain benefits using modernization frameworks. No Vendor lock-in: This is getting tricky in today’s world.

Data 493

Data Training Analysis Tools 493

Perficient

JANUARY 26, 2021

Confirm the API level analysis by pulling detailed link data. This included pulling all the links for 28 domains split into three markets: Technology, Health, and Finance. Perficient selected 3,000 queries across the Technology, Health, and Finance market sectors (1,000 queries per sector). Link Index Size – API Data.

Study 529

Study Tools Data Analysis 529

PYMNTS

JANUARY 27, 2021

When combined with expert analysis and illustrative success stories, the findings offer a blueprint for the restaurant industry going forward into another year of uncertainty and change. “While we still have a long way to go, we are confident in the resilience of the industry’s workforce, operators, suppliers, and diners. Off-Premise Dining

Industry 264

Industry Report Technology National 264

Abrigo

FEBRUARY 25, 2025

Manual back-end steps bog down loan approvals Financial institutions can make financial analysis, risk rating, pricing, and other steps for processing small business loans less painful. Among large banks, 42% currently use financial technology in small business lending, compared to 30% of small banks, according to the FDIC.

Lending 195

Lending FDIC Policies Analysis 195

Perficient

AUGUST 2, 2024

Imagine a world where your business can effortlessly keep pace with technological advancements and continuously changing customer expectations. The ability to swiftly develop new technology products and applications is crucial to staying competitive.

America 450

America Report Technology Software 450

Perficient

SEPTEMBER 22, 2020

Azure analytics and data storage was rebuilt from the ground up cloud first to support real-time analysis of Petabytes of data. Azure Mixed Reality services includes object anchors, new Azure Kinect SDK for partners including Time of Flight depth technology. Microsoft Teams had so many announcements! Hololens 2 ships.

Analytics 593

Analytics Meeting Video Data 593

Perficient

JANUARY 26, 2022

TD emphasized that this elevated focus on the customer experience has proven essential to their business strategy and that they are continuing to invest in marketing and technology to ensure their preparedness for continuous growth. “As On February 2, Perficient’s Colletti will moderate a webinar that will feature GM Financial and Adobe.

Customer Experience 484

Customer Experience Strategy Digital Strategies Analytics 484

Perficient

SEPTEMBER 29, 2020

The Forrester Wave report identifies Perficient as one of “13 providers that matter most…” Says the report, “Reference clients praised the firm’s ‘proficiency in all aspects of the technology stack.'” The report examines implementation service providers for their work with DPA technologies.

Report 340

Report Analysis Strategy Technology 340

Perficient

APRIL 25, 2022

The consumer journey involves complicated terminology and morbid situational analysis increasing the aversion to shopping for many of these products. Technology Enablement – Finally, aligning your technology approach to the needs and wants of the business to enable your people and customers?.

Strategy 419

Strategy Analysis US Technology 419

Perficient

FEBRUARY 24, 2021

My previous blog analyzed how technology and the right team can improve your sales enablement program. In addition to the technology and having the right teams involved, data – where and how it is sourced, stored, stewarded, refreshed, and enriched – is critical. Data Analysis. Part of it is technology, and part of it is data.

Data 322

Data Analysis Tools Management 322

South State Correspondent

OCTOBER 30, 2024

We believe that high performing community banks are gaining efficiency with customer-facing employees, superior process workflow and an efficient technology architecture and not because of larger bank size. The key insight is to understand how growth translates into bank efficiency.

Community Bank 195

Community Bank Community Management Operations 195

Accenture: Banking

SEPTEMBER 24, 2020

Despite the popularity of cloud native development, the mainframe remains a core and valuable enterprise technology for many banks. Our analysis shows…. The post How banks can modernize their mainframe with the help of cloud appeared first on Accenture Banking Blog.

Analysis 253

Analysis Industry Technology 253

South State Correspondent

MARCH 24, 2025

Our analysis shows that an average community bank can expect $9.7mm NPV of income (about 1% ROA) on a $100mm loan portfolio when the average loan life is seven years, versus only $5mm NPV of income (about 0.50% ROA) on the same portfolio where the average loan life is 2.3 years (both portfolios measured over a ten-year life).

Lending 195

Lending Community Bank Community Management 195

Chris Skinner

FEBRUARY 24, 2017

Apparently, people like it and here I’m going to expand upon the basic theme to give a detailed analysis of how FinTech wings are spreading. It is no longer this big bucket of finance and technology. RegTech Regulatory Technologies, or RegTech for short, is fairly obvious as to what it is. So, here is the FinTech Wave, Part One.

Fintech 342

Fintech Regulation Technology Analytics 342

Perficient

APRIL 2, 2021

AI technologies, such as voice recognition and natural language processing (NLP), are being used to improve customer experience and to gain operational efficiencies. These technologies are also used to better target marketing in retail and customize trade recommendations in wealth management. Textual analysis. Credit Decisions.

Regulation 309

Regulation Industry Risk Management Analysis 309

Perficient

JANUARY 11, 2021

Legacy , bloated technology stacks can slow down even the best mobile product s. Code analysis and performance monitoring tools can also increase code quality and increase development time. evaluates your current mobile experience, operations, and technology to deliver the best possible us er experience. . Our Mobile IQ?

Mobile 502

Mobile Strategy US Management 502

Chris Skinner

MAY 17, 2017

This was evidenced by the Accenture analysis of the boardrooms of the 100 biggest banks in the world: Accenture research, analysing professional technology experience in boardrooms of more than 100 of the largest banks around the world, shows that: Only 6% of board members have professional technology backgrounds.

Leadership 321

Leadership United States Survey Conference 321

Perficient

MARCH 22, 2021

These support engineers work on various technologies, take care of the numerous support issues, and provide resolutions. These analysts need to work with cross-functional teams to handle multiple technology-based projects simultaneously. Level 2: Root cause analysis. Problem management and stability analysis. Monitoring.

Analysis 294

Analysis System Groups Management 294

PYMNTS

JANUARY 26, 2021

The financial institution (FI) revealed last week that it is working with Volante Technologies to accelerate its ISO 20022 adoption, leaving Citi to become Volante’s first banking customer to take a unified approach to its global migration to the messaging standard. HashCash Brings Blockchain Tech To Unnamed Bank.

blockchain 355

blockchain Data Fintech Technology 355

PYMNTS

DECEMBER 29, 2020

The December Next-Gen Debit Tracker® examines how card issuers are working to sharpen their fraud-fighting tools and leverage innovative, machine learning (ML)-based strategies and technologies to keep shoppers safe. Leveraging Machine Learning, Rules-Based Analysis To Fight Debit Fraud. Around The Next-Gen Debit World.

Fraud 303

Fraud Cards Analysis Tools 303

Perficient

AUGUST 14, 2023

A data-driven approach, backed by consistent analysis of past experimentation results, provides insights into what resonates with your audience. This approach leverages advanced technology, data analytics, and a culture of continuous learning to facilitate quick decision-making and improve business outcomes.

Google 419

Google Tools Analytics Strategy 419

Perficient

AUGUST 3, 2023

For example, using generative AI image analysis, one can determine if an image has been altered, which helps control insurance fraud and identity theft. With generative AI, reports can be autogenerated and organized, and NLP can be used to catch the “red flags” that signal crime, fraud, and reputation-threatening errors.

Industry 83

Industry Risk Management Customer Experience Fraud 83

Bank Innovation

OCTOBER 4, 2019

Royal Bank of Canada is adding in-app personalized insights on business owners’ cash flow to improve their expense tracking and analysis capabilities. The technology was developed by conversational AI company Personetics.

Analysis 218

Analysis Branding Technology Company 218

PYMNTS

AUGUST 5, 2020

Mastercard is rolling out a new “business intelligence” platform that will provide research and analysis on the payments sector in Europe. Mastercard on Wednesday (Aug. 5) announced it is launching a new online platform called Market Trends, aimed at banks and financial institutions across Europe.

Trends 249

Trends Analysis Comparison Leadership 249

Perficient

OCTOBER 6, 2020

Over an 8-week period, we work with your development teams to deliver a combination of analysis and training to drive development practices in the Microsoft Azure cloud. This includes: Analysis of current development practices (agile, waterfall, mixed). Access to analysis tenant. and cloud best practices. What’s Included.

Strategy 429

Strategy Training Analysis Security 429

Perficient

NOVEMBER 10, 2020

The first step in becoming a more agile finance organization requires transforming the people, processes, and technologies. It enables teams to shift more time to value-added analysis, partnering with lines of business, and improving alignment for strategic decision-making across the enterprise.

How To 309

How To Analytics Report Analysis 309

Abrigo

OCTOBER 30, 2024

Increasing efficiency of compliant AML investigations To boost AML program productivity and keep pace with evolving compliance demands, financial institutions should focus on strategic operational improvements paired with the smart use of technology. See tailored AML/CFT solutions that can improve your compliance. “Our

Compliance 221

Compliance Training System Management 221

Perficient

FEBRUARY 10, 2021

While the healthcare industry has long embraced technology, the demand to innovate and adapt quickly has grown exponentially in 2020 and into 2021. This has created an even greater demand for healthcare companies to incorporate more innovative technologies and build custom products to stay competitive within the market.

Software 294

Software Innovation Company America 294

Bank Innovation

OCTOBER 25, 2019

American Express is using credit reporting startup Nova Credit‘s technology to underwrite newcomers to the U.S., credit scores, based an analysis […]. the companies announced Friday. With no financial history in the U.S., newcomers face difficulties accessing credit. American Express claims to be the first U.S.

Analysis 210

Analysis Technology Report Company 210

Abrigo

FEBRUARY 20, 2025

The Financial Crimes Enforcement Network (FinCEN) recently released proposed legislation that encourages innovation within AML/CFT programs, advocating for the integration of advanced technologies while maintaining compliance through human supervision.

Compliance 195

Compliance Fraud Tools Texas 195