PYMNTS

NOVEMBER 24, 2020

The pandemic is reshaping banking. Digital-first experiences can be of particular value for both members and CUs depending on the life stages in which individuals find themselves. And I might be able to identify through an analytics platform … what [you] might be doing next.”.

Digital Banking 267

Digital Banking Analytics Mobile Cards 267

PYMNTS

JUNE 3, 2019

For credit unions (CUs), data analytics can deliver that insight, helping them to more effectively address their members’ specific needs, and informing CUs of the products and services that can deliver the most effective returns on their investments. percent of CUs that did not focus on data analytics. For example, 91.7 Meanwhile, 80.6

Analytics 150

Analytics Innovation Data Fraud 150

Abrigo

FEBRUARY 26, 2025

Community banks have a unique opportunity to strengthen their deposit base by embracing digital transformation, optimizing customer engagement, and enhancing their product offerings. Financial institutions can use data analytics to: Identify customers who may be likely to move deposits due to rate shopping.

Community Bank 195

Community Bank Community Strategy Analytics 195

Insights on Business

APRIL 28, 2017

Traditionally, banking was a conservative industry with relatively high barriers to entry. Banking products and services were defined and controlled by the bank. At the same time, regulators in many countries also have relaxed regulations to encourage innovation in the banking industry.

Digital Banking 171

Digital Banking User Experience Branding social media 171

PYMNTS

NOVEMBER 17, 2020

Lumin Digital announced today (Nov. 17) that it will provide Los Angeles Federal Credit Union (LAFCU) with its cloud-based online and mobile digital banking platform, according to a press release emailed to PYMNTS.

Los Angeles 192

Los Angeles Digital Banking Analytics Mobile 192

BankInovation

APRIL 7, 2022

Digital banking solutions providers Alkami and Backbase made plays to enhance their data analytics last week, with both deals focused in part on making transaction data more meaningful for financial institutions. Plano, Texas-based Alkami revealed Monday it will acquire Segmint for $135.5

Analytics 98

Analytics Digital Banking Data Texas 98

PYMNTS

APRIL 23, 2020

Banks looking to meet customers’ standards must have a holistic view of the digital experience and consider all aspects of their operations rather than prioritizing one over another, according to KeyBank Executive Vice President and Head of Digital Banking Jamie Warder. “We

System 226

System Digital Banking Online Guidelines 226

Bank Innovation

OCTOBER 11, 2019

As customers navigate through TD Canada Trust’s digital banking platform, the bank is looking to data analytics tools to make customer experiences more relevant. Based on […].

Customer Experience 236

Customer Experience Analytics Digital Banking Tools 236

PYMNTS

DECEMBER 4, 2020

4) chose four firms to receive digital banking licenses, including “digital full bank” licenses for Singapore-based Sea Ltd. to receive “digital wholesale bank” licenses. to receive “digital wholesale bank” licenses. MAS expects the new digital banks to commence operations in early 2022.

Digital Banking 164

Digital Banking Groups Meeting Fintech 164

PYMNTS

APRIL 1, 2020

Customer interactions offer financial institutions (FIs) invaluable information about consumers’ financial lifestyles as well as their needs as a whole, and banks that fail to harness these insights risk falling behind their data-savvy competitors. Its recent digital push focused on gathering and using data to improve customer service.

Analytics 130

Analytics Data Fraud System 130

Chris Skinner

FEBRUARY 11, 2020

appeared first on Chris Skinner's blog.

Analytics 381

Analytics System Industry Data 381

PYMNTS

APRIL 24, 2020

Developing core banking infrastructures that can properly support a range of financial services is all the more critical in Europe, where a variety of enterprising FinTechs and challenger banks are addressing consumer demand for online banking, contactless payments and advanced financial analytics.

Digital Banking 207

Digital Banking Cards Tools Examples 207

PYMNTS

APRIL 22, 2020

This service previously was only available for an annual subscription and consists of more than 400 courses on advanced analytics, digital and core banking, financial crime and other subjects. Temenos is also providing free access to its online sandbox environment so that banks can test new technologies in a controlled space.

Analytics 141

Analytics Data America Cleveland 141

PYMNTS

OCTOBER 21, 2020

Lumin Digital offers customized integrations to help banks and credit unions enhance their relationships with customers and members. . Jeff Chambers, founder and president of Lumin Digital, said the company is happy to have Interra’s confidence as a digital banking partner. .

Digital Banking 150

Digital Banking San Francisco Indiana Analytics 150

BankInovation

JANUARY 5, 2023

Ideal Credit Union launched data analytics solution Segmint on its Alkami digital banking platform in December to offer a customizable experience for its members.

Analytics 98

Analytics Digital Banking Data 98

BankInovation

FEBRUARY 26, 2024

BNY Mellon has appointed Julie Gerdeman as its global head of data and analytics. Prior to joining the $30 billion bank, Gerdeman was chief executive at Everstream Analytics, a supply chain […] Gerdeman will be responsible for managing software and data for nearly $47 trillion of assets managed by BNY, according to a Feb.

Analytics 121

Analytics Data Software Management 121

Chris Skinner

JULY 26, 2017

And for an industry that impacts each and every one of our lives in such an important way, it’s worth understanding how this shift is changing banking as we know it — and the future of banking overall. Now we’re seeing what I call ‘the complete open sourcing of financial services’ through apps, APIs and analytics.

Analytics 283

Analytics Fintech Industry Digital Banking 283

Gonzobanker

MARCH 6, 2025

Digital banking solution provider Alkami has announced it will acquire account opening solution provider MANTL for $400 million. Ron Shevlin’s Whats Going On in Banking research shows deposit gathering is still the #1 challenge for banks while new member growth (requiring deposit accounts) is the #1 challenge for credit unions.

UX 88

UX Digital Banking Fintech Conference 88

PYMNTS

JUNE 23, 2020

Sesame Cash offers a variety of features, including no-cost daily credit score checks, rewards for improving credit, credit and identity protection services, early payday, real-time transaction notifications, simple access to funds, direct deposit, the ability to freeze or un-freeze a card in the app, and integration with most digital wallets.

Management 245

Management Digital Banking Analytics Cards 245

Gonzobanker

DECEMBER 4, 2019

Fintech deals continue to dominate the financial service headlines, and a growing number of these transactions are in analytics. the acquisition of portfolio analytics provider Visible Equity for an undisclosed sum. the acquisition of pricing analytics provider PrecisionLender for a cool $510 million. nCino recently announced.

Analytics 88

Analytics Lending Fintech Leadership 88

Celent Banking

AUGUST 4, 2015

A few months ago there was a question posed on Twitter which sparked a pretty intense debate : “What makes a bank a digital bank?” How far do incumbent banks have to go in order to adjust to the new age of digital financial services? underpinned by analytics and automation …. …

Digital Banking 100

Digital Banking Strategy Analytics Analysis 100

PYMNTS

JANUARY 19, 2021

Portugal’s largest bank, Caixa Geral de Depósitos (CGD), is working with Backbase to implement the FinTech’s engagement solution, according to an announcement. The FI aims to wield Backbase tools to create digital banking channels across its operations, with its focus first landing on SMBs.

Fintech 341

Fintech National Groups Tools 341

PYMNTS

AUGUST 21, 2019

Legacy banks have their work cut out for them if they want to survive another century as key players in the digital banking world. This is driving legacy banks to take a closer look at their own products and strategies, with many rising to the challenge. Around the Digital Banking World. About the Tracker.

Trends 194

Trends Digital Banking Innovation Regional 194

Chris Skinner

APRIL 18, 2017

The banker took exception to purely being a store of value, and felt that the risk management aspect of banking was a critical part of their function. I argued that the bank’s risk management function is being eaten by software. It’s all based upon apps, APIs and analytics. I argued that it wasn’t too far at all.

Risk Management 321

Risk Management Analytics Lending Software 321

Chris Skinner

JUNE 15, 2017

I was invited to talk to some City folks about using data analytics for trading. It made me pause for reflection, as I’ve been talking about analytics for trading for a long, long time. Now we are talk trading using sentiments and emotional analytics. Twenty years ago in fact.

System 268

System Data Analytics Trends 268

PYMNTS

AUGUST 24, 2020

Solutions such as Kubernetes and other containers — products that allow banks to more easily categorize, store and scale software and applications on the cloud — could therefore play crucial roles in banking’s digital future. Around The Cloud Banking World. About The Tracker.

Digital Banking 226

Digital Banking Software System Innovation 226

PYMNTS

JANUARY 21, 2021

For credit unions (CUs), the digital trends that accelerated in 2020 amid the pandemic will gain even further traction this year. Credit spending will eventually snap back, she predicted, and so CUs will have to be ready with digital-first offerings. Data Analytics.

Analytics 240

Analytics Fraud Trends Mobile 240

PYMNTS

JUNE 8, 2020

Enterprise DLT solutions are the largest chunk of the total with 45 percent utilizing blockchain, while trading platforms make up 27 percent, and digital asset custodians comprise 14 percent of the total. Coinbase is looking to sell Coinbase Analytics, its blockchain analytics software, to the U.S.

blockchain 131

blockchain Analytics Utah cryptocurrency 131

PYMNTS

APRIL 28, 2020

Digital banking will also become more widespread. “As As fewer people visit branches, there is definitely an opportunity for CUs to enhance and elevate their digital banking strategies,” said Salzer, with additional payment options and tightly integrated and customized experiences that can rival offerings of big banks.

Digital Banking 248

Digital Banking Online Fraud Customer Experience 248

PYMNTS

MAY 1, 2020

Open banking developments were impacting customers’ interactions with their banks before the COVID-19 pandemic. have passed laws or implemented programs over the past two years to put more focus on digital banking and data security, fundamentally changing how online transactions work. Consumer Trust Drives Open Banking .

Innovation 245

Innovation Regulation Digital Banking Security 245

BankInovation

JANUARY 18, 2024

Discover Financial Services invested in its integrated digital banking model, risk management, analytics and compliance initiatives in 2023 and expects to continue those efforts this year.

Digital Banking 72

Digital Banking Analytics Risk Management Compliance 72

PYMNTS

JULY 22, 2020

In the July Digital-First Banking Tracker® , PYMNTS explores the latest in the world of digital-first banking, including the long-lasting effects brought on by the pandemic, the shifting attitudes surrounding ATM use, and how the digital banking development field is reaping dividends from the financial industry’s sea change.

ATM 225

ATM Digital Banking Alabama Study 225

PYMNTS

JUNE 26, 2020

Digital banking has become the new normal as social distancing guidelines and stay-at-home orders have drastically curbed financial institutions’ (FIs’) abilities to conduct in-branch services. Online account openings increased by more than 200 percent in April, while all mobile banking traffic rose by 85 percent.

Digital Banking 220

Digital Banking Guidelines Trends Online 220

Bank Innovation

APRIL 5, 2019

The 47-year-old chief executive officer of Banco BTG Pactual SA, a fixed-income trading veteran, said he spent the past four years digging into subjects such as cloud computing, performance marketing and data-analytics metrics. His schooling was to help with the bank’s push into […].

Digital Strategies 186

Digital Strategies Strategy Analytics Data 186

PYMNTS

AUGUST 16, 2018

At the same time, blockchain, artificial intelligence (AI) and data analytics are seeing a particularly high amount of activity. With the program , Oracle plans to dedicate additional European staff and resources to monetizable relationships with digital banking innovators and FinTech firms.

Fintech 218

Fintech Marketing Innovation Analytics 218

Gonzobanker

JULY 11, 2024

Protect and grow existing deposits through analytics The challenges of the current banking environment are a stark reminder that deposits are an institution’s lifeblood. That’s why many leading institutions are turning to deposit analytics tools that can add sophistication to their deposit management strategies.

Strategy 148

Strategy Analytics Tools Digital Banking 148

Gonzobanker

APRIL 8, 2020

Pages should have calls to action in shareable content like blogs, videos and webinars that encourage consumer and business engagement, and they should be used across digital marketing mediums like blogs, alerts, calling/texting the contact center and auto-scheduling appointments. Analytics platforms (Google Analytics is free!)

Leadership 166

Leadership Analytics System Digital Banking 166