Bank Innovation

AUGUST 9, 2017

Fall is around the corner and prepaid card issuer Green Dot, which is the regulated bank partner for Apple Pay, has updates on Apple’s P2P money transfer service that will launch in the coming months.

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Bank Innovation

MARCH 25, 2019

Apple today unveiled its plans to launch a virtual credit card product with Goldman Sachs and Mastercard this summer called Apple Card, which will reside within the Wallet app on Apple devices.

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Apple Cards Security Retail 170

PYMNTS

SEPTEMBER 17, 2020

The European Union (EU) could pass new laws that would make it mandatory for Apple to share the payments technology in its iPhones, according to a report from Bloomberg. Documents obtained by Bloomberg mention NFC, which is used to handle wireless signals that let users make payments on their devices at store terminals instead of on cards.

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Apple Payments Technology Report 281

PYMNTS

AUGUST 20, 2019

The launch of the Apple Card is allowing Goldman Sachs to become a leader in consumer banking, according to the bank’s CEO David Solomon. In late March, Apple and Goldman Sachs announced the Apple Card , which users sign up for through Apple Pay. 20) to all U.S. 20) to all U.S.

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Apple Cards Maine Policies 188

PYMNTS

APRIL 23, 2019

In technology, especially when it comes to consumer-focused technology, Apple is viewed as a disruptive force. The digital card will be linked to Apple Pay. Apple Card is set to be available starting this summer. The duality of physical and digital cards seems to have sparked at least some mulling from other firms.

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Apple Cards Payments Course 200

Bank Innovation

MARCH 21, 2018

Startup Affirm is embedding its technology into the Apple ecosystem, allowing customers to load the company’s virtual card into Apple Pay, the startup announced today. The integration will also allow customers to use “Affirm InStore” to finance purchases at physical merchant locations, Affirm said.

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Apple Cards Technology Lending 199

PYMNTS

SEPTEMBER 18, 2020

This week's look at payment rail innovation is all about speed, both for legacy rails and new ones. Combining these elements, we are creating a broad platform with faster technology and smarter and better services that the industry can trust as a foundation for innovation towards their own end-clients," he added.

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Bank Innovation

NOVEMBER 11, 2019

s credit card practices after a viral tweet from a tech entrepreneur alleged gender discrimination in the new Apple Card’s algorithms when determining credit limits. A series of posts from David Heinemeier Hansson starting Thursday railed against the Apple Card for giving him 20 times […].

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Apple Cards Regulation Groups 186

PYMNTS

MARCH 26, 2019

The world knows by now that Apple has debuted its credit card — the Apple Card — in conjunction with Goldman Sachs and Mastercard. The card is available in both virtual and tangible, plastic forms. The broad outline is one where the digital version of the card can be used wherever Apple Pay is accepted.

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PYMNTS

APRIL 13, 2020

Jim McCarthy, i2c president, says disasters often breed innovation. Black Swans Are the Sandbox of New Innovations. A few innovators do come forward with good ideas, but often the environment can’t support them past the short term. While it may take years, these good, innovative ideas often resurface when the time is right.

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PYMNTS

NOVEMBER 10, 2020

Apple , in what a company press release calls a "momentous" day on Tuesday (Nov. 10), has rolled out the "next generation" of Macs, including a new MacBook Air, a 13-inch MacBook Pro and a Mac Mini powered by the M1 chip specifically designed by Apple for the Mac. billion in sales, up from $12.5 billion year over year, PYMNTS reports.

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PYMNTS

FEBRUARY 13, 2020

Banco Santander announced that it has hired Trish Burgess, formerly of Apple, to head up its peer-to-peer (P2P) payments department, according to a release. We know that innovation is powered by the most talented people, and we welcome Trish’s wealth of payment experience.

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Bank Innovation

NOVEMBER 3, 2017

EXCLUSIVE– Apple reported earnings yesterday, and tucked in among all the dollar signs and iPhone Xs was some Apple Pay news – usage is going up. From how many users to how many more users, you ask? Juniper Research estimates the service may hit 86 million users this year. In any case, an […].

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Apple Report Samsung Cards 258

Bank Innovation

NOVEMBER 8, 2017

EXCLUSIVE – Green Dot has leveraged its bank-as-a-service in deals with both Apple and Intuit. The company announced on its earnings call yesterday that it was powering the newly announced Apple Pay Cash P2P payment service, as well as offering a prepaid card to customers of Intuit’s TurboTax software.

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Apple Software Cards Payments 223

Bank Innovation

JULY 30, 2019

While the jury is still out whether the Apple Card will be the disruptive force that Apple has claimed it will be, fintech firms and banks alike appear eager to beat the tech giant to the punch.

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Apple Cards Fintech Customer Experience 170

Bank Innovation

AUGUST 30, 2017

PayPal launches its first cash-back credit card called PayPal Cashback MasterCard in the U.S. The card will be issued by Stamford-based Synchrony Bank, which has partnered with PayPal since 2004. The card offers 2% cash back on all purchases, with […].

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Cards Online Apple Mobile 313

Chris Skinner

MARCH 31, 2019

We all got hugely excited about Apple launching a credit card with Goldman Sachs and Mastercard last week. Whoopy-doo! This was a major lift for Mastercard in particular.

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Apple Cards Technology Payments 419

PYMNTS

DECEMBER 21, 2020

You can see it in how investors are putting money to work in both consumer-facing and B2B startups, and how startups and incumbents are forging new partnerships to move innovation faster to market. Those conversations have largely ignored the Biggest Tech company of all, Apple, and Apple Pay. consumers showed that of the 7.75

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Apple Study Innovation Survey 227

Bank Innovation

NOVEMBER 1, 2019

leaders have been coy about backing up their recent assertion that the Apple Inc. card is the industry’s most successful credit card launch ever. After a full roll-out of the card last quarter, credit lines […]. Goldman Sachs Group Inc.

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Apple Cards Groups Retail 170

PYMNTS

APRIL 1, 2019

Three years ago, I wrote a piece in which I said Apple had become the kind of company that Steve Jobs once said he never wanted it to be: one that follows the lead of others. Jobs felt so strongly that he said he’d rather gamble Apple’s future instead of trying to one-up everyone else after the fact. Copycatting in Cupertino.

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Bank Innovation

NOVEMBER 12, 2019

pitches its new card as a model of simplicity and transparency, upending everything consumers think about credit cards. But for the card’s overseers at Goldman Sachs Group Inc., it’s creating the same headaches that have bedeviled an industry the companies had hoped to disrupt.

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PYMNTS

MAY 6, 2019

government has now started accepting Apple Pay for certain online payment services. 9to5Mac reported that the government’s website is now accepting Apple Pay for four of its online services, including the Global Entry Services, the disclosure and barring service checks, the Registered Traveler Service, and the Electronic Visa Waiver Service.

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PYMNTS

SEPTEMBER 23, 2020

As demand increases for digitally-driven money management solutions, Mastercard has expanded its Digital-First Card Program in North America. Consumers also have fast digital access to card information, including the 16-digit number, CVC2, expiration date and customer service information. and increasingly, also for commerce.” .

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America Cards Guidelines Apple 251

Bank Innovation

OCTOBER 12, 2017

Discover has become the first major credit card company to let its customers redeem cashback rewards with Apple Pay.

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Bank Innovation

DECEMBER 7, 2016

Users of Square’s virtual payment cards can now link those cards to their Apple Wallets, expanding the company’s reach in the payments sphere once again—this time with Square Cash leading the way. The tie-in was announced yesterday at the Recode Code Commerce event in San Francisco by Square CEO Jack Dorsey. Read More.

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PYMNTS

JANUARY 2, 2019

While commercial card innovation certainly accelerated in 2018, progress can always continue. Morgan Managing Director and Head of Commercial Card Product Management Naney Pandit says should be a focus this year is in mobilizing the corporate card. One area of development that J.P. Following The Consumer Trend.

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Bank Innovation

NOVEMBER 21, 2019

Following a recent backlash resulting from allegedly discriminatory underwriting methods for the Apple Card, lenders’ moves are facing scrutiny from regulators. Albert Chang, counsel at the Consumer Financial Protection Bureau‘s innovation office, said […].

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Apple Regulation Innovation Cards 243

Bank Innovation

FEBRUARY 21, 2019

It would be “odd” for Apple Inc. to offer a jointly developed credit card with Goldman Sachs Group Inc. Goldman must be offering Apple a very good deal,” Ellis said by email. and not with Synchrony Financial, MoffettNathanson analyst Lisa Ellis said, since Synchrony dominates the market for co-brand offerings.

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Apple Cards Branding Groups 150

Bank Innovation

AUGUST 17, 2017

Mobile wallets may be all the buzz, but debit cards were still the most popular of payment method in the U.S. According to the 2017 Debit Issuer Study released earlier this week, debit card transactions were at a record high in 2016, with 23.6 in 2016, according to a recent report by PULSE. transactions per […].

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Cards Mobile Study Report 290

Bank Innovation

APRIL 3, 2017

Unlike Square or PayPal or Apple versions, […]. However, Amazon Cash seems to be less of a mobile wallet, and more of an alternative payment method for consumers, who lack traditional ways to pay.

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Mobile Cards Apple Retail 275

South State Correspondent

JUNE 22, 2022

Every bank wants to be “innovative,” but the truth is innovation is difficult. Add to that a bank’s resource constraints, compliance demands, budget goals, legacy IT infrastructure and talent gaps, and innovation for a bank is extremely difficult. The Problem of Bank Innovation. Framing Innovation.

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PYMNTS

OCTOBER 5, 2020

And in payments innovation, tokenization and data vaulting take the sting out of payment card industry (PCI) compliance. 999: Price of the MacBook Air on Amazon and the Apple Store. In consumer spending, Amazon and Walmart are pushing to capture the electronics portion of the U.S. consumer’s whole paycheck.

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PYMNTS

MARCH 2, 2020

It’s really difficult, the banking ecosystem is not fast and that’s just reality,” Jim McCarthy, industry expert and former innovation head for Visa, told Karen Webster in a recent conversation. The Headwinds Creating The Innovations Gap . According to the latest edition of the Innovation Readiness report, only 22.3

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Innovation Data System Mobile 222

PYMNTS

SEPTEMBER 7, 2020

In B2B payments, the commercial card has experienced a dramatic spike in adoption this year as organizations accelerated their digital transformations and, unable to physically enter the office, began to rely on electronic payments to conduct their business. Winter Blues. Spring’s SMB Support. Spring began in dramatic fashion.

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Cards Tools Capital Payments 246

PYMNTS

DECEMBER 4, 2020

Dutch antitrust regulators have launched an investigation into freedom of choice regarding payment apps and is eyeing Apple Pay’s limitations, Bloomberg reported. Although the antitrust regulator didn’t mention Apple by name, it said in a press release on Friday (Dec. Apple has denied any outside access to the chip.

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Apple Payments Software Regulation 159

Perficient

JULY 11, 2022

Afterpay does not perform a hard credit check on users, but it can still affect credit if users have a credit card as the form of payment connected to their Afterpay account or if they fail to pay back their loans. Fintech enthusiasts should also keep a close watch on Apple’s newly unveiled BNPL system, Apple Pay Later.

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PYMNTS

SEPTEMBER 3, 2019

Two hundred and seventy-four years later, those words are the perfect framework for understanding what will define the next decade of innovation in payments and any ecosystem that touches it. Sometimes those innovations disrupted old models and players; other times they made them better and more efficient. The Invisible Innovators .

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