Bank Innovation

MARCH 25, 2019

Apple today unveiled its plans to launch a virtual credit card product with Goldman Sachs and Mastercard this summer called Apple Card, which will reside within the Wallet app on Apple devices.

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Apple Cards Security Retail 170

PYMNTS

SEPTEMBER 8, 2020

Apple Pay users may soon be able to use a feature in the Wallet app to make payments by scanning a QR code. Since its launch, Apple Pay transactions at brick-and-mortar retailers relied on NFC and an iPhone near the payment terminal to make a contactless purchase. AppleInsider reported the U.S.

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Apple Survey Study Retail 257

PYMNTS

MARCH 25, 2019

And so a tech giant gets into the credit card game. And not just any tech giant – it’s Apple, the company whose payment services were touted (by at least some) as a credit card killer. News came Monday (March 25) that Apple – specifically, through its payments service Apple Pay – has launched the Apple Care credit card.

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PYMNTS

APRIL 17, 2020

To reportedly help it compete with Apple Pay and the Apple Card, Google is creating its own tangible and virtual debit cards. The tech company’s debit card will have the brand of Google along with its partnered financial institution; however, it is not known what the offering’s name will be.

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Bank Innovation

AUGUST 9, 2019

In this episode, Suman Bhattacharyya, deputy editor of Bank Innovation, speaks with Alyson Clarke, principal analyst at Forrester Research, about the following developments: With the much-awaited launch of Apple Card, the tech giant has taken a page […].

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Apple Cards Video Fintech 210

PYMNTS

AUGUST 6, 2019

As Apple makes a broader push to expand its services business, the technology company has invited certain customers to apply for the Apple Card. The card is in partnership with Goldman Sachs , and Apple CEO Tim Cook said during the company’s third quarter earnings call that it would be released in August, CNBC reported.

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Bank Innovation

NOVEMBER 11, 2019

s credit card practices after a viral tweet from a tech entrepreneur alleged gender discrimination in the new Apple Card’s algorithms when determining credit limits. A series of posts from David Heinemeier Hansson starting Thursday railed against the Apple Card for giving him 20 times […].

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Apple Cards Regulation Groups 186

PYMNTS

AUGUST 9, 2019

With its new credit card in conjunction with Apple, Goldman Sachs is reportedly approving some borrowers who are subprime for the offering. The bank is accepting applications for the Apple Card from some users who have credit scores that are not stellar, CNBC noted in a report that cited unnamed sources.

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Apple Cards User Experience Report 156

PYMNTS

NOVEMBER 10, 2020

Apple , in what a company press release calls a "momentous" day on Tuesday (Nov. 10), has rolled out the "next generation" of Macs, including a new MacBook Air, a 13-inch MacBook Pro and a Mac Mini powered by the M1 chip specifically designed by Apple for the Mac. billion in sales, up from $12.5 billion year over year, PYMNTS reports.

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Bank Innovation

JANUARY 22, 2019

Apple Pay was trending across social media today on news the payment option will soon be accepted at Target, Taco Bell and other major U.S. According to Apple, 74 of the top 100 U.S. merchants now accept Apple Pay. The company touted the service’s ease of use, security and speed at the register. But […].

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PYMNTS

SEPTEMBER 3, 2020

Starting with the release of Apple Pay in 2014, there was a veritable rush of proprietary mobile wallets sent to market, a host of “. And in many places, for the first time, our retailers are open to it. version embodied by the Apple and Google Pays of the world. Mobile payments have long been billed as the next big thing.

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Mobile Retail Apple Payments 289

PYMNTS

APRIL 1, 2020

For the second consecutive month, Apple Inc. will allow its Apple Card users to defer April payments without interest or penalties to ease financial pressures of the COVID-19 pandemic. Bloomberg reported that the credit card, backed by the Goldman Sachs Group Inc., The Apple Card was launched last summer.

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Apple Cards Payments Branding 142

PYMNTS

MAY 8, 2020

Samsung Pay is launching a physical debit card and this summer will introduce a money management tool in partnership with SoFi. It was also the first platform to introduce a cashback service for online shopping and recently added support for Swipe’s cryptocurrency Visa cards. has seen slow adoption compared to other regions.

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Bank Innovation

APRIL 3, 2017

Amazon announced its new Amazon Cash offering this morning, alongside a list of participating retailers which thus far include CVS pharmacy and Speedway. Unlike Square or PayPal or Apple versions, […].

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Mobile Cards Apple Retail 275

PYMNTS

DECEMBER 8, 2019

The Apple Card is planning to offer 0 percent installment financing on iPhones by the end of 2019, 9to5Mac reported on Saturday (Dec. During Apple’s October earnings call , chief executive officer Tim Cook hinted that the Apple Card was planning 24-month 0 percent financing for iPhone purchases. Apple Card?

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Apple Cards Branding Retail 139

PYMNTS

DECEMBER 11, 2020

Mao, whose company provides solutions for payments, prepaid cards and gift cards, said the only way for merchants to go is forward, because going back isn’t an option. Digital Gift Cards ’ Growth. For instance, people are simply directing more spend at gift cards this holiday season. Not All ‘Gift’ Cards Are Gifts .

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Cards United States Strategy Online 291

PYMNTS

NOVEMBER 25, 2019

Nike is offering 3 percent cash back to Apple Card users when a Nike product is purchased using Apple Pay , TechCrunch reported Monday (Nov. The deal applies to all Nike products when purchases are made using the Apple Card through the Nike website, retail stores, Nike Training Club and more.

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Apple Cards Training Branding 140

Bank Innovation

JULY 30, 2019

While the jury is still out whether the Apple Card will be the disruptive force that Apple has claimed it will be, fintech firms and banks alike appear eager to beat the tech giant to the punch.

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Apple Cards Fintech Customer Experience 170

Bank Innovation

NOVEMBER 1, 2019

leaders have been coy about backing up their recent assertion that the Apple Inc. card is the industry’s most successful credit card launch ever. After a full roll-out of the card last quarter, credit lines […]. Goldman Sachs Group Inc.

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Apple Cards Groups Retail 170

PYMNTS

DECEMBER 21, 2020

And you can see it in the hustle by retailers and brands large and small to pivot their businesses and business models — and the disclaimers on just about every retail site starting a week or more ago that orders placed online might not make it in time for Christmas. Apple Pay’s Digital-First Disconnect. consumers — 47.2

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Bank Innovation

NOVEMBER 12, 2019

pitches its new card as a model of simplicity and transparency, upending everything consumers think about credit cards. But for the card’s overseers at Goldman Sachs Group Inc., it’s creating the same headaches that have bedeviled an industry the companies had hoped to disrupt.

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PYMNTS

JUNE 1, 2020

For the third consecutive month, Apple and Goldman Sachs are allowing customers to skip their Apple Card payments without interest charges due to the financial impact of the coronavirus pandemic. “We While customers can take advantage of the payment respite, any purchases made with the Apple Card must eventually be paid.

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Apple Cards Payments Tools 130

PYMNTS

JANUARY 17, 2019

Apple Pay, in a move that will let users in Australia skip credit card fees at places that support EFTPOS (electronic funds transfer), now has support for dual-network debit cards, according to reports. Loading the card isn’t difficult — it can be added just like any other payment method, using the iPhone’s Wallet app.

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Apple Cards Strategy Payments 195

PYMNTS

APRIL 26, 2020

An outage at Apple prevented users from paying their bills and accessing other features on Sunday, April 26. Users couldn’t lock or unlock their physical cards and couldn’t request new numbers or cards, a release stated. Apple’s System Status said that “some users” were affected, though it was unclear how many.

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Perficient

JULY 11, 2022

Buy now, pay later (BNPL) is a type of point-of-sale installment loan that partners with retailers to allow consumers to pay for their purchases in multiple equal payments. When online shopping, if a retailer has a partnership with a BNPL platform, the customer can choose it as their payment method when placing their order at checkout.

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PYMNTS

SEPTEMBER 23, 2019

Two Apple iOS 13 users took to Reddit to share some payment security issues they faced when using the tech giant’s newest iteration of its operating system, according to reports. Apple has already announced it will release iOS 13.1 Today I decided to change my iTunes credit card. on Tuesday (Sept. A woman’s from Illinois.

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Apple Security Report Payments 193

PYMNTS

NOVEMBER 7, 2016

One of this year’s favorites so far, according to reports in The New York Times, has been fake retail and product apps popping up in the Apple App Store of late. The rogue apps mostly originate in China — and tend to be well-designed to slip through Apple’s process for reviewing all app store items.

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PYMNTS

NOVEMBER 21, 2019

He said the Apple Card is working, demonstrated by the fact that it provides instant decisions. We’re committed to working with Apple to improve that transparency so that it’s a unique and differentiated product.”. Previously, only individuals were allowed to apply for the card, regardless of their marital status.

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Apple Cards Regulation Report 150

PYMNTS

JUNE 2, 2020

Apple and Walgreens are now partnering to offer new cardholders a $50 Apple Card bonus after they spend the same amount of money at Walgreens, CNBC reported. The Apple Card bonus will come in Daily Cash, which is somewhat like cash back, except it is issued at the end of each day. .”

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Apple Cards Mobile Retail 130

PYMNTS

JUNE 11, 2019

Apple Pay has added support for users in the Netherlands and also expanded services for Revolut users , according to reports. All Apple Watch, iPad, Mac and iPhone users can use the service wherever it’s accepted. Apple Pay has recently been rolling out internationally in many different countries, and is also growing in the U.S.

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Bank Innovation

FEBRUARY 21, 2019

It would be “odd” for Apple Inc. to offer a jointly developed credit card with Goldman Sachs Group Inc. Goldman must be offering Apple a very good deal,” Ellis said by email. and not with Synchrony Financial, MoffettNathanson analyst Lisa Ellis said, since Synchrony dominates the market for co-brand offerings.

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Apple Cards Branding Groups 150

Bank Innovation

AUGUST 17, 2017

Mobile wallets may be all the buzz, but debit cards were still the most popular of payment method in the U.S. According to the 2017 Debit Issuer Study released earlier this week, debit card transactions were at a record high in 2016, with 23.6 in 2016, according to a recent report by PULSE. transactions per […].

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Cards Mobile Study Report 290

PYMNTS

MAY 8, 2020

With most of Apple ’s retail stores remaining closed due to the coronavirus pandemic, the tech giant is introducing a new hub to streamline the shop-from-home experience. Further, Apple is offering multiple ways to pay, including installment options. billion and a profit of $11.25 billion and a profit of $11.25

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UX Apple User Experience Video 160

PYMNTS

OCTOBER 14, 2020

Buyers of Apple’s new iPhone 12, which will be available Oct. 23 in the United States for some models and in November for others, will get three free months of the company’s subscription Arcade service and one year of free Apple TV+, the company noted in a Tuesday (Oct. per month each for Apple TV+ and Apple Arcade after free trial.

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PYMNTS

OCTOBER 20, 2020

The launch of the Apple Pay mobile wallet has long been seen as Apple’s attempt at replacing consumers’ use of plastic cards for in-store purchases as their primary payment method. 20, happens to be Apple Pay’s six-year anniversary. So, where does Apple Pay stand today? Today, Oct. This is com pared to the 4.9

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Apple Mobile Cards Payments 198

PYMNTS

DECEMBER 20, 2017

That’s a quote from department store maven John Wanamaker, illustrating a conundrum for retailers (and merchants in general): Namely, you’ve got to reach out to consumers if you are going to convince them to buy your wares. It is equally important to measure and iterate as the retailer continues to engage with its target audience.

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Big Data Retail Data Fraud 234

Perficient

APRIL 18, 2024

Open Banking is going to do for the banking industry what the introduction of the Apple smart phone did for cell phones. What is Open Banking? In addition, the stickiness of deposits causes a considerable lag between when a bank raises deposit rates and when deposit balances increase proportionately.

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Cards Data Regulation Apple 221