Payments Source

JUNE 26, 2019

Apple Card's user experience will pressure contactless and digital wallet innovation, an area where banks have already fallen behind, contends MyGini's Mehmet Sezgin.

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Apple Cards User Experience Innovation 111

PYMNTS

JUNE 27, 2016

This, everyone, is the Apple Pay story, 20 months post-launch. . Working with our partner, InfoScout, we fielded our latest quarterly consumer study of Apple Pay adoption and usage in early June and just completed our analysis. We now have observations every quarter since the launch of Apple Pay. PLEASE GIVE ME A TRY!

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Apple Mobile Cards Payments 165

PYMNTS

NOVEMBER 19, 2019

Among the biggest debates is how to construct and operate the best card program possible – a decision that served as the foundation for a new PYMNTS interview with Jim Geeslin, head of strategy for Elan Financial Services , an agent credit card issuer. Do FIs want to navigate card programs through that?”. Near-Term Challenges.

Cards 140

Cards Apple Data Innovation 140

PYMNTS

JANUARY 25, 2019

Here’s another headache for Apple , which is already dealing with weakening iPhone sales : Its hold on Chinese mobile consumers looks set to weaken, at least over the long term, thanks to an app update designed to make the WeChat app even stickier than it already is. Apple Service Business. Mini Programs. Chinese Mobile Ecosystems.

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Apple Mobile Retail User Experience 144

Celent Banking

DECEMBER 11, 2014

Without a doubt, the biggest event in payments in 2014 was the launch of Apple Pay. Having resisted NFC for so long, Apple has finally added NFC capability to its latest devices, such as iPhone 6, thus opening up NFC to iOS. of iPhone 6/ 6+ users have never tried Apple Pay, and only 4.6%

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Apple User Experience Trends Retail 177

PYMNTS

NOVEMBER 19, 2020

And 88 percent said they’d had a “consistently positive user experience” with NFC contactless technologies. As reported by India Retailing last month, “mobile wallet adoption is gradually displacing traditional payments such as cash and cards in India.” Mobile wallet transaction value could exceed $1 trillion by 2024.

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Google Mobile Apple Survey 254

PYMNTS

MARCH 29, 2019

Now, TodayTix, whose app is available on the Apple App Store and Google Play store, sells one ticket every 15 seconds and has topped $250 million in tickets sold to over 4.6 To purchase a ticket through the company’s platform, users select a show along with a date. percent – were sold on mobile devices. million customers.

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Apple User Experience Payments Cards 109

PYMNTS

MARCH 26, 2020

To regain some of that ground, Connie Davis, senior vice president at FIS , told PYMNTS in a recent interview, FIs — particularly credit unions (CUs) and community banks — must transform the way they think about digital offerings and connected experiences. Davis told PYMNTS. The technology has moved with the times,” Davis told PYMNTS.

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Community Community Bank Mobile Cards 247

PYMNTS

NOVEMBER 8, 2019

Goldman Extends $10B In Apple Card Credit In First Month. According to regulatory filings made public this week, Apple Card? Flywire Taps Former Apple Pay Exec As President, COO. Visa On Challenging B2B Payments Status Quo. Or in payments, think beyond the rails. Trackers and Reports.

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Apple Cards Fraud User Experience 100

PYMNTS

OCTOBER 18, 2018

17) that it will enable tokenization services on all cards by 2020, as part of its Digital Commerce Solutions, a suite of offerings geared toward making online transactions speedier and more secure. The company is also working with issuers, including Citi and Fifth Third Bank, to convert cards on file into tokens.

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Cards Security Online Branding 150

Gonzobanker

DECEMBER 2, 2014

As a banker, clearly the first thing I had to do was run out and test Apple Pay. But as I make my way around to different clients, family and friends, I’m a bit surprised at how few people that moved to the new phone have tried Apple Pay. Next, the cards within Passbook need to be set up. That’s not an exaggeration.

Apple 103

Apple Cards Mobile Strategy 103

PYMNTS

SEPTEMBER 15, 2020

For example, if I should lose my card, I should be able [to] get a replacement, get it instantly pushed to my digital wallet and be able to activate it instantly online.”. Getting Ready To Fight Off Apple And Google. Is a given FinTech looking ahead to technology shifts to things like real-time transaction cards?

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Fintech Idaho Apple Google 224

PYMNTS

MARCH 15, 2017

The new PrestoPrime EMV Terminal is the successor to E la Carte’s current Presto System, which is operational every day in more than 1,800 restaurants across the United States and accepts contactless payments from Apple Pay , Android Pay and Samsung Pay. It also acts as a QR code reader and camera.

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Apple Payments United States Samsung 108

PYMNTS

JULY 23, 2020

If issuers and banks don’t do that, he said, Apple, Google, Samsung and a whole host of Big Tech players are ready to step in and do so — taking away FI customers in the process. Narayan said it helps to start by picking the right jumping-off point — card relationships. Perfecting The Card Relationship.

UX 165

UX Cards Google User Experience 165

PYMNTS

NOVEMBER 25, 2019

While much is yet to be announced about Google Cache, VB expects them to provide an experience layer, while letting the financial institution provide the account and deal with regulatory compliance. As VB explained, if Google’s brand and role are more prominent, that’s a fairly different experience than if the bank is more prominent.

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Google Fintech Payments Apple 272

PYMNTS

JUNE 22, 2020

Credit and debit card penetration in markets like Mexico is still low compared to the U.S. For example, so many of Mexico’s consumers who might be interested in purchasing their products may not have credit or debit cards to pay for their purchases. The ability to service things like Apple Pay and Google Pay in the U.S.

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Strategy Payments America Examples 230

PYMNTS

JULY 31, 2019

After being the majority of Apple ’s revenue since 2012, the iPhone accounted for only 48.3 percent of Apple’s overall revenue in FYQ3, the first time that it hasn’t contributed over half of Apple’s sales in over seven years. On the big numbers, Apple reported a 1 percent year-on-year rise in revenue to $53.8

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Apple User Experience Marketing Report 131

Celent Banking

MAY 19, 2016

As I live in the UK, all my cards are Chip and PIN, and the US market has been migrating to EMV for a while now. Also, there is no mandate in the US to use offline PIN, so "chip and signature" EMV cards are common amongst the US issuers. As a side note, American Express cards seem to be far more widely accepted in the US.

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US Payments Apple Cards 124

PYMNTS

JUNE 29, 2017

Well, some of us did — mostly those who were willing to sleep on the sidewalk outside an Apple Store got it on day one. When the first version of Apple’s App Store launched in 2008, there were only 500 apps in it. million apps in the Apple App store, not to mention the additional 3.4 And on June 29, 2007, we finally got it.

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Apple Mobile Innovation social media 150

PYMNTS

APRIL 10, 2020

“The mobile application can sync various wireless devices, including Fitbit, iHealth, BodyTrace, Apple Health and Withings. We support billing, scheduling, credit card processing, unlimited training and customer support.”.

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Retail Guidelines User Experience Branding 242

PYMNTS

JANUARY 29, 2020

The app was designed using input from customers and features an analytical dashboard, Joust Visa debit card management, invoice creation, payments and more. Feedback indicated that people wanted a “modern, streamlined user experience, ways to quickly visualize their finances, and manage clients, income and payments.” .

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Austin FDIC Analytics Texas 131

PYMNTS

DECEMBER 12, 2016

Gift cards may seem a logical answer. What happens if you buy a card from a store that’s not exactly right for that person? Stuck is stuck, with a tight smile of thanks, and perhaps that card is left in a drawer. Stuck is stuck, with a tight smile of thanks, and perhaps that card is left in a drawer. But not brand.

Cards 100

Cards Mobile Branding Retail 100

PYMNTS

MARCH 20, 2020

It takes effort to balance seamless-but-fraud-free user experiences. Main Street USA Was Healthy In February, But Coronavirus Is The Wild Card. Apple/Disney: Is Apple About To Make The Happiest Acquisition On Earth? Stopping Fraudsters From Taking The Travel Industry For An $11B Ride.

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Technology Apple New York City social media 181

PYMNTS

MARCH 18, 2019

He noted that while every contractor and service provider in his life prefers a different payment method — checks, cash, credit cards, PayPal, Zelle, etc. If one hops over to the world of retail payments, Edwards noted, and looks at Apple Pay’s trajectory over the last few years, there’s an object lesson for disbursements to take away.

Cards 144

Cards Apple Payments User Experience 144

PYMNTS

APRIL 2, 2019

And it is a very small start … we are in the early days,” Kirsch said, adding that “I don’t think I’ve [ever] seen a case where a PSD2 payment is as convenient to, [say], something like PayPal or credit card. The user experience today, in authorizing online payments, crosses anywhere from five to 15 screens.

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Software User Experience Security Compliance 165

PYMNTS

SEPTEMBER 3, 2019

“A seamless user experience in all digital channels is vital,” said Stephane Druet, head of marketing and product strategy at CellPoint Digital. ” Airlines and other travel vertical players have started thinking beyond card payments from leisure customers.

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Mobile Payments Branding User Experience 129

PYMNTS

NOVEMBER 8, 2018

We will also be focusing on improving the first-time user experience to let customers taste the benefit of skipping the line without having to go through some of the onboarding steps” as the pilot moves through 2018. We are enabling our customers to control their in-store experience.

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Dallas United States Mobile Samsung 186

PYMNTS

OCTOBER 31, 2018

Twelve percent of customers using iPhone or other Apple devices have used Apple Pay on eBay’s platform. It’s not clear how many eBay’s customers are iPhone/Apple users, nor how much of an impact those buyers have on sales. The amount of those intermediated payments barely represent a trickle of eBay’s $22.7

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Management Report Payments Apple 134

PYMNTS

AUGUST 9, 2019

-based Emerging Payments Association (EPA) published a report on the impact of SCA on the payments experience, and found that 75 percent of issuers said they would be ready by the Sept. Nearly three-fourths (74 percent) of issuers expect SCA to lead initially to a decline in user experience. 14 deadline. What Are the Issues?

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Compliance Regulation User Experience Retail 152

PYMNTS

OCTOBER 25, 2018

The service also doesn’t require users to download an app or create an account, eliminating “any potential friction we took out from [the] Instagram experience.” Travelers can pay by credit card, debit card or Apple Pay in advance or at the hotel after putting their payment details into the system.

social media 192

social media New York Data System 192

PYMNTS

JANUARY 3, 2017

credit cards, 1.3 debit cards and 1.3 store affinity cards. And of those 500 users, 38 percent said card usage is driven by how much cash they have on hand; another 25 percent said their choice to use plastic is driven by the rewards that come with those chosen payment methods.

Retail 137

Retail UX Cards Branding 137

PYMNTS

JULY 25, 2019

Consumers can download the company’s app on the Apple Store or Google Play to start using the service. The app can also detect the pickup location on its own if the user has location services enabled.) The aim is to develop a more pleasant user experience, for both humans and animals. The Platform.

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New York City New York User Experience Apple 168

PYMNTS

JANUARY 24, 2018

HERE and SAP will offer logistic planners and supply chain managers integrated control and user experience in applications such as SAP Transportation Management. The integration with SAP will add the ability to reserve and pay for parking and fueling transactions integrated in one single user experience,” said van Dinten.

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User Experience Software Training Data 120

PYMNTS

JULY 13, 2016

NUMBER26 , a digital banking startup based in Germany, did just that, taking cues from companies that have found success online and in the app store to build a simple and enjoyable user experience. With our user experience, we do a much better job at the moment than most traditional banks,” Stalf said.

Digital Banking 100

Digital Banking User Experience Mobile Apple 100

Celent Banking

OCTOBER 10, 2016

There’s still plenty of fragmentation in the market : Android is an open system utilizing Host Card Emulation (HCE), while Apple is a closed system using a secure element. While the system is safer than traditional cards, the perception that it’s less safe is keeping many users from adopting it.

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Mobile Payments Apple Samsung 100

Abrigo

JUNE 4, 2024

However, some cracks are being seen now, particularly in areas like credit card debt, which may not have been main business lines but still impact us. We are looking at everything from online account opening to our banking platform's user experience. It's crucial to prop up and align our future potential customer base."

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Compliance Community Bank Community Conference 221

PYMNTS

AUGUST 18, 2016

When you think of Apple Pay in a web context, it should really be called Apple Checkout. The only two companies that can do this are Apple and Google. The first is Apple has like over 600 million accounts. AK: With [Apple], it’s really a joint go-to-market-type thing. ” But Apple Pay will work, too.

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Apple Payments Retail Online 100