CFPB Monitor

JANUARY 3, 2019

Our guest for this week’s podcast is Paul Watkins, Director of the CFPB’s Office of Innovation. The Office has taken over the Bureau’s work that was formerly done under Project Catalyst, the initiative launched by the CFPB in 2012 for facilitating innovation in consumer financial products and services.

Arizona 60

Arizona Innovation Policies United States 60

CFPB Monitor

JANUARY 9, 2020

The CFPB and Utah AG’s Office have announced that they will hold the first joint office hours as part of the American Consumer Financial Innovation Network (ACFIN). ACFIN is a network of federal and state regulators that may include state attorneys general, state financial regulators, and federal financial regulators.

Utah 78

Utah South Carolina Tennessee Arizona 78

Gonzobanker

FEBRUARY 1, 2023

Scottdale, Arizona was chillier than normal this week, but that didn’t prevent bankers from having heated discussions about 2023 at this year’s Acquired or Be Acquired conference, hosted by Bank Director. Business Experience Catches Consumer In past years digital innovation discussions tended to focus on consumer-focused players (e.g.,

Arizona 139

Arizona Kansas City Industry Fintech 139

PYMNTS

MAY 30, 2018

If you don’t give any regulation at all, it has the chance to go off the rails and completely burn itself out, which is where I was fearing bitcoin was going to a couple months ago if they haven’t already. And at the same time, if you overregulate, you sort of tamp down that creativity and you discourage the innovation.”. But the U.S.

Fintech 116

Fintech Arizona Illinois Bitcoin 116

PYMNTS

APRIL 23, 2019

“I feel very confident predicting that there will be autonomous robotaxis from Tesla next year – not in all jurisdictions, because we won’t have regulatory approval everywhere,” Musk said, although he didn’t mention specific regulations.

Detroit 148

Detroit Arizona Google Course 148

CFPB Monitor

OCTOBER 2, 2019

Paul Watkins, Director of the CFPB’s Office of Innovation, joined Ballard Spahr partners Alan Kaplinsky and James Kim yesterday for a discussion of the CFPB’s final innovation policies. Companies are encouraged to informally contact the Office of Innovation to discuss potential applications.

Policies 60

Policies Innovation South Carolina Indiana 60

CFPB Monitor

NOVEMBER 16, 2020

The CFPB and the Colorado AG’s Office have announced they will hold joint virtual office hours as part of the American Consumer Financial Innovation Network (ACFIN). ACFIN is a network of federal and state regulators that may include state attorneys general, state financial regulators, and federal financial regulators.

Colorado 78

Colorado South Carolina Tennessee Utah 78

PYMNTS

JULY 29, 2019

Streaming will only be available while the car is parked, though Musk said that “when full self-driving is approved by regulators, we will enable video while moving.” Alphabet’s Waymo already has a robotaxi fleet in Arizona consisting of retrofitted Chrysler Pacifica minivans, with plans to expand the program.

Arizona 133

Arizona California Video Course 133

PYMNTS

APRIL 2, 2018

The specific directive from William Galvin, the state’s head securities regulator, commands that those firms abandon the sale of what have been termed “unregistered securities.” The sandbox takes effect this year and will be overseen by Arizona Attorney General Mark Brnovich’s office. International Innovation, With a UK Focus.

United States 110

United States social media Arizona cryptocurrency 110

CFPB Monitor

JUNE 11, 2019

This bill created the nation’s third regulatory sandbox program for fintechs, after Arizona , which enacted sandbox legislation in March 2018, and Wyoming , which enacted sandbox legislation in February of this year. Arizona’s program, in contrast, is administered by the Arizona Attorney General.

Utah 60

Utah Arizona Innovation Regulation 60

PYMNTS

JULY 17, 2019

We say defense because it was apparent from early in the hearing that the senators gathered were more than a little suspicious of Facebook’s latest innovation — and less than favorably inclined to letting it move forward. He said Calibra will be regulated by the U.S. Arizona Sen. The Many Inquiries . He said the U.S.

cryptocurrency 142

cryptocurrency North Carolina Idaho Louisiana 142

Perficient

MAY 21, 2021

Technology Stack: Flask, SQLAlchemy, Bootstrap, ForeignKeys, Jinja | APIs Used: Used data from “California regulations of possibly harmful products”, which was a CSV file. Emily Merline, originally from Milwaukee, WI, attended Arizona State University on a National Merit Scholarship.

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Milwaukee Software Course Detroit 348

Payments Source

MAY 3, 2018

Although there's often a tension between regulation and innovation, the sandbox concept can help startups, regulators and incumbent banks better navigate experimental financial technologies.

Fintech 70

Fintech Regulation Financial Technology Innovation 70

PYMNTS

NOVEMBER 17, 2020

Current solutions range from no fans allowed in cities like New York, Detroit and Green Bay, to capacity caps of 12 to 20 percent in Tennessee and Miami, to hard headcount cutoffs of 4,200 in Arizona and 12,000 in Cleveland. As such, we will maintain flexibility and focus on innovating during this time,” Rapino said.

Atlanta 130

Atlanta Cleveland Detroit Tennessee 130

CFPB Monitor

JUNE 5, 2019

Arizona was the first state to create a fintech sandbox and we will soon be publishing a blog post about Utah’s new fintech sandbox.) The provisions requiring Wyoming’s Banking Commissioner and Secretary of State to adopt implementing regulations became effective on February 19, 2019.

Wyoming 60

Wyoming Fintech Arizona Financial Technology 60

PYMNTS

OCTOBER 29, 2019

While regulations have not yet caught up to some of the facts on the ground, the trend is clear: Autonomous technology promises to play an increasingly important role in fulfillment in the decades to come. Technology is progressing as consumer attitudes shift on what constitutes effective deliveries.

Indiana 111

Indiana Phoenix Arizona Technology 111

PYMNTS

APRIL 29, 2019

“I feel very confident predicting that there will be autonomous robotaxis from Tesla next year – not in all jurisdictions, because we won’t have regulatory approval everywhere,” he told a reporter, although he didn’t mention specific regulations. Waymo Push.

Detroit 110

Detroit Apple Arizona Google 110

Gonzobanker

FEBRUARY 1, 2024

Early this week, the conference was the epicenter of discussions, where 2,000 attendees descended upon Arizona to strategize and set the tone for our great industry’s future. As disruptive innovation finds a home in banking, the industry anticipates a surge in technology’s ability to drive tangible business outcomes.

Conference 88

Conference FDIC Arizona Industry 88

Independent Banker

FEBRUARY 24, 2016

Along with an expanded lineup of general session presentations, more than 200 companies will be exhibiting at Expo to discuss the industry’s latest product and service innovations. Tech entrepreneur and New York Times bestselling author on business creativity, innovation and reinvention. Regulators Luncheon*. Coldwater, Ohio.

Community Bank 70

Community Bank Community Innovation Customer Experience 70

CFPB Monitor

SEPTEMBER 12, 2019

In addition, the CFPB has announced the creation of the American Financial Innovation Network (ACFIN) to facilitate coordination between the CFPB, other federal regulators, and state regulators and the CFPB’s issuance of the first NAL under the revised NAL Policy.

Policies 60

Policies Compliance Regulation South Carolina 60

CB Insights

SEPTEMBER 4, 2018

Closer look: The Geely-owned Volvo car brand has placed an emphasis on safety innovations when it comes to developing self-driving passenger vehicles. Closer look: In early 2015, Ford announced its “Smart Mobility Plan” to push the company forward in innovative areas including vehicle connectivity and autonomous cars.

System 78

System Technology Michigan California 78

CB Insights

FEBRUARY 19, 2019

In Arizona, a self-driving Uber vehicle hit and killed a pedestrian (though there was a driver behind the wheel). Regulation will be essential. We cannot regulate technology that we cannot predict. A Tesla Model 3 owner in California died while using the car’s Autopilot feature. LIVE BRiefing: AI Trends to watch in 2019.

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Technology System National US 78

CB Insights

JUNE 11, 2018

investment fund dedicated to startups innovating in the AV space. Voyage, a self-driving spinoff from education startup Udacity , open-sourced its autonomous driving safety technology following the fatal crashes of Uber’s self-driving car in Arizona and Tesla’s crash involving the Autopilot feature. The China advantage.

Google 71

Google Industry Software Data 71

Fintech Labs Insights

SEPTEMBER 25, 2016

We can even include companies like Clinc ( F16 ) in this category of innovations that make it easier for people to communicate with technology. ” – Bank Innovation. “MX Achieves Innovation Milestone, Becomes First Company to Win Finovate Best of Show Six Times” – MX Blog. Security: Short and Sweet.

blockchain 12

blockchain Trends Fintech Cards 12

PYMNTS

SEPTEMBER 14, 2018

At Uber, we recognize Canada’s commitment to innovation and the vibrancy of Toronto’s tech ecosystem,” Khosrowshahi said in a statement given to the Toronto Star. “We We want to support the innovation coming out of this great, diverse region.”. The new engineering hub — the company’s eighth outside of the U.S. —

Arizona 105

Arizona San Francisco Regional Innovation 105

PYMNTS

NOVEMBER 15, 2017

The latest PYMNTS Credit Union Tracker™ , powered by CO-OP Financial Services, features news on the latest regulation changes facing the credit union market, along with recent partnerships and innovations that are changing how credit unions conduct their lending practices. News from the credit union market.

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Trends New Hampshire Phoenix Millennials 130

CFPB Monitor

SEPTEMBER 13, 2018

The proposal follows Acting Director Mulvaney’s July 2019 appointment of Paul Watkins to serve as Director of the Bureau’s Office of Innovation. There can be no predicate for an enforcement action by such a regulator that is based on a statutory or regulatory provisions waived by the Bureau.

Policies 60

Policies Arizona Regulation Innovation 60

Gonzobanker

FEBRUARY 9, 2017

Yet, at Bank Director’s Acquire or Be Acquired conference last week in Scottsdale, Arizona, they resembled a college football squad that had just taken down a rival in the BCS championship. The team at Bank Director has done a heck of a job creating a discussion-filled annual ritual with the AOBA conference in the Arizona desert each January.

Arizona 60

Arizona Conference Technology Washington 60

Gonzobanker

FEBRUARY 9, 2017

Yet, at Bank Director’s Acquire or Be Acquired conference last week in Scottsdale, Arizona, they resembled a college football squad that had just taken down a rival in the BCS championship. The team at Bank Director has done a heck of a job creating a discussion-filled annual ritual with the AOBA conference in the Arizona desert each January.

Arizona 60

Arizona Conference Technology Washington 60