Insights on Business

APRIL 6, 2017

As Jim Marous notes in his article, Top 10 Retail Banking Trends and Predictions for 2017 , “APIs were not even listed as a 2016 trend, but was #4 in 2017.”. While looking at the predictions for the FinTech area for 2017, I started noticing that APIs were showing up again and again.

Las Vegas 194

Las Vegas Fintech User Experience Trends 194

The Financial Brand

OCTOBER 28, 2024

This article How Will Banks Ensure Cash Availability in the Wake of Natural Disasters? Banks are focusing on maintaining access to cash during crises, refining their business continuity plans, and diversifying cash reserves to ensure liquidity in disaster-hit areas. appeared first on The Financial Brand.

Branding 31

Branding Banking Trends ATM Trends 31

The Financial Brand

OCTOBER 22, 2024

This article CRE Outlook 2025: How a Bust Could Become a Boom appeared first on The Financial Brand. This article CRE Outlook 2025: How a Bust Could Become a Boom appeared first on The Financial Brand. Is the tide finally turning on commercial real estate? Is the office sector doomed? What are the best opportunities in CRE for 2025?

Branding 30

Branding St. Louis Banking Trends Trends 30

The Financial Brand

OCTOBER 17, 2024

This article On the Road to 2035, Banking Will Walk One of These Three Paths appeared first on The Financial Brand. Banking in the years leading up to 2034 is evolving at wicked speeds. This article On the Road to 2035, Banking Will Walk One of These Three Paths appeared first on The Financial Brand.

Branding 32

Branding Banking Trends Trends Strategy 32

The Financial Brand

NOVEMBER 8, 2024

This article Has CFPB Started a War Over Open Banking — or Created New Opportunities for Banks? A controversial rule, if it stands, could cost banking plenty and help its competition. This article Has CFPB Started a War Over Open Banking — or Created New Opportunities for Banks?

Branding 24

Branding Banking Trends Trends Strategy 24

The Financial Brand

JULY 15, 2024

This article Supreme Court Rulings May Shake Up Banking Entry Decisions in Fintechs’ Favor appeared first on The Financial Brand. Analysis: Four decisions, taken together, may help fintechs and other nontraditional applicants seeking entry into the banking system.

Fintech 42

Fintech Analysis Branding System 42

The Financial Brand

JULY 9, 2024

This article Catching Up and Moving Forward with GenAI in Banking appeared first on The Financial Brand. Banking faces a 'readiness gap' between AI aspirations and deployment. Financial institutions must build strategies now to make banking more resilient.

Strategy 42

Strategy Branding Banking Trends Trends 42

The Financial Brand

OCTOBER 20, 2024

This article Five Tough Questions for Five Big Banks from Wells Fargo’s Mike Mayo appeared first on The Financial Brand. Veteran bank analyst is seeking answers from BofA, JPMorgan Chase, Fifth Third, U.S. Bank and Truist.

Branding 31

Branding Banking Trends Operations America 31

The Financial Brand

OCTOBER 2, 2024

This article Is Your Bank Ready for the Coming Rate Rush? The rates you offer will impact how historic numbers of depositors perceive your institution during the largest deposit movement event in banking history. This article Is Your Bank Ready for the Coming Rate Rush? appeared first on The Financial Brand.

Branding 31

Branding Banking Trends Trends Strategy 31

The Financial Brand

OCTOBER 10, 2024

This article Despite Ballooning Home Equity, Consumers’ Interest in HELOCs and Big Ticket Purchases Is Soft and Getting Softer appeared first on The Financial Brand. New data from B of A finds consumers are cautious, carefully calibrating both their spending and borrowing.

Branding 33

Branding Data Banking Trends America 33

The Financial Brand

SEPTEMBER 10, 2024

This article Three Less Obvious Reasons to Give Coin Counting a Second Look appeared first on The Financial Brand. Discover how embracing coin-counting technology can help banks boost deposits, reach new customers, and meet sustainability goals in unexpected ways.

Branding 32

Branding Meeting Technology Banking Trends 32

The Financial Brand

SEPTEMBER 25, 2024

This article How U.S. Bank’s ‘Bank Smartly’ Line is Targeting the Young Affluent While Growing Deposits appeared first on The Financial Brand. This article How U.S. Expanded cashback and rate incentives aim to lure new customers and build deposits at manageable cost.

Branding 32

Branding Management Banking Trends Trends 32

The Financial Brand

OCTOBER 1, 2024

This article As the Fed Trims Rates Banks Must Adjust Both Deposit and Credit Strategies appeared first on The Financial Brand. This article As the Fed Trims Rates Banks Must Adjust Both Deposit and Credit Strategies appeared first on The Financial Brand.

Strategy 31

Strategy Branding Banking Trends Community Bank 31

The Financial Brand

JULY 1, 2024

This article What Bang Do Financial Marketers Get for Their Bucks? More marketing spend drove higher loan and deposit levels in all but one bank size category in 2023. This article What Bang Do Financial Marketers Get for Their Bucks? appeared first on The Financial Brand. But revenue boosts were more elusive.

Marketing 36

Marketing Branding Marketing Strategies Banking Trends 36

The Financial Brand

NOVEMBER 17, 2024

This article Fitch Ratings: Bank Ratings Show Stability as Industry Navigates Regulatory Changes appeared first on The Financial Brand. After a turbulent 2023, bank ratings have stabilized with 80% showing stable outlooks, as institutions focus on interest rate management and prepare for potential regulatory changes.

Industry 15

Industry Branding Management Banking Trends 15

The Financial Brand

AUGUST 14, 2024

This article New BofA Data Suggests U.S. This article New BofA Data Suggests U.S. Consumers Are Bending, Not Breaking (Yet) appeared first on The Financial Brand. Consumers are fiddling with their spending and saving dials, and are not hitting the panic button.

Data 34

Data Branding Banking Trends America 34

FICO

FEBRUARY 21, 2020

I jumped into the fray in 2019 by focusing on four areas of tactical concern within consumer banking that I feel bank executives will make significant progress addressing. I wrote an article in Bank Business about the big 3 consumer banking trends I see happening in 2020. Read more: [link].

Trends 52

Trends Banking Trends Analysis Lending 52

The Financial Brand

AUGUST 8, 2024

This article Does Rapid Growth in Home Equity Credit Signal a Coming Repeat of the 2008 Meltdown? This article Does Rapid Growth in Home Equity Credit Signal a Coming Repeat of the 2008 Meltdown? appeared first on The Financial Brand. An appetite for credit is pushing homeowners toward more home equity financing.

ATM 35

ATM America Branding New York 35

The Financial Brand

SEPTEMBER 12, 2024

This article How to Maximize Your Bank’s Investment in Microsoft Copilot appeared first on The Financial Brand. 10 tips from regional SouthState Bank will help your institution successfully implement Microsoft Copilot for productivity improvements.

How To 31

How To Regional Branding Banking Trends 31

The Financial Brand

AUGUST 19, 2024

This article Americans Are One Paycheck Away from Financial Crisis — and Bankers Must Step Up appeared first on The Financial Brand. This article Americans Are One Paycheck Away from Financial Crisis — and Bankers Must Step Up appeared first on The Financial Brand. Discover the double lives reshaping financial services.

Branding 33

Branding Banking Trends Trends Strategy 33

The Financial Brand

NOVEMBER 12, 2023

This article Financial Institutions Face Critical Crossroads in 2024 appeared first on The Financial Brand. 2024 will be a pivotal year for a banking industry faced with an uncertain economy – but also with significant opportunities for growth.

Branding 43

Branding Industry Banking Trends Trends 43

The Financial Brand

JULY 11, 2024

This article Words Matter: Don’t Overlook Customer Messaging in Your CX Strategy appeared first on The Financial Brand. This article Words Matter: Don’t Overlook Customer Messaging in Your CX Strategy appeared first on The Financial Brand.

Strategy 34

Strategy America Branding Innovation 34

The Financial Brand

AUGUST 28, 2024

This article Small Change, Big Bucks: Why the Coin Economy Should Matter to Bankers appeared first on The Financial Brand. Discover how banks can tap into the $15 billion coin economy, boost deposits, and reach underserved customers through innovative coin-handling solutions.

Branding 31

Branding Innovation Banking Trends Trends 31

The Financial Brand

MAY 2, 2024

This article Hoodies and Suits: Can Banks and Fintechs Learn to Speak the Same Language? A good book title would be 'Fintechs are from Silicon Valley, Banks are from South Dakota.' This article Hoodies and Suits: Can Banks and Fintechs Learn to Speak the Same Language? appeared first on The Financial Brand.

South Dakota 39

South Dakota Fintech Branding Banking Trends 39

The Financial Brand

AUGUST 14, 2024

This article Millennials Are At a Financial Crossroads And Banks Must Understand Their Mindset appeared first on The Financial Brand. This article Millennials Are At a Financial Crossroads And Banks Must Understand Their Mindset appeared first on The Financial Brand.

Millennials 33

Millennials Branding Technology Banking Trends 33

The Financial Brand

AUGUST 18, 2024

This article How to Bring Your CFO On-Side and Win Support for Your Strategy appeared first on The Financial Brand. Banking CMOs are facing budget challenges. This article How to Bring Your CFO On-Side and Win Support for Your Strategy appeared first on The Financial Brand.

Strategy 32

Strategy How To Branding New York 32

The Financial Brand

DECEMBER 18, 2023

This article The Future of Retail Banking: A Look Into the Crystal Ball appeared first on The Financial Brand. Trends emerge for banks to reinvent customer lifetime value, personalization, digital platform thinking and reimagined experiences.

Retail 42

Retail Trends Branding Banking Trends 42

The Financial Brand

OCTOBER 7, 2024

This article Consumers Eye the Impact of Possible Election Turmoil on their Money appeared first on The Financial Brand. This article Consumers Eye the Impact of Possible Election Turmoil on their Money appeared first on The Financial Brand. Some are ready to take pre-emptive steps now.

Branding 28

Branding Banking Trends Trends Strategy 28

The Financial Brand

JULY 22, 2024

This article FICO Inflation, C-suite Shake-ups, and Other Earnings Call Takeaways from BofA, Wells, Citi, U.S. Bank appeared first on The Financial Brand. Bank stock analysts zero in on specific issues beyond top-line earnings at four major banks.

Branding 32

Branding Banking Trends America Trends 32

The Financial Brand

OCTOBER 15, 2024

This article The Mushrooming Regulatory Challenges to Banking-as-a-Service: A Field Guide appeared first on The Financial Brand. In an exclusive excerpt from his upcoming book, Banking as a Service, Jason Mikula catalogs the various – and vexing -- regulatory questions that are dogging the BaaS business.

Branding 26

Branding Banking Trends Trends Strategy 26

The Financial Brand

AUGUST 19, 2024

This article Your ‘Primary’ Customers Are Shopping Around. How can banks retool to respond? This article Your ‘Primary’ Customers Are Shopping Around. Why and What to Do About It appeared first on The Financial Brand.

Branding 32

Branding Banking Trends Trends Strategy 32

The Financial Brand

JULY 7, 2024

This article How BofA Is Driving to be ‘Local’ in More Markets appeared first on The Financial Brand. This article How BofA Is Driving to be ‘Local’ in More Markets appeared first on The Financial Brand.

Marketing 32

Marketing Branding Innovation Banking Trends 32

The Financial Brand

JANUARY 28, 2024

This article Playing Catch Up: Top Trends Banks Are Prioritizing in 2024 appeared first on The Financial Brand. This article Playing Catch Up: Top Trends Banks Are Prioritizing in 2024 appeared first on The Financial Brand.

Trends 38

Trends Branding Technology Banking Trends 38

The Financial Brand

OCTOBER 31, 2023

This article How Fintech Transformation Impacts the Future of Retail Banking appeared first on The Financial Brand. As fintechs still reshape banking, their focus on profits over scale does not diminish the competitive threat — or collaborative opportunity.

Retail 43

Retail Fintech Branding Banking Trends 43

The Financial Brand

JULY 22, 2024

This article Again?! Combating the Resurgence of the Medusa Banking Trojan appeared first on The Financial Brand. A re-energized Medusa trojan is again stunning banks. This article Again?! Combating the Resurgence of the Medusa Banking Trojan appeared first on The Financial Brand.

Branding 32

Branding How To Banking Trends Trends 32

The Financial Brand

OCTOBER 8, 2023

This article Future-Proof Banking: Surviving in a World of Digital Ecosystems appeared first on The Financial Brand. Modern technologies are the foundation for a reset of existing business models in banking including AI, hybrid cloud, embedded solutions and BaaS.

Branding 43

Branding Technology Banking Trends Trends 43

The Financial Brand

JULY 8, 2024

This article Traditional Banks Can Adapt to a Digital-Only Model. This article Traditional Banks Can Adapt to a Digital-Only Model. Here’s Why They Should Consider It. appeared first on The Financial Brand. Here’s Why They Should Consider It. appeared first on The Financial Brand.

Branding 33

Branding Banking Trends Trends Strategy 33