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How a Regulatory Nudge Pushed Payday Lending into the Mainstream, Benefiting Borrowers and Banks

The Financial Brand

This article How a Regulatory Nudge Pushed Payday Lending into the Mainstream, Benefiting Borrowers and Banks appeared first on The Financial Brand. The big banks have embraced small dollar lending, saving millions of consumers billions of dollars annually, according to a new report.

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How Bank of America Plans to Get a Jump-Start on EV Lending

The Financial Brand

This article How Bank of America Plans to Get a Jump-Start on EV Lending appeared first on The Financial Brand. This article How Bank of America Plans to Get a Jump-Start on EV Lending appeared first on The Financial Brand.

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Consumer Banking Predictions 2020: Expect the Unexpected

FICO

I jumped into the fray in 2019 by focusing on four areas of tactical concern within consumer banking that I feel bank executives will make significant progress addressing. I wrote an article in Bank Business about the big 3 consumer banking trends I see happening in 2020. Read more: [link].

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Credit Unions Bulk Up in Commercial Lending and Home Equity, Along with CDs

The Financial Brand

This article Credit Unions Bulk Up in Commercial Lending and Home Equity, Along with CDs appeared first on The Financial Brand. Loan growth is a strength for credit unions, but the top federal regulator frets over rates and heightened risk trends.

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Are We On the Verge of a Lending Surge?

The Financial Brand

This article Are We On the Verge of a Lending Surge? Banks and lenders need to be ready and armed with technology that supports rapid data processing and decision-making. This article Are We On the Verge of a Lending Surge? appeared first on The Financial Brand. appeared first on The Financial Brand.

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Regional Banks Need to Prepare Now for More Earnings Pressure in 2024

The Financial Brand

This article Regional Banks Need to Prepare Now for More Earnings Pressure in 2024 appeared first on The Financial Brand. Players like Citizens, PNC and Huntington will see stiffer conditions on both the lending and deposit sides.

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NCUA Chief Targets Rate & Liquidity Risks as Credit Unions Reframe Competitive Strategies

The Financial Brand

This article NCUA Chief Targets Rate & Liquidity Risks as Credit Unions Reframe Competitive Strategies appeared first on The Financial Brand. The National Credit Union Administration chairman discusses new regulations, worrisome lending trends, fintechs and more in a wide-ranging interview.