Perficient

SEPTEMBER 9, 2020

People have been talking about content marketing for years. The effects of good content marketing can be long-lasting, offering ongoing engagement while other tactics capitalize on shorter-term opportunities. Content marketing is a marathon, not a sprint. Understanding the market and competition is a good place to start.

Google 429

Google social media Branding Marketing 429

TrustBank

FEBRUARY 22, 2021

Emotions drive markets in the short term, so no matter how good your information is, trying to guess where the market will be in a year is just that – a guess. Therefore, our capital market assumptions are based on expectations for average returns over the next 10 years. annualized over the next 10 years.

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Capital Marketing Washington Trends 90

PYMNTS

OCTOBER 12, 2020

N26 “has been in contact with potential advisers for the fundraising, though discussions are at an early stage and no final decisions have been made, the people said, asking not to be identified because the deliberations are private," Bloomberg's article states. "A Venture capital investment in Europe’s FinTech industry has surpassed $35.4

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Fintech United States Capital Meeting 268

BankUnderground

DECEMBER 4, 2024

Their flexibility, low premia and underlying leverage appeal to all market participants ranging from conservative investors hedging against intraday market volatility to aggressive traders speculating for quick profit generation. The improved market conditions have encouraged both market participation and innovation.

Marketing 110

Marketing Risk Management Retail Capital 110

Perficient

MARCH 30, 2023

The front office is screaming down to the Settlement Office, “Operations, we need more capital!” Any operations team that has dealt with a stock loan trading desk can contest the inherent friction between providing more available securities to the desk and reliance on settlement cycles and market constraints.

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Operations blockchain Capital Security 275

South State Correspondent

SEPTEMBER 7, 2022

In the olden days, if you wanted to market deposits, the head of Retail would come to Marketing and say something like – “We need to raise deposits.” ” Marketing would then put together some ideas for a print or digital campaign; Retail would sign off on it, and then they would roll it out.

Marketing 195

Marketing Data Groups Analysis 195

PYMNTS

DECEMBER 19, 2018

For small- and medium-sized businesses (SMBs) in need of capital, bank loans are undoubtedly the first place they look. The bond market, on the other hand, isn’t the most likely of places for an entrepreneur to seek financing. Several years ago, however, SMBs began to show interest in the bond market, too.

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South State Correspondent

MAY 22, 2024

In this article, we highlight the state of the bank commercial real estate office lending sector and make an argument about why banking might be better off than most analysts think. Because of strong corporate earnings and substantial employment, the office market is getting a reprieve from a full-fledged downturn.

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Lending Marketing Philadelphia San Francisco 195

South State Correspondent

OCTOBER 4, 2023

If you want to grab a material amount of new deposit balance, offer a 5.05% money market rate, post it all over Instagram, and sit back and watch the money roll in. In this article, we will show you 15 proven deposit marketing campaigns that will rack up deposit-gathering wins while building a high-performing bank in the process.

Marketing 195

Marketing Taxes Training Management 195

Abrigo

FEBRUARY 1, 2023

This change in approach introduces new variables in the interest rate projections that for decades have been a non-issue as we were effectively in a 0% interest rate market. Markets move in unpredictable ways when least expected. This happens when market expectations are for a reduction in inflation or a flight to safety.

Marketing 195

Marketing Strategy eBook Policies 195

PYMNTS

OCTOBER 21, 2020

Square now manages $100 billion in annual payments and has an $83 billion market capitalization, the article said. Before Square, launched by Twitter co-founder Jack Dorsey in 2009, SMBs had a hard time maneuvering point-of-sale (POS) card transactions.

Fintech 309

Fintech Conference Cards Payments 309

Chris Skinner

MARCH 20, 2017

There was an interesting article in The Independent last week about the big banks becoming bigger since the financial crisis hit. The article notes that the big American banks control 70% of all US assets, and that this figure has increased 40% since 2008.

System 236

System US Capital Lending 236

Perficient

FEBRUARY 1, 2021

award-winning Here’s Why digital marketing video series, Eric Enge talks about GPT-3, one of the latest developments in the Artificial Intelligence space. I’m the Principal for the Digital Marketing Solutions Business Unit at Perficient. And combined with other investors, they put in a billion dollars of seed capital.

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Video Training Data Examples 340

PYMNTS

JANUARY 30, 2020

620 million has been financed to date, with Sequoia Capital, Amazon, and T. Companies also need the California DMV’s approval mentioned earlier in this article. Other companies continue to arrive in the expanding self-driving vehicle market. Rowe Price Associates contributing.

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California Operations San Francisco Google 261

South State Correspondent

JANUARY 17, 2024

In our last article ( HERE ), we highlighted the methodology around why banks should calculate and drive value through customer profitability and product profitability. We focused mainly on customer profitability and used risk-adjusted return on capital as a proxy for profitability. The answer is – most likely.

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Study Maine Analytics Capital 195

South State Correspondent

JUNE 28, 2020

In this article, we look at several basic capital market precepts that the average investment officer lives with every day but lenders may not notice. . With a low and flat yield curve, generating profits through investments has become more challenging.

Strategy 150

Strategy Capital Marketing 150

PYMNTS

MARCH 26, 2019

In 2015, news outlets ran articles about the “ gold mine ” of venture capital investments in the alternative finance sector. Yet at a time when analysts say VCs are focusing more on late-stage investment , alternative lenders are having a tougher time securing funding, particularly market newcomers in a crowded market.

Lending 190

Lending Capital Fintech Security 190

South State Correspondent

DECEMBER 12, 2024

If you are conducting bank strategy or marketing around demographic information, at best you are being lazy and ineffective. At worst, you are being sexist, ageist and a bunch of other names that can hurt your culture and reputation while wasting your marketing budget. and then testing if they like it or not.

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social media Tools Marketing Data 195

South State Correspondent

MARCH 28, 2023

In a recent article ( here ), we discussed why banks that take risks to earn higher revenue demonstrate lower performance as measured by ROA. While in that blog, we specifically considered the risk-return tradeoff for credit risk; in a future article, we’ll consider interest rate risk. However, success does not occur by happenchance.

Community Bank 195

Community Bank Community Management Marketing 195

South State Correspondent

MARCH 19, 2024

In two previous articles ( here and here ) we discussed how loan size and loan term affect the profitability of commercial loans. In this article, we consider the common features of upselling and cross-selling. In this article, we consider the common features of upselling and cross-selling.

Community Bank 195

Community Bank Community Industry Cards 195

Abrigo

NOVEMBER 13, 2024

This article covers these key topics: Debt-service coverage ratios are steady. Businesses' working capital cycles are longer. Longer working capital cycles drive line utilization Businesses are holding inventory longer (81 days in 2023 vs. 72 in 2019) and extending receivables (31 to 41 days). Leveraged has improved since 2019.

Lending 221

Lending Meeting Data Risk Management 221

PYMNTS

JANUARY 8, 2021

In only one example noted in this space, as reported this week , tech startup Social Finance (SoFi) is closing a merger deal with blank-check firm Social Capital Hedosophia Holdings Corp. We note that can stoke enthusiasm, and capital commitments (i.e., V to file an IPO. As to where SPACs go from here is anyone’s guess.

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Capital Examples Company Course 237

South State Correspondent

OCTOBER 4, 2023

In an article last week ( Here ), we discussed how the higher-for-longer interest rate environment will affect the community bank sector. Profitability Reality at Community Banks In a recent article ( Here ), we used CAPM (capital asset pricing model) to calculate community banks’ cost of capital – which we conclude is now 12.50%.

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Community Bank Community Capital Comparison 195

Abrigo

AUGUST 30, 2024

Prepare now for potential changes to FHLBs Capital rules and membership criteria are among the areas where banks could see changes in how the Federal Home Loan Bank system operates. Capital rules and membership criteria are among the areas where banks could see changes. Would you like other articles like this in your inbox?

San Francisco 195

San Francisco Risk Management New York Capital 195

South State Correspondent

APRIL 30, 2022

Based on the futures market, the Federal Reserve is expected to raise the Fed Funds rate to 3.00% at its December 2022 meeting. In this article, we analyze the industry’s cost of funding earning assets (COF) and track how community banks’ COF behaves relative to larger banks. Historical Cost of Funds Analysis.

Community Bank 195

Community Bank Strategy Community FDIC 195

PYMNTS

MARCH 9, 2020

Cryptocurrency markets plummeted after oil prices crashed and the stock market spiraled into another sell-off frenzy, according to reports on Monday (March 10). . warned prices could drop to near $20 a barrel,” the CNBC article said. As the global oil benchmark plummeted to as low as $31.02 a barrel, Goldman Sachs Group Inc.

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Bitcoin Texas Austin cryptocurrency 174

South State Correspondent

MAY 7, 2024

A slew of articles have been published explaining the reason for this bank’s failure. Not The Root Causes We think that the most disingenuous cause of the bank’s failure as cited in various articles is the “uncertain environment.” However, that faster growth was not unusual and reflects the bank’s higher growth markets.

Risk Management 195

Risk Management Security Management Groups 195

South State Correspondent

MAY 18, 2022

In two recent articles, we reviewed the banking industry’s deposit behavior with regard to cost of funding earning assets (COF) ( HERE ), and we compared how community banks’ COF behaves relative to national banks in a rising interest rate cycle ( HERE ).

Community Bank 195

Community Bank Community Analysis Industry 195

PYMNTS

NOVEMBER 19, 2018

According to CoinDesk, “The broader cryptocurrency market accompanied BTC in its steep sell-off and has shed more than $15 billion in total market capitalization in the last 24 hours.”. But it will also have ripple effects that will hit downstream, perhaps in some unexpected places, according to a PYMNTS article.

Bitcoin 173

Bitcoin cryptocurrency Capital Marketing 173

PYMNTS

FEBRUARY 28, 2019

It was led by “Energize Ventures and Lux Capital, each of whom invests heavily in companies, fundamentally advancing how society implements and utilizes advances in technology,” Zededa said in a statement. percent by 2024. Security Upgrades?

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Security Survey Course Data 198

South State Correspondent

MARCH 19, 2023

In this article, we’ll consider the risk-return tradeoff for bank credit risk, and in a future article, we will compare different community bank business models. Each loan would earn the bank the market clearing ROA. The markets (i.e., The reality of risk-return for private credit (loans) is quite different.

Analysis 195

Analysis Community Bank Operations Community 195

PYMNTS

OCTOBER 6, 2017

5), Alenka Grealish, senior analyst at Celent, penned an article for American Banker with a prediction: The small business (SMB) credit space is headed for a “shake-up.” The market is ripe for consolidation and beneficial partnerships,” Grealish wrote. On Thursday (Oct.

Lending 152

Lending Capital Marketing Report 152

South State Correspondent

MAY 9, 2024

As the risk of a recession gets pushed out by the market, so does the risk of credit. In this article, we look at what is happening at the state level, at 30 common industries where credit risk is rising, and at 30 industries where credit risk is the lowest. This data is critical for pricing, capital allocation, and marketing.

Data 195

Data Trends North Dakota Capital 195

Abrigo

JANUARY 11, 2022

Financial institution leaders and decision-makers constantly face choices for how to effectively manage their institutions in the wake of changing economic landscapes, investment markets, interest rates, customer demand, mergers, acquisitions, and more recently, pandemics. For example, suppose an institution is looking to grow assets.

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Management Meeting Capital Strategy 195

South State Correspondent

FEBRUARY 27, 2024

In this article, we would like to define loan pricing discipline and cover bid, why it matters, and demonstrate how most community banks currently are not using loan pricing discipline. Market Intelligence We analyzed the last 1000 loans priced on our hedging desk, and the credit spread, and size are plotted below.

How To 195

How To Community Bank Community Management 195

South State Correspondent

JULY 6, 2022

In an earlier article, we discussed how we use “cost per impression” as a metric for planning, budgeting, and executing bank events that are specific for customer retention and branding. Banks usually find resounding success as providers of capital and cash management services if the event and approach are right.

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Data Management Conference Branding 195

South State Correspondent

JULY 5, 2022

In this article, we analyze why 75% LTV may not protect banks from credit risk on commercial loans and why there is only one source of loan repayment. . Loans below 1.50X starting DSCR cannot withstand the current market expected rise in interest rates if cash flow decreases by just 10%. Background.

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Management Capital US Community Bank 195