Abrigo

OCTOBER 9, 2024

Learn best practices to adjust for risk. Would you like other articles on CECL and Q Factors in your inbox? How to build a successful Q factor framework under CECL Understanding the quantitative side of the CECL calculation means developing defensible qualitative factors, or Q factors.

Risk Management 195

Risk Management Management Compliance Data 195

Abrigo

NOVEMBER 13, 2024

This article covers these key topics: Debt-service coverage ratios are steady. Thousands of banks, credit unions, and accounting firms use our risk management and lending solutions, contributing to this cooperative data model for banking intelligence. Leveraged has improved since 2019. How lenders can leverage this data.

Lending 221

Lending Meeting Data Risk Management 221

Abrigo

DECEMBER 20, 2024

Managing the profitability of loans and deposits in a volatile interest rate environment will be a key focus for banks and credit unions, he said. Focusing on the economy, credit risk, and allowances Another rate-related issue that managers of credit portfolio risk management will face is economic uncertainty.

Management 195

Management Risk Management Trends Lending 195

Abrigo

OCTOBER 23, 2019

The following article was first published in ABA Banking Journal on October 17, 2019. In a marketplace where data is shared and distributed at record speeds, third-party or vendor risk management is a challenge for most businesses. It is critical that banks stay current with regulatory expectations and potential risks.

Risk Management 150

Risk Management Management Security Lending 150

Abrigo

OCTOBER 23, 2014

But how can this growth be managed appropriately? CEIS Review , a New York-based bank consulting firm, highlights the shift in a recent article. Community banks certainly want to remain conservative with risks and follow regulations. Examples include the loan sample, consumer loan portfolio and documentation review.

Risk Management 186

Risk Management Management Lending Resources 186

Abrigo

JULY 25, 2017

It can also be a great time to read professional development material dispensed in manageable doses. The Sageworks blog has dozens of brief, timely articles to help business valuation professionals and accountants building their valuation practices learn new ways to run their practices more efficiently and effectively.

Risk Management 150

Risk Management Video Taxes Resources 150

Abrigo

MARCH 21, 2025

This article covers these key topics: Updates to CRA compliance requirements CRA compliance by bank size: W hats required ? Risk management and internal controls Integrate CRA into risk frameworks: Ensure that community reinvestment initiatives are part of the institution's overall risk management strategy.

Compliance 195

Compliance Strategy Data Lending 195

Gonzobanker

OCTOBER 31, 2024

The FDIC issued a consent order against Discover Bank last year for lacking oversight into third-party risk management and a compliance vendor management program. Smart CEOs know scorecards demonstrate to the board that the team is not just managing vendor risk but lowering it. Follow John on LinkedIn.

Risk Management 140

Risk Management Management FDIC Software 140

Abrigo

FEBRUARY 28, 2025

Fraud risk management best practices Financial institutions (FIs) should be sure to invest in the following: Hardware: FIs should ensure that their systems are safe and that all updates and patches are applied in a timely manner. 880,418 c omplaints were registered, with potential losses exceeding $12.5

Fraud 221

Fraud social media Training Community 221

Bobsguide

JULY 31, 2018

This article updates Six stages to a robust operational risk framework, written by Richard Pike in September 2011. It explains how a financial services company can create and implement a stable and manageable framework for risk management. Risk identification. In this section in.

Risk Management 88

Risk Management Management How To Operations 88

Abrigo

DECEMBER 22, 2023

Takeaway 2 The top lending and credit blog posts focused on the benefits of banking technology, interest rate management, and developing risk ratings. Takeaway 3 Articles specific to small community banks were among the most-read blogs, with best practices for construction lending at the top of the list.

Lending 221

Lending Risk Management Community Management 221

Abrigo

APRIL 8, 2025

This article covers these key topics: The difference between 1D and 2D risk rating models How CECL has impacted the necessity of a dual approach Why the LGD variable is so difficult to pinpoint Does your risk rating framework align with your CECL needs? If youve got thoughts, Id love to hear them. Email kent.kirby@abrigo.com.

Dallas 195

Dallas Survey Data Trends 195

Bobsguide

OCTOBER 3, 2017

A well-articulated and reliable risk management system, can free up much needed manpower to put towards exclusively human risk management. The trouble is, it’s not always clear where the best risk management solutions are, or what would work best for individual organisations. This article is.

Risk Management 74

Risk Management System Management 74

South State Correspondent

MARCH 24, 2025

In a previous article ( HERE ) we discussed how a portfolio of commercial loans with various expected average lives resulted in different net present value (NPV) of income over a ten-year period. Most importantly, the relationship manager must have the time to devote their skills to their book of business.

Lending 195

Lending Community Bank Community Management 195

Abrigo

OCTOBER 8, 2014

This article is the first in a two-part series on top concerns and growth strategies of community banks. Risk management. Managing Risk. Risk management is also a trending topic, especially as banks are devoting more resources to this area, including hiring a chief risk management officer.

Community Bank 191

Community Bank Community Strategy Risk Management 191

Abrigo

SEPTEMBER 23, 2024

Would you like other articles like this in your inbox? Recent loan rate trends from Abrigo Connect Carefully monitoring interest rate trends for loans will help financial institutions remain competitive as rates drop.

Lending 221

Lending Trends Risk Management Data 221

Abrigo

FEBRUARY 25, 2025

This article covers these key topics: Cultivating fertile ground for small business lending Do large lenders have an advantage in small business lending? It can automatically access credit scores and run loan details and borrower information against the financial institutions risk management policies.

Lending 195

Lending FDIC Policies Analysis 195

Abrigo

JANUARY 17, 2025

This article covers these key topics: What is a core deposit intangible? By valuing and managing CDIs effectively, banks can optimize their funding strategies, demonstrate their stability to stakeholders, and position themselves for sustained growth. Why are core deposit intangibles important?

Strategy 195

Strategy Guidelines Management Operations 195

Insights on Business

JULY 20, 2018

Media coverage of the milestone release was very positive including high profile articles in Forbes and American Banker. On July 16, Gartner published the 2018 Magic Quadrant for Integrated Risk Management and IBM was once again positioned in the leader’s quadrant for its OpenPages solution. Wheeler, Jie Zhang, Earl Perkins.

Risk Management 96

Risk Management Management Compliance New York City 96

Bobsguide

OCTOBER 17, 2017

This article is the second installment in the bob’s guide to acquiring risk management systems (RMS). The previous article in this guide, looked at the five questions to determine if you need a new risk management system, and lay the important groundwork before choosing the right system for.

Risk Management 74

Risk Management System Management 74

BankUnderground

DECEMBER 4, 2024

Figure 1: Total S&P 500 options trading volume by Time to Expiry (2016 to August 2023) Source: CBOE article: The Evolution of Same Day Options Trading , 3 August 2023. Potential deficiencies in the current margining system, and the inability of risk management infrastructure to keep pace with new market developments.

Marketing 124

Marketing Risk Management Retail Capital 124

Abrigo

DECEMBER 22, 2023

Takeaway 3 Updates on interest rate forecasting and best practices for managing CRE risk were among the most-read blogs. Abrigo's most popular risk management blogs over the last 12 months cover topics that continue to catch the attention of professionals and regulators. Which credit areas need routine "maintenance"?

Risk Management 221

Risk Management Regulation Management Lending 221

Abrigo

AUGUST 2, 2023

This article outlines a structured approach to ensuring management can confidently answer inquiries about the health of their CRE segments and related credit performance. The health of CRE loans and related credit risk is a focus not only of investors, board members, and other stakeholders but also of upcoming regulatory exams.

Report 195

Report Risk Management Lending Analysis 195

Abrigo

MAY 27, 2022

What Makes a Successful Credit Manager Focusing on these traits can only help you become a better credit manager at your financial institution. Would you like other articles on loan review in your inbox? Credit Risk Management. Lending & Credit Risk. Credit Risk Management. Learn More.

Management 195

Management Risk Management Analysis Lending 195

South State Correspondent

APRIL 20, 2022

That hit launched a juggernaut that not only changed baseball but changed the view of both team building and risk mitigation. In this article, we highlight the not-so-obvious lessons in banking learned from the New York Yankees when they managed the Sultan of Swat. Risk Mitigation Through Production.

Risk Management 221

Risk Management Boston Management Resources 221

Perficient

DECEMBER 1, 2023

Immediately following the Silicon Valley Bank (SVB) failure, Perficient’s Financial Services Risk Management and Regulatory Capabilities Center of Excellence (CoE) swiftly analyzed publicly available documents, providing readers with a comprehensive breakdown of the bank’s failure.

FDIC 221

FDIC Risk Management Regulation Leadership 221

Abrigo

JULY 10, 2015

A recent article from American Banker’s The C-Suite Series explored this executive role and just how little wiggle room there can be when it comes to compliance. The article explains that “a 100% success rate is now viewed by many as the only way to victory in compliance. Chief Risk Officer at U.S.

Compliance 150

Compliance Risk Management Regulation Management 150

Bobsguide

NOVEMBER 8, 2017

This final article in our risk management systems guide will look at the struggle of implementing risk management solutions with expert insight as well as a case study provided by a risk vendor. This ultimate article in the bob’s guide to risk management systems has sought to.

Risk Management 60

Risk Management System Management Case Study 60

South State Correspondent

MAY 7, 2024

A slew of articles have been published explaining the reason for this bank’s failure. Not The Root Causes We think that the most disingenuous cause of the bank’s failure as cited in various articles is the “uncertain environment.” This first bank failure in 2024 is reported to cost the Deposit Insurance Fund $667mm.

Risk Management 195

Risk Management Security Management Groups 195

Perficient

NOVEMBER 17, 2023

In our previous article, “ Transaction Accounts: Analyzing Deposit Stickiness in the Current Interest Rate Environment ,” Perficient’s Financial Services Risk Management and Regulatory Capabilities Center of Excellence (CoE) explored the sharp decline in transaction account balances over an 18-month period.

Retail 221

Retail FDIC Risk Management Management 221

Abrigo

JUNE 3, 2021

Want more BSA training and articles emailed to you? Takeaway 2 While crypto crime fell in 2020, there are many risks financial institutions must be aware of. Takeaway 2 While crypto crime fell in 2020, there are many risks financial institutions must be aware of. By Hannakah Rubin, Risk Management Consultant at Abrigo.

cryptocurrency 368

cryptocurrency Fraud Trends Training 368

Insights on Business

OCTOBER 11, 2018

IBM OpenPages is again in the Leader’s quadrant of the new 2018 Gartner Magic Quadrant for Integrated Risk Management (IRM). In May 2018, IBM proudly accepted two distinguished RegTech Awards – for “Best AI Solution for Regulatory Compliance” and “Best Regulatory Alert Management Solution”. Wheeler, Jie Zhang, Earl Perkins.

Risk Management 70

Risk Management Management Compliance Innovation 70

Abrigo

DECEMBER 1, 2021

Would you like other articles like this in your inbox? Takeaway 2 It's imperative that FI senior management demonstrate commitment to a robust loan review program. . This article is substantially updated from a 2013 blog post. Credit Risk Management. Lending & Credit Risk. Risk Ratings.

Risk Management 195

Risk Management Lending Policies Management 195

Perficient

JANUARY 16, 2024

This blog, the first in a series by Perficient’s Risk and Regulatory Center of Excellence (CoE), provides actionable measures your company can adopt to safeguard against senior-level embezzlement risks and maintain the integrity of your institution’s financial transactions.

Compliance 221

Compliance Guidelines Policies Risk Management 221

Abrigo

JUNE 11, 2021

Measuring Interest Rate Risk Can Vary by Institution Interest rate risk measurement plays a key role in ensuring an institution's safety and soundness. Would you like other articles on asset/liability management in your inbox? FDIC) noted in its 2021 Risk Review. Credit Risk Management. Learn More.

How To 195

How To Risk Management Analysis Kansas City 195

Abrigo

APRIL 1, 2015

Unfortunately, the recent economic crisis highlighted shortcomings in boards’ understanding of risks and the proper oversight of those risks. A recent Wall Street Journal article by Victoria McGrane and Jon Hilsenrath highlighted how the nation’s regulators are increasingly questioning and turning their focus toward bank boards.

Risk Management 150

Risk Management Community Bank Regulation Management 150

Abrigo

DECEMBER 29, 2023

Aside from formal training, one way that banks and credit unions can ensure staff are attuned to the latest regulations and best practices is by routinely sharing lending and credit risk resources. Learn activities every credit department should consider each year by watching this webinar, "Credit department housekeeping."

Resources 221

Resources Lending Risk Management Policies 221