American Banker

JULY 23, 2021

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Atlanta 81

Atlanta Capital Community Bank Community 81

Abrigo

APRIL 25, 2024

The negative correlation of funded business loans to the Fed funds rate is a staggering 86% as businesses weigh their needs for capital against expensive debt and lenders aim to limit risk. Almost half sought credit to grow their businesses, and 28% applied to make repairs or replace capital assets.

Lending 221

Lending Trends Capital Strategy 221

South State Correspondent

APRIL 6, 2022

Change 1: Cost of Capital and Capital Allocation. Back in 2020, banks’ capital cost was at a record low as it averaged a little under 6% for the industry. Now, the cost of capital has been up 44% since then. Below is our current weighted cost of capital for different-sized banks.

Capital 195

Capital Training Management Atlanta 195

American Banker

DECEMBER 13, 2019

If successful, the bank would become the third to open in the Atlanta area in recent years. Organizers have applied to form Craft Bank.

Atlanta 54

Atlanta Georgia Community Bank Capital 54

William Mills

MARCH 8, 2018

Metro Atlanta has established itself as a major hub for the fintech (financial technology) industry. According to the American Transaction Processors Coalition, more than 70 percent of all payments on a global scale currently pass through companies headquartered in metro Atlanta, earning the city the moniker “Transaction Alley.”

Atlanta 42

Atlanta Fintech Georgia Metro 42

PYMNTS

JANUARY 19, 2018

With warehouses in New Jersey, Dallas, Las Vegas and Atlanta, Boxed offers bulk-sized products similar to those found at big warehouse retailers like Costco Wholesale. The investment was led by GGV Capital and Digital Sky Technologies, with participation from Founders Fund, AME Cloud Ventures and Vaizra Investments.

Millennials 128

Millennials Las Vegas New Jersey New York 128

South State Correspondent

JANUARY 4, 2023

Because many banks are now producing below their cost of capital, growth further exacerbates their issues and drives them out of business (likely through a sale) faster. Without the windfall of profit accrued to banks in 2022 because of faster-than-expected rate increases, banks will need to be better allocators of capital.

Community Bank 195

Community Bank Capital Marketing Lending 195

Abrigo

APRIL 28, 2016

This year’s National Small Business Week , themed “SBA: Dream Big, Start Small,” will include special events in Atlanta, New York, Denver, Phoenix, San Jose, Oakland and Washington, D.C. Capital: SBA fills gaps in the commercial lending marketplace so success in the small business sector is based on merit, not family wealth.

National 150

National San Jose Los Angeles United States 150

PYMNTS

OCTOBER 17, 2016

Increasing access to capital to underrepresented small businesses is vital to economic growth and the communities they serve. Small Business Forward will support a wide, diverse base of entrepreneurs so that economic growth is shared by all,” says Janis Bowdler, Head of Small Business Initiatives, Global Philanthropy, JPMorgan Chase.

Los Angeles 100

Los Angeles San Francisco Louisiana Washington 100

PYMNTS

MARCH 11, 2020

The analyst community balked at longer-term questions about the company’s liquidity even though 2019 was the company’s sixth straight year of triple-digit revenue growth with over 177,000 cars delivered and just shy of $4 billion in revenue. billion, on an 82 percent increase in retail sales.

Company 130

Company Miami San Antonio Oklahoma City 130

PYMNTS

JUNE 1, 2016

Atlanta-based Ionic Security has just bagged $45 million in VC funding in a round that included Amazon, Goldman Sachs and Hayman Captial as new investors and existing investors GV, Icon Ventures, Kleiner Perkins Caufield & Byers, Meritech Capital Partners and Tech Operators. And the growth is just starting, according to the CEO.

Security 100

Security Atlanta Software Data 100

Jeff For Banks

DECEMBER 22, 2013

capital appreciation and dividends. Texas Capital Bancshares, Inc. Nasdaq: MRLN) Continuing the theme of niche banks, Marlin is a direct lender providing financing to business so they can acquire new equipment and technology while preserving capital. Not so over the three years I have been keeping track. BofI Holdings, Inc. #2.

Community Bank 83

Community Bank Atlanta Community Strategy 83

Jeff For Banks

DECEMBER 10, 2023

Total return includes two components: capital appreciation and dividends. Communities First Financial Corporation (Now FFB Bancorp) (OTCQX: FFBB) #2. Treasury as a Community Development Financial Institution (CDFI). Treasury to be used to help underserved communities bounce back from the Covid-19 pandemic.

Fresno 100

Fresno North Carolina Raleigh FDIC 100

PYMNTS

APRIL 7, 2017

CS: That’s easy: The Uber of X is a shared service that leverages unused capital to provide a community service. We want to put that unused capital to use to the economic benefit of the owners. Also, launch Truxx in Philadelphia, Atlanta and Louisville. Truxx is a great example. PYMNTS: What are Truxx’s 2017 goals?

Louisville 116

Louisville Philadelphia Atlanta Retail 116

Jeff For Banks

DECEMBER 13, 2018

Total return includes two components: capital appreciation and dividends. billion in asset holding company of CresCom Bank, which also owns Atlanta-based Crescent Mortgage Company. This is clearly a turnaround situation, as the bank lost over $12 million in 2010, over 20% of its capital (ouch). Welcome to the list! #2.

Oregon 101

Oregon Ohio California Community Bank 101

PYMNTS

SEPTEMBER 20, 2019

This is the kind of omnichannel partnership and offering that can redefine convenience for our customers and communities – delivering items to homes in minutes, not hours or days.”. The company said it is “in a unique position to capitalize on the convenience of drone delivery if and when it should expand.”

Retail 112

Retail Las Vegas San Diego Virginia 112

Gonzobanker

DECEMBER 20, 2019

The company’s market capitalization, which after declining to less than $600 million in the 2009 recession, has now grown to almost $3 billion. It was always clear how much Jones loves his credit union, his team and his community. Yet the Gonzo team has to give a shout out to the late entry of Texas Capital and Independent Bank.

Idaho 148

Idaho Conference Data Marketing 148

American Banker

DECEMBER 9, 2016

has agreed to buy a branch in Tennessee from a division of Atlantic Capital Bank in Atlanta. SmartFinancial in Knoxville, Tenn.,

Tennessee 28

Tennessee Capital Atlanta Community Bank 28

Independent Banker

AUGUST 26, 2015

At some community banks, budgeting for technology has become a more important focus over the past several years. Community banks need to be nimble enough to change from their plan when they need to. in Atlanta is one community bank that tries to be more agile with its technology spending. “If billion-asset community bank.

Community Bank 70

Community Bank Community Management Technology 70

PYMNTS

JULY 7, 2016

Everyone involved gets a free waffle at the Waffle House for downloading the app, which makes some sense considering that Roadie is based in Atlanta and most popular so far in the Southeast United States. He further noted, “I love the way we take care of the community. That is the same firm that insures day-to-day UPS shipping.

Oregon 117

Oregon Alaska Hawaii Louisiana 117

American Banker

OCTOBER 30, 2020

The announcement comes two weeks after Craft Bank became Atlanta's first new bank since 2010. RockPoint Bank is on pace to open early next year.

Tennessee 31

Tennessee Atlanta Capital Community Bank 31

William Mills

DECEMBER 8, 2016

While driving to work on this beautiful Atlanta fall morning I was listening to the 1985 song by “The Smiths:” “How soon is now?” Whether it is high net worth individuals, family offices, angel investors, venture capital or private equity, we are seeing a rush to back new financial and payment models. How soon is now?

Fintech 40

Fintech Atlanta Technology Financial Technology 40

American Banker

AUGUST 17, 2020

cities, including Dallas, Denver and Atlanta. ViZ Bank would eventually have branches across several major U.S. It would also offer a program to help former inmates build savings and establish credit.

Denver 31

Denver Dallas Atlanta Louisiana 31

Jeff For Banks

JANUARY 16, 2016

Between February and November, 2015, foreign capital was pulled out of the country to the tune of $843 billion. GDP in the 4Q15 is tracking at 1.0%, according to the Atlanta Fed. Dorothy has been with Penn Community Bank and its predecessor since November, 2004. China is paying the price for these actions.

Community Bank 60

Community Bank Data Atlanta Marketing 60

Jeff For Banks

DECEMBER 19, 2015

Total return includes two components: capital appreciation and dividends. through its subsidiary BNC National Bank, offers community banking and wealth management services in Arizona, Minnesota, and North Dakota from 16 locations. This, naturally, eliminated many of the smaller, illiquid FIs. What a ride! #3. BNCCORP, Inc.

North Dakota 60

North Dakota Arizona Michigan Florida 60

American Banker

DECEMBER 16, 2016

Pacific Metro Bank would cater to Chinese-Americans around Atlanta. The application process is worth watching since the group is seeking the first Georgia charter in seven years and would be based in a market where more than 90 banks have failed since 2007.

Georgia 28

Georgia Metro Atlanta Marketing 28

CB Insights

SEPTEMBER 24, 2018

Wellness communities are also being emphasized in female-focused co-working spaces such as WeWork-backed The Wing ($42M) and The Riveter ($5M). Both companies offer a variety of amenities that aim to create comfortable, enjoyable, and productive work environments, supporting the idea of office spaces as places for wellness and community.

Trends 76

Trends Branding Examples Industry 76

CB Insights

JULY 19, 2017

They’ve also got six foundry labs located around the world: Atlanta, Houston, Palo Alto, Plano, and Israel. Capital One. Innovation Lab Name: Capital One Labs. Capital One Labs aims to streamline the new-product-creation process and is fueled by Design Thinking and a customer-first attitude. Founded: 2011.

Innovation 74

Innovation San Francisco Technology Mobile 74

CB Insights

JULY 17, 2018

The sushi kiosk: Miso Ko (Atlanta). Community initiatives: Loom (Massachusetts). Acclaimed chef Guy Wong will open his first Miso Ko location in Atlanta’s Ponce City Market this summer — a casual grab-and-go sushi stop that also marks a return to more traditional Japanese sushi traditions. Community initiatives: Loom.

San Francisco 69

San Francisco California United States CA 69

Fintech Labs Insights

NOVEMBER 16, 2020

Founder George Cook 6th generation community banker and a passionate entrepreneur. The startup crowdsources loans for much-needed expansion capital to main street businesses. It’s a great mission and a solid business model (bascially what community banks have done for more than a century). Company vitals. HQ: Pittsburgh, PA.

Fintech 15

Fintech Atlanta Community Community Bank 15

Jeff For Banks

DECEMBER 29, 2021

Total return includes two components: capital appreciation and dividends. Silvergate Capital Corporation (NYSE: SI) #2. Silvergate Capital Corporation (NYSE: SI) Here we are again. Silvergate had $150 million in total revenue over the past twelve months, and has a market capitalization of $4.7 Live Oak Bancshares, Inc.

Capital 78

Capital Texas Metro North Carolina 78

PYMNTS

NOVEMBER 9, 2018

We know the power of connecting businesses with the people who love them most, which is why we’re proud to play a role in expanding the communities of these businesses to in-store shoppers at one of the most beloved retail stores in the world,” Facebook wrote in a press release.

Video 153

Video Las Vegas San Antonio Branding 153

Fintech Labs Insights

NOVEMBER 9, 2015

But the most surprising funding was the $42 million to the Atlanta-based alternative credit bureau, FactorTrust. HQ: Atlanta, Georgia. Expansion Capital Group. Bitcoin trading community. Chinese P2P lender Meili Jinrong led the pack with a massive $65 million A round. Source: FT Partners. FactorTrust. Source: Crunchbase.

Company 12

Company Fintech South Dakota San Jose 12

Fintech Labs Insights

APRIL 13, 2016

With Shopify Integration, Thinking Capital Helps Diversify Alt Lending in Canada. Vix Verify opens new offices in Atlanta, Georgia’s Transaction Alley as part of American expansion. Stay current on daily news from the fintech developer community! Google’s Guide: New Book Explains How Google Manages its Cloud Infrastructure.

San Jose 12

San Jose New York Atlanta Lending 12