Remove Baltimore Remove Community Remove Risk Management
article thumbnail

Who were ICBA’s Top Lenders of 2022?

Independent Banker

Last year, community bank loan producers were faced with both record-low interest rates and a glut of deposits. But as they always do, they came through for individuals and businesses in their communities with a combination of personalized service and prudent risk management practices. Photo by Linkes Photography.

article thumbnail

The Niche Bank

Jeff For Banks

Me to a community banker: Why don't you offer more options than real estate secured lending to help fund early stage businesses? Banker: Because that's not community banking. I've been in this business over 20 years and still don't know the definition of community banking. It does not seem like prudent risk management to do so.

article thumbnail

Guest Post: Financial Markets and Economic Update-Fourth Quarter 2024

Jeff For Banks

paying for the destroyed bridge in Baltimore that should be paid for by private insurance, paying $10 billion to keep a government agency in the business of censorship of conservatives for another year, and a restrictive debt ceiling. Dorothy recently retired from Penn Community Bank where she worked since 2004.

Marketing 118