American Banker

DECEMBER 8, 2020

Montecito Bank in California began streamlining originations after a natural disaster decimated its community in 2018. The move paid off when the COVID-19 crisis hit and the bank had to quickly step up efforts to help clients.

California 81

California Community Banking 2020 Digital Banking 81

American Banker

JULY 10, 2020

After tech firms assisted community bankers in processing applications in the Paycheck Protection Program, small-business lenders are continuing to engage with cloud providers and other outside companies to automate the loan forgiveness process.

Community 71

Community Fintech Company Banking 2020 71

Banking 2020

JANUARY 25, 2016

A product is often built with the latest and greatest software stack, but as time passes, the community for that stack tends to decay as bigger and better stacks make their way into the market. Maintaining an old codebase will, in the long run, be more costly than constantly modernizing it.

Tools 40

Tools Digital Banking Software Trends 40

American Banker

JULY 31, 2020

Heritage Bank and Dime Community Bank are among those financial services firms taking online and app-store reviews seriously. Here’s why all banks should pay attention.

Community Bank 68

Community Bank Community Online Customer Experience 68

American Banker

SEPTEMBER 3, 2020

Many community banks, like Peoples Community in Wisconsin, say they proceeded despite the technological challenges presented by social distancing because the crisis has exposed the shortcomings of their digital systems.

Wisconsin 41

Wisconsin Community Bank Community System 41

American Banker

NOVEMBER 18, 2020

The two companies have worked together to provide a banking app that community banks can implement and deploy in 30 days.

Community Bank 48

Community Bank Community Company Banking 2020 48

American Banker

MAY 31, 2020

How a twentysomething marketing entrepreneur helped transform a small community development financial institution into a digital leader.

Community 38

Community Marketing Banking 2020 Digital Banking 38

American Banker

JULY 6, 2020

Jane Gladstone, new president of Promontory Interfinancial Network, says the recession will accelerate the shakeout among the nonbank disruptors and that small banks have an opportunity to forge new bonds with the survivors.

Fintech 100

Fintech Banking 2020 Community Bank Digital Banking 100

American Banker

MAY 19, 2020

The Texas bank is leaning on solutions from Lightico and MANTL to quickly set up accounts and handle loans when customers can’t sign documents in person because of the coronavirus emergency.

Texas 90

Texas Tools Online Lending 90

American Banker

OCTOBER 29, 2020

The company is best known for its reciprocal deposit program, but it’s finding new ways to serve banks without competing for their customers.

Company 92

Company Banking 2020 Community Bank Digital Banking 92

American Banker

JUNE 3, 2020

David Howard's leadership of the OceanFirst digital strategy and innovation team that has developed a robo adviser, an Alexa skill and other cutting-edge tools earned him recognition as one of American Banker's digital bankers of the year.

Digital Strategies 88

Digital Strategies Leadership Tools Strategy 88

American Banker

SEPTEMBER 21, 2020

The North Carolina bank deployed Finxact's new technology, which runs on Amazon Web Services, to make Paycheck Protection Program loans and will use it next to offer business savings accounts and CDs.

North Carolina 86

North Carolina System Technology Banking 2020 86

American Banker

OCTOBER 7, 2020

SaveBetter.com from Deposit Solutions lets consumers shop for different savings products through one portal and provides national exposure for participating banks, which include Ponce Bank in New York and Central Bank of Kansas City.

Kansas City 83

Kansas City Kansas New York Fintech 83

Banking 2020

DECEMBER 3, 2015

. “Western banks are pursuing digital transformation projects that are dependent on a vendor community that may or may not understand the direction of change,” the report stated. A transformed environment.

Innovation 40

Innovation Payments Lending Financial Technology 40

American Banker

JUNE 10, 2020

After initially processing the loans manually, the Minnesota bank turned to "low code" software to build the electronic forms and workflows needed to approve loan applications. The result: a more than fivefold increase in the number of loans it could process in a day.

Minnesota 78

Minnesota Software Banking 2020 Community Bank 78

Banking 2020

AUGUST 25, 2015

However, the charity argues that digital banking will transform lives over the next 15 years and the key to this will be mobile. People can already store money digitally on their phones and use them to make purchases. Without this as an enabling factor, the digital economy can’t get started. Mobile transformation.

Mobile 40

Mobile Examples National Payments 40

Banking 2020

FEBRUARY 17, 2015

Quite simply, mobile banking can effectively change the world by bringing banking to communities that otherwise have no access to it. 2030, 2 billion people who don’t have a bank account today will be storing money and making payments with their phones. But there’s an even bigger picture that deserves attention.

Mobile 40

Mobile Online Millennials Course 40

Banking 2020

MAY 5, 2015

Educational Services: Providing free or low cost educational events, such as retirement planning, home buying, entrepreneurship, or college savings seminars not only helps your customers get on the right track to their goals, but also helps build your banking community.

How To 40

How To Software Management Fraud 40

American Banker

JUNE 15, 2020

Peoples Bank in Arkansas and Main Street Bank in Massachusetts are getting smarter about spotting suspicious transactions tied to unemployment benefit fraud as well as warning customers what to watch out for.

Arkansas 41

Arkansas Massachusetts Maine Fraud 41