The Financial Brand

AUGUST 3, 2021

When bank and credit union marketers lack the deep pockets of bigger institutions they have to apply brainpower. The post Marketing Smarter on a Community Bank Budget appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Community Bank 34

Community Bank Community Marketing Banking Trends 34

The Financial Brand

JULY 26, 2021

187-year-old savings bank stakes its future on a scalable combination of a digital-only brand, well-trained people and data analytics. The post A Small Bank Believes Its Digital Brand Will Succeed Where Chase Failed appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Branding 43

Branding Analytics Training Banking Trends 43

The Financial Brand

JULY 4, 2021

The post How Community Banks Can Stay Relevant in the Face of a Digital Assault appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Traditional strengths still count, yet the ability to innovate and adapt are key. Asset size does play a role, bankers and others note.

Community Bank 37

Community Bank Community Banking Trends Analysis 37

The Financial Brand

DECEMBER 16, 2021

A small Florida bank seeks to fill a niche by serving riskier businesses — nationally — that other financial institutions shy away from. The post Why (and How) a Community Bank Cultivates Crypto & Cannabis Clients appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Community Bank 34

Community Bank Community Florida Banking Trends 34

The Financial Brand

FEBRUARY 2, 2022

The post How Virtual Financial Coaching Can Fuel Growth at Community Banks & Credit Unions appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Community Bank 35

Community Bank Community Banking Trends Analysis 35

The Financial Brand

AUGUST 30, 2021

The post Community Institutions’ Golden Opportunity to Grow Small Business Loans appeared first on The Financial Brand - Banking Trends, Analysis & Insights. The PPP program not only created a halo effect, but opened the door for ongoing loan growth. Tech upgrades will be essential.

Community 33

Community Banking Trends Analysis Trends 33

The Financial Brand

JULY 8, 2021

The post How Community Banks Can Foster (and Benefit From) Financial Inclusion appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Local financial institutions should be a natural for serving many underbanked consumers. Here's why they're not and how to change it.

Community Bank 33

Community Bank Community Banking Trends Analysis 33

The Financial Brand

OCTOBER 18, 2023

This article Marketing Emphasis Drives Loan & Deposit Growth for Community Banks: Study appeared first on The Financial Brand. As deposit pressure mounts industrywide, a study of banks with under $2 billion of assets makes a case that bigger marketing budgets can help.

Community Bank 38

Community Bank Study Community Marketing 38

The Financial Brand

APRIL 24, 2024

This article Busting Three Myths about Community Banks and Open Banking appeared first on The Financial Brand. Are these common misconceptions about open banking putting your bank on the wrong path? Or keeping your efforts in 'park'?

Community Bank 34

Community Bank Community Branding Banking Trends 34

The Financial Brand

APRIL 30, 2024

This article Why Credit Unions Are Buying Community Banks Faster Than Ever appeared first on The Financial Brand. More than a quarter of the bank acquisitions in the U.S. This article Why Credit Unions Are Buying Community Banks Faster Than Ever appeared first on The Financial Brand.

Community Bank 35

Community Bank Community Branding Banking Trends 35

The Financial Brand

MARCH 9, 2023

This article Community Bankers’ 2023 Outlook: Upbeat on Growth, M&A, and Digital Efforts appeared first on The Financial Brand. This article Community Bankers’ 2023 Outlook: Upbeat on Growth, M&A, and Digital Efforts appeared first on The Financial Brand.

Community 35

Community Branding Survey Banking Trends 35

The Financial Brand

APRIL 2, 2024

This article How Three Community Bank CEOs Are Tackling Tech, Talent and Deposit Challenges appeared first on The Financial Brand. Community banks find themselves at a crossroads, grappling with the dual pressures of technological advancement and shifting depositor expectations.

Community Bank 31

Community Bank Community Branding Technology 31

The Financial Brand

SEPTEMBER 14, 2021

The highly digital yet personal strategy of one community institution points a way forward. appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Fragmented relationships are the new reality. The post The ‘Primary Financial Institution’ Concept Is Dead… Now What?

Banking Trends 43

Banking Trends Analysis Strategy Community 43

The Financial Brand

JUNE 9, 2021

Comparing Covid's impact with the Great Recession reveals ways community institutions can attain a sustainable mix of loan and deposit growth. The post 5 Growth Strategies Financial Institutions Can Use for 2021 and Beyond appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Strategy 40

Strategy Banking Trends Analysis Community 40

The Financial Brand

MARCH 21, 2023

This article Coverage for Uninsured Deposits at Community Banks? Yellen Hedges appeared first on The Financial Brand. This article Coverage for Uninsured Deposits at Community Banks? Yellen Hedges appeared first on The Financial Brand.

Community Bank 31

Community Bank Community Branding Banking Trends 31

The Financial Brand

DECEMBER 22, 2021

A consortium of community financial institutions uses 'open' approach to give their customers a 'one-stop-' approach to mobile payments. The post Will ‘Chuck’ Give Smaller Banks an Edge in P2P Versus Venmo, Cash App and Zelle? appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Banking Trends 38

Banking Trends Analysis Community Trends 38

The Financial Brand

SEPTEMBER 20, 2021

An unusual alliance, inspired by 'Shark Tank,' aims to address capital needs to help maintain banking access in communities of color. The post FDIC Recruits Microsoft & Truist to Build a Fund for Minority-Owned Banks appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

FDIC 37

FDIC Banking Trends Analysis Community 37

The Financial Brand

AUGUST 17, 2023

This article How a Community Bank Helps Business Borrowers Cope with Rising Rates appeared first on The Financial Brand. Growth at this Michigan community bank comes from business customers — especially manufacturers — seeking help with challenges like rising interest rates.

Community Bank 29

Community Bank Community Michigan Branding 29

The Financial Brand

OCTOBER 11, 2021

By tapping data and advanced analytics, banks and credit unions can deliver meaningful solutions to underserved communities at scale. The post Banking Needs To Do More Than Talk About Financial Inclusion appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Banking Trends 36

Banking Trends Analytics Analysis Community 36

The Financial Brand

JULY 6, 2023

This article There Are Only Two Kinds of Community Banks: The Innovative & the Doomed appeared first on The Financial Brand. Veteran banker Jay Sidhu frets time is running out for community banks to get serious about innovation. He has ideas for motivating change.

Community Bank 29

Community Bank Community Innovation Branding 29

The Financial Brand

DECEMBER 8, 2021

Mortgage-as-a-service gets a big boost, giving community financial institutions new options, and confirming the value of a human connection. The post How the Salesforce + Rocket Partnership Could Completely Redefine the Mortgage Market appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Marketing 33

Marketing Banking Trends Analysis Community 33

The Financial Brand

FEBRUARY 3, 2022

Community institutions are losing share among Millennial and Gen Z segments. Analytics and first-party data can help reverse the trend. The post How Small Banks Can Counter Fintech & Megabank Marketing Budgets appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Marketing 32

Marketing Fintech Millennials Analytics 32

The Financial Brand

AUGUST 31, 2021

Framework takes into account all from funding to management depth to business recovery strength to lead to good choices by community banks. The post Bank Regulators Set Risk Guidance for Fintech Partnerships appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Regulation 33

Regulation Fintech Community Bank Banking Trends 33

The Financial Brand

NOVEMBER 30, 2021

As part of a sweeping tech upgrade, a community bank brings retailing savvy to retail banking. The post Traditional Bank Borrows from Amazon to Build an App to Rival Neobanks appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Community Bank 31

Community Bank Banking Trends Analysis Community 31

The Financial Brand

OCTOBER 21, 2021

The post 4 Real-World Lessons from Banks Wrestling with Digital Transformation appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Creating a seamless experience while keeping everything running may feel impossible for many institutions. Here's help in pulling it off.

Banking Trends 43

Banking Trends Analysis Trends Branding 43

The Financial Brand

JULY 25, 2021

Consumers' shift to digital banking channels is driving expectations for faster complaint handling. The post Financial Institutions that Botch Complaint Handling Kill CX appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Regulators expect quicker resolution.

Banking Trends 43

Banking Trends Analysis Trends Digital Banking 43

The Financial Brand

NOVEMBER 1, 2021

The post Bank+Fintech Partnerships Grow More Urgent as Pressure Rises for Both appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Combinations multiply as financial institutions face increased demand for digital services and fintechs need a more stable business model.

Fintech 43

Fintech Banking Trends Analysis Trends 43

The Financial Brand

AUGUST 4, 2021

Ideas used by banks and credit unions that you can adapt to take your institution's annual report to the next level. The post Gallery: 29 of the Best Annual Reports in Banking to Inspire Your Next One appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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Report Banking Trends Analysis Branding 40

The Financial Brand

JUNE 2, 2021

Acting chief at the national banking regulator wants to end fragmented views on financial innovation and has made CRA reform a top priority. The post New OCC Chief Targets Fintech/Banking Deals & Crypto for Scrutiny appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Fintech 43

Fintech Banking Trends Analysis National 43

The Financial Brand

SEPTEMBER 26, 2021

New Florida institution, built by two banking veterans on a modern tech platform, may be what the start-up of the future will look like. The post Neobank Alternative: Building a Hybrid Digital-First Bank from Scratch appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Florida 43

Florida Banking Trends Analysis Trends 43

The Financial Brand

DECEMBER 15, 2021

The trend isn't the end of relationship banking, but partnering and a niche market focus will be essential, especially as CRE lending slows. The post The Convergence of Fintech & Banking Is Transforming Business Lending appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Lending 42

Lending Fintech Banking Trends Analysis 42

The Financial Brand

AUGUST 18, 2021

The post How to Find Growth in the Next Wave of M&A in Banking appeared first on The Financial Brand - Banking Trends, Analysis & Insights. With mergers poised to accelerate, a niche approach to product marketing will improve retention and strengthen customer relationships.

How To 42

How To Banking Trends Analysis Trends 42

The Financial Brand

OCTOBER 31, 2021

A neobank CEO personally buys a tiny bank as the next step in building a financial super app targeting poorly-served megabank customers. The post Banking + Investing on One Slick Mobile App: Retail Banking’s Future? appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Retail 42

Retail Mobile Banking Trends Analysis 42

The Financial Brand

JUNE 13, 2021

The post Payments and Digital Drive Consumers to Big Fintechs appeared first on The Financial Brand - Banking Trends, Analysis & Insights. New data confirms that consumer loyalties are shifting rapidly to large fintechs like PayPal, and that digital payments are a key reason.

Fintech 40

Fintech Payments Banking Trends Analysis 40

The Financial Brand

SEPTEMBER 15, 2021

The post The 6 Process Pain Points that Kill Banking CX appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Building customer loyalty today requires efficiently handling account problems, but many process weak spots frustrate the experience.

Banking Trends 40

Banking Trends Analysis Trends Branding 40

The Financial Brand

JANUARY 16, 2022

The post The Secret to Bank Innovation Goes Way Beyond ‘Culture Change’ appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Willingness to act when the outcome is unknown and to look for options on 'the edge of money' are crucial for financial institution growth.

Innovation 41

Innovation Banking Trends Analysis Trends 41

The Financial Brand

SEPTEMBER 12, 2021

Policy issues threaten to quash the trend. The post Why Are So Many Credit Unions Now Buying Banks? appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Cross-industry acquisitions, once rare, have shot up under the pressure to grow.

Banking Trends 39

Banking Trends Analysis Policies Trends 39