The Financial Brand

JANUARY 20, 2022

Some, like Banking-as-a-Service are widely known. Not all trends will have equal impact. The post 9 Misunderstood Fintech Trends Impacting Retail Banking appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Others, like embedded finance and DeFi are emerging.

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The Financial Brand

AUGUST 11, 2021

The post Don’t Surrender Retail Banking to Fintechs and Megabanks appeared first on The Financial Brand - Banking Trends, Analysis & Insights. If your financial institution isn't using consumer deposits to grow profitable relationships, you're overlooking a huge opportunity.

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The Financial Brand

NOVEMBER 15, 2021

Having achieved wide adoption, fintechs are now building a holistic ecosystem. Banks have much to gain in this process if they move quickly. The post Fintech 2.0: Is Your Bank Ready for the ‘Great Rebundling’? appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

NOVEMBER 1, 2021

Combinations multiply as financial institutions face increased demand for digital services and fintechs need a more stable business model. The post Bank+Fintech Partnerships Grow More Urgent as Pressure Rises for Both appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

JUNE 7, 2021

Payments giant plays middleman in encouraging partnerships – versus war – between fintechs and banking providers. The post Visa Brings Fintech+Bank Match-Up Project to the U.S. appeared first on The Financial Brand - Banking Trends, Analysis & Insights. It also benefits.).

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The Financial Brand

SEPTEMBER 9, 2021

Current isn't just another fintech. The post Fintech Success Story: How ‘Current’ Is Rising To Be The #2 Neobank appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Equipped with all its own technology, the neobank's Gen Z strategy targets legacy institutions.

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The Financial Brand

AUGUST 24, 2021

The post Banks’ Poor Use of Data Drives Business Customers to Fintechs appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Despite progress in analytics, data-driven decision-making lags, especially with SMB customers, making them susceptible to poaching.

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The Financial Brand

JUNE 2, 2021

Acting chief at the national banking regulator wants to end fragmented views on financial innovation and has made CRA reform a top priority. The post New OCC Chief Targets Fintech/Banking Deals & Crypto for Scrutiny appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

JUNE 13, 2021

New data confirms that consumer loyalties are shifting rapidly to large fintechs like PayPal, and that digital payments are a key reason. The post Payments and Digital Drive Consumers to Big Fintechs appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

AUGUST 19, 2024

This article 7 Fintech Trends Banks Should Be Watching Now — plus 8 More to Anticipate appeared first on The Financial Brand. Bank trend spotters must weigh new wrinkles among the 'usual suspects' but must also pinpoint tomorrow's opportunities.

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The Financial Brand

SEPTEMBER 30, 2021

Signs point to stricter rules for how nonbanks can use banking terms in their apps and marketing, complicating banking-as-a-service deals. The post Will Regulators ‘De-Bank’ Challengers, Neos, Cryptos & Fintechs? appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

DECEMBER 15, 2021

The trend isn't the end of relationship banking, but partnering and a niche market focus will be essential, especially as CRE lending slows. The post The Convergence of Fintech & Banking Is Transforming Business Lending appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

NOVEMBER 3, 2021

Synthetic banking' as practiced by fintechs and banking as a service users is targeted by the acting national bank regulator. The post Will Regulators Stuff the Fintech Genie Back into the Bottle? appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

JANUARY 26, 2022

The post How Walmart’s Latest Deal Could Impact the Future of Fintech appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Neobanks that crave capital remain wary of losing control in an acquisition with a big corporation. They remember Simple and Azlo.

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The Financial Brand

SEPTEMBER 21, 2021

The post Banking-as-a-Service Sharply Alters the Roles of Banks and Fintechs appeared first on The Financial Brand - Banking Trends, Analysis & Insights. BaaS' is redefining when and where all types of companies provide financial services. There are huge implications for legacy institutions.

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The Financial Brand

AUGUST 23, 2021

The post More Banks Eye Rent-a-Charter Business Model for Fintechs & Neobanks appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Here’s why you might want to jump on the BaaS train while it’s still in the station.

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The Financial Brand

JANUARY 12, 2022

to fully embrace open banking, even though consumers routinely link third-party apps to their bank accounts. The post New Data: People Don’t Trust Open Banking or Fintechs, But Use Both appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

AUGUST 11, 2021

Sharply different approaches distinguish fintechs from established institutions. The post 3 Culture Changes Can Give Any Financial Marketer Fintech-Like Results appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Yet key principles of startups can be applied by anyone.

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The Financial Brand

JULY 12, 2021

Critics say administration focuses too much on traditional bank and bank combinations and not enough on the real world. The post Biden Attack on Bank Mergers Ignores Neobanks and Fintech Trends appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

DECEMBER 19, 2021

The post Banks Are All Fintechs Now (or Soon Will Be), But Do They Have the Right Talent? appeared first on The Financial Brand - Banking Trends, Analysis & Insights. A new report flags the skills gap financial institutions face as the industry becomes more tech driven. Altering hiring criteria is crucial.

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The Financial Brand

OCTOBER 10, 2021

The post Card-Issuing Bank Takes on Fintechs with Its Own BNPL Plan appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Leading traditional credit card issuer crosses the line into merchant-supported buy now, pay later lending.

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The Financial Brand

JANUARY 4, 2022

A few institutions have abandoned 'bank' in their branding. The post Why Some Institutions Dropped ‘Bank’ from Their Brand (and Why Most Shouldn’t) appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

SEPTEMBER 12, 2021

The post Banks Are Arming to Win the Digital Lending War With Fintechs appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Increasing demand for digital loans and faster decisions is changing the face of consumer lending.

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The Financial Brand

AUGUST 16, 2021

The post This Fintech Lender Has Big Plans to Be More Than ‘Just a Bank’ appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Brex aims to build a vast customer base of small-to-midsize businesses, which it says are underserved by traditional institutions.

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The Financial Brand

JUNE 9, 2021

Consumers like the sound of getting a loan from a fintech provider instead of a traditional institution, but at what cost? The post Fintech Lending Is On The Rise, But Default Rates Aren’t Pretty appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

DECEMBER 5, 2021

Hands down, speed is the biggest competitive advantage a bank or credit union can have. The post 3 Ways Any Financial Institution Can Move with Fintech Speed appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Here's why, and what it takes to dial it up.

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The Financial Brand

AUGUST 9, 2021

Personalization via 'Netflix-style' banking, financial gamification, and super-app strategy will help traditional institutions adapt. The post Three Fintech Trends Banks and Credit Unions Can’t Ignore appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

JULY 5, 2021

The post Consumers Funding Construction Loans in Innovative Fintech Model appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Online platform brings upscale retail investment funding to smaller markets, providing housing and related construction credit opportunities.

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The Financial Brand

JULY 15, 2024

This article Supreme Court Rulings May Shake Up Banking Entry Decisions in Fintechs’ Favor appeared first on The Financial Brand. Analysis: Four decisions, taken together, may help fintechs and other nontraditional applicants seeking entry into the banking system.

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The Financial Brand

JANUARY 8, 2023

This article Banks Increase Collaboration With Fintechs and Third Parties appeared first on The Financial Brand. Fintech firms and third-party solution providers are speeding the development of new business models in banking through collaborative innovation.

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The Financial Brand

SEPTEMBER 28, 2021

The post Both Banks & Fintechs Blow It With Financial Wellness… What’s Wrong? appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Many financial institutions fail in an area of rising importance to consumers.

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The Financial Brand

OCTOBER 31, 2023

This article How Fintech Transformation Impacts the Future of Retail Banking appeared first on The Financial Brand. As fintechs still reshape banking, their focus on profits over scale does not diminish the competitive threat — or collaborative opportunity.

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The Financial Brand

JUNE 27, 2021

As a new normal begins both must take a fresh look at what they are doing with mobile apps and beyond or get beaten by large national banks. The post Two Emerging Trends Signal Trouble for Both Fintechs & Regional Banks appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

AUGUST 31, 2021

Framework takes into account all from funding to management depth to business recovery strength to lead to good choices by community banks. The post Bank Regulators Set Risk Guidance for Fintech Partnerships appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

SEPTEMBER 8, 2021

Given the burgeoning role of fintechs and big techs in banking, legislators and analysts are raising the call for more regulations. The post Regulators’ Revenge: Fintechs’ Success Spurs Calls for More Oversight appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

MAY 2, 2024

This article Hoodies and Suits: Can Banks and Fintechs Learn to Speak the Same Language? appeared first on The Financial Brand. A good book title would be 'Fintechs are from Silicon Valley, Banks are from South Dakota.' This article Hoodies and Suits: Can Banks and Fintechs Learn to Speak the Same Language?

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The Financial Brand

FEBRUARY 14, 2024

This article The Outlook for Bank and Fintech M&A in 2024 appeared first on The Financial Brand. Banks and fintechs' interest in M&A is waning. This article The Outlook for Bank and Fintech M&A in 2024 appeared first on The Financial Brand.

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