The Financial Brand

DECEMBER 8, 2021

Some view soaring BNPL as an existential threat to credit cards and traditional bank loans. The post Is ‘Buy Now, Pay Later’ the Future of Consumer Lending? appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Others argue there are strong opportunities.

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The Financial Brand

JUNE 23, 2021

Traditional institutions exploited holes in fintechs' consumer lending model, especially relating to service. The post Fintech Lenders Stumble While Banks and Credit Unions Gain appeared first on The Financial Brand - Banking Trends, Analysis & Insights. But technology is still key.

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The Financial Brand

AUGUST 3, 2021

When a fintech buys a bank, what happens? The post CEO Reveals Plans for LendingClub’s Unique Fintech+Bank Model appeared first on The Financial Brand - Banking Trends, Analysis & Insights. In this case, voracious loan acquisition is combined with a huge potential for primary checking.

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The Financial Brand

JANUARY 5, 2022

Fintechs are making deep inroads in the small business banking market, including lending, forcing banks to up their game. The post Top Trends Transforming Business Banking in 2022 and Beyond appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

AUGUST 16, 2021

The post This Fintech Lender Has Big Plans to Be More Than ‘Just a Bank’ appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Brex aims to build a vast customer base of small-to-midsize businesses, which it says are underserved by traditional institutions.

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The Financial Brand

JANUARY 31, 2022

The post 6 Ways Plaid Sees Fintech and Banking Evolving in 2022 appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Neobanks and traditional institutions face a period of intense change, driven by technology, but framed within new political realities.

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BankBazaar

AUGUST 7, 2019

Owing much to the changes in banking trends and the emergence of fintech companies, millennials across India have become open to the idea of borrowing credit. But there’s a major issue that quietly cripples this trend. Well, thankfully, we’ve moved on from this ancient system and aren’t we glad or what! New to credit?

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PYMNTS

FEBRUARY 27, 2019

These market conditions may not seem ripe for FinTech innovation, but where there are challenges, there are opportunities. “With the Fourth Industrial Revolution, there are FinTech entrants,” he said. Collaboration with third parties, like alternative lenders, will also be key for the banking sector, he noted.

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PYMNTS

DECEMBER 27, 2019

With the possible exception of FinTechs that stand to gain from customer defections and perhaps some legacy banking competitors, no one is rooting against the CUs. That help is forthcoming, as in the case of the Central Bank of Ireland , which is changing regulations to favor more CU lending with higher limits.

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Javelin Strategy & Research

NOVEMBER 8, 2024

With one report per practice area, we offer strategic insights across Digital Banking, Fraud & Security, Payments, and Wealth Management. Even as debit cards remain durable and essential modes of payment, trends are coming to the fore that promise to create better consumer experiences, provide more ways to pay, and enhance the security.

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The Financial Brand

AUGUST 22, 2021

The fast-growing BNPL market, popular with Millennials and dominated by fintechs, is already siphoning billions in revenue from banks. The post Financial Institutions Must Address ‘Buy Now, Pay Later’ Problem Now appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

AUGUST 10, 2021

Fintechs and neobanks are adding competition with fresh ideas as major players prepare to spend for share. The post Innovation and Sheer Marketing Muscle Power Credit Card Battle appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

SEPTEMBER 12, 2021

The post One Fintech’s Plans Reveal How BNPL Could Spread Further Into Banking appeared first on The Financial Brand - Banking Trends, Analysis & Insights. An inside look at what makes 'buy now, pay later' so hot, from revenue streams to funding – from the perspective of market leader Sezzle.

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The Financial Brand

JULY 12, 2021

Fintechs came up with the popular 'early access to pay' feature. Now 'on-demand' pay kicks it up another notch, and banks are joining in. The post Why Banks & Credit Unions Should Pounce on the ‘Payday Revolution’ appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

JANUARY 3, 2024

A thaw in the M&A freeze, tougher attention to fintechs, continuing fair-lending attention and more promise turbulence in an election year. This article Washington Watch: 5 Issues Bankers Should Monitor in 2024 appeared first on The Financial Brand.

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The Financial Brand

OCTOBER 5, 2021

Mastercard's entry into the BNPL fray, following Square, Goldman and others, could alter the dynamics of what has been a fintech playground. The post Big New Entrants Turn Buy Now, Pay Later Wave Into a Tsunami appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

FEBRUARY 8, 2023

The National Credit Union Administration chairman discusses new regulations, worrisome lending trends, fintechs and more in a wide-ranging interview. This article NCUA Chief Targets Rate & Liquidity Risks as Credit Unions Reframe Competitive Strategies appeared first on The Financial Brand.

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The Financial Brand

NOVEMBER 7, 2021

Research on the future of banking finds that most changes in the future of banking will be evolutions of the more recent past. The post 14 Surprising Projections on the Future of Banking appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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Fintech Labs Insights

FEBRUARY 3, 2017

It takes more than just one crystal ball to discern which trends will drive fintech innovation in 2017. To this end, here’s a roundup of predictions and prognostications on what the new year will bring in everything from artificial intelligence and the blockchain to payments and banking for the underbanked.

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The Financial Brand

JULY 5, 2021

The post How Amex + Kabbage Business Checking Will Disrupt the Status Quo appeared first on The Financial Brand - Banking Trends, Analysis & Insights. The offering (which also involves Green Dot) draws on heavyweight marketing and technology expertise targeting the lucrative SMB market.

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The Financial Brand

SEPTEMBER 16, 2021

The post Credit Cards Still Rule, But Face an Existential Threat From BNPL appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Consumers who adopted it during the pandemic say they are likely to continue using it.

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The Financial Brand

JANUARY 23, 2022

The post Can Banks Snatch Up BNPL Companies in an Overcrowded Marketplace? appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Square's pickup of Afterpay may accelerate consolidation in the BNPL market, providing a great opportunity for traditional institutions.

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The Financial Brand

FEBRUARY 3, 2022

The post Why Consumers Don’t Think BNPL Is ‘Debt’ (and Why That Matters) appeared first on The Financial Brand - Banking Trends, Analysis & Insights. What traditional lenders can learn from the buy now, pay later purchase of a $2,000 Givenchy little black dress.

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The Financial Brand

SEPTEMBER 26, 2021

Banks must balance pressure to grow consumer credit with the need to monitor payment performance as buy now, pay later trend boosts debt. The post Credit-Hungry Americans Like BNPL, Cards (and Whatever’s Next) appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

FEBRUARY 6, 2022

The post How Banks & Credit Unions Should Prepare for Rising Interest Rates appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Deposit strategies will be sharply impacted by the rapid pace of change, complicated further by several unprecedented economic factors.

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NCR

JANUARY 16, 2017

McKinsey notes in its 2015 Global Banking Annual Review : “The fight to hold on to customer relationships will be a high-stake struggle. ” Here are five key trends that financial institutions will have to be aware of in the coming years if they are to achieve this. .” More simplified operations.

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CB Insights

AUGUST 23, 2018

This is in part because customers no longer need to rely on banks for financial services — 60% of US bank customers say they are willing to try a financial product from a tech firm they already use, and that number rises to 73% for customers aged 18 — 34. JPM leads banks in active digital customers. Physical branch banking.

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South State Correspondent

MAY 13, 2024

The session also covered the new Georgia “merchant acquirer limited purpose bank” (MALPB) charter, which has the potential to be popular among fintechs wanting bank powers. This charter will give banks more competition in payments. The law firm of Sidley Austin held a session on the CFPB’s uniqueness.

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The Financial Brand

OCTOBER 20, 2021

Biden administration priorities like stepped-up fair-lending enforcement and policing mortgage lender behavior loom large. The post CFPB’s New Director is No Fan of Banks appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

OCTOBER 20, 2021

Biden administration priorities like stepped-up fair-lending enforcement and policing mortgage lender behavior loom large. The post CFPB’s New Director is No Fan of Banks appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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