Payments Source

JULY 1, 2020

An obscure-sounding statistic gives a fresh look at how dramatic the move to digital finance has been the past few months — and how permanent the move will be.

Banking Trends 207

Banking Trends Trends Compliance Fintech 207

Accenture

JUNE 23, 2022

However, the surge in banking M&A will shift from traditional acquisitions as banks clamor for disruptive technology and differentiated client experiences to defend profit pools that are under attack. In a soon-to-be-published study of banking and payments M&A and private….

Fintech 338

Fintech Study Technology Payments 338

The Financial Brand

JANUARY 20, 2022

Some, like Banking-as-a-Service are widely known. Not all trends will have equal impact. The post 9 Misunderstood Fintech Trends Impacting Retail Banking appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Others, like embedded finance and DeFi are emerging.

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Trends Retail Fintech Banking Trends 43

The Financial Brand

JULY 11, 2021

Banks and credit unions should view trends in the fintech space to determine where threats and opportunities exist and where resources should be deployed. The post 8 Fintech Trends Changing Banking Forever appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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Trends Fintech Banking Trends Analysis 43

The Financial Brand

NOVEMBER 27, 2023

This article Top 2024 Trends in Fintech & Payments: A2A, Digital Currencies, Digital Identities appeared first on The Financial Brand. Juniper Research identifies the top ten global trends that will drive the banking industry in 2024 and beyond their latest report.

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Trends Fintech Payments Branding 34

The Financial Brand

AUGUST 9, 2021

Personalization via 'Netflix-style' banking, financial gamification, and super-app strategy will help traditional institutions adapt. The post Three Fintech Trends Banks and Credit Unions Can’t Ignore appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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Trends Fintech Banking Trends Analysis 37

The Financial Brand

DECEMBER 18, 2023

This article Trends 2024: How Fintechs are Balancing Growth with Compliance Risk appeared first on The Financial Brand. Almost two-thirds of fintechs paid more than $250,000 in compliance penalties in 2023. This article Trends 2024: How Fintechs are Balancing Growth with Compliance Risk appeared first on The Financial Brand.

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Compliance Trends Fintech Branding 34

The Financial Brand

JULY 12, 2021

Critics say administration focuses too much on traditional bank and bank combinations and not enough on the real world. The post Biden Attack on Bank Mergers Ignores Neobanks and Fintech Trends appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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Trends Fintech Banking Trends Analysis 40

ATM Marketplace

JANUARY 31, 2023

2023 will be a big year for the Bank Customer Experience Summit, which gathers bankers, self-service vendors and fintechs to network and discuss banking trends. This year, the summit will be combined with the ICX Summit from Sept. 12 to 13 in Charlotte, North Carolina.

Customer Experience 103

Customer Experience North Carolina Charlotte Banking Trends 103

PYMNTS

DECEMBER 12, 2018

Financial institutions are in the midst of becoming more mobile, with many of those legacy operations opting to — or at least considering — working more closely with FinTech providers to upgrade services, retain customers and acquire new ones. The debut of 5G promises to add another tool that can aid such efforts. Latency Advantages.

Fintech 211

Fintech Mobile Analysis Technology 211

The Financial Brand

JANUARY 5, 2022

Fintechs are making deep inroads in the small business banking market, including lending, forcing banks to up their game. The post Top Trends Transforming Business Banking in 2022 and Beyond appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Trends 41

Trends Banking Trends Analysis Lending 41

The Financial Brand

JUNE 27, 2021

As a new normal begins both must take a fresh look at what they are doing with mobile apps and beyond or get beaten by large national banks. The post Two Emerging Trends Signal Trouble for Both Fintechs & Regional Banks appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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Regional Trends Fintech Banking Trends 31

The Financial Brand

OCTOBER 11, 2024

This article Four Fresh Trends That Will Flip Bank Marketing in 2025 appeared first on The Financial Brand. This article Four Fresh Trends That Will Flip Bank Marketing in 2025 appeared first on The Financial Brand.

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Trends Marketing Millennials Strategy 37

The Financial Brand

SEPTEMBER 1, 2021

Nerve, a mobile banking app started by two fintech marketing veterans, aims to help musicians deal with their unique financial needs. The post Does a New Neobank for Musicians Herald a Micro-Niche Trend? appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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Trends Banking Trends Analysis Branding 43

The Financial Brand

AUGUST 31, 2021

Banks and credit unions must 'lean into' technology to a much greater degree if they hope to prevent consumers from straying to fintechs. The post 9 Tech and Payment Trends Shaping Community Institutions’ Future appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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Trends Community Payments Banking Trends 42

The Financial Brand

JULY 1, 2021

While fintechs, neobanks and other new competitors threaten, the bank versus credit union battle continues. The post 7 Trends Credit Unions Must Jump On or Lose Essential Opportunities appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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Trends Banking Trends Analysis Branding 43

The Financial Brand

NOVEMBER 22, 2021

Skyrocketing adoption of fintech is not only changing the way consumers bank, it’s changing how they live, think, and interact with money. The post Millennials Now Trust Fintechs as Much as Banks appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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Millennials Fintech Banking Trends Analysis 43

The Financial Brand

DECEMBER 15, 2021

The trend isn't the end of relationship banking, but partnering and a niche market focus will be essential, especially as CRE lending slows. The post The Convergence of Fintech & Banking Is Transforming Business Lending appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Lending 42

Lending Fintech Banking Trends Analysis 42

The Financial Brand

AUGUST 2, 2021

Relationships with fintechs are quickly becoming an essential for survival, but they'll only work with three key factors in place. The post How Banks Can Ensure Fintech Partnerships Don’t Fail appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Fintech 43

Fintech Banking Trends Analysis Trends 43

The Financial Brand

FEBRUARY 3, 2022

Financial institutions can tap this trend to create engagement and embedded experiences. The post Top Mobile App Trends and What They Mean for Banking appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Consumers spend big bucks on gaming and shopping.

Trends 43

Trends Mobile Banking Trends Analysis 43

The Financial Brand

NOVEMBER 14, 2021

The solution lies in product innovation plus an embedded banking model. The post Two Big Trends That Will Change Banking Forever appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Great digital experience won't reverse shrinking revenue growth.

Trends 43

Trends Banking Trends Analysis Innovation 43

The Financial Brand

AUGUST 3, 2021

The torrent of fintech app downloads is radically altering the mobile banking landscape, pushing marketers to rethink strategies. The post What Traditional Banks Can Learn From Fintech Apps’ Explosive Growth appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Fintech 43

Fintech Banking Trends Analysis Strategy 43

The Financial Brand

NOVEMBER 15, 2021

Having achieved wide adoption, fintechs are now building a holistic ecosystem. Banks have much to gain in this process if they move quickly. The post Fintech 2.0: Is Your Bank Ready for the ‘Great Rebundling’? appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Fintech 43

Fintech Banking Trends Analysis Trends 43

The Financial Brand

AUGUST 3, 2021

When a fintech buys a bank, what happens? The post CEO Reveals Plans for LendingClub’s Unique Fintech+Bank Model appeared first on The Financial Brand - Banking Trends, Analysis & Insights. In this case, voracious loan acquisition is combined with a huge potential for primary checking.

Fintech 43

Fintech Banking Trends Analysis Trends 43

The Financial Brand

AUGUST 11, 2021

The post Don’t Surrender Retail Banking to Fintechs and Megabanks appeared first on The Financial Brand - Banking Trends, Analysis & Insights. If your financial institution isn't using consumer deposits to grow profitable relationships, you're overlooking a huge opportunity.

Retail 43

Retail Fintech Banking Trends Analysis 43

The Financial Brand

JUNE 23, 2021

The post The Top 11 Fintech Disruptors of 2021 appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Snapshots of established and up-and-coming digital players having an impact on key market segments within financial services.

Fintech 43

Fintech Banking Trends Analysis Trends 43

The Financial Brand

FEBRUARY 1, 2022

The post Four Technology Trends Radically Altering the Banking Model appeared first on The Financial Brand - Banking Trends, Analysis & Insights. 2022 looks to be a turning point for the industry amid the rise of platform business models, ecosystems, AI and end-to-end digitization.

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Trends Technology Banking Trends Analysis 40

The Financial Brand

NOVEMBER 3, 2021

Synthetic banking' as practiced by fintechs and banking as a service users is targeted by the acting national bank regulator. The post Will Regulators Stuff the Fintech Genie Back into the Bottle? appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Regulation 41

Regulation Fintech Banking Trends Analysis 41

Insights on Business

NOVEMBER 5, 2017

As Brexit inches closer to its culmination date of March 2019, one unanswered question from the impending exit from the EU is will London still be seen as the ‘ capital of Fintech ” in Europe? The UK is currently facing its most serious challenge so far as the fintech hub of Europe. and Europe, the U.K.

Fintech 96

Fintech San Francisco Capital Study 96

The Financial Brand

DECEMBER 15, 2021

From BNPL to super apps to real-time trends, payments will send bankers to their pain relievers of choice. The post 7 Major Payment Trends that Will Shake Up Banking in 2022 appeared first on The Financial Brand - Banking Trends, Analysis & Insights. But there's also opportunity.

Trends 43

Trends Payments Banking Trends Analysis 43

The Financial Brand

JANUARY 2, 2022

Banks and credit unions would do well to understand what's changed. The post Top Gen Z Trends Impacting Banking In The Year Ahead appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Gen Z's attitudes toward finance have shifted since the advent of Covid.

Trends 43

Trends Banking Trends Analysis Branding 43

The Financial Brand

NOVEMBER 1, 2021

Combinations multiply as financial institutions face increased demand for digital services and fintechs need a more stable business model. The post Bank+Fintech Partnerships Grow More Urgent as Pressure Rises for Both appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Fintech 43

Fintech Banking Trends Analysis Trends 43

The Financial Brand

JUNE 7, 2021

Payments giant plays middleman in encouraging partnerships – versus war – between fintechs and banking providers. The post Visa Brings Fintech+Bank Match-Up Project to the U.S. appeared first on The Financial Brand - Banking Trends, Analysis & Insights. It also benefits.).

Fintech 42

Fintech Banking Trends Analysis Trends 42

The Financial Brand

SEPTEMBER 9, 2021

Current isn't just another fintech. The post Fintech Success Story: How ‘Current’ Is Rising To Be The #2 Neobank appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Equipped with all its own technology, the neobank's Gen Z strategy targets legacy institutions.

Fintech 43

Fintech Banking Trends Analysis Strategy 43

The Financial Brand

JANUARY 26, 2022

The post How Walmart’s Latest Deal Could Impact the Future of Fintech appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Neobanks that crave capital remain wary of losing control in an acquisition with a big corporation. They remember Simple and Azlo.

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Fintech Banking Trends Analysis Trends 43

The Financial Brand

AUGUST 24, 2021

The post Banks’ Poor Use of Data Drives Business Customers to Fintechs appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Despite progress in analytics, data-driven decision-making lags, especially with SMB customers, making them susceptible to poaching.

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Data Fintech Analytics Banking Trends 43

The Financial Brand

SEPTEMBER 30, 2021

Signs point to stricter rules for how nonbanks can use banking terms in their apps and marketing, complicating banking-as-a-service deals. The post Will Regulators ‘De-Bank’ Challengers, Neos, Cryptos & Fintechs? appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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Regulation Fintech Banking Trends Analysis 42