Accenture: Banking

JUNE 2, 2020

In his report on the top 10 banking trends for 2020, our global banking lead, Alan McIntyre, made a telling observation: that the focus of Open Banking has shifted from payments initiation services to consumers’ data rights. The impact?

Payments 294

Payments Banking Trends Trends Data 294

Accenture: Banking

JANUARY 5, 2021

This thought leadership piece looks at Instant Payments in the Middle East – how this innovative trend being implemented in the region and elsewhere is changing the payments landscape, and what banks should do to fully leverage its value.

Payments 316

Payments Leadership Regional Trends 316

ATM Marketplace

APRIL 18, 2023

The Bank Customer Experience Summit will analyze the cutting edge of customer and banking trends and will be held in tandem with the Interactive Customer Experience Summit in Charlotte, North Carolina from Sept. 11 to 13.

Customer Experience 122

Customer Experience North Carolina Trends Charlotte 122

Chris Skinner

JULY 7, 2017

His work and publications have not only described the future of financial services and banking – it is shaping it as great many of the world’s leading banks look to Chris Skinner and his publications for advice and inspiration when shaping their strategies and solutions.

America 223

America Maine Trends Innovation 223

PYMNTS

FEBRUARY 27, 2019

These market conditions may not seem ripe for FinTech innovation, but where there are challenges, there are opportunities. Michael Sassoon, CEO of banking and technology firm Sasfin , recently told PYMNTS about some of the country’s biggest hurdles in small business FinServ — and what technology innovators hope to do about them.

Technology 190

Technology Industry Innovation Big Data 190

Accenture: Banking

MARCH 6, 2020

To respond effectively, they need to attain a similar degree of agility throughout their onboarding and customer lifecycle management (CLM) processes—enabling them to protect their revenue base, bring innovative products to market faster and deliver market-leading customer experiences. Achieving this means overcoming….

Customer Experience 195

Customer Experience Innovation Management Marketing 195

The Financial Brand

SEPTEMBER 8, 2021

Building a culture of innovation is at the foundation of success for financial institutions hoping to respond to the new opportunities of the marketplace. The post Banking Achieving Success With Innovation Efforts appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Innovation 43

Innovation Banking Trends Analysis Trends 43

Insights on Business

APRIL 6, 2017

As Jim Marous notes in his article, Top 10 Retail Banking Trends and Predictions for 2017 , “APIs were not even listed as a 2016 trend, but was #4 in 2017.”. They want a user experience that is designed, simple, easy to use, and innovative.

Las Vegas 194

Las Vegas Fintech User Experience Trends 194

The Financial Brand

JULY 29, 2021

Having innovation as a priority is the first step, but it rarely goes further without first overcoming common roadblocks. The post 4 Reasons Why Digital Banking Teams Struggle to Innovate appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Digital Banking 43

Digital Banking Innovation Banking Trends Analysis 43

The Financial Brand

OCTOBER 21, 2021

Successful banking innovation begins with a marketplace opportunity or problem as opposed to building a solution in search of a problem. The post WTF is Innovation in Banking? appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Innovation 39

Innovation Banking Trends Analysis Trends 39

The Financial Brand

SEPTEMBER 19, 2021

Few in banking would deny the importance of innovation. The post 4 Practical Ways to Create Lasting Innovation in Banking appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Yet many institutions fail to make changes that produce results. Here's why.

Innovation 43

Innovation Banking Trends Analysis Trends 43

The Financial Brand

NOVEMBER 21, 2021

The arguments pro and con provide key insights into banking's future. The post What Does Banking Need More: Customer Experience or Product Innovation? appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Some maintain CX has fallen in importance in the fintech age.

Customer Experience 43

Customer Experience Innovation Banking Trends Analysis 43

The Financial Brand

AUGUST 31, 2021

Bank labs lost some of their cachet, but many are still effectively working out of the limelight, including Amazon's new payments lab. The post What 5 Top Financial Innovation Labs Are Doing in 2021 appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Innovation 43

Innovation Banking Trends Analysis Trends 43

The Financial Brand

JANUARY 16, 2022

The post The Secret to Bank Innovation Goes Way Beyond ‘Culture Change’ appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Willingness to act when the outcome is unknown and to look for options on 'the edge of money' are crucial for financial institution growth.

Innovation 41

Innovation Banking Trends Analysis Trends 41

The Financial Brand

SEPTEMBER 22, 2021

Acting Comptroller draws parallels between booming blockchain-based currency businesses and innovations that ushered in the Great Recession. The post Bank Regulator Sees Cryptocurrency Innovation Creating ‘Fool’s Gold’ appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

cryptocurrency 39

cryptocurrency Innovation Regulation Banking Trends 39

The Financial Brand

AUGUST 10, 2021

The post Innovation and Sheer Marketing Muscle Power Credit Card Battle appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Fintechs and neobanks are adding competition with fresh ideas as major players prepare to spend for share.

Innovation 41

Innovation Cards Marketing Banking Trends 41

The Financial Brand

SEPTEMBER 15, 2021

The post Digital Banking Innovation Becomes Mandatory, Not an Advantage appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Improving service to consumers through digitization has gone beyond table stakes. Without it, don't even enter the casino.

Digital Banking 38

Digital Banking Innovation Banking Trends Analysis 38

The Financial Brand

JULY 5, 2021

The post Consumers Funding Construction Loans in Innovative Fintech Model appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Online platform brings upscale retail investment funding to smaller markets, providing housing and related construction credit opportunities.

Innovation 37

Innovation Fintech Banking Trends Analysis 37

The Financial Brand

OCTOBER 11, 2021

The post Payments Innovation Explodes, Sparked by Pandemic Disruption appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Squeezed by rapid changes, traditional providers scramble to meet the challenge of what a new Capgemini report calls a 'Payments 4.X'

Innovation 36

Innovation Payments Banking Trends Analysis 36

The Financial Brand

JANUARY 6, 2019

2019 banking trends and outlooks from financial services leaders and influencers as well as financial institutions from around the world. The post Top 10 Retail Banking Trends and Predictions For 2019 appeared first on The Financial Brand.

Banking Trends 33

Banking Trends Trends Retail Branding 33

PYMNTS

SEPTEMBER 29, 2020

What has shifted most during the pandemic are consumers’ views on the data privacy and online security standards attached to these digital transactions, Oren Paran , managing director for Israeli retail startup firm Retail Innovation Club , explained in an interview with PYMNTS. Online Payments Drive Privacy Concerns.

Payments 172

Payments Online Regulation Retail 172

The Financial Brand

NOVEMBER 22, 2022

This article Top Retail Banking Innovation Trends for 2023 appeared first on The Financial Brand. Banks are better positioned to generate positive results from innovation initiatives. This article Top Retail Banking Innovation Trends for 2023 appeared first on The Financial Brand.

Trends 43

Trends Innovation Retail Branding 43

Accenture: Banking

APRIL 4, 2017

Consumers will expect their banks to be there regardless of who owns the platform. The ancient Chinese were innovators. Banks also need to be innovators to protect their business models as the competitive and regulatory rain clouds gather.

Technology 173

Technology Trends Survey Customer Experience 173

PYMNTS

JUNE 24, 2019

Financial institutions are constantly on the hunt for an edge when it comes to mobile banking and other innovations, and that’s playing out with new, emerging 5G mobile network technology. One of the most recent developments comes from Spain-based bank Santander. Low Latency.

Mobile 116

Mobile Fintech Technology Analysis 116

Jack Henry

JANUARY 31, 2024

Amid banking trends, fintech trends, and other emerging factors, the financial services sector is no stranger to change. As we kick off the new year, it’s always a great time to reflect on the past and look forward to the future. Competition is fierce, technology is converging, and user experience is changing by the day.

Trends 97

Trends User Experience Banking Trends Technology 97

The Financial Brand

OCTOBER 21, 2021

Moving ahead with digital banking projects during a merger integration is tough. The post 3 Reasons Financial Institutions Can’t Let Mergers Stall Innovation appeared first on The Financial Brand - Banking Trends, Analysis & Insights. But the consequences of not doing so are far worse.

Innovation 33

Innovation Banking Trends Analysis Digital Banking 33

PYMNTS

DECEMBER 27, 2019

Early innovators managed cooperatives using the same founding principle that CUs use today: members-first finance in place of indifferent, legacy-style banking. That help is forthcoming, as in the case of the Central Bank of Ireland , which is changing regulations to favor more CU lending with higher limits.

Digital Banking 130

Digital Banking Millennials Banking Trends Mobile 130

PYMNTS

NOVEMBER 14, 2017

With Europe just weeks away from PSD2 coming into effect, banks across the region are gearing up to get on-board with one of the regulation’s main objectives: to promote open banking and stir up competition and innovation in the financial services market. the banks weren’t having it.

Fintech 164

Fintech Regulation Regional Data 164

PYMNTS

JANUARY 25, 2019

Data integration is key for any area of the enterprise, but data sharing between financial platforms is now one of the biggest focuses for enterprises and their financial service providers, particularly as open banking trends begin to simmer in the U.S.

Data 173

Data Survey Analysis Technology 173

Celent Banking

JUNE 12, 2015

In order to maintain (and hopefully grow) corporate banking revenue and market share, banks need to address the top trends outlined in the report in the context of Celent’s three overall financial services technology themes: • Digital and Omnichannel. Innovation and Emerging Technologies.

Lending 100

Lending Trends Meeting Banking Trends 100

The Financial Brand

JANUARY 24, 2022

Lesson One: Don't be an ivory tower of digital banking tech. The post How American Express Digital Labs Creates Payments Innovations appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Lesson Two: Don't be afraid to partner with a leader instead of butting heads.

Innovation 29

Innovation Payments Banking Trends Analysis 29

The Financial Brand

MARCH 12, 2023

This article Failure of Silicon Valley Bank May Foreshadow Innovation Crisis appeared first on The Financial Brand. venture-backed startups banked with SVB. This article Failure of Silicon Valley Bank May Foreshadow Innovation Crisis appeared first on The Financial Brand. 50% of U.S.

Innovation 37

Innovation Branding Banking Trends Trends 37

The Financial Brand

NOVEMBER 14, 2021

The solution lies in product innovation plus an embedded banking model. The post Two Big Trends That Will Change Banking Forever appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Great digital experience won't reverse shrinking revenue growth.

Trends 43

Trends Banking Trends Analysis Innovation 43

The Financial Brand

JANUARY 4, 2024

This article Why New Market Conditions Require a Refreshed Approach to Banking Innovation appeared first on The Financial Brand. There's good news: Banks and credit unions may be uniquely positioned in 2024 to pursue radical reinvention.

Innovation 36

Innovation Marketing Branding Banking Trends 36

The Financial Brand

FEBRUARY 5, 2023

This article Shakeup in Retail Banking Strategy Spurs Product and Branch Innovation appeared first on The Financial Brand. Amazon Prime-like product design, custom pricing based on the overall relationship and fresh emphasis on consultative branches are banking's future.

Strategy 34

Strategy Innovation Retail Branding 34

The Financial Brand

OCTOBER 20, 2021

Most banks and credit unions approach innovation by product or channel, leaving them struggling to keep pace with digital banking leaders. The post How Financial Institutions Can Stop Chasing Their Tail Digitally appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Banking Trends 41

Banking Trends Analysis Digital Banking Trends 41

The Financial Brand

JUNE 2, 2021

Acting chief at the national banking regulator wants to end fragmented views on financial innovation and has made CRA reform a top priority. The post New OCC Chief Targets Fintech/Banking Deals & Crypto for Scrutiny appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Fintech 43

Fintech Banking Trends Analysis National 43