PYMNTS

DECEMBER 8, 2017

The others, however, are working with more cutting-edge tech, including bitcoin and artificial intelligence (AI), and just so happened to see the largest funding rounds of the week. Axiom Capital, AME Cloud Ventures and other investors also participated in the funding, which brings Happay’s total valuation to as high as $55 million.

Bitcoin 139

Bitcoin Analytics Payments Capital 139

PYMNTS

JANUARY 26, 2018

Bitcoin breeched a key psychological barrier on news that the South Korean government would tax income earned by virtual currency exchanges to the tune of 24.2 Thus, bitcoin traded below $10,000, and cryptos traded down in sympathy. And lest you think changes in tax policy sow confusion only in the United States, think again.

Bitcoin 123

Bitcoin Taxes cryptocurrency Regulation 123

PYMNTS

JULY 17, 2019

million in a seed round, led by Reddit Co-Founder Alexis Ohanian’s venture fund, Initialized, with participation from Golden Ventures, Polychain, Coinbase, Digital Currency Group, and Inovia Capital. The company has already built an online game, SkyWeaver, now in private testing, which innovates on the popular trading card genre.

blockchain 101

blockchain Bitcoin Video Security 101

Accenture

FEBRUARY 28, 2017

Contactless card transactions in the UK will rise to between 6bn – 9bn txns in 2017, and 20bn – 30bn txns across Europe (compared to my forecasts a year ago of 3bn txns for UK and 9bn txns for Europe for 2016). However, banks will continue investments in blockchain technology, but mainly in capital markets, outside of payments.

Payments 150

Payments Bitcoin Samsung Fraud 150

Accenture

FEBRUARY 28, 2017

Contactless card transactions in the UK will rise to between 6bn – 9bn txns in 2017, and 20bn – 30bn txns across Europe (compared to my forecasts a year ago of 3bn txns for UK and 9bn txns for Europe for 2016). However, banks will continue investments in blockchain technology, but mainly in capital markets, outside of payments.

Payments 150

Payments Bitcoin Samsung Fraud 150

PYMNTS

JANUARY 13, 2017

Amazon Prime (Now With Credit Card!). As Amazon does its part to change the way we shop and pay, here’s another shot across the retail bow: Amazon now has a credit card for its Prime members, giving 5 percent back on every purchase, and there is no additional fee for the card (as it is included with the Prime membership).

Bitcoin 100

Bitcoin Retail Branding Cards 100

PYMNTS

FEBRUARY 28, 2020

In giving some insight into methodology, Intsights said the method used “is similar to mixers, where the actor will deposit Bitcoin into the exchange account and trade it for various Altcoins. Carding” is also a fraudster favorite, according to the report.

America 217

America cryptocurrency Regional ATM 217

PYMNTS

DECEMBER 31, 2019

In data coming into the end of the year, Risk Based Security said hackers had accessed 7.9 High tech — the social media kind — also proved to be a lure for hackers, and where cumulatively 617 million records went on sale on the dark web in February for about $20,000 in bitcoin. At a high level, the numbers are staggering.

Data 145

Data social media Security Report 145

PYMNTS

JUNE 19, 2019

Some of the more notable members include Mastercard, Visa, PayPal, Stripe, PayU, Andreessen Horowitz, Union Square Capital, Coinbase, Xapo, eBay, Uber, Lyft, Farfetch, Mercado Pago, Spotify and Vodafone. This is why Facebook’s Libra will not compete with bitcoin.”. Facebook said it simply wants to give the 1.7 He said to forget the 1.7

cryptocurrency 149

cryptocurrency Bitcoin blockchain Regulation 149

Bank Innovation

JUNE 8, 2018

Bitcoin mania has died down in the fintech world, and the conversation has shifted to technologies like voice banking, payments, and alternative credit scoring. What is the state of banking innovation today? Each year, we poll the industry to find out. This year, the pressure for banks to innovate is high, as banks no longer […].

Innovation 220

Innovation Bitcoin Fintech Industry 220

PYMNTS

AUGUST 22, 2016

It’s hard to find POS terminals that will take a government-subsidized debit card in local villages in India, where more than 60 percent of the country’s citizens live. It’s not the safest thing to do, nor is it the most financially sophisticated, but it makes some people feel secure. Reality Check: Bitcoin Is For Criminals.

Payments 100

Payments Bitcoin Cards Taxes 100

PYMNTS

JUNE 19, 2019

Some of the more notable members include Mastercard, Visa, PayPal, Stripe, PayU, Andreessen Horowitz, Union Square Capital, Coinbase, Xapo, eBay, Uber, Lyft, Farfetch, Mercado Pago, Spotify and Vodafone. This is why Facebook’s Libra will not compete with bitcoin.”. The crypto community had a lot to say. He said that forget the 1.7

cryptocurrency 100

cryptocurrency Bitcoin blockchain Regulation 100

Jeff For Banks

DECEMBER 12, 2015

We must be moments away from downloading a gamified banking app via our Google Glass, paying in Bitcoins using Apple Pay! And I've used gamified, Google Glass (so passe), Apple Pay, and the piece de resistance, Bitcoin. So FinTech (six) firms need capital and revenues to grab a foothold in the financial services market.

Fintech 60

Fintech Capital Cards Bitcoin 60

PYMNTS

OCTOBER 10, 2016

The CFPB dropped its latest set of regulations for prepaid payments cards , to some cheers (for offering clarity on fees) and some jeers (for thinking that prepaid cards are credit products and require underwriting for $25, 24-hour overdrafts). Quorum is also run directly by Chief Executive James Dimon.

Samsung 100

Samsung Google blockchain Bitcoin 100

PYMNTS

MAY 15, 2017

That means bitcoin. What Does Any of This Have To Do With Bitcoin? Bitcoin is a fascinating technology on the merits. Bitcoin uses math — and math equations that anyone can solve and see — to provide this cash-like feature. And why we might need to channel our inner Frances Kelsey to help get us there.

Bitcoin 155

Bitcoin Regulation Innovation Fintech 155

CB Insights

MAY 8, 2018

And, although Google searches for “bitcoin” and “blockchain” have slid, companies are still flush with cash from 2017’s ICO boom, cryptocurrency price run-up, and venture capital investment — and are spending it. The rise of security tokens as a distinct asset class. Venture activity. Corporate activity. End of story.”

blockchain 75

blockchain Trends Technology cryptocurrency 75

PYMNTS

DECEMBER 30, 2020

Massachusetts securities regulators recently sued the company , alleging that it exposes investors to “unnecessary trading risks” and prompts inexperienced investors to trade frequently through the “gamification” of stock-market investing. Bitcoin hit an all-time intraday high of 28,288.84 Coinbase ($8 Billion+) . on March 13.

Marketing 198

Marketing Company Online Report 198

PYMNTS

OCTOBER 20, 2018

and was followed by the great cybercriminal migration to the web and card-not-present transactions. I’ve watched the credit card industry almost from the beginning, and we got in early. “What we have seen to be true is that the American public likes to reach into their wallet and pull out a card.”. True in 2009.

Innovation 177

Innovation Payments Cards Retail 177

Lex Sokolin

JULY 1, 2019

Goldman Sachs entered and dominated personal digital lending, runs a neobank and roboadvisor, bought a large digital wealth footprint in United Capital, launched a credit card in partnership with Apple, and is now looking into cryptocurrency stablecoins ?—?something Do you think we will see another moment like this in our careers?

Bitcoin 40

Bitcoin System Software blockchain 40

Gonzobanker

NOVEMBER 9, 2015

Samsung bought LoopPay with its Magnetic Secure Transmission technology, which gives it the ability to reach merchants in a way that other wallets cannot due to having both the NFC (near-field communication) and MST (magnetic secure transmission) technologies. Innovation in security. Apple Pay … not. Two things.

blockchain 60

blockchain Bitcoin Lending Innovation 60

Lex Sokolin

AUGUST 5, 2019

Capital One recently suffered a data breach resulting from poor security practices that exposed 100 million credit card applications and accounts. Two years back, Equifax lost 140 million identities, again from poor security practices. Capital One’s estimate for $150 million on $28 billion seems off, to say the least.

Data 40

Data Security System US 40

Lex Sokolin

AUGUST 5, 2019

Capital One recently suffered a data breach resulting from poor security practices that exposed 100 million credit card applications and accounts. Two years back, Equifax lost 140 million identities, again from poor security practices. Capital One’s estimate for $150 million on $28 billion seems off, to say the least.

Data 40

Data Security System US 40

Gonzobanker

DECEMBER 22, 2020

By creating secure and productive remote work environments for employees and helping their teams deal with the stress of working at home (with kids learning from the same house, spouses working in the next room, and myriad other pressure points). billion is just glad we own some Bitcoins at this point.

Idaho 163

Idaho Community Industry Strategy 163

CB Insights

NOVEMBER 2, 2017

It’s been nearly a decade since the financial crisis exposed how a weak risk management framework and lack of governance can almost permanently debilitate even one of the strongest capital markets. Fenergo has raised $80M in equity funding from Insight Venture Partners, Investec Ventures, and Aquiline Capital Partners.

Compliance 72

Compliance Regulation blockchain Software 72

Lex Sokolin

SEPTEMBER 3, 2020

Who secures it? The illustration above shows the progression from main frame computers, to standalone desktops and laptops running local software, to the magnificence and efficiency of cloud computing accessed through the interface of the mobile device, to now open source programmable blockchains secured by computational mining.

blockchain 52

blockchain Software Capital Technology 52

PYMNTS

SEPTEMBER 3, 2018

The charges came three months after a previous legal action, where Holmes was on the receiving end of a civil lawsuit from the Securities and Exchange Commission (SEC), amid allegations of “massive fraud.” That represents a 6 percent crash in over a day, kicked off by bitcoin dropping $300 in just over an hour and 4.5 billion euros.

Branding 100

Branding Cards Fraud Marketing 100

PYMNTS

MARCH 31, 2020

This week’s look at payment rail innovation explores how corporates and FinTech providers embrace variety to ease friction in card acceptance, employee payroll and invoice payments. Plastiq Eases Card Rail Friction. Instead, new research suggests embracing multiple rails can drive revenue. Payroll Rails Offer Employee Relief.

Payments 193

Payments blockchain Cards cryptocurrency 193

PYMNTS

MARCH 2, 2018

Bitcoin mining, like its real-world counterpart, uses a lot of power. The most accepted answer comes from cryptocurrency tracking site Digiconomist , which estimates bitcoin mining eats up about 3.4 However, some say that puts the power consumption needs of bitcoin at half the Digiconomist figure, and some say that nearly doubles it.

Bitcoin 104

Bitcoin cryptocurrency Taxes Community 104

Fintech Labs Insights

AUGUST 5, 2016

Bitcoin exhange & wallet. Stealth bitcoin payments . Multi-merchant credit/debit card loyalty progam. Credit card & mobile payments fraud protection. Tags: Consumers, mobile payments, credit/debit cards, security, fraud protection. Source: FT Partners. Latest round: $10.5 Total raised: $117.2

San Francisco 12

San Francisco Company New York City Fintech 12

Fintech Labs Insights

JUNE 6, 2016

Capital Float. Working capital financing. Tags: SMB, payments, blockchain, crypto-currency, bitcoin, payments. Total raised: $35 million. HQ: Daytona Beach, Florida. Source: Crunchbase. Latest round: $25 million Series B. Total raised: $41 million. HQ: Bangalore, India. Source: FT Partners. Latest round: $22.8 TechBureau.

Company 12

Company Fintech San Francisco New York City 12

Fintech Labs Insights

AUGUST 8, 2016

Lost/stolen credit & debit card solution. Bitcoin-based mPOS technology. Bitcoin exchange. Tags: Consumer, cyrpto-currency, bitcoin, blockchain, payments, remittances. Platform for investing in early-stage startups. Latest round: $14.4 million Debt. Total raised previously: Unknown. HQ: New York City. million Seed.

Company 12

Company Fintech New York City blockchain 12

CB Insights

MARCH 27, 2018

As with a couple other companies on this list, the coinciding meteoric rise in Bitcoin price likely helped buoy investor interest in all things crypto at the time.). In late December, Riot Blockchain’s stock rose dramatically once more to hit a new high, likely buoyed by the corresponding spike in bitcoin price. NXT-ID INC.

blockchain 48

blockchain Company cryptocurrency Bitcoin 48

Fintech Labs Insights

MARCH 4, 2019

youth to obtain a credit card. So most rely on debit cards for spending. However, debit cards don’t help in establishing credit for the estimated 45 million American adults without a credit score ( see note 1 ). Even before ubiquitous Visa/Mastercards, students in the ’70s and ’80s students easily obtained gasoline charge cards.

UX 12

UX Austin Security Cards 12

Fintech Labs Insights

MARCH 1, 2016

Although we saw one high-flying fintech unicorn crash to earth this week , the fintech sector continued to attract significant capital with 21 companies raising $214.8 Snoopwall landed a cool million for its security solutions. FlexScore was bought by United Capital . Data security for financial institutions.

New York City 12

New York City Company Fintech San Francisco 12

Fintech Labs Insights

SEPTEMBER 18, 2016

Speaking topics will span the fintech spectrum with payments, blockchain, investment, big data, finance and wealth management, security, and more. NuData Security. Personal Capital. Capital One. United Capital. Venture Capital Journal. Apex Clearing. AutoGravity. DefenseStorm. Devexperts. DriveWealth.

Cleveland 12

Cleveland Tennessee UX California 12

Fintech Labs Insights

MAY 19, 2016

Japanese Bitcoin exchange. Mexican Bitcoin exchange. Payment security technology. AI for capital markets news. Tags: SMB, merchants, security, payments, POS, credit/debit cards, authorization. Source: Crunchbase. International payments service. Latest round: $38.5 million Series C. Total raised: $61.5

San Francisco 18

San Francisco Company Fintech California 18

Fintech Labs Insights

MARCH 28, 2016

Smart contract platform tied to bitcoin. Connects marketplace lenders to institutional capital. Debit card with company-driven expense rules. Nigerian online credit card processor. Tags: SMB, merchants, acquiring, credit/debit cards, acquiring, Y Combinator (investor). Blockchain forensics tools. CrowdStreet.

Company 12

Company Fintech San Francisco New York City 12