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6 Digital Payment Trends Set to Transform 2025

Perficient

These changes require significant adjustments in risk management, compliance frameworks, and operational protocols. Beyond payments, businesses should integrate lending, insurance, and investment options directly into their platforms through embedded finance. Regulatory clarity will drive adoption, with the U.S.

Trends 221
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6 Digital Banking Trends for 2025

Perficient

The rise of digital banking, cryptocurrency, blockchain, and AI adoption across banking operations will prompt regulatory bodies to implement clearer frameworks and guidelines to ensure stability and consumer protection. Recommended Approach: Navigating constant changes in risk and regulatory environments is crucial for banks in 2025.

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How Opening Bank Data Can Transform SMB Lending

PYMNTS

FinTechs continue to push the envelope to see how far open banking frameworks can go in improving the SMB banking experience, and increasingly, SMB lending is shifting to the center of these collaborative efforts. In the U.K., While more financial service providers in the U.S. “The roadmap to regulation has been in place [in the U.K.]

Lending 233
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Congratulations to All Celent Model Bank 2017 Award Winners!

Celent Banking

The programme then split into parallel Banking, Insurance and Wealth and Asset Management tracks before reconvening again to close with a series of debates between Celent analysts on three topics: Internet of Things, artificial intelligence and blockchain. Risk Management. Lending Product. Bank of America, USA.

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Renaud Laplanche’s Second Act

PYMNTS

Which leads to the interesting case of Renaud Laplanche, the co-founder and former CEO of Lending Club and the co-founder and current CEO of online lender Upgrade. Both Lending Club and Laplanche are currently facing shareholder litigation that claims they concealed material weaknesses in the online lender’s ability to monitor its operations.

Lending 122
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Regtech in banking: How emerging technology helps keep banks compliant

Abrigo

Regtech is simply the use of technology such as AI, machine learning, natural language processing, and blockchain to improve the way businesses manage regulatory compliance. Keeping up with OFAC Russian sanctions , customer due diligence regulations, and consumer lending compliance expectations can be challenging.

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Regtech in banking: How emerging technology helps keep banks compliant

Abrigo

Regtech is simply the use of technology such as AI, machine learning, natural language processing, and blockchain to improve the way businesses manage regulatory compliance. Keeping up with OFAC Russian sanctions , customer due diligence regulations, and consumer lending compliance expectations can be challenging.