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Design Lab Will Fuel USAA’s AI, UX Efforts, Exec Says

Bank Innovation

Most established banks already have “innovation labs” – which focus on identifying fintech trends and partnerships – in place, and many test distributed ledger technology applications in “blockchain labs.” USAA took a different route: the […].

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Bitcoin Daily: Monerium Partners With Algorand To Enable Blockchain Transactions; Square To Build Lightning Development Kit To Enhance Bitcoin Wallets

PYMNTS

Monerium, a startup based in Iceland that has a European Economic Area (EEA) e-money license, has teamed up with Algorand, a blockchain with a highly scalable consensus algorithm, according to a report Tuesday (Jan. Monerium stores fiat currency deposits for clients and releases them in a digital form on a blockchain. 21) by Coindesk.

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Bitcoin Daily: Facebook Posts 22 Blockchain Jobs; Bitcoin Trader Scam Costs Investors $1.5M

PYMNTS

In other news, Facebook now has 22 blockchain-related job postings on its LinkedIn page. The Next Web pointed out that it appears Facebook is mainly looking for blockchain pros in marketing, UX design, product management, software engineering, and legal. A man in the U.S.

Bitcoin 144
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Will MoIP impact like VoIP?

Chris Skinner

I’ve talked about open sourcing banking and finance by converting everything to components (APIs) that can be plug and played into any front-end user experience (UX) through apps and devices, supported by data analytics, cloud and blockchain to reduce and automate the back office.

UX 150
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Payment Rails Latest To Roll Out API-Enabled Global Business Payments Platform

PYMNTS

The platform is built on blockchain technology provided by Ripple to offer liquidity management and support domestic or cross-border transactions. Earlier this week, another cross-border payments company, nanopay, announced the launch of its own B2B payments solution that similarly supports API connectivity.

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How Innovation Priorities Are Evolving for FIs

PYMNTS

But how much are FIs really investing in blockchain and artificial intelligence (AI) compared to more foundational innovations? User experience (UX) will also experience significant increases in interest over the next three years compared to the past three. Bottom performers are focused on UX (62.5 While only 18.5

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REPORT: Payment Tech Tops FIs’ Innovation Agendas

PYMNTS

The financial world is awash in hot tech topics these days, from blockchain to artificial intelligence (AI). A significant share of FIs will turn their focus in a different direction, however, to user experience (UX) — how users interface with banking products and features. percent of bottom performers will invest in UX.