Chris Skinner

SEPTEMBER 12, 2018

The reason I raise it is that I … The post China’s blood on the carpet in P2P lending appeared first on Chris Skinner's blog.

Lending 310

Lending US System Case Study 310

Abrigo

DECEMBER 22, 2023

The most-read portfolio risk blogs in 2023 Probability of default, CECL model validation, and stress testing were among Abrigo's top blogs on ALM, CECL, and portfolio risk this year. Watch NOW Takeaway 1 Portfolio risk and accounting professionals often keep up to date on industry trends by reading Abrigo's blog.

Risk Management 221

Risk Management Regulation Management Lending 221

Accenture

DECEMBER 15, 2021

The post Choose your own adventure: A digital lending story appeared first on Accenture Banking Blog. Therefore, with ’80s-themed nostalgia seemingly everywhere at the moment, I thought I would add my own personal ’80s reference and apply….

Lending 285

Lending Customer Experience Digital Banking 285

Accenture

JUNE 22, 2022

The technology behind lending systems has advanced significantly in recent years, and commercial banks are keen to take advantage of those advances and improve their processes to unlock the value that modern systems can provide. The post How to manage risk for a successful implementation appeared first on Accenture Banking Blog.

How To 486

How To Management Lending System 486

Abrigo

DECEMBER 29, 2023

Abrigo's most popular whitepapers and checklists on lending and credit risk Abrigo experts' insights on CFPB 1071, loan policies, and risk ratings were popular with banking professionals. Watch NOW Takeaway 1 Abrigo's experts produced many pieces on lending and credit risk to provide strategies and tools to help banking professionals.

Resources 221

Resources Lending Risk Management Policies 221

Chris Skinner

APRIL 14, 2020

I have a few favourite FinTech firms: Ripple, Prosper, Lending Club, SoFi, Zopa, Monzo, N26, TransferWise, Klarna, Stripe, Alipay, WeBank and more. One firm in this crew is Wirecard, the German … The post Building the financial ecosystem one deal at a time appeared first on Chris Skinner's blog.

Lending 452

Lending Fintech 452

Abrigo

FEBRUARY 6, 2024

Develop an MBL program while mitigating risk Credit unions looking for alternate paths to growth in today's rising rate environment may be primed to leverage member business lending. Takeaway 3 The specific policy areas outlined below should be carefully considered by credit unions engaged in member business lending.

Lending 221

Lending How To Risk Management Policies 221

Abrigo

SEPTEMBER 25, 2024

While significantly more efficient than mailing forms to the SBA, there are some shortfalls to E-Tran, and a vendor can help Loan submission platform Leveraging E-Tran for increased SBA lending The U.S. Understanding the role of E-Tran in SBA lending is the first step for banks and credit unions to ensure smooth loan processing.

Lending 221

Lending St. Louis Fraud Software 221

Chris Skinner

MAY 27, 2019

I write a lot about FinTech payments, lending, roboadvice and such like. I’ve just not blogged about it enough. appeared first on Chris Skinner's blog. But there’s been a strong bubbling trend underneath all this that has not gone unnoticed.

Marketing 384

Marketing Fintech Lending Trends 384

Abrigo

MAY 2, 2024

Boost your small business lending efforts from the bottom up Small businesses play a crucial role in our economy, and one of the critical factors in their success is access to funding. You might also like this guide for smarter, faster small business lending.

Lending 221

Lending Strategy Analysis Policies 221

Abrigo

AUGUST 25, 2021

Takeaway 2 A consumer loan origination system can help FIs offer a fully digital retail lending experience. How can FIs overcome retail lending challenges? In today's competitive – and increasingly digital – consumer lending environment, financial institutions will need to find ways to adapt to changing customer expectations.

Lending 195

Lending System Community Retail 195

Abrigo

APRIL 1, 2020

The first is to complete loan data file transfers in XML format, either through a system such as the Sageworks SBA Lending Software , or from a bank’s proprietary system to the SBA’s E-Tran database. Lending & Credit Risk. SBA Lending. Breaking Down SBA Lending: What is E-Tran? Lending & Credit Risk.

Lending 195

Lending Illinois System Resources 195

Chris Skinner

JUNE 6, 2019

I write a lot about FinTech payments, lending, roboadvice and such like. I’ve just not blogged about it enough. SMALL BUSINESS FINANCE People talk a lot about finance for SMEs – small to medium enterprises … The post SMEs are the FinTech’s bees knees appeared first on Chris Skinner's blog.

Fintech 332

Fintech Lending Trends Payments 332

Accenture

JULY 13, 2023

The way I see it, it’s a technology that will have far-reaching impacts on the lending and leasing business, bringing efficiencies and better experiences for those organizations that incorporate it across the value chain.

Lending 370

Lending Technology 370

Abrigo

FEBRUARY 23, 2022

Loan Decisioning Allows Small Business Lending to Grow Community financial institutions can leverage automated loan underwriting to increase small business lending and achieve consistency. . Takeaway 2 Loan decisioning allows institutions to efficiently allocate credit analysts’ time for profitable small business lending.

Lending 195

Lending Community Bank Community Analysis 195

Accenture

JUNE 17, 2020

Lenders and lessors, in particular, are modernizing their lending and…. The post Modernizing your lending platform? appeared first on Accenture Banking Blog. Financial services players of all sizes and specialties are choosing to be proactive in the face of change, by transforming their digital capabilities.

Lending 195

Lending US 195

Abrigo

MARCH 3, 2022

By leveraging their strengths in relationship lending and their access to technology in order to grow the small business loan portfolio profitably. CFIs are poised to regain the small business lending market Community Financial Institutions can leverage technology to improve customer experience and regain the small business lending market.

Lending 195

Lending Community Marketing Community Bank 195

Perficient

JANUARY 24, 2023

In the first blog in this series, Getting Started On Embedded Finance , we defined embedded finance and took a high-level look at the goals and strategy a firm should take at the outset of its modern embedded finance journey. In this blog, we will look at how a non-banking company can offer bank-like perks to its clients and workers.

Branding 472

Branding Cards Strategy US 472

Chris Skinner

JULY 20, 2020

Things we’re reading today include: Big banks look to the cloud to accelerate digital shift Global banks scrutinise their Hong Kong clients for pro-democracy ties Klarna: We tightened our lending in lockdown RBS tells its staff to carry on working from home until next year UK households suffer biggest financial … The post Things worth reading: (..)

Lending 335

Lending 335

Chris Skinner

JUNE 26, 2018

I keep asking dumb questions like: if the tech giants give away payments, lending and credit for free, how will banks make money? As I’ve regularly blogged, the tech giants don’t want to get into banking per se, but they do want to encourage more traction through their platform by … The post What does the future bank look like?

Lending 280

Lending Payments Digital Banking Innovation 280

Abrigo

APRIL 8, 2020

Many hopeful participants took to Twitter to express frustrations with their primary lenders not lending or including caveats to borrower eligibility. To meet the volume of needs, automating the lending process is important to get capital into the hands of small business owners quickly. Lending & Credit Risk. SBA Lending.

Lending 195

Lending How To Resources Community 195

Abrigo

JUNE 18, 2020

Key Takeaways The Paycheck Protection Program (PPP) has been a critical foothold for community financial institutions seeking to obtain and diversify business lending relationships. PPP opens the door for new business lending relationships. Reimagining branches post-pandemic to support business lending. learn more.

Lending 195

Lending Strategy Resources Community 195

Abrigo

JANUARY 29, 2020

Key Takeaways The FDIC issued an advisory to FIs encouraging safe and sound lending practices in today's ag lending environment. FDIC) issued an advisory to financial institutions encouraging exceptionally safe and sound lending practices in agricultural lending. Learn More.

Lending 195

Lending How To FDIC Survey 195

Abrigo

JUNE 12, 2020

Key Takeaways The soon-to-begin Main Street Lending Program (MSLP) aims to fulfill a need for mid-sized businesses to access relief funds amid the coronavirus pandemic. The MSLP aims to be a lifeline for businesses that may have been too big to participate in the PPP, but too small to access corporate lending facilities. learn more.

Maine 195

Maine Lending Regulation Resources 195

Chris Skinner

FEBRUARY 24, 2017

I wrote a blog the other day for The Next Web. Then FinTech has also gained subcategories like Lending, Analytics, Digital Identity, Cybersecurity, SME Finance, Financial Inclusion, Payments, Roboadvice, Blockchain Distributed Ledgers, Neobanking and more. I thought it was ok, and it has gained a lot of traction socially.

Fintech 342

Fintech Regulation Technology Analytics 342

Abrigo

JULY 20, 2021

From leveraging PPP technology to building relationships, reasons for boosting SBA lending are numerous. . Takeaway 1 SBA lending can expand your product offerings to help win deals with prospects and existing business customers or members. Why SBA Lending? Would you like others articles like this in your inbox? 1 and Sept.

Lending 195

Lending FDIC Capital Risk Management 195

South State Correspondent

JULY 7, 2024

In commercial banking, lending optionality occurs for liquidity, credit, or interest rates. Another example of interest rate lending optionality is a lack of prepayment protection on loans. Conclusion Bankers need to be able to quantify and charge for the benefits of lending optionality held by their customers.

Lending 195

Lending Community Bank Community Exercises 195

Abrigo

FEBRUARY 25, 2022

Personalized Touch with Efficient Service Can Boost Lending Banks and credit unions can boost business lending by combining a relationship focus with transaction-oriented processing. . This competition can only increase as the lending landscape continues to shift.

Lending 195

Lending St. Louis Community Survey 195

Abrigo

OCTOBER 21, 2020

This post by Hayley Collier , Trepp's Marketing Communication Specialist, was originally published on Trepp's blog and can be found here. CRE Lending. Lending & Credit Risk. CRE Lending. Lending & Credit Risk. CRE Lending. Lending & Credit Risk. Member Business Lending. Learn More.

Marketing 312

Marketing Lending Risk Management Retail 312

Abrigo

APRIL 2, 2024

Stand-ou t bank business strateg ies for lending success These bank business strategies will help you market, target, add value to your lending services and build lasting relationships with your borrowers. Lending is a competitive and challenging industry, requiring constant innovation to attract and retain customers.

Lending 170

Lending Strategy Marketing Community 170

Abrigo

APRIL 4, 2020

Lending & Credit Risk. SBA Lending. Lending & Credit Risk. SBA Lending. Lending & Credit Risk. SBA Lending. Breaking Down SBA Lending: What is E-Tran? I Can’t Connect to E-Tran – What Now? Learn More. Want to Become an SBA Paycheck Protection Program Lender? Learn More. Learn More.

Lending 320

Lending System Community Utah 320

South State Correspondent

FEBRUARY 28, 2023

We will consider the minimal project DSCR in this article and cover the debt yield topic in future blogs. The relationship between cap rates, interest rates, DSCR, and LTV are all now conspiring to make real estate lending especially perilous.

Lending 195

Lending Community Bank Community National 195

Chris Skinner

JUNE 15, 2020

Things we’re reading today include … Metro Bank in talks to buy peer-to-peer lender Ratesetter Amazon And Goldman Sachs: A Small Business Lending Wake-Up Call For Banks Light on tech, heavy on banks — has Warren Buffett lost his touch?

Metro 260

Metro Lending Payments 260

Chris Skinner

NOVEMBER 7, 2019

Excellent report from the Financial Stability Board @fsb about the impact of decentralized #fintech#finserv #DeFi #DLT #payments #lending ??[link] link] pic.twitter.com/LUfGxn9akl — Sebastien Meunier (@sbmeunier) November … The post What do banks think about decentralised finance appeared first on Chris Skinner's blog.

Lending 260

Lending Fintech Report Technology 260

Accenture

DECEMBER 14, 2022

But that’s why I’m writing this blog series. The post Banking top guns can boost mortgages with new tech appeared first on Accenture Banking Blog. Yes, mortgage rates are at a 14-year high and volume is off by more than 80%. I figure if you work in the mortgage industry you have a lot of free time on your hands right now and are….

Industry 389

Industry Banking Trends Trends Lending 389

Chris Skinner

JUNE 2, 2020

Things we’re reading today include … Lending platforms face battle for independence Coronavirus: Debt letters ‘make money problems worse’ UK consumers repay record £7.4bn of debt in Covid-19 lockdown House prices see largest monthly fall for 11 years, says Nationwide Traders want shorter days, says London Stock Exchange The (..)

Lending 260

Lending 260

Abrigo

SEPTEMBER 2, 2020

The PPP might have been the first time many community financial institutions saw such clear returns on digitization investments, but the same automation and efficiency gains can be found in other end-to-end lending solutions. Community financial institutions' experience with PPP technology also translates to other areas of lending.

Lending 259

Lending Community San Antonio Survey 259