Bank Innovation

JANUARY 23, 2019

Metro Bank Plc fell the most since going public after applying an incorrectly low-risk weighting to parts of its loan book, with the British lender’s chief saying he doesn’t know how long the mortgages in question had been wrongly classified. The shares plunged as much as 34 percent Wednesday and the bank’s bonds also fell […].

Metro 170

Metro Capital Online Fintech 170

South State Correspondent

FEBRUARY 12, 2025

On a risk-adjusted return on equity basis, banks moved their target from 16% that held for most of last year, to now looking at a 20% risk-adjusted return on capital (RAROC). On the interest rate risk side, banks put more fixed rates on their books in 2024 compared to 2023. In 2023, approximately 10% of new loans were fixed rates.

Trends 195

Trends Community Bank Capital Industry 195

Chris Skinner

NOVEMBER 19, 2017

I was recently at a Capital Markets conference in Turkey where the main first day keynote speaker is Professor James A. Robinson from the University of Chicago and co-author of Why Nations Fail, a book that changed thinking about what makes for successful countries and what makes them fail.

National 244

National Chicago Conference Maine 244

PYMNTS

NOVEMBER 20, 2020

Chromo Capital co-led the deal. Also participating were Perry Capital, founded by Richard C. Perry, and new fund Bramalea Partners, launched by Andrew Boyd, former head of global equity capital markets at Fidelity Investments.

Capital 253

Capital Online Industry Strategy 253

Perficient

MARCH 22, 2023

Short Capital? SVB Financial had Tier 1 risk-based capital of 15.40% as of December 31, 2022, over 80% higher than the 8.50% regulatory required ratio. Including reserves, the parent company had Total risk-based capital of 16.18%, more than 50% higher than the required ratio of 10.50% for large banks. Tier 1 leverage 8.11

Report 474

Report Regulation Capital Management 474

BankInovation

APRIL 29, 2022

Capital One's focus on digital tools and dealer relationships contributed to increased auto originations in the first quarter as the lender looks to keep pace with industry competition. Auto originations increased 20% sequentially and 33% year over year to $11.7

Capital 98

Capital Cards Tools Industry 98

PYMNTS

DECEMBER 28, 2020

Cryptocurrency lending platform Vauld raised $2 million to expand into full banking services, including issuing credit and debit cards and providing fiat and crypto order books, CoinDesk reported. The funding round was led by Pantera Capital and included Coinbase Ventures and LuneX Ventures. In other news, the U.S.

Capital 175

Capital Security cryptocurrency Fraud 175

PYMNTS

JANUARY 21, 2020

Amid the spate of financial institutions reporting results that show increased traction in consumer spending — especially across credit cards — add Capital One Financial to the list. He said “there will be a growing front book, which will be the originations that we will do under this new partnership.”. In results posted Tuesday (Jan.

Capital 130

Capital Cards Branding Report 130

PYMNTS

APRIL 26, 2019

Capital One Financial posted results that were higher than Street estimates as its core card business grew, as did commercial lending activity. percent on the loan book was up three percent year over year. The headline numbers showed that adjusted earnings per share of $2.90 were better than consensus by 17 cents. percent.

Capital 145

Capital Cards Lending Operations 145

PYMNTS

OCTOBER 12, 2018

However, it was a B2B software procurement platform that raised the most money — $55 million — in this week’s B2B venture capital roundup. Energy Innovation Capital and Chevron Technology Ventures led the funding, while R/GA Ventures and Macquarie Capital also came on board as new investors.

Software 190

Software Capital Security Virginia 190

South State Correspondent

MARCH 4, 2025

5S Framework Overview for Solving Strategic Challenges The “4S” problem-solving framework is largely attributed to authors Garrette, Phelps, and Sibony in the top-selling book Cracked It (worth a read in itself) and then made famous by McKinsey & Company. Will capital, for instance, become more expensive or cheaper?

Examples 221

Examples Capital Data Case Study 221

PYMNTS

AUGUST 23, 2020

There are two goals — to free up capital and to generate a steadier revenue stream from management fees, according to Bloomberg. Tiger Global Management, Sequioia Capital and TCV are all working on similar projects. The firm's plan is to manage more money for clients and to bring down investments from its own balance sheets.

Capital 250

Capital Management Report Technology 250

PYMNTS

FEBRUARY 27, 2019

.” In its release, Brex pointed to inventory, marketing, software and other business spend categories that are key for eCommerce companies and require access to capital. In October the firm closed a $125 million Series C funding round from Greenoaks Capital, DST Global and IVP, valuing the firm at $1.1

Cards 185

Cards Capital Software Meeting 185

Gonzobanker

SEPTEMBER 26, 2024

In today’s evolving financial world, bank leaders should look to intellectual capital to create shareholder value. And when these finance brothers and sisters think about a bank’s franchise value, they immediately reference equity capital. trillion of capital today. times book value. times book value.

Capital 78

Capital Industry Branding FDIC 78

PYMNTS

JUNE 25, 2020

Morgan and Barclays acting as joint lead book running managers, a press release says. The company plans to use the investments to redeem its outstanding Series A preferred stock, to pay off some senior unsecured notes, and for other general working capital and corporate purchases, according to the release.

Analytics 232

Analytics Capital New York America 232

PYMNTS

OCTOBER 1, 2020

GM was the first company to let drivers use touchscreens to do things like order food, pay for gas or book hotels. Goldman has worked out a rough deal with Capital One Financial Group , with the purchase price included. WSJ reported sources said the deal is expected to be finalized in the next few weeks unless it falls apart.

Cards 264

Cards Apple Lending Maine 264

PYMNTS

NOVEMBER 16, 2020

The lead book-running managers are Morgan Stanley , J.P. Morgan and BofA Securities , with Deutsche Bank Securities acting as another book-running manager for the proposed offering, the release stated.

Software 201

Software Leadership New York Security 201

South State Correspondent

JANUARY 6, 2025

CLTs create an opportunity for community banks to lock in top-quality credit assets, that if properly structured with a prepayment provision, will stay on the books for 10, 15, or 20 years yielding above-average returns with minimal credit risk and the upside of additional business with the borrower.

Community Bank 195

Community Bank Community Examples Lending 195

PYMNTS

OCTOBER 21, 2020

In the past, the startup was supported by P2P lending and institutional capital. Now it has an estimated loan book of $300 million, as well as approximately 40,000 active savings and loan customers. “Households shouldn’t have any reason to consider any other loan provider,” he told Bloomberg. “We

Lending 258

Lending Customer Experience US Capital 258

PYMNTS

FEBRUARY 28, 2020

When small business owners take on the books themselves, the process requires significant manual data entry and number-crunching. It’s not a high-level use of any founder’s time, but it opened our eyes to the problem.” ” That problem, he explained, was twofold.

Capital 154

Capital Taxes Software Data 154

PYMNTS

SEPTEMBER 14, 2020

billion in revenue it booked during the second quarter of 2020. In short, it’s a world where access to capital and legal advice is welcome. In mid-August, the company announced that it will infuse $100 million in capital into the Amazon seller system, along with legal and marketing advice. That includes providing legal advice.

Capital 214

Capital Long Beach Branding Guidelines 214

Insights on Business

OCTOBER 16, 2018

Meanwhile, new competitors are entering the market and tearing up the traditional banking rule book. Customer behaviors are changing, making it necessary to find new ways of interacting and creating engagement.

Capital 157

Capital Tools System blockchain 157

South State Correspondent

JANUARY 17, 2024

We focused mainly on customer profitability and used risk-adjusted return on capital as a proxy for profitability. Through this understanding of profitability and productivity, bank managers can set better strategies and tactics plus start to optimize the allocation of capital. Both banks, for example, had about $150B in deposits.

Study 195

Study Maine Analytics Capital 195

PYMNTS

MARCH 13, 2020

Below, PYMNTS rounds up the latest B2B FinTech venture capital funding rounds. million Series A investment led by Framework Venture Partners, while PenderFund Capital Management, Conconi Growth Partners and Royal Bank of Canada also participated. In Canada, Checkfront revealed its $9.3 FinCompare.

Fintech 162

Fintech Capital Software Management 162

TheGuardian

NOVEMBER 20, 2022

Companies may claim to serve employees, communities and the planet – but two books show profit still comes first American CEOs are a self-assured bunch but it takes a certain level of hubris to conclude that your skills making money and climbing the corporate ladder also equip you to solve social and environmental challenges.

Capital 95

Capital Community Company US 95

South State Correspondent

MARCH 10, 2025

Outside of the personnel costs, a B2B program also has collateral, capital, legal, reporting, documentation, and processing costs. Considering the all-in costs on an individual swap, it may not make sense to start a program if a bank intends to book only a few B2B hedges.

Community Bank 195

Community Bank Community Operations Report 195

PYMNTS

JULY 24, 2020

Revolut is also backed by Index Ventures, the global venture capital firm with dual headquarters in San Francisco and London, and a half dozen others. In May, Revolut said it will integrate its products with Clear Books , which offers accounting software for small businesses.

San Francisco 255

San Francisco Fintech cryptocurrency New York 255

PYMNTS

JANUARY 24, 2020

While businesses have more sources of capital than ever before, from bank loans to initial coin offerings to alternative online investments, experts are urging small to medium-sized businesses (SMBs) to take a strategic approach to their fundraising efforts — often by combining a variety of funding sources to mitigate risk. Flutterwave.

Fintech 198

Fintech Capital San Francisco Georgia 198

PYMNTS

SEPTEMBER 5, 2019

5) the launch of Stripe Capital to simplify the way internet companies can access funds. It remains difficult for online businesses to get access to capital. Stripe Capital makes it easy for internet businesses to get the funds they need when they need them,” said Will Gaybrick, Stripe’s chief product officer.

Online 152

Online Capital United States Company 152

PYMNTS

OCTOBER 14, 2020

Additional new and existing investors include Reinvent Capital, Menlo Ventures, SoftBank, Braemar Energy Ventures and others. With this funding, we’ll further develop Getaround’s unique connected car technology, Getaround Connect, which enables our fully contactless booking and pickup experience,” said Zaid, chief executive officer.

Customer Experience 242

Customer Experience Meeting Capital Groups 242

PYMNTS

NOVEMBER 4, 2020

4), Wang Wenbin, China’s foreign ministry spokesman, said the decision to suspend the Ant Group IPO was made to “better maintain the stability of the capital markets and to protect investors’ interests,” the Financial Times reported. Explaining the move to puzzled investors on Wednesday (Nov.

Lending 240

Lending Groups Regulation Marketing 240

PYMNTS

MARCH 1, 2020

Accolade capitalizes on machine learning, artificial intelligence (AI) and mobile apps to enable members to easily traverse their health care benefits. Lead book-running managers for the IPO included Goldman Sachs, Morgan Stanley and BofA Securities. Book running managers were Credit Suisse, Piper Sandler and William Blair.

Mobile 165

Mobile Philadelphia Seattle Washington 165

Perficient

FEBRUARY 24, 2025

Wealth managers, meanwhile, aim to boost advisor collaboration and, together, grow their book of business. Additionally, proactive regulatory insights can equip your organization to mitigate risks and capitalize on new opportunities.

Trends 221

Trends Management Strategy Analytics 221

PYMNTS

SEPTEMBER 26, 2019

The travel and lifestyle platform has received investments from the likes of JD.com, Sequoia Capital and Hillhouse Capital, according to Deal Street Asia. Currently many Indonesian consumers are forced to book their flights and hotels last minute due to the lack of credit access typically provided via credit cards,” Hendrawan said.

Cards 158

Cards Conference Capital Online 158

PYMNTS

SEPTEMBER 21, 2018

However, other notable B2B FinTech investments this week have come from startups targeting the inefficiencies of corporate banking, logistics and freight booking, and business payments. Access Ventures, FuturePlay, Nextran, Viet Capital Ventures and three additional angel investors all contributed to the investment. said this week.

Software 189

Software Capital Report Security 189

Abrigo

FEBRUARY 6, 2025

Daily, real-time investment results that allow banks, credit unions, and REITs to close their books faster at month-end. Case study: Enhancing investment oversight & compliance A regional bank with a diversified investment portfolio needed a solution to streamline compliance with risk-based capital requirements.

Compliance 195

Compliance Technology Operations Risk Management 195

South State Correspondent

SEPTEMBER 25, 2024

We use time studies and risk-adjusted-return-on-capital models to help us answer this question. It is true that a shorter term on a loan will lead to less chance of that specific credit being on the books at the bank during the next recession. But what is the optimal term for maturity and amortization with regard to credit?

Analysis 195

Analysis St. Louis Study Examples 195