CB Insights

AUGUST 2, 2018

One of the biggest trends in fintech today is the rise of digital banking products like mobile checking accounts and new debit cards. From Square to Paypal, a host of fintechs are creating products that let consumers spend money directly out of digital accounts using a physical card. turning Digital p2p payments into debit cards.

Cards 71

Cards Fintech UX Strategy 71

BankNXT

NOVEMBER 17, 2017

Why you should pay more attention to card designs. A story about the humble bank card, and how they're still important, by Benedict Shegog of 11:FS. How to design a modern bank card on BankNXT.

How To 65

How To Cards User Experience UX 65

PYMNTS

MARCH 21, 2018

Granted, the UX has gotten a bit nicer, and some streamlining efforts have been baked in, but at its base, Hashemi noted that it’s the same bad experience: The customer has to enter their shipping data, billing data and card information “over and over again, and multiple properties.”. Shopify Pay.

Google 152

Google Data Retail UX 152

PYMNTS

APRIL 3, 2019

Now, five years later, many coffee brands are clamoring to compete with mobile apps, loyalty points, online payments and even home delivery services. UX, Payments and App Innovation. With major brands like Starbucks nipping at the company’s heels, being on mobile isn’t enough, he said. Costa Coffee , the U.K.’s

Mobile 101

Mobile Innovation UX Security 101

Celent Banking

MAY 5, 2017

It seems like almost weekly I’m hearing something about a new challenger or digital-only bank brand. It had outages with its third party card processor, and then a few days later customers reported not being able to properly view their balances or display transactions. It reminds me of The Fermi Paradox.

UX 125

UX Technology Groups US 125

PYMNTS

OCTOBER 13, 2016

NanoPay is finding that for mobile payments to take off, even among early adopters, using a phone to pay must be much more rewarding and convenient than tapping a card. “You want to get into as many use cases as possible,” said Greg Weed, director of card performance research at Phoenix Marketing International.

Mobile 100

Mobile Payments Apple Samsung 100

CB Insights

APRIL 29, 2019

As of this publication, LinkedIn showed active listings for a UX design alchemist at Critical TechWorks and a product and solutions development alchemist at Together Abroad. “Digital prophet” was the calling card of David Shing, the Australian thought leader who took on the role at AOL in 2011. Brand Warrior.

Innovation 78

Innovation Software Taxes Google 78

PYMNTS

JULY 13, 2017

And after PayFacs do the initial onboarding, the work begins: accepting a variety of payments, reconciling payments in to payments out, factoring in a pricing and billing engine and mapping it all to the local card rails of the country where the business is based. They have to be experts in both software and payments. Risky Business?

User Experience 108

User Experience Software Compliance Payments 108

Fintech Labs Insights

APRIL 21, 2017

Discover’s responsive page dedicated to selling its Cashback Checking is a thing of beauty from top to bottom (though we have some suggestions on a few of the finer points of the UX ). But the card giant makes it easy to compare against four other major brands ( US Bank , Wells , Capital One and Fifth Third ).

Comparison 16

Comparison UX Branding Tools 16

Social Assurance

JANUARY 11, 2021

This is important for financial brands to pay attention to for two primary reasons. The larger potential disruptor for financial brands is Facebook’s payment tool, known as Facebook Pay. trillion transactions, or $48 trillion, will shift from cash to payment systems, like cards, P2P, and other payment mechanisms.

social media 15

social media Branding Trends Tools 15

Social Assurance

JANUARY 11, 2021

This is important for financial brands to pay attention to for two primary reasons. The larger potential disruptor for financial brands is Facebook’s payment tool, known as Facebook Pay. trillion transactions, or $48 trillion, will shift from cash to payment systems, like cards, P2P, and other payment mechanisms.

social media 15

social media Branding Trends Tools 15

Fintech Labs Insights

MARCH 4, 2019

youth to obtain a credit card. So most rely on debit cards for spending. However, debit cards don’t help in establishing credit for the estimated 45 million American adults without a credit score ( see note 1 ). Even before ubiquitous Visa/Mastercards, students in the ’70s and ’80s students easily obtained gasoline charge cards.

UX 12

UX Austin Security Cards 12

CB Insights

OCTOBER 10, 2017

An explosion of new consumer finance brands is transforming how people save, spend, and manage their money. These companies are making it easier to make a budget, invest, and buy stocks, as well as to get loans and credit cards. debit & credit cards. In aggregate, they command $1.3 trillion in annual spending. bank accounts.

Tools 78

Tools Millennials US Mobile 78

Fintech Labs Insights

MARCH 4, 2020

cash holding account), debit cards, and credit lines. But Brex, which only offers a corporate card and Kabbage which only offers a credit line, are not. We are also including divisions of traditional FIs, if they operate under a separate autonomous brand, such as BBVA’s Azlo. Bento for Business. FAB score : 17. Target: – HQ: SF.

Digital Banking 15

Digital Banking San Francisco UX Austin 15

Fintech Labs Insights

MAY 15, 2017

Alpharank CEO Brian Ley had just shown how his Customer Influence Mapping technology enables FIs to spot highly-networked “influencers” among their customer base, and how to leverage those influencers to build better engagement and a more customized UX. “We take two to three years of credit or debit card data.

Arkansas 17

Arkansas UX Training Data 17

Fintech Labs Insights

AUGUST 27, 2020

Growing a trusted brand in the financial services sectors is generally a long process. Service UX: US Bank’s Well-Designed Appointment Scheduler. And that’s just to make it to number 500. The top 10 grew an average of 250x in 3 years! It’s rare that a fintech company could ever achieve that type of velocity.

Fintech 12

Fintech UX Cards Data 12

Fintech Labs Insights

APRIL 16, 2020

But unlike the previous initial recoveries, we’ll see strong traction from the existing fintech brands as banks finally toss out their legacy branch-based systems (which will have been proven unnecessary during the coronavirus) and funnel buckets of that money into digital tech. . Debt restructuring & interest deferrals.

Fintech 15

Fintech Community UX Comparison 15

Gonzobanker

DECEMBER 19, 2022

As if that wasn’t enough, regulators took a sledgehammer to debit fee income with Reg II changes that will begin reducing card-not-present interchange fees starting in July 2023. Acronym of the Year – CCCA (Credit Card Competition Act). Goes to Allison Netzer and Liz High for their provocative tome, Think Like a Brand, Not a Bank.

Community 216

Community Fintech Industry Innovation 216

Fintech Labs Insights

JUNE 1, 2016

My favorite website of all time was from the ill-fated dot-com “fintech” card issuer, NextCard. In an era where most traditional brands dumped everything they could think of on the homepage, NextCard made due with just 50 words of copy, an almost “Google-like” experience (and this was before Google).

Seattle 12

Seattle Google Washington Maine 12

Gonzobanker

DECEMBER 20, 2019

Second Curve analyst Zack Maxfield opened a TD Bank checking account on his phone in nine minutes while he waited to speak with a teller at one of the bank’s branches, but waited an hour to fund the account and order a debit card. The 2019 Industry Oh Sh*t Moment Award – Goes to Apple and Goldman Sachs for the Apple Card launch.

Idaho 148

Idaho Conference Data Marketing 148

Fintech Labs Insights

MAY 30, 2017

” SuperMoney also hosts a wealth of personal financial information on topics ranging from auto insurance and business credit cards to tax planning and wealth management. To build the brand consumers think of first whenever they need a financial service. Lulic: Our goal is simple. We aim to get there within two years. .

UX 22

UX Online Comparison Lending 22

CB Insights

OCTOBER 31, 2019

Chris Messina, inventor of the Twitter hashtag and product designer for Google and Uber, wrote, “[Y]ou and I will be talking to brands and companies over Facebook Messenger, WhatsApp, Telegram, Slack, and elsewhere before year’s end, and will find it normal.”. Crafting a simple UX for a personal finance app is a tall order.

Industry 78

Industry Examples Tools Retail 78

Javelin Strategy & Research

SEPTEMBER 23, 2015

It’s been a long anticipated issue with EMV – the time it takes to “dip” a card compared to the much accustomed “swipe”. It’s not so much the time it takes, it’s more that it’s dead time – you have nothing to do but stare at a POS display waiting for the acknowledgement that you’re able to take the card out again. Insert card – check.

UX 40

UX Cards Apple US 40