Weekly Wrap: MoneyLion prepares for growth, as fintechs focus on holiday promotions
Bank Innovation
NOVEMBER 27, 2019
Welcome to the latest episode of our weekly wrap video series, for the week ending Friday, November 29, 2019.
Branding Fintech Innovation Strategies 
Movencorp patents its personal finance technology
Bank Innovation
OCTOBER 3, 2019
The road to differentiation among fintech startups entered a new phase this week: patenting technology to put a brand’s stamp on it forever. On Tuesday, personal finance technology startup Movencorp confirmed that it patented its digital financial wellness product.
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10 Big Bank Marketing Lessons from the ABA Bank Marketing Conference
South State Correspondent
SEPTEMBER 20, 2022
Most banks will target around 6% of revenues next year for their marketing budget, and banks with strong brands and marketing programs target above 7%. All involved in any marketing effort should understand if it is about branding, sales funnel acquisition, funnel movement, conversion, or retention.
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New Fintech Bank Reinvents Itself With Bold Brand Position
The Financial Brand
MARCH 27, 2019
Aspiration Financial builds its brand on an unusual eco-friendly promise and lets consumers set their own fees (even $0, if they choose). The post New Fintech Bank Reinvents Itself With Bold Brand Position appeared first on The Financial Brand.
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8 Fintech Trends Changing Banking Forever
The Financial Brand
JULY 11, 2021
Banks and credit unions should view trends in the fintech space to determine where threats and opportunities exist and where resources should be deployed. The post 8 Fintech Trends Changing Banking Forever appeared first on The Financial Brand - Banking Trends, Analysis & Insights.
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How Will Coronavirus Outbreak Impact The Fintech Ecosystem?
The Financial Brand
MARCH 8, 2020
As the coronavirus outbreak impacts how consumers bank and which fintech firms survive, it's time evaluate existing banking models and strategic priorities. The post How Will Coronavirus Outbreak Impact The Fintech Ecosystem? appeared first on The Financial Brand.
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Why Bank + Fintech Partnerships Are Going Nowhere
The Financial Brand
FEBRUARY 2, 2021
The post Why Bank + Fintech Partnerships Are Going Nowhere appeared first on The Financial Brand. Myopia reigns as financial institutions fail to focus on revenue opportunities and don't home in on services consumers clamor for.
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The Top 11 Fintech Disruptors of 2021
The Financial Brand
JUNE 23, 2021
The post The Top 11 Fintech Disruptors of 2021 appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Snapshots of established and up-and-coming digital players having an impact on key market segments within financial services.
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9 Misunderstood Fintech Trends Impacting Retail Banking
The Financial Brand
JANUARY 20, 2022
The post 9 Misunderstood Fintech Trends Impacting Retail Banking appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Some, like Banking-as-a-Service are widely known. Others, like embedded finance and DeFi are emerging. Not all trends will have equal impact.
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Bank+Fintech Partnerships Grow More Urgent as Pressure Rises for Both
The Financial Brand
NOVEMBER 1, 2021
Combinations multiply as financial institutions face increased demand for digital services and fintechs need a more stable business model. The post Bank+Fintech Partnerships Grow More Urgent as Pressure Rises for Both appeared first on The Financial Brand - Banking Trends, Analysis & Insights.
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Visa Brings Fintech+Bank Match-Up Project to the U.S.
The Financial Brand
JUNE 7, 2021
Payments giant plays middleman in encouraging partnerships – versus war – between fintechs and banking providers. The post Visa Brings Fintech+Bank Match-Up Project to the U.S. appeared first on The Financial Brand - Banking Trends, Analysis & Insights. It also benefits.).
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Fintech Charter will be Part of Tectonic Realignment of Banking
The Financial Brand
JULY 19, 2020
New life for the specialized charter plus a payments version rank high for Acting Comptroller Brian Brooks, former fintech and bank exec. The post Fintech Charter will be Part of Tectonic Realignment of Banking appeared first on The Financial Brand.
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Fintech Success Story: How ‘Current’ Is Rising To Be The #2 Neobank
The Financial Brand
SEPTEMBER 9, 2021
Current isn't just another fintech. Equipped with all its own technology, the neobank's Gen Z strategy targets legacy institutions. The post Fintech Success Story: How ‘Current’ Is Rising To Be The #2 Neobank appeared first on The Financial Brand - Banking Trends, Analysis & Insights.
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Fintech Lenders Will Come Roaring Back As Economy Re-Opens
The Financial Brand
APRIL 1, 2021
The post Fintech Lenders Will Come Roaring Back As Economy Re-Opens appeared first on The Financial Brand. While Kabbage and On Deck were bought, other players have been overcoming the COVID slump to haunt traditional financial institutions again.
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Insights from 9 Global Banking and Fintech Innovation Leaders
The Financial Brand
OCTOBER 18, 2020
Jim Marous distills the innovation wisdom of 9 experts interviewed on the Banking Transformed podcast. The post Insights from 9 Global Banking and Fintech Innovation Leaders appeared first on The Financial Brand.
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Will Regulators Stuff the Fintech Genie Back into the Bottle?
The Financial Brand
NOVEMBER 3, 2021
Synthetic banking' as practiced by fintechs and banking as a service users is targeted by the acting national bank regulator. The post Will Regulators Stuff the Fintech Genie Back into the Bottle? appeared first on The Financial Brand - Banking Trends, Analysis & Insights.
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Walmart’s Fintech Deal Threatens a Much Deeper Banking Incursion
The Financial Brand
JANUARY 13, 2021
Partnership with fintech backer Ribbit could bring major new financial services to masses in local communities that trust mega retailer. The post Walmart’s Fintech Deal Threatens a Much Deeper Banking Incursion appeared first on The Financial Brand.
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In Banking Innovation, Eyeing The Needs Of The ‘Digital Native’
PYMNTS
JULY 18, 2019
DeRosa also took note of a major impact shaping the user experience, a seemingly never-ending pool of capital — as much as $112 billion was invested last year by private equity and VC firms in FinTechs and challenger banks — where ostensibly anyone with a new idea is getting funded. and beyond. and beyond. The Courage Factor.
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More Banks Eye Rent-a-Charter Business Model for Fintechs & Neobanks
The Financial Brand
AUGUST 23, 2021
The post More Banks Eye Rent-a-Charter Business Model for Fintechs & Neobanks appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Banking as a service is hot and getting hotter. Here’s why you might want to jump on the BaaS train while it’s still in the station.
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How Banks Can Beat Aggressive Fintechs for Business Deposits
The Financial Brand
AUGUST 18, 2020
Ecommerce fintechs introduce small business bank accounts that compete with traditional financial institutions. The post How Banks Can Beat Aggressive Fintechs for Business Deposits appeared first on The Financial Brand. But they can fight back.
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Banking-as-a-Service Sharply Alters the Roles of Banks and Fintechs
The Financial Brand
SEPTEMBER 21, 2021
The post Banking-as-a-Service Sharply Alters the Roles of Banks and Fintechs appeared first on The Financial Brand - Banking Trends, Analysis & Insights. BaaS' is redefining when and where all types of companies provide financial services. There are huge implications for legacy institutions.
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Can Traditional Banks Keep Pace With Fintech Challengers?
The Financial Brand
MAY 19, 2021
The post Can Traditional Banks Keep Pace With Fintech Challengers? appeared first on The Financial Brand. The rise of digital challengers drives a rethinking of outdated business models and a new perspective on how to make a bank future-ready.
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Fintech-Bank Hybrids Are the Future of Banking
The Financial Brand
MAY 18, 2021
Neither financial institutions nor fintechs can go it alone as banking rapidly goes digital. The post Fintech-Bank Hybrids Are the Future of Banking appeared first on The Financial Brand. Partnering in some form will be required.
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An OCC Insider’s Perspective on Fintechs and Bank Charters
The Financial Brand
APRIL 20, 2021
Former agency attorney predicts fintech applications for full charters will become commonplace as banking evolves. The post An OCC Insider’s Perspective on Fintechs and Bank Charters appeared first on The Financial Brand.
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What SoFi’s Rise From Niche Fintech to One-Stop-Shop Means for Banking
The Financial Brand
JUNE 1, 2021
The post What SoFi’s Rise From Niche Fintech to One-Stop-Shop Means for Banking appeared first on The Financial Brand. The company that began as an 'anti-bank' student loan refinancer wants to be the center of people's financial lives (and may soon be a bank).
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Fintech Buys Bank in Pursuit of Radical New Business Model
The Financial Brand
SEPTEMBER 9, 2020
The post Fintech Buys Bank in Pursuit of Radical New Business Model appeared first on The Financial Brand. New twist on what a bank is blends concepts of deposits with spendable Treasury bills and Netflix-style pricing. It's just square 1 for Jiko.
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Card-Issuing Bank Takes on Fintechs with Its Own BNPL Plan
The Financial Brand
OCTOBER 10, 2021
The post Card-Issuing Bank Takes on Fintechs with Its Own BNPL Plan appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Leading traditional credit card issuer crosses the line into merchant-supported buy now, pay later lending.
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3 Ways Any Financial Institution Can Move with Fintech Speed
The Financial Brand
DECEMBER 5, 2021
The post 3 Ways Any Financial Institution Can Move with Fintech Speed appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Hands down, speed is the biggest competitive advantage a bank or credit union can have. Here's why, and what it takes to dial it up.
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Banks Are Arming to Win the Digital Lending War With Fintechs
The Financial Brand
SEPTEMBER 12, 2021
The post Banks Are Arming to Win the Digital Lending War With Fintechs appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Increasing demand for digital loans and faster decisions is changing the face of consumer lending.
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Consumers Funding Construction Loans in Innovative Fintech Model
The Financial Brand
JULY 5, 2021
The post Consumers Funding Construction Loans in Innovative Fintech Model appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Online platform brings upscale retail investment funding to smaller markets, providing housing and related construction credit opportunities.
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Making Fintech Partnerships Work: Tips for Banking Providers
The Financial Brand
DECEMBER 29, 2019
6 ways banks and credit unions must double-down on fintech relationships to achieve the revenue and profit potential of digital innovations. The post Making Fintech Partnerships Work: Tips for Banking Providers appeared first on The Financial Brand.
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Digital Optimization is Banking’s Next Big Battle in Fintech War
The Financial Brand
JULY 22, 2020
You must drive innovation through digital optimization. The post Digital Optimization is Banking’s Next Big Battle in Fintech War appeared first on The Financial Brand. So your financial institution has undergone a digital transformation — now what?
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Why BofA, not Fintechs or Amazon, Should Keep Bankers Awake at Night
The Financial Brand
AUGUST 30, 2020
The post Why BofA, not Fintechs or Amazon, Should Keep Bankers Awake at Night appeared first on The Financial Brand. Senior executives reveal eye-opening digital growth statistics as the megabank unveils new mobile banking features and branch and ATM plans.
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LendingClub and Radius Merger: First of Many Fintech + Bank Deals
The Financial Brand
FEBRUARY 20, 2020
First fintech acquisition of a U.S. The post LendingClub and Radius Merger: First of Many Fintech + Bank Deals appeared first on The Financial Brand. bank will create a traditional banking structure but in an entirely digital way. Get set for more.
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4 Myths Preventing More Fintech+Banking Partnerships
The Financial Brand
APRIL 30, 2019
These common misconceptions keep many traditional banking providers from forging more alliances with innovative fintechs. The post 4 Myths Preventing More Fintech+Banking Partnerships appeared first on The Financial Brand.
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Do Fintechs Scare You As Much As They Do These CEOs?
The Financial Brand
FEBRUARY 1, 2021
But sound strategy beats sleepless nights. The post Do Fintechs Scare You As Much As They Do These CEOs? appeared first on The Financial Brand. Dismissing challengers in any form is a luxury no bank or credit union can afford any longer.
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Varo Disrupts Status Quo as First Fintech with National Banking Charter
The Financial Brand
AUGUST 3, 2020
The post Varo Disrupts Status Quo as First Fintech with National Banking Charter appeared first on The Financial Brand. The upstart challenger bank becomes the first to get OCC approval. Banking experts and Varo's CEO explain the potential impact.
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FDIC Greenlights Mobile-First Fintech Varo Money for Deposit Insurance
The Financial Brand
FEBRUARY 10, 2020
Fintech's patience paying off as it nears final hurdles, setting stage for major new digital banking competitor. The post FDIC Greenlights Mobile-First Fintech Varo Money for Deposit Insurance appeared first on The Financial Brand.
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How a Small Iowa Institution Became The Bank Powering Big Fintech Apps
The Financial Brand
APRIL 22, 2019
A 117-year-old community bank serves as the back-end for fintechs like Square Cash and Acorns, fueling growth while keeping its roots intact. The post How a Small Iowa Institution Became The Bank Powering Big Fintech Apps appeared first on The Financial Brand.
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Walmart’s Fintech Deal Threatens a Much Deeper Banking Incursion
The Financial Brand
JANUARY 13, 2021
Partnership with fintech backer Ribbit could bring major new financial services to masses in local communities that trust mega retailer. The post Walmart’s Fintech Deal Threatens a Much Deeper Banking Incursion appeared first on The Financial Brand.
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Fintech, Big Tech Rivals Drive Growing Dedication To Innovation
The Financial Brand
OCTOBER 30, 2018
Innovation in Retail Banking report shows growing commitment to innovation, but insufficient investment in advanced data analytics. The post Fintech, Big Tech Rivals Drive Growing Dedication To Innovation appeared first on The Financial Brand.
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Fintechs May Face Bank-like Challenges as They Evolve Beyond Roots
The Financial Brand
AUGUST 13, 2019
The post Fintechs May Face Bank-like Challenges as They Evolve Beyond Roots appeared first on The Financial Brand. As former newcomers become larger, more established financial players they may start resembling traditional banking institutions.
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How Fintechs Fight, Rent and Buy Their Way Into Banking
The Financial Brand
APRIL 5, 2021
When neobanks and fintechs feel like they need to operate under their own national bank charter, they will get it — one way or another. The post How Fintechs Fight, Rent and Buy Their Way Into Banking appeared first on The Financial Brand.
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Digital Finance Penetration Surpasses That Of Social Media
The Financial Brand
OCTOBER 13, 2021
The integration of finance and digital technology has resulted in exponential growth of digital banking and fintech solutions. The post Digital Finance Penetration Surpasses That Of Social Media appeared first on The Financial Brand - Banking Trends, Analysis & Insights.
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