PYMNTS

JUNE 8, 2016

Soon, you will see more and more global regulatory changes in the payment industry that could impact your payment security strategy. – Is your data at the center of your security strategy? Senior Director of Product Marketing for Advanced Authentication and Payment Security Solutions, CA Technologies. Karen Webster.

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CA Payments Security Customer Experience 100

PYMNTS

JULY 9, 2019

Maxine Waters (D-CA) and other members of the House Financial Services Committee. Regulators should see this as a wake-up call to get serious about the privacy and national security concerns, cybersecurity risks, and trading risks that are posed by cryptocurrencies. Other members, including Democratic Reps.

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cryptocurrency CA Regulation blockchain 122

CFPB Monitor

NOVEMBER 8, 2021

The law contains exemptions and carve-outs for, among other things, depository institutions, financings of more than $500,000, closed-end loans with a principal amount of less than $5,000, and transactions secured by real property.

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CA Regulation California Compliance 78

PYMNTS

JULY 11, 2019

The Decentralized Identity Foundation (DIF) has been working with corporations and regulators to one day reach this goal, but the foundation’s co-founder, Wayne Vaughan, has some concerns surrounding Libra’s impact on the future of digital identity. Can Facebook Be Trusted To Secure Financial Data? Libra’s Privacy Concerns.

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cryptocurrency Regulation Security CA 124

CFPB Monitor

JUNE 15, 2022

The California Department of Financial Protection and Innovation (DFPI) has issued final regulations to implement SB 1235, the bill signed into law on September 30, 2018 that requires consumer-like disclosures to be made for certain commercial financing products, including small business loans and merchant cash advances. .

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California Regulation CA Utah 78

PYMNTS

JUNE 19, 2019

Facebook is facing more opposition regarding its cryptocurrency , with Congresswoman Maxine Waters (D-CA), chairwoman of the House Financial Services Committee, calling for a moratorium on the digital currency. Facebook has data on billions of people and has repeatedly shown a disregard for the protection and careful use of this data.

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cryptocurrency CA blockchain Regulation 111

PYMNTS

JULY 27, 2018

Bill Huizenga (R-MI) — who could take over the panel if Republicans maintain control of the House — said Congress needs to work with regulators, like the Securities and Exchange Commission and the Commodity Futures Trading Commission, to provide better protections regarding these types of transactions.

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CA Bitcoin cryptocurrency blockchain 101

CFPB Monitor

NOVEMBER 29, 2021

With regard to education financing, there are no exceptions for open-end credit, loans secured by real property or a dwelling, or school payment plans or short term extensions of credit. The proposal would require businesses that provide the following financial products and services to register with the DFPI: Debt settlement.

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CA California Regulation Innovation 78

PYMNTS

DECEMBER 7, 2017

The state of California’s insurance regulator is aiming to suspend or revoke the insurance licenses from Wells Fargo due to illicit sales practices with an online referral program. We have been cooperating with the CA Department of Insurance (DOI) over the course of this year.” The OCC gave the bank until Nov. 24 to respond.

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California CA Regulation Policies 108

PYMNTS

APRIL 21, 2017

In an age where consumers turn to the internet for everything from banking to commerce to health care, bill pay and social interaction, password security best practices seem like a no-brainer. But it’s not as simple as beefing up security. The typical consumer has been found to maintain 27 different logins. Notable Risks.

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CA Security Fraud Software 113

PYMNTS

JUNE 20, 2019

Facebook, I believe, has made quite broad rounds around the world with regulators, supervisors and lots of people to discuss their plans and that certainly includes us,” Powell said on Wednesday (June 19), according to CNBC. Libra is designed to be a stablecoin, pegged to the value of government-issued currencies.

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cryptocurrency CA social media Regulation 108

PYMNTS

OCTOBER 6, 2016

Meanwhile, Congresswoman Maxine Waters (D-CA ) , ranking member of the Committee on Financial Services, and 10 committee Democrats issued their own letter to financial regulators, urging them to strengthen a proposed “clawback” rule regarding when a financial institution must revoke senior executives’ bonuses.

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CA Fraud Policies Groups 116

PYMNTS

MARCH 7, 2016

The regulators are about to get some watchmen of their own. As Reuters reported Friday (March 4), a watchdog agency based in the United States is getting ready to look into whether the United States Federal Reserve, along with other regulators, has been lax in overseeing the country’s financial institutions. 2015, when Reps.

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CFPB Monitor

JANUARY 7, 2022

Among BBBB’s arguments rejected by the appellate court was its argument that consumer protection laws did not apply to bail bond transactions because the bail bond industry is governed by a separate statutory scheme—the Bail Bond Regulatory Act and its implementing regulations. In that lawsuit, the Bureau alleges that Libre by Nexus, Inc.

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CA California Regulation Payments 78

PYMNTS

JANUARY 15, 2018

In an interview with PYMNTS, Jordi Gascon, with EMEA Security at CA Technologies, noted the challenges for banks across the EU, right out of the gate: “PSD2 compliance is a must, and they need to cope with the intrinsic risks of opening their infrastructure to third parties.” Regulation News Closer to Home: The CFPB.

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CA Bitcoin Data Security 112

PYMNTS

JUNE 18, 2019

Two lawmakers want to pass an amendment that aims to stop a massive data collection program run by the National Security Agency (NSA). Justin Amash (R-MI, 3rd) and Zoe Lofgren (D-CA, 19th), have the support of groups such as the ACLU, the EFF, FreedomWorks, New America and the Sunlight Foundation. The amendment’s authors, Reps.

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Guidelines Data United States CA 123

CFPB Monitor

SEPTEMBER 11, 2018

There are exemptions and carve-outs for, among other things, depository institutions, financings of more than $500,000, closed-end loans with a principal amount of less than $5,000, and transactions secured by real property. For more information about the bill, see our legal alert.

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CA California Lending Security 60

PYMNTS

NOVEMBER 12, 2018

Fraudsters are not just increasing the frequency of their attacks against retailers, they’re also getting smarter and changing how and when they attack retailers in order to cause the most damage and reap maximum rewards, according to Shamoun Siddiqui, vice president and chief information security officer at Neiman Marcus.

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Fraud Retail Cards System 148

PYMNTS

OCTOBER 7, 2016

That check — $163 million — is tied to allegations of fraud that Wachovia used certain securities as a “dumping ground” for assets the bank no longer wanted to hold. As reported by Courthouse News Service , Wells Fargo will get to bust out its checkbook one more time to write a big check.

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Fraud CA Policies Meeting 162

PYMNTS

MAY 25, 2016

One firm’s risk is another firm’s big opportunity, particularly when it comes to data security — a reality well-illustrated by the team at BigID , who has emerged from stealth this week to offer up its SaaS solution for privacy management. And then … they have the option to figure out how to secure it.

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Data Big Data Security System 101

PYMNTS

MAY 25, 2016

One firm’s risk is another firm’s big opportunity – particularly when it comes to data security – a reality well illustrated by the team at BigID – who have emerged from stealth this week to offer up their SaaS solution for privacy management. And then… they have the option to figure out how to secure it.

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Data Big Data Security System 100

CFPB Monitor

JUNE 25, 2015

the National Credit Union Administration, the Office of the Comptroller of the Currency, and the Securities and Exchange Commission. The standards apply both to any entity subject to regulation by these agencies, including financial institutions, mortgage companies, and all publicly traded companies.

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CA Regulation Policies Industry 60

CFPB Monitor

SEPTEMBER 30, 2020

b) of New York’s student loan servicer regulations). The materials and recording are available by request.). See Section 1788.102(b)]. Expands the requirements for applying overpayments and allocating partial payments (this provision is similar to Section 409.8(b) See Section 1788.102(c)-(d)]. See amended Cal. Code 28112(d) and 28140(b)].

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California Policies Regulation Payments 148

NCR

APRIL 24, 2017

The Canadian provider focuses on delivering the front-end technology and services required to achieve the customer experience it is looking for, leaving traditional bank functions such as card issuing and money holding to Canada’s OSFI-regulated Peoples Trust. million (US$970,000) in transactions.

Retail 75

Retail Customer Experience CA Innovation 75

CFPB Monitor

DECEMBER 21, 2021

The consent order includes the statement that LoanMart, by entering into the consent order, “neither admits nor denies that it has violated any California law or regulation.”

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California Utah FDIC Regulation 78

CB Insights

JUNE 5, 2018

Wireless carriers are beginning to realize that small cells will have to comply with a host of new regulations, and meet certain demands from local residents who are concerned about the pervasive new technology. fine for failing to secure the appropriate permits. Sprint recently paid an $11.6M

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System Los Angeles Mobile Technology 78

American Banker

DECEMBER 20, 2016

Following the passage of the November ballot initiative, it is hugely important that cannabis businesses in the nation's largest state be able to secure bank accounts, at a minimum.

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California National Security CA 28

PYMNTS

SEPTEMBER 6, 2016

In a world where payments become more invisible the more digital they become, there’s never been a better opportunity to consider new ways to enable the digital transformation of financial services in a secure and compliant way. Payments Security As A Digital Business Enabler. CA Technologies’ Roadmap.

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Security CA Payments Big Data 100

Fintech Labs Insights

NOVEMBER 22, 2021

The first pure-play online bank Security First Network Bank (SFNB) launched in 1995, just a year after Amazon.com. I don’t believe they need to be regulated as a bank as long as they facilitate the big three products under one UI: deposits (e.g., HQ: Hollywood, CA. SMB Fintech Stack (Source: Canapi ). cash-holding account).

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San Francisco Online Digital Banking Fintech 15

Fintech Labs Insights

NOVEMBER 22, 2021

The first pure-play online bank Security First Network Bank (SFNB) launched in 1995, just a year after Amazon.com. I don’t believe they need to be regulated as a bank as long as they facilitate the big three products under one UI: deposits (e.g., HQ: Hollywood, CA. SMB Fintech Stack (Source: Canapi ). cash-holding account).

San Francisco 15

San Francisco Online Digital Banking CA 15

CFPB Monitor

MAY 22, 2019

The California Reinvestment Coalition has filed a lawsuit against the CFPB in a California federal district court seeking a declaration that the CFPB’s failure to issue regulations implementing Section 1071 of the Dodd-Frank Act violates the Administrative Procedure Act and requiring the CFPB to promptly issue such regulations.

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CA Regulation Community Resources 68

CFPB Monitor

JULY 21, 2022

CA), inserting into the NDAA a version of the “Establishing New Authorities for Business Laundering and Enabling Risks to Security Act,” otherwise more commonly known as the ENABLERS Act. FinCEN, however, does not actually conduct BSA/AML examinations of regulated businesses.

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United States Taxes Regulation Compliance 78

PYMNTS

APRIL 11, 2019

The Trump administration has promised — and, in some cases, has been executing on promises — to roll back at least some of the regulations contained in the Dodd-Frank tenets that took shape a decade ago. Financial reform has been top of mind for the newly installed Democratic majority in the House. The CEO names are well-known.

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Lending America cryptocurrency System 158

PYMNTS

APRIL 11, 2019

The Trump administration has promised — and, in some cases, has been executing on promises — to roll back at least some of the regulations contained in the Dodd-Frank tenets that took shape a decade ago. Financial reform has been top of mind for the newly installed Democratic majority in the House. The CEO names are well-known.

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Lending America System CA 100

PYMNTS

OCTOBER 31, 2016

Never mind the cost and security issues that it raises for banks. Maxine Waters (D-CA), has thrown down the banks-need-to-be-broken-up gauntlet. But the consumer’s expectation is that the bank should maintain their data accurately and keep it secure on their behalf. And he can do that. BANKING’S LATEST THREAT — APIs.

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