PYMNTS

APRIL 10, 2020

Beyond Tempe, Starship brought on a grocery delivery service in the nation’s capital last month and grew to Irvine, California. As previously reported , Starship Technologies planned to expand and deliver everything from pizza to Starbucks to university students throughout the nation.

Arizona 267

Arizona Technology California Community 267

CFPB Monitor

MARCH 15, 2022

In 2019, California enacted AB 539 which, effective January 1, 2020, limited the interest rate that can be charged on loans of $2,500 to $10,000 by lenders licensed under the California Financing Law (CFL) to 36% plus the federal funds rate. Section 160.110(d). Section 7.4001(e).

California 78

California Innovation Utah West Virginia 78

CFPB Monitor

JULY 14, 2022

The California Department of Financial Protection and Innovation (DFPI) has filed its opposition to Opportunity Financial, LLC’s (OppFi) Demurrer to the DFPI’s cross-complaint. The DFPI also alleged additional CFL violations by OppFi, including the CFL’s “anti-evasion” provisions.

California 78

California Innovation Utah Texas 78

PYMNTS

NOVEMBER 9, 2020

According to Zhu, Nuro has now put out two versions of the autonomous delivery vehicle, including R2, which received the first and only federal exemption for an autonomous vehicle from the Department of Transportation (DOT) and the National Highway Traffic Safety Administration , per the post.

Houston 249

Houston Arizona Texas California 249

CFPB Monitor

FEBRUARY 17, 2021

Effective January 1, 2021, California’s revamped consumer protection agency—the Department of Financial Protection and Innovation (DFPI)—has new, sweeping power over consumer financial services providers in the most populous U.S.

California 78

California Resources National Groups 78

PYMNTS

MARCH 2, 2020

Lloyd’s Head of Innovation Trevor Maynard said per the report that the British insurance company is the “natural home for insurance innovation because of the unique ability of syndicates to collaborate to insure new things.”. And the Office of Foreign Asset Control of the U.S. And another unsealed document indicates that the U.S.

Bitcoin 177

Bitcoin Policies Groups California 177

Bank Innovation

MARCH 22, 2016

The new auto loan product will initially launch in California, and is expected to be live in Illinois and Georgia by early in the second quarter, with a national rollout expected by the third quarter, according to Avant. Online marketplace lender Avant Inc.

Illinois 150

Illinois Georgia California National 150

PYMNTS

JANUARY 29, 2020

The National Institute for Smart Governance (NISG) in India has published a report recommending that laws around blockchain should be based on what the technology does, and not the technology itself, according to a report Tuesday (Jan. said that national policy might not be enough in terms of crypto regulation. . “We

Bitcoin 132

Bitcoin Regulation blockchain Delaware 132

PYMNTS

NOVEMBER 4, 2020

These innovations have revolutionized diners’ experiences and transformed the purchasing process. McDonald’s purchased California-based voice recognition startup Apprente last year, with plans to eventually implement the technology at its U.S. drive-thrus. How Payments Factor Into The Ordering Equation. Much of the U.S.

Meeting 230

Meeting Payments New York City Denver 230

CFPB Monitor

SEPTEMBER 10, 2020

In 2019, California enacted AB-539, the Fair Access to Credit Act (FACA), which, effective January 1, 2020, limits the interest rate that can be charged on loans of $2,500 to $10,000 by lenders licensed under the California Financing Law (CFL) to 36% plus the federal funds rate. A number of states have challenged these regulations.

Utah 78

Utah California FDIC West Virginia 78

PYMNTS

MAY 5, 2020

In addition to New York, the program is now available for SNAP recipients in Alabama, Arizona, California, Florida, Iowa, Kentucky, Nebraska, New York, Oregon and Washington. Instacart reported grocery orders were 10 times higher than usual, and even 20 times higher in places like California and New York, the online news service reported.

Online 151

Online District of Columbia West Virginia North Carolina 151

PYMNTS

FEBRUARY 6, 2020

Lauren Saunders, who serves as associate director of the National Consumer Law Center, said state-regulated lenders “lauder their loans up to 160 percent annual percentage rates through banks in order to evade state interest rate caps. These schemes are spreading across the country and are starting to explode.”.

Utah 130

Utah National California Regulation 130

PYMNTS

OCTOBER 9, 2020

It will use proceeds to leverage technology and invest in innovative ideas to drive the long-term health and wellness of all citizens. The National Restaurant Association estimates the industry has lost $185 billion this year. The San Francisco-based global leader in CRM said the new fund is twice the size of its 2017 offering.

San Francisco 196

San Francisco Capital United States Big Data 196

CFPB Monitor

OCTOBER 6, 2022

A California state court has overruled the demurrer filed by Opportunity Financial, LLC (OppFi) to the cross-complaint filed by the California Department of Financial Protection and Innovation (DFPI) in which OppFi asked the court to reject the DFPI’s “true lender” challenge.

California 78

California FDIC Analysis Utah 78

PYMNTS

MARCH 2, 2020

The latest PYMNTS Credit Union Innovation Index found that three-quarters of respondents chose to bank at their CU because of trust, and over 60 percent of current CU members said they wouldn’t leave their CU for another financial institution (FI) because of – you guessed it – trust. The Trust Factor.

California 130

California Fraud Pennsylvania Community 130

PYMNTS

NOVEMBER 25, 2019

PYMNTS’ Credit Union Innovation Index found that 65 percent of such members chose their CUs because they trusted them, for example, with 60.8 CU innovation is no less prevalent abroad, with 30 CUs in Ireland partnering with Mastercard to open full-service checking accounts.

Alaska 154

Alaska Hawaii California Analytics 154

PYMNTS

OCTOBER 24, 2018

and in the wake of GDPR, which of course took effect in May, there exists the California Consumer Privacy Act of 2018, known colloquially as CCPA. economy that it is difficult for a company to treat California consumers differently than they treat non-California consumers. Here in the U.S.,

Data 122

Data US California Guidelines 122

PYMNTS

AUGUST 27, 2019

According to PYMNTS’ Credit Union Innovation Index , 65 percent of CU members said they chose a CU as their primary financial institution (FI) because they trusted it, as opposed to 45 percent of non-CU members who said the same. How California Coast Credit Union is Transforming in the Digital Age. percent in the U.K.

Data 122

Data Report Los Angeles California 122

PYMNTS

JULY 31, 2017

In fact, the federally backed National Credit Union Administration (NCUA) reported credit union membership grew by 4.3 This inaugural edition of the Tracker covers the most significant recent developments from around the credit union market, including notable innovations, industry partnerships and efforts to challenge and change regulations.

Report 114

Report Innovation Regulation National 114

PYMNTS

APRIL 28, 2017

Venture Capital Practice National Co-Lead Partner, and Co-Leader of its Enterprise Innovative Startups Network, Brian Hughes, investors across the world also had a clear vision for where they wanted to see their money go. Financial Services FinTech Practice Co-Leader Anthony Rjeily in a statement. According to KPMG’s U.S.

Fintech 192

Fintech San Francisco Capital Software 192

PYMNTS

MAY 27, 2020

The MSBIA is an advocacy group that represents Main Street businesses in Santa Monica, California. Hall said that expanding businesses outdoors isn’t the silver bullet that will save all of Main Street, but it will help when combined with a lot of other innovations and pivots. Ultimately, Innovative Businesses Will Survive.

Maine 245

Maine Retail Groups Innovation 245

PYMNTS

JANUARY 27, 2020

In recent weeks, both New York and California have sought more authority over debt collection, even as the CFPB mulls rule changes that would make it easier for debt collectors to be in contact with companies and individuals via phone, text and email. An agreement among OECD countries would spur France to end its national digital tax. “We

New York 179

New York Taxes California Conference 179

PYMNTS

NOVEMBER 25, 2017

And yet, for all the newness and newfangledness of toy innovation, it is remarkable how many of the classics are still not only available, but thriving. The original STEM toy, and part of the first class of toys inducted into the National Toy Hall of Fame (yes, that exists), has actually been around for over 100 years.

National 179

National Branding Connecticut Video 179

PYMNTS

SEPTEMBER 25, 2019

AH To Go is a 150-square-foot cashierless store that features “grab and go” technology from the Santa Clara, California-based startup AiFi, creator of the NanoStore. Technological innovations follow each other at breakneck speed and offer endless opportunities. “We

California 123

California Innovation Software National 123

PYMNTS

APRIL 25, 2017

TechCrunch said the fight between states and the OCC centers on a proposal made by the OCC in December, in which it details a program that enables FinTechs to apply for charters to become special purpose national banks. Some are concerned the OCC is hurting innovation, while others think it’s overstepping its limits.

Fintech 109

Fintech Ohio Florida Oregon 109

PYMNTS

NOVEMBER 29, 2018

Recently, the National Institute of Standards and Technology drafted a report advising federal agencies on IoT security. Mercedes-Benz and Bosch recently partnered with the city of San José in California on a forthcoming self-driving car trial, which the companies intend to lead to a ride-hailing service, using the vehicles.

Trends 173

Trends Security Study California 173

PYMNTS

MAY 27, 2020

The national decline in restaurant bookings is starting to ease up, according to new data from OpenTable as reported by CNBC. In Florida, Ohio, Georgia, New Jersey, Massachusetts, California and Connecticut, local government rulings have allowed such new tactics to flourish.

New Jersey 132

New Jersey Data Nebraska Alabama 132

PYMNTS

FEBRUARY 28, 2020

PYMNTS’ Credit Union Innovation Index found 65 percent of CU members chose credit unions as their primary financial institutions (FIs) because they trusted them, compared to 45 percent of non-CU members who said the same. California’s Protective Measures And Their Costs. Data Breaches Within And Without. Canada’s largest CU, the 4.2

Data 131

Data California Security Pennsylvania 131

PYMNTS

JULY 16, 2019

Last year, Lendbuzz’s loan origination grew 320 percent, and the company increased its dealership network across the United States to include key markets, including California and Florida. Data shows that more than 43 million foreign born nationals live in the U.S., “This is a significant step forward for Lendbuzz.

Fintech 122

Fintech United States Florida California 122

PYMNTS

MARCH 19, 2018

The National Transportation Safety Board and the National Highway Traffic Safety Administration (NHTSA) both said they would be sending teams to Tempe to investigate what happened. She later succumbed to her injuries, the police statement said.

Arizona 101

Arizona San Francisco National California 101

PYMNTS

AUGUST 25, 2016

government to verify their identities and their ability to pay for their studies, these students are often overlooked by national credit bureaus. National credit bureaus and scores like FICO are leaving people out of the credit system. college campuses and grow its internal team.

National 100

National California Cards Analytics 100

PYMNTS

APRIL 21, 2017

On Friday of last week, Apple secured a self-driving road test permit from the California DMV. Apple now joins 29 other automotive and tech companies who have received test permits in California for self-driving technology. Didi set up an AI lab in California last month, signaling yet another self-driving technology play in the works.

Apple 115

Apple California Software Technology 115

PYMNTS

SEPTEMBER 4, 2020

Quick-service restaurants (QSRs), fast casual eateries and fast-food drive-thrus keep dominating headlines throughout the pandemic as a nation is understandably obsessed with staying fed on lockdown and after, when breathing the open air still feels oddly risky. A Tasting Menu Of Creative Approaches.

Boston 205

Boston San Francisco New York City Portland 205

CB Insights

MAY 23, 2016

Startups based in California, New York, and Massachusetts account for most of the VC tech funding in the United States. However, hotbeds of innovation are being spurred by VCs across the country. With that in mind, we used CB Insights … Continued.

United States 53

United States Massachusetts National New York 53

CB Insights

MAY 23, 2016

Startups based in California, New York, and Massachusetts account for most of the VC tech funding in the United States. However, hotbeds of innovation are being spurred by VCs across the country. With that in mind, we used CB Insights … Continued.

United States 53

United States Massachusetts National New York 53

PYMNTS

APRIL 12, 2016

The venture capital industry in the United States raised $12 billion, across 57 funds, in the first quarter of this year, as noted by the National Venture Capital Association (NVCA), in conjunction with Thomson Reuters. Among the most notable activity, 1955 Capital, based in California, grabbed $200 million for its inaugural fund.

United States 100

United States Capital California Industry 100

PYMNTS

FEBRUARY 21, 2018

Singapore stepped onto the global stage as a world leader in blockchain innovation in recent months. Perhaps it isn’t surprising that analysts are now musing about how to avoid a repeat of the Punjab National Bank fraud scandal, and some are looking towards blockchain to do so. United States.

blockchain 130

blockchain Los Angeles Regulation Oregon 130