PYMNTS

OCTOBER 18, 2018

According to the PYMNTS Retail Innovation Readiness Index , 85 percent believe they need to innovate to stay competitive. And among large retailers, 82 percent said innovation is necessary for continued success. Betting that its popularity with online shoppers will translate into brick-and-mortar sales in Washington, D.C.,

Innovation 145

Innovation Retail Online Branding 145

CFPB Monitor

SEPTEMBER 30, 2020

California Governor Gavin Newsom has signed into law the Student Borrower Bill of Rights, AB 376 , as part of a package of consumer protection legislation. Like the licensing law, the Act applies to servicers located in California or whose activities are “directed to” persons inside California. See Section 1788.102(a)].

California 148

California Policies Regulation Payments 148

PYMNTS

NOVEMBER 3, 2020

Sprinkles , a Beverly Hills, California-based confectioner, was as prepared as a QSR could possibly be for the rush to online ordering, payments, pickup and delivery. Sprinkles adopted online ordering nearly a decade ago for custom cakes and catering. One bakery chain had a leg up when the pandemic changed everything.

ATM 196

ATM Online New York City New York 196

PYMNTS

JUNE 26, 2020

billion to acquire Zoox , the Foster City, California self-driving technology company, the Financial Times (FT) reported. . The source said Amazon would collaborate with Zoox to create a ride-hailing fleet, taking on Waymo Co, the California-based self-driving industry leader backed by Alphabet, Google’s parent company.

California 259

California Course Technology Report 259

PYMNTS

MARCH 27, 2020

While the advancement of open banking regulations may be seeing a small skip due to the spread of the coronavirus , many countries saw business and typical banking operations halted right after deciding upon new online privacy rules. Around The Data Protection And Security World. The virus is sweeping through the U.S. Security .

Data 199

Data Retail US California 199

PYMNTS

SEPTEMBER 19, 2019

Apparel used to be mostly a brick-and-mortar retail experience, but that has changed drastically over the last few years – and has been one of the main innovations when it comes to commerce related to the clothes we wear. But at this point, it is also mostly table stakes in the race to bring apparel retail online. Better Fit.

Retail 137

Retail Innovation San Francisco New York City 137

PYMNTS

NOVEMBER 25, 2019

Retail innovation comes from various places – and for the new decade, that includes quick-service restaurants (QSRs), the site of massive technological change. These lanes allow customers to order and pre-pay online and pick up at a designated time. Loyalty, too, is a source of innovation. Contactless Payments.

Innovation 153

Innovation Retail New York City Minnesota 153

PYMNTS

MAY 7, 2020

Many are instead flocking to online gambling sites after the closure of all 989 commercial and tribal casino properties in the U.S. However, it can take a long time for online players to collect funds, unlike at casinos, where consumers can instantly collect winnings in cash. Regulatory Hurdles Trip Up Disbursement Innovation.

Online 142

Online New Jersey Pennsylvania Regulation 142

PYMNTS

DECEMBER 5, 2019

A convenient and seamless ordering experience from online and mobile channels is essential for restaurant customers. Quick-service restaurants (QSRs) have heard the call for innovative digital ordering capabilities, with several major brands stepping up their investments in this area. Recent Developments From the Restaurant Front.

Innovation 131

Innovation Houston Metro Mobile 131

CFPB Monitor

NOVEMBER 2, 2023

On November 30, 2023 at 12:30 PM, ET, Ballard Spahr will hold a webinar entitled “Recent Important Developments in Federal Preemption for National and State Banks: What They Mean for Bank and Nonbank Consumer Financial Services Providers” during which this case will be dissected. Continue Reading

California 88

California Los Angeles Lending National 88

PYMNTS

JULY 29, 2019

The rise of video games, both online and mobile, is helping to drive innovation in retail. This is only part of the innovation trend stemming from video games. Consumers are buying Tilly’s products online, as digital growth was up 22 percent in 2018. That includes stores, and the latest example comes from GameStop Corp.

Video 120

Video Innovation Retail Apple 120

PYMNTS

NOVEMBER 6, 2020

We have deep dives on digital payments, online ordering and memberships. NEW DATA: Five Payments Innovations for Winning the Digital-First Shopper. From Online Ordering to Cupcake ATMs: How Sprinkles Prepared for the Pandemic. From Online Ordering to Cupcake ATMs: How Sprinkles Prepared for the Pandemic.

Online 148

Online Payments Millennials Apple 148

PYMNTS

NOVEMBER 11, 2020

Chipotle Mexican Grill is capitalizing on the surge in online demand and opening its first digital-only restaurant in Highland Falls, New York, just outside the gates of West Point military academy. Chipotle Digital Kitchen will start taking online orders for pickup or delivery on Saturday (Nov.

Denver 218

Denver Colorado New York Training 218

Bank Innovation

OCTOBER 31, 2017

EXLUSIVE – Payment protection company Earny will soon add Visa to its list of partners in the next two to four weeks, Bank Innovation has learned. Based in California, Earny files payment protection claims on […].

Company 170

Company Payments California Innovation 170

PYMNTS

APRIL 28, 2020

FIs and FinTechs are promoting social distancing by providing online card applications and virtual payment cards to help customers avoid using cash or visiting bank branches. The Paytm cards can be used both in-store and online. Around the Next-Gen Debit World. Debit cards are also helping consumers receive funds.

Digital Banking 238

Digital Banking Los Angeles Cards California 238

PYMNTS

SEPTEMBER 25, 2020

The grants are part of the San Jose, California-based worldwide online payments system’s $530 million pledge made earlier this year to strengthen minority communities and fight for economic equality and racial justice. “To PayPal Holdings Inc. provided $5 million in grants to support Black-owned businesses in the U.S.

San Jose 261

San Jose Baltimore Nebraska Community 261

PYMNTS

JUNE 24, 2020

With corporate travel still on pause, commercial card innovation has taken a different direction. In a recent announcement , the Singapore company revealed its BizPay solution, an online platform enabling businesses to use their existing commercial cards and converting their credit limit into working capital to pay suppliers.

Cards 131

Cards Innovation Tools Capital 131

CFPB Monitor

MARCH 15, 2022

In 2019, California enacted AB 539 which, effective January 1, 2020, limited the interest rate that can be charged on loans of $2,500 to $10,000 by lenders licensed under the California Financing Law (CFL) to 36% plus the federal funds rate. Section 160.110(d). Section 7.4001(e).

California 78

California Innovation Utah West Virginia 78

PYMNTS

MAY 4, 2017

Then, companies working to develop the technological means for cars to drive themselves have levied more than a few criticisms against proposed regulation changes in the state of California. Apple, for one, is hoping that California will work to toughen some of its current self-driving road test policies.

California 100

California Policies Company Apple 100

Bank Innovation

DECEMBER 8, 2017

Other investors include California-based investment firms Accel and TCV, both of whom […]. EXCLUSIVE- Emerging markets-focused money transfer app WorldRemit has raised another round of funding, bringing the total amount to $220 million.

California 249

California Marketing Capital Online 249

PYMNTS

NOVEMBER 10, 2020

Most online merchants rely solely on SSL/TLS to encrypt the data being sent from their websites. New York-headquartered PAAY, a consumer authentication innovator co-founded in 2011 by James Ruffer and Yitz Mendlowitz, has a new security solution that aims to obliterate hacking and fraud threats.

Security 233

Security New York Atlanta Fraud 233

PYMNTS

JUNE 14, 2016

Oddly enough, that’s where Nordstrom finds itself in regards to its online sales growth. The Motley Fool has a breakdown of the roller coaster ride Nordstrom’s eCommerce sales have ridden since the early 2000s, when online generated just 5 percent of sales, to 2015, which brought in 20 percent. percent last quarter.

Online 100

Online Exercises California Retail 100

PYMNTS

NOVEMBER 20, 2020

The online marketplace sold more than two million watches last year; 54 percent of the inventory is pre-owned. eBay was founded in 1995 in San Jose, California by Pierre Omidyar , who became a billionaire at the age 31 when the marketplace went public in 1998. Rolex accounts for 40 percent of luxury watch sales on eBay.

San Jose 246

San Jose Los Angeles California America 246

PYMNTS

NOVEMBER 4, 2020

Research confirms that QSR patrons are seeking multiple online and offline ordering methods. These innovations have revolutionized diners’ experiences and transformed the purchasing process. McDonald’s purchased California-based voice recognition startup Apprente last year, with plans to eventually implement the technology at its U.S.

Meeting 230

Meeting Payments New York City Denver 230

Bank Innovation

JANUARY 5, 2018

The California-based Wealthfront, which relies on software and algorithms to fuel investments for its clients rather than the traditional human middlemen, will use the capital to keep the […].

Millennials 225

Millennials California Software Capital 225

Bank Innovation

MARCH 22, 2016

Online marketplace lender Avant Inc. The new auto loan product will initially launch in California, and is expected to be live in Illinois and Georgia by early in the second quarter, with a national rollout expected by the third quarter, according to Avant.

Illinois 150

Illinois Georgia California National 150

PYMNTS

SEPTEMBER 29, 2016

One of the unintended consequences in the rise of eCommerce is a related rise in cyberfraud attacks on online shoppers. Shape’s innovative technology has proven to offer highly effective defense against automated attacks from advanced cybercriminals,” according to Lak Ananth, managing director of Hewlett Packard Pathfinder.

Online 100

Online Security Fraud Retail 100

PYMNTS

JANUARY 15, 2021

In today’s top digital-first banking news, Goldman Sachs has selected FinTech startup Marqeta to power digital checking accounts for Marcus, while California credit card startup X1 notched $12 million in a funding round headed up by Spark Capital. Goldman Sachs has chosen FinTech upstart Marqeta to fuel online checking accounts for Marcus.

Cards 152

Cards California Capital Tools 152

PYMNTS

JULY 17, 2020

Facebook Inc’s top executives could be required to testify before the Federal Trade Commission (FTC) as the regulator investigates whether the California-based social media conglomerate has violated U.S. antitrust laws, sources told The Wall Street Journal. An FTC spokeswoman declined to comment. states and the DOJ.

social media 160

social media Google California Apple 160

PYMNTS

AUGUST 4, 2016

How cumbersome and annoying do you find the return process for items that you ordered online? The growth of online commerce continues at a rapid pace. The online shopping experience gets better every day. All online returns today are some version of ‘put in mail.’ shopping malls. One area has lagged behind — returns.

Online 100

Online Retail Policies California 100

PYMNTS

SEPTEMBER 8, 2020

Plus, Epic Games has again asked a California judge to reinstate Fortnite to Apple’s devices. The new features include price reduction, online deal notifications and product alerts for customers. The maker of Fortnite has asked a California judge for the second time to reinstate its popular video game to Apple Inc.’s

Payments 141

Payments California Apple Video 141

PYMNTS

JULY 9, 2019

In the age of quick-service restaurant (QSR) dining technology innovation, restaurants are frantically looking into ways to provide consumers with mobile ordering bells and whistles like third-party payment integrations, rewards programs and surprise-and-delight offers. At the same time, dining platforms are expanding their offerings.

Mobile 179

Mobile Payments Los Angeles Hawaii 179

PYMNTS

SEPTEMBER 29, 2020

Credit unions of various sizes were eager to roll out credit card innovation plans before the COVID-19 pandemic’s onset. These expectations also drove CU executives’ innovation agendas, with 91 percent voicing serious interest in developing card product innovations. Credit Innovation Planning Reset .

San Diego 141

San Diego Innovation Cards California 141

PYMNTS

OCTOBER 14, 2019

As the digital economy grows, you can bet that crowdsourcing will become an even bigger part of innovation and disruption, along with hiring and investment — all of which will serve to help build only new companies but vital digital infrastructure. One big recent example in favor of such points comes from Goldman Sachs.

Training 187

Training United States Innovation Industry 187

CFPB Monitor

JUNE 15, 2022

The California Department of Financial Protection and Innovation (DFPI) has issued final regulations to implement SB 1235, the bill signed into law on September 30, 2018 that requires consumer-like disclosures to be made for certain commercial financing products, including small business loans and merchant cash advances. .

California 78

California Regulation CA Utah 78

PYMNTS

APRIL 16, 2020

three California technology companies, all wanted a piece of the federal government’s $350 billion loan program, which was designed to keep businesses in the black during the COVID-19 pandemic. . It didn’t help that the SBA’s online loan platform couldn’t handle the lending software the companies used. PayPal Holdings Inc.,

Fintech 160

Fintech Lending Software Training 160

PYMNTS

MARCH 1, 2019

card issuers, online retailers, payment providers and other businesses using Socure solutions today, the company said the investment will propel its U.S. Also operating in the enterprise security space is Cequence Security, based in California. growth trajectory, particularly in the healthcare and public sectors. Cequence Security.

Security 189

Security Capital Software Analytics 189