PYMNTS

OCTOBER 18, 2018

According to the PYMNTS Retail Innovation Readiness Index , 85 percent believe they need to innovate to stay competitive. And among large retailers, 82 percent said innovation is necessary for continued success. Betting that its popularity with online shoppers will translate into brick-and-mortar sales in Washington, D.C.,

Innovation 145

Innovation Retail Online Branding 145

CFPB Monitor

JUNE 15, 2022

The California Department of Financial Protection and Innovation (DFPI) has issued final regulations to implement SB 1235, the bill signed into law on September 30, 2018 that requires consumer-like disclosures to be made for certain commercial financing products, including small business loans and merchant cash advances. .

California 78

California Regulation CA Utah 78

PYMNTS

DECEMBER 22, 2020

They will need to continue innovating these processes to stay on top of shifting B2B trends worldwide. BoxFox On Why Order-To-Cash Innovation Is Key For Businesses Expanding Globally. For more on these and other stories, read the Playbook’s News & Trends.

Innovation 237

Innovation Cards Payments Study 237

PYMNTS

DECEMBER 5, 2019

A convenient and seamless ordering experience from online and mobile channels is essential for restaurant customers. Quick-service restaurants (QSRs) have heard the call for innovative digital ordering capabilities, with several major brands stepping up their investments in this area. Recent Developments From the Restaurant Front.

Innovation 131

Innovation Houston Metro Mobile 131

PYMNTS

NOVEMBER 3, 2020

Sprinkles , a Beverly Hills, California-based confectioner, was as prepared as a QSR could possibly be for the rush to online ordering, payments, pickup and delivery. Sprinkles adopted online ordering nearly a decade ago for custom cakes and catering. One bakery chain had a leg up when the pandemic changed everything.

ATM 196

ATM Online New York City New York 196

PYMNTS

MAY 7, 2020

Many are instead flocking to online gambling sites after the closure of all 989 commercial and tribal casino properties in the U.S. However, it can take a long time for online players to collect funds, unlike at casinos, where consumers can instantly collect winnings in cash. Regulatory Hurdles Trip Up Disbursement Innovation.

Online 142

Online New Jersey Pennsylvania Regulation 142

CFPB Monitor

OCTOBER 6, 2022

A California state court has overruled the demurrer filed by Opportunity Financial, LLC (OppFi) to the cross-complaint filed by the California Department of Financial Protection and Innovation (DFPI) in which OppFi asked the court to reject the DFPI’s “true lender” challenge.

California 78

California FDIC Analysis Utah 78

PYMNTS

SEPTEMBER 19, 2019

Apparel used to be mostly a brick-and-mortar retail experience, but that has changed drastically over the last few years – and has been one of the main innovations when it comes to commerce related to the clothes we wear. But at this point, it is also mostly table stakes in the race to bring apparel retail online. Better Fit.

Retail 137

Retail Innovation San Francisco New York City 137

PYMNTS

JULY 29, 2019

The rise of video games, both online and mobile, is helping to drive innovation in retail. This is only part of the innovation trend stemming from video games. Consumers are buying Tilly’s products online, as digital growth was up 22 percent in 2018. That includes stores, and the latest example comes from GameStop Corp.

Video 120

Video Innovation Retail Apple 120

PYMNTS

NOVEMBER 6, 2020

We have deep dives on digital payments, online ordering and memberships. NEW DATA: Five Payments Innovations for Winning the Digital-First Shopper. From Online Ordering to Cupcake ATMs: How Sprinkles Prepared for the Pandemic. From Online Ordering to Cupcake ATMs: How Sprinkles Prepared for the Pandemic.

Online 148

Online Payments Millennials Apple 148

PYMNTS

NOVEMBER 25, 2019

Retail innovation comes from various places – and for the new decade, that includes quick-service restaurants (QSRs), the site of massive technological change. These lanes allow customers to order and pre-pay online and pick up at a designated time. Loyalty, too, is a source of innovation. Contactless Payments.

Innovation 153

Innovation Retail New York City Minnesota 153

PYMNTS

JUNE 24, 2020

With corporate travel still on pause, commercial card innovation has taken a different direction. In a recent announcement , the Singapore company revealed its BizPay solution, an online platform enabling businesses to use their existing commercial cards and converting their credit limit into working capital to pay suppliers.

Cards 131

Cards Innovation Tools Capital 131

Bank Innovation

OCTOBER 26, 2017

EXCLUSIVE – Blockchain-based rental payments platform Rentberry is looking to raise $30 million in an Initial Coin Offering (ICO) next month, Bank Innovation has learned. 30, Rentberry CEO Alex Lubinsky told Bank Innovation at Money 20/20 in Las Vegas. Based in California, Rentberry is a home rental service that […].

Las Vegas 273

Las Vegas California Fintech blockchain 273

PYMNTS

MAY 4, 2017

Then, companies working to develop the technological means for cars to drive themselves have levied more than a few criticisms against proposed regulation changes in the state of California. Apple, for one, is hoping that California will work to toughen some of its current self-driving road test policies.

California 100

California Policies Company Apple 100

Bank Innovation

DECEMBER 26, 2016

Bank Innovation conducted a survey to find out, partnered with Worldwide Business Research, which explored the topic at its Future Branches event in La Jolla, California. The future of banking most probably involves a completely re-vamped branch structure–but what will the bank branch of the future look like?

California 353

California Survey Innovation Online 353

PYMNTS

MARCH 27, 2020

While the advancement of open banking regulations may be seeing a small skip due to the spread of the coronavirus , many countries saw business and typical banking operations halted right after deciding upon new online privacy rules. Around The Data Protection And Security World. The virus is sweeping through the U.S. Security .

Data 199

Data Retail US California 199

PYMNTS

JUNE 26, 2020

billion to acquire Zoox , the Foster City, California self-driving technology company, the Financial Times (FT) reported. . The source said Amazon would collaborate with Zoox to create a ride-hailing fleet, taking on Waymo Co, the California-based self-driving industry leader backed by Alphabet, Google’s parent company.

California 259

California Course Technology Report 259

PYMNTS

JUNE 14, 2016

Oddly enough, that’s where Nordstrom finds itself in regards to its online sales growth. The Motley Fool has a breakdown of the roller coaster ride Nordstrom’s eCommerce sales have ridden since the early 2000s, when online generated just 5 percent of sales, to 2015, which brought in 20 percent. percent last quarter.

Online 100

Online Exercises California Retail 100

PYMNTS

NOVEMBER 11, 2020

Chipotle Mexican Grill is capitalizing on the surge in online demand and opening its first digital-only restaurant in Highland Falls, New York, just outside the gates of West Point military academy. Chipotle Digital Kitchen will start taking online orders for pickup or delivery on Saturday (Nov.

Denver 218

Denver Colorado New York Training 218

Bank Innovation

OCTOBER 31, 2017

EXLUSIVE – Payment protection company Earny will soon add Visa to its list of partners in the next two to four weeks, Bank Innovation has learned. Based in California, Earny files payment protection claims on […].

Company 170

Company Payments California Innovation 170

PYMNTS

JANUARY 15, 2021

In today’s top digital-first banking news, Goldman Sachs has selected FinTech startup Marqeta to power digital checking accounts for Marcus, while California credit card startup X1 notched $12 million in a funding round headed up by Spark Capital. Goldman Sachs has chosen FinTech upstart Marqeta to fuel online checking accounts for Marcus.

Cards 152

Cards California Capital Tools 152

PYMNTS

SEPTEMBER 8, 2020

Plus, Epic Games has again asked a California judge to reinstate Fortnite to Apple’s devices. The new features include price reduction, online deal notifications and product alerts for customers. The maker of Fortnite has asked a California judge for the second time to reinstate its popular video game to Apple Inc.’s

Payments 141

Payments California Apple Video 141

PYMNTS

SEPTEMBER 29, 2020

Credit unions of various sizes were eager to roll out credit card innovation plans before the COVID-19 pandemic’s onset. These expectations also drove CU executives’ innovation agendas, with 91 percent voicing serious interest in developing card product innovations. Credit Innovation Planning Reset .

San Diego 141

San Diego Innovation Cards California 141

PYMNTS

SEPTEMBER 29, 2016

One of the unintended consequences in the rise of eCommerce is a related rise in cyberfraud attacks on online shoppers. Shape’s innovative technology has proven to offer highly effective defense against automated attacks from advanced cybercriminals,” according to Lak Ananth, managing director of Hewlett Packard Pathfinder.

Online 100

Online Security Fraud Retail 100

PYMNTS

APRIL 28, 2020

FIs and FinTechs are promoting social distancing by providing online card applications and virtual payment cards to help customers avoid using cash or visiting bank branches. The Paytm cards can be used both in-store and online. Around the Next-Gen Debit World. Debit cards are also helping consumers receive funds.

Digital Banking 238

Digital Banking Los Angeles Cards California 238

PYMNTS

JULY 17, 2020

Facebook Inc’s top executives could be required to testify before the Federal Trade Commission (FTC) as the regulator investigates whether the California-based social media conglomerate has violated U.S. antitrust laws, sources told The Wall Street Journal. An FTC spokeswoman declined to comment. states and the DOJ.

social media 160

social media Google California Apple 160

PYMNTS

AUGUST 4, 2016

How cumbersome and annoying do you find the return process for items that you ordered online? The growth of online commerce continues at a rapid pace. The online shopping experience gets better every day. All online returns today are some version of ‘put in mail.’ shopping malls. One area has lagged behind — returns.

Online 100

Online Retail Policies California 100

CFPB Monitor

MAY 3, 2021

The California Department of Financial Protection and Innovation announced last week that it has entered into a consent order with Lambda, Inc., Lambda offers California students the option to defer tuition through income-based retail installment contracts. Non-California students may enter into income share agreements.

Exercises 78

Exercises CA California Marketing 78

PYMNTS

SEPTEMBER 25, 2020

The grants are part of the San Jose, California-based worldwide online payments system’s $530 million pledge made earlier this year to strengthen minority communities and fight for economic equality and racial justice. “To PayPal Holdings Inc. provided $5 million in grants to support Black-owned businesses in the U.S.

San Jose 261

San Jose Baltimore Nebraska Community 261

PYMNTS

NOVEMBER 10, 2020

Most online merchants rely solely on SSL/TLS to encrypt the data being sent from their websites. New York-headquartered PAAY, a consumer authentication innovator co-founded in 2011 by James Ruffer and Yitz Mendlowitz, has a new security solution that aims to obliterate hacking and fraud threats.

Security 233

Security New York Atlanta Fraud 233

PYMNTS

JANUARY 2, 2020

Regulators are looking to PSD2 as a blueprint as they seek to innovate the way they treat online consumer data, privacy and security in their own regions. where several states, including California, are developing new regulations designed to upgrade the way they treat online data and transactions. and Turkey.

Regulation 131

Regulation California Regional Fintech 131

PYMNTS

JANUARY 13, 2020

And beginning earlier in the month, new laws seek to tackle “rogue traders and online tricksters,” as denounced in a statement by Vera Jourova, the EU’s commissioner for values and transparency. That applies, too, to online ticket sales. A California CFPB?

Data 131

Data social media Regulation California 131

PYMNTS

NOVEMBER 4, 2020

Research confirms that QSR patrons are seeking multiple online and offline ordering methods. These innovations have revolutionized diners’ experiences and transformed the purchasing process. McDonald’s purchased California-based voice recognition startup Apprente last year, with plans to eventually implement the technology at its U.S.

Meeting 230

Meeting Payments New York City Denver 230

PYMNTS

APRIL 16, 2020

three California technology companies, all wanted a piece of the federal government’s $350 billion loan program, which was designed to keep businesses in the black during the COVID-19 pandemic. . It didn’t help that the SBA’s online loan platform couldn’t handle the lending software the companies used. PayPal Holdings Inc.,

Fintech 160

Fintech Lending Software Training 160

PYMNTS

NOVEMBER 20, 2020

The online marketplace sold more than two million watches last year; 54 percent of the inventory is pre-owned. eBay was founded in 1995 in San Jose, California by Pierre Omidyar , who became a billionaire at the age 31 when the marketplace went public in 1998. Rolex accounts for 40 percent of luxury watch sales on eBay.

San Jose 246

San Jose Los Angeles California America 246

PYMNTS

AUGUST 23, 2017

The new eCommerce fulfillment center will be located in Plainfield, Indiana, and Kohl’s expects to begin shipping Kohls.com online retail orders from the new location by the end of this month. The Plainfield facility will join existing eCommerce locations in California, Maryland, Ohio and Texas.

Rhode Island 100

Rhode Island Ohio Indiana New Jersey 100

PYMNTS

JULY 30, 2019

POSaBIT, based in Seattle, already manages millions of transactions for over 120 dispensaries across Washington, California, Nevada, Colorado, Arizona and Oklahoma. Even though legal marijuana industry keeps gaining traction — according to one official state estimate, the market in California alone will reach at least $5.1

Mobile 130

Mobile Nevada Oklahoma Arizona 130