Independent Banker

AUGUST 31, 2021

ICBA’s National Community Bank Service Award winners for 2021 demonstrate that when their local areas need support, community banks are there with innovative, compassionate and thoughtful responses. Roshan McArthur is a writer in California. Last year was earth-shattering in many ways. Emerging Service Program Award. Cross River Bank.

Community Bank 196

Community Bank Community National Fresno 196

PYMNTS

AUGUST 5, 2020

A report by the California-based agency, whose mission is to prevent consumers from being defrauded online by learning the identity of individuals or organizations, revealed the number complaints about coronavirus scams has doubled in most states. SocialCatfish.com, the identity verification nonprofit, reported U.S.

Study 280

Study Fraud Pennsylvania California 280

Bank Innovation

MARCH 22, 2016

Online marketplace lender Avant Inc. The new auto loan product will initially launch in California, and is expected to be live in Illinois and Georgia by early in the second quarter, with a national rollout expected by the third quarter, according to Avant.

Illinois 150

Illinois Georgia California National 150

PYMNTS

AUGUST 21, 2020

The companies are testing the service in four California and Oklahoma markets, with an eye toward a national launch in 2021. Stop & Shop owner Ahold Delhaize NV announced plans earlier this week for putting more resources toward online shopping operations. Ahold intends to outfit roughly 1,100 U.S.

Online 160

Online Seattle NV Oklahoma 160

PYMNTS

JUNE 8, 2020

United Kingdom officials gave a California software company access to the private personal data of millions of British residents to answer questions around COVID-19, CNBC reported. The NHS has said it allowed Palantir access to sensitive personal data of patients, employees and residents under a deal to help it cope with the pandemic.

National 130

National Software Google Big Data 130

CFPB Monitor

NOVEMBER 2, 2023

On November 30, 2023 at 12:30 PM, ET, Ballard Spahr will hold a webinar entitled “Recent Important Developments in Federal Preemption for National and State Banks: What They Mean for Bank and Nonbank Consumer Financial Services Providers” during which this case will be dissected.

California 88

California Los Angeles Lending National 88

PYMNTS

NOVEMBER 6, 2020

We have deep dives on digital payments, online ordering and memberships. Apple is still the most valuable company in the nation, but it’s worth $430 billion less than it was two months ago – primarily, analysts say, because of concerns that the new iPhones arrived too late, per news on Nov. Trackers and Reports.

Online 148

Online Payments Millennials Apple 148

PYMNTS

JULY 10, 2020

In today’s top news, Marqeta prepares for an IPO, and Punjab National Bank was defrauded $491 million by one of its customers. Oakland, California-based issuer processor Marqeta, which is backed by Goldman Sachs, is preparing for an initial public offering (IPO) and seeking out investment banks for advice. Valuation In May.

National 130

National Fraud Oakland Payments 130

PYMNTS

AUGUST 26, 2019

22) the Justice Department unsealed an indictment —spanning 252 counts — against 80 defendants for alleged online scams that bilked firms and individuals of tens of millions of dollars. As reported, many of those indicted are Nigerian nationals. Attorney’s Office for the Central District of California.

Fraud 145

Fraud Online Portland Los Angeles 145

PYMNTS

NOVEMBER 23, 2020

A recent report released by the United Nations found that 132 out of 194 countries have now introduced data protection regulations of some kind, all varying in terms of what type of information they protect and the severity of their restrictions. How NowRx Is Engineering Prescription Privacy During The Pandemic.

Industry 298

Industry Regulation Data Study 298

PYMNTS

MAY 12, 2020

A survey by the National Community Pharmacists Association last fall found the number of independent pharmacies fell by nearly 20 percent to 18,478 stores last year, down from 23,029 in 2012. PillPack , the online pharmacy, was acquired by Amazon for $1 billion and is another contender for prescription dollars, PYMNTS reported.

Survey 200

Survey California Taxes Online 200

PYMNTS

APRIL 16, 2020

The offering is now available from almost 2,000 stores in California, New York and Illinois, among other states, with plans to grow throughout the country in the months to come, according to an announcement. As it stands, Instacart partners with over 350 local, regional, and national retailers to provide delivery from over 25,000 stores.

Illinois 161

Illinois California Washington New York 161

PYMNTS

NOVEMBER 4, 2020

Research confirms that QSR patrons are seeking multiple online and offline ordering methods. Restaurants need multiple strategies to meet customers’ demands for speed and convenience, regardless of whether they are ordering in person, by phone, online, via app or at kiosks in brick-and-mortar locations. The Evolution Of Ordering.

Meeting 230

Meeting Payments New York City Denver 230

PYMNTS

NOVEMBER 8, 2018

Leafbuyer Technologies, the cannabis technology company, announced Thursday (November 8) it has acquired Greenlight Technologies, a California-based application development company. Leafbuyer noted in the press release that the acquisition more than doubles Leafbuyer’s client base in California. “We

Technology 147

Technology Marketing California Colorado 147

PYMNTS

MARCH 7, 2019

Senate Homeland Security and Governmental Affairs Subcommittee on Investigations, executives from Equifax and Marriott were called out on their companies’ recent data breaches , while other witnesses helped describe the current landscape when it comes to online privacy and data security. During the hearing, Begor pointed out that all U.S.

Data 177

Data Security National Online 177

PYMNTS

AUGUST 4, 2016

How cumbersome and annoying do you find the return process for items that you ordered online? The growth of online commerce continues at a rapid pace. The online shopping experience gets better every day. All online returns today are some version of ‘put in mail.’ shopping malls. One area has lagged behind — returns.

Online 100

Online Retail Policies California 100

PYMNTS

NOVEMBER 29, 2019

Vouch Insurance , which offers insurance to high-growth technology firms through an online platform, said last week that it has raised $45 million in a funding round, and has expanded its service into California. The total raised to date comes in at $70 million.

Policies 191

Policies California United States Management 191

PYMNTS

JULY 21, 2020

In a deal expected to create the world’s largest online classifieds company, eBay Inc. has agreed to sell its ad division to Adevinta ASA, the Norwegian online marketplace, for $9.2 The San Jose, California-based online selling mega corporation’s classifieds’ platforms include a dozen brands in 13 countries.

San Jose 130

San Jose Online Branding National 130

PYMNTS

FEBRUARY 6, 2020

Lauren Saunders, who serves as associate director of the National Consumer Law Center, said state-regulated lenders “lauder their loans up to 160 percent annual percentage rates through banks in order to evade state interest rate caps. These schemes are spreading across the country and are starting to explode.”.

Utah 130

Utah National California Regulation 130

CFPB Monitor

MARCH 15, 2022

In 2019, California enacted AB 539 which, effective January 1, 2020, limited the interest rate that can be charged on loans of $2,500 to $10,000 by lenders licensed under the California Financing Law (CFL) to 36% plus the federal funds rate. Section 160.110(d). Section 7.4001(e).

California 78

California Innovation Utah West Virginia 78

PYMNTS

DECEMBER 17, 2020

The company was founded in 2015 as an on-demand fueling company in California and has expanded to on-demand oil changes, car washes and windshield treatments in five markets across the U.S. “We obviously took a huge hit when COVID hit, but we are now approaching the levels that we were [when] coming into it,” Yoshi CEO Bryan Frist told CNBC.

Retail 209

Retail California Exercises Industry 209

CFPB Monitor

OCTOBER 6, 2022

A California state court has overruled the demurrer filed by Opportunity Financial, LLC (OppFi) to the cross-complaint filed by the California Department of Financial Protection and Innovation (DFPI) in which OppFi asked the court to reject the DFPI’s “true lender” challenge.

California 78

California FDIC Analysis Utah 78

PYMNTS

FEBRUARY 2, 2021

Visa , which is the official payment technology partner of the National Football League (NFL), will provide small- to medium-sized businesses (SMBs) with a one-day offer that will waive some of the costs connected with getting online and taking digital payments on Super Bowl Sunday (Feb. 7), according to a Tuesday (Feb.

Tampa 211

Tampa San Francisco New York Miami 211

PYMNTS

JULY 13, 2020

Brooks, 50, who held a career in the banking sector including stints at OneWest Bank, has served on the board at Fannie Mae and as chief legal officer at Coinbase, the digital currency exchange headquartered in San Francisco, California. Brooks told U.S.

San Francisco 172

San Francisco Regulation California National 172

PYMNTS

MARCH 31, 2020

If there’s any industry that has been slow to transition online, it’s antiques. Two recent moves from leading arts and antique dealers are leading a trend toward online arts and antique buying. Now we’re going to take a smaller storefront and concentrate more online. We’re finally knocking down the barriers online.”.

Marketing 151

Marketing Phoenix Online New York 151

PYMNTS

SEPTEMBER 30, 2020

Consumers and businesses have been moving online in recent years, and regulators from the European Union to the Middle East and North Africa (MENA) region have worked to keep up with this migration. Consumers’ changing views are prompting MENA financial authorities to reexamine how their present regulations handle online privacy.

Regulation 175

Regulation Data Regional Examples 175

PYMNTS

OCTOBER 15, 2020

The FBI is warning homebuyers to be on the lookout for internet criminals who are sneaking into online conversations between buyers and mortgage companies or other participants in the sale process and providing false instructions that dupe purchasers into wiring funds to the criminals’ accounts, CNBC reported Thursday (Oct.

Fraud 162

Fraud Report America California 162

PYMNTS

JANUARY 11, 2021

Meanwhile, the National Restaurant Association estimates that more than 100,000 eateries have either closed permanently or at least long term due to the pandemic. Second, the inability to physically frequent many retail establishments created a new set of online shoppers. That’s one out of every six.

Los Angeles 207

Los Angeles Retail San Diego San Francisco 207

PYMNTS

JANUARY 7, 2019

One of the main ideas behind Real ID is to make it easier to authenticate a person’s identity, and to do so according to a single, de facto national standard. However, that can lead to more opportunities for online fraudsters as well. For now, that’s for the future, perhaps a next generation of nationally mandated personal ID.

Security 183

Security National Pennsylvania United States 183

PYMNTS

MAY 12, 2020

The luxury car brand said the national “white glove” offering provides customers with a concierge to function as a host and help them through the process of shopping for as well as purchasing a new automobile, according to an announcement.

America 141

America Branding Retail California 141

MyBankTracker

MAY 13, 2021

If you live in California and need to open a new checking account, these are some of the best options available. The Largest Banks in California. The largest banks in California, by deposits, are: Bank of America. City National Bank. Best Checking Account from Local California Banks. Wells Fargo. Union Bank.

California 52

California ATM FDIC National 52

PYMNTS

MARCH 20, 2020

and home sales peaked, right into a transformation toward an online platform model. Drilling down into the numbers, the National Association of Realtors said sales of existing single-family homes, townhomes, condos and co-ops were up 7.2 percent year over year to a seasonally adjusted 5.8 million units during February.

Pennsylvania 145

Pennsylvania United States Course New York 145

PYMNTS

JUNE 12, 2020

Palantir Technologies , the Palo Alto, California-based Big Data analytics company, is planning to go public soon and could be trading as early as this fall, sources told Bloomberg News. The pandemic has boosted Palantir, particularly with businesses using the products to help determine how to reopen.

Technology 131

Technology Analytics Big Data Software 131

PYMNTS

APRIL 25, 2017

TechCrunch said the fight between states and the OCC centers on a proposal made by the OCC in December, in which it details a program that enables FinTechs to apply for charters to become special purpose national banks. Among the states that have issue with it are New York, Florida, Ohio and California. Take New York as one example.

Fintech 109

Fintech Ohio Florida Oregon 109

PYMNTS

AUGUST 29, 2016

26) they seized around €1 million earlier in 2016 in connection with a operation that was being run on an online dark market. In a report by CoinDesk , a representative of Finland’s customs office said the online drug site was named Valhalla, which has been in operation since Oct. Finland customs agents announced on Friday (Aug.

Online 101

Online National Operations California 101

PYMNTS

SEPTEMBER 3, 2019

They may never have made a purchase on the online marketplace, but the odds are good they know at least one good story about something bought it on eBay story. 1 went live over Labor Day weekend 1995 from founder Pierre Omidyar’s San Jose, California, living room. The national craze ended up pushing 6 percent of eBay’s sales on site.

San Jose 203

San Jose Online Illinois Payments 203

PYMNTS

NOVEMBER 25, 2017

The original STEM toy, and part of the first class of toys inducted into the National Toy Hall of Fame (yes, that exists), has actually been around for over 100 years. It is also believed to have been the first toy ever advertised in a national campaign with a nationally recognized slogan. The Lego set retails for about $350.

National 179

National Branding Connecticut Video 179