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Credit UX: Starter Loans from Self Lender

Fintech Labs Insights

youth to obtain a credit card. So most rely on debit cards for spending. However, debit cards don’t help in establishing credit for the estimated 45 million American adults without a credit score ( see note 1 ). Even before ubiquitous Visa/Mastercards, students in the ’70s and ’80s students easily obtained gasoline charge cards.

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FinovateEurope Sneak Peek: Worldcore

Fintech Labs Insights

A look at the companies demoing live at FinovateEurope on the 7 and 8 of February 2017 in London. Worldcore offers a wide range of secure global payment solutions including access to bank transfers, e-currency payments, prepaid debit cards, mass payments, and international money transfers. Pick up your tickets today and save your spot.

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Early-Bird Discount Extended for FinDEVr Silicon Valley

Fintech Labs Insights

Using code, examples, and live demos, top software engineers and CTOs, technology architects and evangelists from dozens of firms will share their work and insights via 15-minute TED-style presentations. Personal Capital. Capital One. United Capital. Venture Capital Journal. Totum Wealth. Wisdom Design Associates.

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The 2019 GonzoBanker Awards

Gonzobanker

The company’s market capitalization, which after declining to less than $600 million in the 2009 recession, has now grown to almost $3 billion. Yet the Gonzo team has to give a shout out to the late entry of Texas Capital and Independent Bank. The Tech Award – Goes to Capital One. Best of luck in the next chapter, Chris!

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The 2022 GonzoBanker Awards

Gonzobanker

As if that wasn’t enough, regulators took a sledgehammer to debit fee income with Reg II changes that will begin reducing card-not-present interchange fees starting in July 2023. 2022 was the year the fintech industry and venture capital firms figured out that banking is harder than everybody thought. Except maybe they did partly.

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