Abrigo

APRIL 21, 2020

PPP loans carry a 0% risk weighting, meaning they don’t count against the institution from a risk-based capital standpoint. Both Domine and another ICBA webinar panelist, Tommy Bates, President and CEO at Legends Bank, both said their respective banks would be making use of the facility.

Lending 195

Lending Capital Minnesota FDIC 195

Abrigo

DECEMBER 2, 2021

Indeed, deposit levels to transaction accounts among community banks exploded 74% to $896.5 31, 2019, and June 3, 2021, according to the Community Banking in the 21st Century report. During the pandemic, fraud activity has increased, and fraudsters have found new ways to scam bank customers and credit union members.

Conference 195

Conference San Antonio Lending Fraud 195

Jeff For Banks

JULY 16, 2011

Bank equity is the primary buffer against loan losses. In the post, Mr. Johnson states "The problem is that some community banks do not have big enough loss-absorbing buffers — the role that bank equity plays." This would put them in sync with regulators, that are requiring banks to write down loans on expected losses.

Capital 65

Capital FDIC Guidelines Regulation 65

ABA Community Banking

JUNE 15, 2021

The FDIC proposed changes to its guidelines for real estate lending policies in order to align standards with the community bank leverage ratio, which does not require electing institutions to calculate tier 2 capital or total capital.

FDIC 51

FDIC Lending Guidelines Community Bank 51

Jeff For Banks

MARCH 29, 2014

These services are provided through a variety of delivery systems including automated teller machines, private banking, telephone banking and Internet banking. We believe we can effectively compete as a community bank in our market area and the niche markets we serve. Texas Capital Bancshares, Inc.

Strategy 100

Strategy Texas San Antonio Fort Worth 100

Gonzobanker

OCTOBER 15, 2014

My heart goes out to the hard working professionals who run the Treasury Services or “Cash Management” divisions at community banks. And they have never asked for much of the bank’s capital to win these big deals. Sure, it’s easy to poke fun at the big banks for being slow and bureaucratic.

Management 101

Management Community Bank Community Resources 101

Independent Banker

FEBRUARY 16, 2015

Sherrod Brown (D-Ohio), two lawmakers tapped to lead the Senate Banking Committee for their respective parties, are both independent-minded senators who hold positive views on several priority community banking issues. Richard Shelby (R-Ala.) So I would say he’s open to things we are concerned about.”.

Community Bank 70

Community Bank Alabama Ohio Community 70

Abrigo

APRIL 15, 2022

Along with this, strong liquidity reporting and monitoring processes are expected, including strict guidelines on liquidity positions such as operating levels and use of contingent sources. The NSFR typically only applies to large banks but is a metric community banks should be aware of even if they are not required to calculate it.

Management 195

Management Meeting Risk Management Operations 195

CFPB Monitor

AUGUST 13, 2018

McWilliams stated that the FDIC’s top priorities included: (1) reducing regulatory burden on community banks; (2) increasing the speed with which the FDIC reviews charter and deposit insurance applications; and (3) assisting banks to introduce new financial products that serve underserved communities. Finally, Ms.

FDIC 68

FDIC Community Lending Guidelines 68

Jeff For Banks

MAY 20, 2017

and New York Community Bancorp called off their planned merger. Both institutions were over the CRE concentration guidelines, so putting them together would exasperate this risk, so the regulatory thinking must have been. We perform this service for dozens of community banks. Last December, Astoria Financial Corp.

Lending 60

Lending Regulation Community Community Bank 60

Abrigo

APRIL 23, 2020

As lenders awaited word Thursday on final approval of $310 billion in new authorizations for the Paycheck Protection Program (PPP), they had as many questions as answers about program guidelines. Lenders using the application portal to enter loans have unique identification numbers. Streamline your PPP loan management. learn more.

Lending 221

Lending Los Angeles North Carolina Community 221