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The top-performing community banks of 2021

Independent Banker

Independent Banker’s annual listing top-performing community banks of 2021 alongside interviews with some of the winners. In true community bank fashion, each has its own story to tell and its own path to success. In true community bank fashion, each has its own story to tell and its own path to success.

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Who were ICBA’s Top Lenders of 2022?

Independent Banker

The Peoples Bank helped the Jones family of Legacy Dairy in Hiseville, Ky., From left, Ally Jones; bank chairman, president and CEO Terry L. Last year, community bank loan producers were faced with both record-low interest rates and a glut of deposits. The bank provides crop insurance to farmers in 11 states.

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Why Small Banks Are Rushing to Issue Subordinated Debt

American Banker

Community banks are stepping up efforts to raise cheap capital to fuel loan growth, make acquisitions and redeem pricier sources of funds.

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A Financial Institution Investment Banker Had Questions. Here Are My Answers.

Jeff For Banks

They should calculate their unique "well-capitalized" by estimating the risk on their balance sheet per balance sheet item, now and as projected. My guess is that if every bank did this, their target capital range (base + buffer) would be between 7%-9%. Not so much to the CEO and Board worried about his/her next analysts' call.

NJ 60
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Predicting the Next Banking Crisis Is a Fool’s Game. Not Learning From the Last One: Equally Foolish

Jeff For Banks

Finally, resolution of failing financial institutions requires that the deposit insurance fund be strongly capitalized with real reserves, not just federal guarantee.” Although community banks did not lend to sub-prime borrowers in any meaningful way, did we participate? To you, manage your interest rate risk.

FDIC 60
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Valley National in N.J. Raising Capital to Fund Loan Growth

American Banker

The $22 billion-asset company said in a press release Thursday that it is looking to sell 8.4 million shares of common stock, though it could sell another 840,000 shares if there is enough demand.

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Peapack-Gladstone in N.J. Joins List of Small Banks Raising Capital

American Banker

Peapack-Gladstone Financial in Bedminster, N.J., has filed a shelf registration statement to sell as much as $100 million in securities.

Capital 28