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Important Considerations When Growing the CRE Portfolio

Abrigo

In a survey of community banks and credit unions at the 2016 Sageworks Risk Management Summit, 42 percent of respondents said Commercial Real Estate, or CRE, lending was their primary focus for loan portfolio growth. This reflects a larger industry trend. For many, commercial real estate lending may be the ticket.

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Are de novos making a comback?

Abrigo

In order to encourage new bank formation, the FDIC has shortened the number of years de novo banks are subject to de facto capital requirements, among other improvements to make de novo bank formation more appealing. Heightened capital requirements that must be met up front 3. A low interest rate environment 2.

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How to Measure Interest Rate Risk Effectively in Banks & Credit Unions

Abrigo

“Accurate and timely IRR measurement is necessary for monitoring IRR effectively,” says the Office for the Comptroller of the Currency’s handbook on interest rate risk says. Measurement plays an important role in ensuring that interest rate risk doesn’t threaten a financial institution’s earnings and capital. EVE Analysis.

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