Independent Banker

JANUARY 31, 2022

These community banks are working to fix that through microlending programs. Now, some community banks are launching microlending programs to redress the balance. That realization sparked the idea at Summit Bank to create a microloan program that would target underserved groups in its communities. By Beth Mattson-Teig.

Lending 150

Lending Community Community Bank Compliance 150

Independent Banker

JUNE 30, 2022

Last year, community bank loan producers were faced with both record-low interest rates and a glut of deposits. But as they always do, they came through for individuals and businesses in their communities with a combination of personalized service and prudent risk management practices. First Community Bank of the Heartland, Inc.

Community Bank 172

Community Bank Community National Philadelphia 172

Abrigo

AUGUST 28, 2022

One overall benefit of effective loan pricing is that it is one of the many ways a financial institution can optimize capital. Adams, supervising examiner at the Federal Reserve Bank of Philadelphia, pricing is a key underwriting factor that should be addressed as part of a sound loan policy. According to James L.

Software 195

Software Lending Capital Philadelphia 195

American Banker

OCTOBER 31, 2023

A $35 million capital bump from a once-hostile investor group may have helped the Philadelphia bank avoid collapse. Still, it reported $30 million of quarterly operating losses and heavy securities risk in a recently filed call report.

Philadelphia 36

Philadelphia Capital Groups Security 36

American Banker

OCTOBER 17, 2016

has bought the assets of West Capital Management in Philadelphia. WSFS Financial in Wilmington, Del.,

Philadelphia 28

Philadelphia Management Capital Community Bank 28

PYMNTS

DECEMBER 31, 2020

For example, Philadelphia restaurateur Tamekah Bost told PYMNTS in a digital round table discussion that the secret to staying alive in 2020 has been openness to reinvention at a moment’s notice. Small businesses are the backbone of eBay, as well as the engine of jobs, progress and prosperity for communities across the U.S.,”

Maine 169

Maine Philadelphia Community Boston 169

American Banker

OCTOBER 23, 2020

The bank said the move will give it more flexibility for raising capital.

Philadelphia 31

Philadelphia Company Capital Pennsylvania 31

Abrigo

JANUARY 29, 2016

One overall benefit of effective loan pricing is that it is one of the many ways a financial institution can optimize capital. Adams, supervising examiner at the Federal Reserve Bank of Philadelphia, pricing is a key underwriting factor that should be addressed as part of a sound loan policy. According to James L.

Capital 150

Capital Philadelphia Policies Strategy 150

PYMNTS

MARCH 11, 2020

The analyst community balked at longer-term questions about the company’s liquidity even though 2019 was the company’s sixth straight year of triple-digit revenue growth with over 177,000 cars delivered and just shy of $4 billion in revenue. billion, on an 82 percent increase in retail sales. Ontario (L.A.), Oklahoma City, and Memphis.

Company 130

Company Miami San Antonio Oklahoma City 130

Independent Banker

JANUARY 26, 2016

ICBA has planned an educational lineup of more than 60 workshops and networking sessions for next month’s Community Banking LIVE conference in New Orleans. Community banks can beat tech-based, nontraditional competitors at their own game. billion-asset community bank in Winter Haven, Fla., On New Competitors. Digital Jujitsu.

Community Bank 70

Community Bank Community San Diego Strategy 70

PYMNTS

APRIL 7, 2017

CS: That’s easy: The Uber of X is a shared service that leverages unused capital to provide a community service. We want to put that unused capital to use to the economic benefit of the owners. Also, launch Truxx in Philadelphia, Atlanta and Louisville. Truxx is a great example. PYMNTS: What are Truxx’s 2017 goals?

Louisville 116

Louisville Philadelphia Atlanta Retail 116

Jeff For Banks

MAY 4, 2020

Readers note: You can also view this post on Penn Community Bank's website. Even churches are closed and the new reality had me watching Easter church services from the Cathedral Basilica in Philadelphia on a website. Dorothy has been with Penn Community Bank and its predecessor since November, 2004. Click here.

Marketing 78

Marketing Philadelphia Community Bank US 78

Jeff For Banks

DECEMBER 8, 2022

As Philadelphia Fed President Harker said recently: “Inflation is known to shoot up like a rocket and then come down like a feather.” The problem is that we are not ready as an economy to turn on a dime away from fossil fuels and businesses are reluctant to make the necessary capital investments to drill for more oil.

Marketing 78

Marketing Policies Philadelphia Community Bank 78

Jeff For Banks

DECEMBER 22, 2013

capital appreciation and dividends. Texas Capital Bancshares, Inc. Nasdaq: MRLN) Continuing the theme of niche banks, Marlin is a direct lender providing financing to business so they can acquire new equipment and technology while preserving capital. Not so over the three years I have been keeping track. BofI Holdings, Inc. #2.

Community Bank 81

Community Bank Atlanta Community Strategy 81

Gonzobanker

DECEMBER 20, 2019

The company’s market capitalization, which after declining to less than $600 million in the 2009 recession, has now grown to almost $3 billion. It was always clear how much Jones loves his credit union, his team and his community. Yet the Gonzo team has to give a shout out to the late entry of Texas Capital and Independent Bank.

Idaho 148

Idaho Conference Data Marketing 148

Jeff For Banks

DECEMBER 12, 2017

Total return includes two components: capital appreciation and dividends. billion in asset company headquartered in West Virginia, providing community banking services primarily in the Eastern Panhandle and South Central regions of the state, and the Northern and Shenandoah Valley regions of Virginia. Summit Financial Group, Inc.

Minnesota 60

Minnesota West Virginia Virginia Iowa 60

Jeff For Banks

JANUARY 16, 2016

Between February and November, 2015, foreign capital was pulled out of the country to the tune of $843 billion. Dorothy has been with Penn Community Bank and its predecessor since November, 2004. China is paying the price for these actions. They used to hold reserves of $4 trillion in 2014.

Community Bank 60

Community Bank Data Atlanta Marketing 60

PYMNTS

NOVEMBER 30, 2018

The collaboration is in seven cities: New York, Los Angeles, San Francisco, Chicago, Philadelphia, Boston and Washington, D.C., With this capital, Sweetgreen wants to expand its business into other food categories, as well as look into blockchain technology to assist in the transparency of its supply chain. “As

Los Angeles 122

Los Angeles San Francisco Philadelphia Boston 122

PYMNTS

APRIL 23, 2019

According to the Federal Reserve , it is making debt holders less likely to buy homes; according to the Philadelphia Fed , it’s also keeping borrowers from starting businesses. Warren’s post was controversial, at least one idea contained within it is not: There is $1.5 trillion worth of student loan debt outstanding in the U.S.

Philadelphia 176

Philadelphia Course United States Capital 176

American Banker

DECEMBER 6, 2016

The veteran banker, who is taking the nonexecutive chairman post at Republic First Bancorp in Philadelphia after a long hiatus from the U.S. market, stands by the model he pioneered at Commerce despite a much-changed environment.

Philadelphia 28

Philadelphia Marketing Community Bank Capital 28

Jeff For Banks

FEBRUARY 26, 2011

There is a lot of soul searching happening in the executive suites and boardrooms of community financial institutions (FIs). In its simplest form, the discount rate in the above sample should be the shareholders'' expected capital appreciation of the FIs stock. Don''t put your FI in the same situation.

Analysis 68

Analysis Strategy Exercises Philadelphia 68

Jeff For Banks

FEBRUARY 3, 2017

Bank lending has not been the catalyst it used to be for improved growth in this recovery compared to prior ones; maybe we can point at regulation after regulation being forced onto banks and higher, more restrictive capital requirements. Dorothy has been with Penn Community Bank and its predecessor since November, 2004.

Marketing 60

Marketing Taxes Regulation US 60